F & M Bank Corp. (FMBM)
OTHER OTC:FMBM
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Total Valuation
F & M Bank has a market cap or net worth of $121.83M. The enterprise value is $112.24M.
Market Cap$121.83M
Enterprise Value$112.24M
Share Statistics
F & M Bank has 3,559,157 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding3,559,157
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
F & M Bank’s return on equity (ROE) is 0.11 and return on invested capital (ROIC) is 20.01%.
Return on Equity (ROE)0.11
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)20.01%
Return on Capital Employed (ROCE)<0.01
Revenue Per Employee464.24K
Profits Per Employee0.00
Employee Count170
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of F & M Bank is 8.4. F & M Bank’s PEG ratio is 0.17.
PE Ratio8.4
PS Ratio1.30
PB Ratio0.98
Price to Fair Value0.98
Price to FCF6.48
Price to Operating Cash Flow7.23
PEG Ratio0.17
Income Statement
In the last 12 months, F & M Bank had revenue of 78.92M and earned 11.23M in profits. Earnings per share was 3.16.
Revenue78.92M
Gross Profit50.00M
Operating Income12.98M
Pretax Income12.98M
Net Income11.23M
EBITDA14.26M
Earnings Per Share (EPS)3.16
Cash Flow
In the last 12 months, operating cash flow was 16.69M and capital expenditures -1.32M, giving a free cash flow of 15.36M billion.
Operating Cash Flow16.69M
Free Cash Flow15.36M
Free Cash Flow per Share4.32
Dividends & Yields
F & M Bank pays an annual dividend of $0.26, resulting in a dividend yield of 3.66%
Dividend Per Share$0.26
Dividend Yield3.66%
Payout Ratio34.76%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta-0.08
52-Week Price Change79.88%
50-Day Moving Average31.38
200-Day Moving Average28.02
Relative Strength Index (RSI)73.85
Average Volume (3m)4.39K
Important Dates
F & M Bank upcoming earnings date is Jul 23, 2026, TBA (Confirmed).
Last Earnings DateApr 27, 2026
Next Earnings DateJul 23, 2026
Ex-Dividend Date―
Financial Position
F & M Bank as a current ratio of 232.66, with Debt / Equity ratio of 9.30%
Current Ratio232.66
Quick Ratio232.66
Debt to Market Cap0.10
Net Debt to EBITDA-0.60
Interest Coverage Ratio0.49
Taxes
In the past 12 months, F & M Bank has paid 1.75M in taxes.
Income Tax1.75M
Effective Tax Rate0.13
Enterprise Valuation
F & M Bank EV to EBITDA ratio is 6.57, with an EV/FCF ratio of 5.94.
EV to Sales1.19
EV to EBITDA6.57
EV to Free Cash Flow5.94
EV to Operating Cash Flow5.68
Balance Sheet
F & M Bank has $18.34M in cash and marketable securities with $9.92M in debt, giving a net cash position of $8.42M billion.
Cash & Marketable Securities$18.34M
Total Debt$9.92M
Net Cash$8.42M
Net Cash Per Share$2.36
Tangible Book Value Per Share$28.59
Margins
Gross margin is 66.38%, with operating margin of 16.44%, and net profit margin of 14.23%.
Gross Margin66.38%
Operating Margin16.44%
Pretax Margin16.44%
Net Profit Margin14.23%
EBITDA Margin18.07%
EBIT Margin16.44%
Analyst Forecast
The average price target for F & M Bank is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast4.85%
EPS Growth Forecast38.83%