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F & M Bank Corp. (FMBM)
OTHER OTC:FMBM
Total Valuation
F & M Bank has a market cap or net worth of $96.15M. The enterprise value is $62.32M.
Market Cap$96.15M
Enterprise Value$62.32M
Share Statistics
F & M Bank has 3,557,267 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding3,557,267
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
F & M Bank’s return on equity (ROE) is 0.08 and return on invested capital (ROIC) is -1.03%.
Return on Equity (ROE)0.08
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)-1.03%
Return on Capital Employed (ROCE)0.08
Revenue Per Employee440.62K
Profits Per Employee42.85K
Employee Count170
Asset Turnover0.03
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of F & M Bank is 9.0. F & M Bank’s PEG ratio is 0.06.
PE Ratio9.0
PS Ratio1.68
PB Ratio0.82
Price to Fair Value0.82
Price to FCF9.86
Price to Operating Cash Flow5.39
PEG Ratio0.06
Income Statement
In the last 12 months, F & M Bank had revenue of 74.91M and earned 7.29M in profits. Earnings per share was 2.07.
Revenue74.91M
Gross Profit42.01M
Operating Income7.92M
Pretax Income7.92M
Net Income7.29M
EBITDA9.33M
Earnings Per Share (EPS)2.07
Cash Flow
In the last 12 months, operating cash flow was 18.36M and capital expenditures -443.00K, giving a free cash flow of 17.92M billion.
Operating Cash Flow18.36M
Free Cash Flow17.92M
Free Cash Flow per Share5.04
Dividends & Yields
F & M Bank pays an annual dividend of $0.26, resulting in a dividend yield of 3.74%
Dividend Per Share$0.26
Dividend Yield3.74%
Payout Ratio34.76%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta-0.16
52-Week Price Change46.70%
50-Day Moving Average26.92
200-Day Moving Average22.53
Relative Strength Index (RSI)73.78
Average Volume (3m)4.39K
Important Dates
F & M Bank upcoming earnings date is Feb 4, 2026, TBA (Confirmed).
Last Earnings DateOct 28, 2025
Next Earnings DateFeb 4, 2026
Ex-Dividend Date―
Financial Position
F & M Bank as a current ratio of 0.05, with Debt / Equity ratio of 6.90%
Current Ratio0.05
Quick Ratio0.05
Debt to Market Cap0.10
Net Debt to EBITDA-1.30
Interest Coverage Ratio0.29
Taxes
In the past 12 months, F & M Bank has paid 638.00K in taxes.
Income Tax638.00K
Effective Tax Rate0.08
Enterprise Valuation
F & M Bank EV to EBITDA ratio is 6.31, with an EV/FCF ratio of 8.17.
EV to Sales1.39
EV to EBITDA6.31
EV to Free Cash Flow8.17
EV to Operating Cash Flow7.86
Balance Sheet
F & M Bank has $348.29M in cash and marketable securities with $7.00M in debt, giving a net cash position of $341.29M billion.
Cash & Marketable Securities$348.29M
Total Debt$7.00M
Net Cash$341.29M
Net Cash Per Share$95.94
Tangible Book Value Per Share$23.65
Margins
Gross margin is 59.40%, with operating margin of 20.56%, and net profit margin of 17.20%.
Gross Margin59.40%
Operating Margin20.56%
Pretax Margin18.71%
Net Profit Margin17.20%
EBITDA Margin22.02%
EBIT Margin18.71%
Analyst Forecast
The average price target for F & M Bank is ―, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target―
Price Target Upside―
Analyst ConsensusHold
Analyst Count0
Revenue Growth Forecast6.78%
EPS Growth Forecast91.98%