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F & M Bank Corp. (FMBM)
OTHER OTC:FMBM
Total Valuation
F & M Bank has a market cap or net worth of $83.52M. The enterprise value is $62.32M.
Market Cap$83.52M
Enterprise Value$62.32M
Share Statistics
F & M Bank has 3,557,267 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding3,557,267
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
F & M Bank’s return on equity (ROE) is 0.08 and return on invested capital (ROIC) is 0.75%.
Return on Equity (ROE)0.08
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)0.75%
Return on Capital Employed (ROCE)<0.01
Revenue Per Employee260.91K
Profits Per Employee42.85K
Employee Count170
Asset Turnover0.03
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of F & M Bank is 9.8. F & M Bank’s PEG ratio is ―.
PE Ratio9.8
PS Ratio0.00
PB Ratio0.00
Price to Fair Value0.82
Price to FCF0.00
Price to Operating Cash Flow7.86
PEG Ratio―
Income Statement
In the last 12 months, F & M Bank had revenue of 44.35M and earned 7.29M in profits. Earnings per share was 2.07.
Revenue44.35M
Gross Profit44.35M
Operating Income7.92M
Pretax Income7.92M
Net Income7.29M
EBITDA9.33M
Earnings Per Share (EPS)2.07
Cash Flow
In the last 12 months, operating cash flow was 9.88M and capital expenditures -343.00K, giving a free cash flow of 9.54M billion.
Operating Cash Flow9.88M
Free Cash Flow9.54M
Free Cash Flow per Share2.68
Dividends & Yields
F & M Bank pays an annual dividend of $0.26, resulting in a dividend yield of 4.43%
Dividend Per Share$0.26
Dividend Yield4.43%
Payout Ratio43.42%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta-0.15
52-Week Price Change9.67%
50-Day Moving Average21.72
200-Day Moving Average20.09
Relative Strength Index (RSI)76.10
Average Volume (3m)3.27K
Important Dates
F & M Bank upcoming earnings date is Nov 4, 2025, TBA (Confirmed).
Last Earnings DateJul 30, 2025
Next Earnings DateNov 4, 2025
Ex-Dividend DateAug 14, 2025
Financial Position
F & M Bank as a current ratio of 0.09, with Debt / Equity ratio of 7.65%
Current Ratio0.09
Quick Ratio0.09
Debt to Market Cap0.10
Net Debt to EBITDA-1.30
Interest Coverage Ratio0.26
Taxes
In the past 12 months, F & M Bank has paid 638.00K in taxes.
Income Tax638.00K
Effective Tax Rate0.08
Enterprise Valuation
F & M Bank EV to EBITDA ratio is 6.31, with an EV/FCF ratio of 8.17.
EV to Sales1.33
EV to EBITDA6.31
EV to Free Cash Flow8.17
EV to Operating Cash Flow7.86
Balance Sheet
F & M Bank has $0.00 in cash and marketable securities with $6.99M in debt, giving a net cash position of $6.99M billion.
Cash & Marketable Securities$0.00
Total Debt$6.99M
Net Cash$6.99M
Net Cash Per Share$1.96
Tangible Book Value Per Share$23.65
Margins
Gross margin is 79.20%, with operating margin of 17.86%, and net profit margin of 16.42%.
Gross Margin79.20%
Operating Margin17.86%
Pretax Margin17.86%
Net Profit Margin16.42%
EBITDA Margin21.03%
EBIT Margin17.86%
Analyst Forecast
The average price target for F & M Bank is $24.00, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$24.00
Price Target Upside2.21% Upside
Analyst ConsensusHold
Analyst Count1
Revenue Growth Forecast8.26%
EPS Growth Forecast47.44%