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FIGR Stock Chart & Stats
$27.59
-$1.65(-5.64%)
At close: 4:00 PM EDT
$27.59
-$1.65(-5.64%)
Day’s Range― - ―
52-Week Range$24.11 - $78.00
Previous CloseN/A
Volume1.99M
Average Volume (3M)3.71M
Market Cap
$7.88B
Enterprise Value$7.46K
Total Cash (Recent Filing)$1.44B
Total Debt (Recent Filing)$1.47B
Price to Earnings (P/E)32.5
Beta2.31
Next Earnings
Nov 12, 2026EPS Estimate
0.29Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.10
Shares Outstanding182,622,740
10 Day Avg. Volume2,511,967
30 Day Avg. Volume3,710,965
Financial Highlights & Ratios
PEG Ratio0.06
Price to Book (P/B)7.61
Price to Sales (P/S)20.44
P/FCF Ratio222.98
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$52.43Price Target Upside90.03% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering7
EPS Forecast (FY)1.17
Revenue Forecast (FY)$824.53M
Bulls Say, Bears Say
Bulls Say
Strong Revenue And Profitability GrowthThe sharp improvement in revenue and profitability indicates stronger operating scale and earnings power. Very high gross margins provide a durable foundation, although future results must demonstrate that the 2025 step-up is repeatable.
Partner Expansion And Capital-Light Platform AdoptionRapid partner growth and increasing Figure Connect penetration broaden distribution and shift activity toward capital-light, fee-based infrastructure. This can improve scalability, reduce funding dependence, and strengthen the platform network over time.
Improving Credit Quality And Operating EfficiencyHigher-quality originations and lower processing costs support better risk-adjusted economics as volumes grow. These improvements can make the marketplace more attractive to capital providers while creating operating leverage across the platform.
Bears Say
Uneven Cash-Flow ConversionCash generation has improved but has not consistently tracked reported earnings, including negative operating cash flow during a profitable period. Continued volatility could limit reinvestment capacity and make funding needs more sensitive to business growth.
Take-Rate And Revenue Mix PressureThe strategic shift toward Figure Connect supports capital-light growth but carries lower take rates, while gain-on-sale revenue remains rate-sensitive. Sustained volume growth may therefore translate into less revenue per dollar originated.
Higher Leverage From Kiavi FinancingThe debt supports an expansion strategy but adds substantial fixed interest costs and creditor restrictions. If Kiavi integration or expected growth underperforms, higher obligations could reduce financial flexibility and pressure future margins.
Figure Technology Solutions, Inc. Class A News
FIGR FAQ
What was Figure Technology Solutions, Inc. Class A’s price range in the past 12 months?
Figure Technology Solutions, Inc. Class A lowest stock price was $24.11 and its highest was $78.00 in the past 12 months.
What is Figure Technology Solutions, Inc. Class A’s market cap?
Figure Technology Solutions, Inc. Class A’s market cap is $7.88B.
When is Figure Technology Solutions, Inc. Class A’s upcoming earnings report date?
Figure Technology Solutions, Inc. Class A’s upcoming earnings report date is Nov 12, 2026 which is in 85 days.
How were Figure Technology Solutions, Inc. Class A’s earnings last quarter?
Figure Technology Solutions, Inc. Class A released its earnings results on Aug 13, 2026. The company reported $0.35 earnings per share for the quarter, beating the consensus estimate of $0.242 by $0.108.
Is Figure Technology Solutions, Inc. Class A overvalued?
According to Wall Street analysts Figure Technology Solutions, Inc. Class A’s price is currently Undervalued.
Does Figure Technology Solutions, Inc. Class A pay dividends?
Figure Technology Solutions, Inc. Class A does not currently pay dividends.
What is Figure Technology Solutions, Inc. Class A’s EPS estimate?
Figure Technology Solutions, Inc. Class A’s EPS estimate is 0.29.
How many shares outstanding does Figure Technology Solutions, Inc. Class A have?
Figure Technology Solutions, Inc. Class A has 182,622,740 shares outstanding.
What happened to Figure Technology Solutions, Inc. Class A’s price movement after its last earnings report?
Figure Technology Solutions, Inc. Class A reported an EPS of $0.35 in its last earnings report, beating expectations of $0.242. Following the earnings report the stock price went up 3.911%.
Which hedge fund is a major shareholder of Figure Technology Solutions, Inc. Class A?
Currently, no hedge funds are holding shares in FIGR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Figure Technology Solutions, Inc. Class A Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$52.43 (90.03% Upside)
$52.43 (90.03% Upside)
Blogger Sentiment
Bullish
FIGR Sentiment 71%
Sector Average 58%
Sector Average 58%
Hedge Fund Trend
Decreased
By 1.5M Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $274.0K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Positive
Last 7 Days ▲ 1.6%
Last 30 Days ▲ 0.7%
Last 30 Days ▲ 0.7%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
136.97%
Trailing 12-Months
Company Description
Figure Technology Solutions, Inc. Class A
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FIGR Company Deck
FIGR Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a strongly positive operational and financial story: very large top-line growth (CLM volume +132% YoY), rapid and broad partner adoption (489 partners, Figure Connect at 65% mix), improving unit economics (adjusted EBITDA +126% YoY and 55% margin), and strengthening capital markets execution and credit metrics. Key near-term challenges center on take-rate pressure driven by strategic mix shift into the lower-take-rate, capital-light Figure Connect channel, volatility in gain-on-sale from higher interest rates, and temporary margin dilution from retained loans to support Democratized Prime. Management provided clear growth drivers (Connect, Democratized Prime, Kiavi acquisition, AI and stablecoin-led operational improvements) and guidance that reflects confidence in Q3 volumes. Overall, positives materially outweigh the cited headwinds, which are largely strategic mix or macro-rate driven and accompanied by supporting profitability and credit-strength trends.View all FIGR earnings summariesFIGR Stock 12 Month Forecast
Average Price Target
$52.43
▲(90.03% Upside)
Technical Analysis
Ownership Overview
19.79% Insiders
8.52% Mutual Funds
27.28% Other Institutional Investors
34.88% Public Companies and
Individual Investors