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F & M Bank Corp. (FMBM)
OTHER OTC:FMBM
Total Valuation
F & M Bank has a market cap or net worth of $91.92M. The enterprise value is $62.32M.
Market Cap$91.92M
Enterprise Value$62.32M
Share Statistics
F & M Bank has 3,557,267 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding3,557,267
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
F & M Bank’s return on equity (ROE) is 0.08 and return on invested capital (ROIC) is -1.03%.
Return on Equity (ROE)0.08
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)-1.03%
Return on Capital Employed (ROCE)0.08
Revenue Per Employee249.15K
Profits Per Employee42.85K
Employee Count170
Asset Turnover0.03
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of F & M Bank is 10.8. F & M Bank’s PEG ratio is 0.06.
PE Ratio10.8
PS Ratio1.68
PB Ratio0.82
Price to Fair Value0.82
Price to FCF9.86
Price to Operating Cash Flow7.22
PEG Ratio0.06
Income Statement
In the last 12 months, F & M Bank had revenue of 42.35M and earned 7.29M in profits. Earnings per share was 2.07.
Revenue42.35M
Gross Profit42.35M
Operating Income8.71M
Pretax Income7.92M
Net Income7.29M
EBITDA9.33M
Earnings Per Share (EPS)2.07
Cash Flow
In the last 12 months, operating cash flow was 12.29M and capital expenditures -396.00K, giving a free cash flow of 11.90M billion.
Operating Cash Flow12.29M
Free Cash Flow11.90M
Free Cash Flow per Share3.34
Dividends & Yields
F & M Bank pays an annual dividend of $0.26, resulting in a dividend yield of 4.02%
Dividend Per Share$0.26
Dividend Yield4.02%
Payout Ratio43.42%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta-0.13
52-Week Price Change17.03%
50-Day Moving Average23.68
200-Day Moving Average20.69
Relative Strength Index (RSI)72.95
Average Volume (3m)2.59K
Important Dates
F & M Bank upcoming earnings date is Nov 4, 2025, TBA (Confirmed).
Last Earnings DateJul 30, 2025
Next Earnings DateNov 4, 2025
Ex-Dividend DateAug 14, 2025
Financial Position
F & M Bank as a current ratio of 0.05, with Debt / Equity ratio of 7.38%
Current Ratio0.05
Quick Ratio0.05
Debt to Market Cap0.10
Net Debt to EBITDA-1.30
Interest Coverage Ratio0.29
Taxes
In the past 12 months, F & M Bank has paid 638.00K in taxes.
Income Tax638.00K
Effective Tax Rate0.08
Enterprise Valuation
F & M Bank EV to EBITDA ratio is 6.31, with an EV/FCF ratio of 8.17.
EV to Sales1.39
EV to EBITDA6.31
EV to Free Cash Flow8.17
EV to Operating Cash Flow7.86
Balance Sheet
F & M Bank has $39.63M in cash and marketable securities with $7.00M in debt, giving a net cash position of $32.64M billion.
Cash & Marketable Securities$39.63M
Total Debt$7.00M
Net Cash$32.64M
Net Cash Per Share$9.17
Tangible Book Value Per Share$23.65
Margins
Gross margin is 83.09%, with operating margin of 20.56%, and net profit margin of 17.20%.
Gross Margin83.09%
Operating Margin20.56%
Pretax Margin18.71%
Net Profit Margin17.20%
EBITDA Margin22.02%
EBIT Margin18.71%
Analyst Forecast
The average price target for F & M Bank is $24.00, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$24.00
Price Target Upside-7.12% Downside
Analyst ConsensusHold
Analyst Count1
Revenue Growth Forecast8.53%
EPS Growth Forecast47.44%