F & M Bank Corp. (FMBM)
OTHER OTC:FMBM
Total Valuation
F & M Bank has a market cap or net worth of $108.50M. The enterprise value is $99.97M.
Market Cap$108.50M
Enterprise Value$99.97M
Share Statistics
F & M Bank has 3,557,495 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding3,557,495
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
F & M Bank’s return on equity (ROE) is 0.11 and return on invested capital (ROIC) is 20.01%.
Return on Equity (ROE)0.11
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)20.01%
Return on Capital Employed (ROCE)<0.01
Revenue Per Employee464.24K
Profits Per Employee0.00
Employee Count170
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of F & M Bank is 9.1. F & M Bank’s PEG ratio is 0.17.
PE Ratio9.1
PS Ratio1.30
PB Ratio0.98
Price to Fair Value0.98
Price to FCF6.48
Price to Operating Cash Flow0.00
PEG Ratio0.17
Income Statement
In the last 12 months, F & M Bank had revenue of 78.92M and earned 11.23M in profits. Earnings per share was 3.16.
Revenue78.92M
Gross Profit50.00M
Operating Income12.98M
Pretax Income12.98M
Net Income11.23M
EBITDA14.26M
Earnings Per Share (EPS)3.16
Cash Flow
In the last 12 months, operating cash flow was 0.00 and capital expenditures 0.00, giving a free cash flow of 0.00 billion.
Operating Cash Flow0.00
Free Cash Flow0.00
Free Cash Flow per Share0.00
Dividends & Yields
F & M Bank pays an annual dividend of $0.26, resulting in a dividend yield of 3.66%
Dividend Per Share$0.26
Dividend Yield3.66%
Payout Ratio34.76%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta-0.11
52-Week Price Change62.29%
50-Day Moving Average31.10
200-Day Moving Average26.53
Relative Strength Index (RSI)41.81
Average Volume (3m)4.39K
Important Dates
F & M Bank upcoming earnings date is Apr 27, 2026, TBA (Confirmed).
Last Earnings DateJan 30, 2026
Next Earnings DateApr 27, 2026
Ex-Dividend Date―
Financial Position
F & M Bank as a current ratio of 232.66, with Debt / Equity ratio of 10.30%
Current Ratio232.66
Quick Ratio232.66
Debt to Market Cap0.10
Net Debt to EBITDA-0.60
Interest Coverage Ratio0.49
Taxes
In the past 12 months, F & M Bank has paid 1.75M in taxes.
Income Tax1.75M
Effective Tax Rate0.13
Enterprise Valuation
F & M Bank EV to EBITDA ratio is 6.57, with an EV/FCF ratio of 5.94.
EV to Sales1.19
EV to EBITDA6.57
EV to Free Cash Flow5.94
EV to Operating Cash Flow5.68
Balance Sheet
F & M Bank has $67.84M in cash and marketable securities with $10.79M in debt, giving a net cash position of $57.05M billion.
Cash & Marketable Securities$67.84M
Total Debt$10.79M
Net Cash$57.05M
Net Cash Per Share$16.04
Tangible Book Value Per Share$28.59
Margins
Gross margin is 65.16%, with operating margin of 16.44%, and net profit margin of 14.23%.
Gross Margin65.16%
Operating Margin16.44%
Pretax Margin16.44%
Net Profit Margin14.23%
EBITDA Margin18.07%
EBIT Margin16.44%
Analyst Forecast
The average price target for F & M Bank is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast6.78%
EPS Growth Forecast91.98%