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FIGR Stock Chart & Stats
$27.59
-$1.65(-5.64%)
At close: 4:00 PM EDT
$27.59
-$1.65(-5.64%)
Day’s Range― - ―
52-Week Range$25.01 - $78.00
Previous CloseN/A
Volume1.99M
Average Volume (3M)3.71M
Market Cap
$6.08B
Enterprise Value$3.77B
Total Cash (Recent Filing)$1.46B
Total Debt (Recent Filing)$1.32B
Price to Earnings (P/E)35.3
Beta2.20
Next Earnings
Aug 13, 2026EPS Estimate
0.24Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.78
Shares Outstanding182,622,740
10 Day Avg. Volume2,511,967
30 Day Avg. Volume3,710,965
Financial Highlights & Ratios
PEG Ratio0.06
Price to Book (P/B)7.61
Price to Sales (P/S)20.44
P/FCF Ratio222.98
Enterprise Value/Market Cap0.62
Enterprise Value/Revenue6.08
Enterprise Value/Gross Profit6.76
Enterprise Value/Ebitda17.28
Forecast
1Y Price Target
$52.00Price Target Upside88.47% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering7
EPS Forecast (FY)0.96
Revenue Forecast (FY)$803.19M
Bulls Say, Bears Say
Bulls Say
High Revenue & ProfitabilityFigure delivered a meaningful, structural step-up in 2025 with high gross margins (~87–92%) and net margin ~26%. These margin profiles provide durable earnings power and room to reinvest in product/scale, supporting sustainable profitability if core marketplace dynamics persist.
Marketplace Growth & Product DiversificationRapid CLM expansion and broader product set (Democratized Prime, token yields, first‑lien, SMB loans) create network effects and multiple revenue streams. A larger partner base and diversified loan types improve scale economics and reduce single-product dependency over the medium term.
Improved Liquidity & Capital Markets AccessStrong cash balance and repeated securitization/whole‑loan execution demonstrate funding access and operational capital-market capability. This liquidity and execution flexibility underpin growth plans and enable strategic investments like seeding DeFi pools without immediate equity dilution.
Bears Say
Earnings & Cashflow VolatilityInconsistent cash conversion—negative operating cash flow despite positive net income in 2024, then a swing to positive in 2025—indicates earnings are not yet reliably convertible to cash. This undermines predictability of free cash generation and increases refinancing and funding risk over time.
Higher Leverage & Covenants From New NotesThe $600M senior notes introduce substantial fixed interest burden and restrictive covenants that can constrain dividends, asset sales, and additional indebtedness. These features reduce financial flexibility and raise servicing risk if growth or margins disappoint during integration of Kiavi.
Regulatory & Execution Risk For DeFi InitiativesKey blockchain initiatives require regulatory clarity and industry adoption to scale. Multi‑year adoption cycles and partner onboarding ramps create execution risk, delaying monetization of tokenization/DeFi products and potentially requiring further capital or longer timeframes to reach scale.
FIGR FAQ
What was Figure Technology Solutions, Inc. Class A’s price range in the past 12 months?
Figure Technology Solutions, Inc. Class A lowest stock price was $25.01 and its highest was $78.00 in the past 12 months.
What is Figure Technology Solutions, Inc. Class A’s market cap?
Figure Technology Solutions, Inc. Class A’s market cap is $6.08B.
When is Figure Technology Solutions, Inc. Class A’s upcoming earnings report date?
Figure Technology Solutions, Inc. Class A’s upcoming earnings report date is Aug 13, 2026 which is in 16 days.
How were Figure Technology Solutions, Inc. Class A’s earnings last quarter?
Figure Technology Solutions, Inc. Class A released its earnings results on May 11, 2026. The company reported $0.18 earnings per share for the quarter, missing the consensus estimate of $0.186 by -$0.006.
Is Figure Technology Solutions, Inc. Class A overvalued?
According to Wall Street analysts Figure Technology Solutions, Inc. Class A’s price is currently Undervalued.
Does Figure Technology Solutions, Inc. Class A pay dividends?
Figure Technology Solutions, Inc. Class A does not currently pay dividends.
What is Figure Technology Solutions, Inc. Class A’s EPS estimate?
Figure Technology Solutions, Inc. Class A’s EPS estimate is 0.24.
How many shares outstanding does Figure Technology Solutions, Inc. Class A have?
Figure Technology Solutions, Inc. Class A has 182,622,740 shares outstanding.
What happened to Figure Technology Solutions, Inc. Class A’s price movement after its last earnings report?
Figure Technology Solutions, Inc. Class A reported an EPS of $0.18 in its last earnings report, missing expectations of $0.186. Following the earnings report the stock price went up 1.36%.
Which hedge fund is a major shareholder of Figure Technology Solutions, Inc. Class A?
Currently, no hedge funds are holding shares in FIGR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Figure Technology Solutions, Inc. Class A Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$52.00 (88.47% Upside)
$52.00 (88.47% Upside)
Blogger Sentiment
Bullish
FIGR Sentiment 70%
Sector Average 63%
Sector Average 63%
Hedge Fund Trend
Decreased
By 1.5M Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $274.0K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Negative
Last 7 Days ▼ 0.6%
Last 30 Days ▼ 0.4%
Last 30 Days ▼ 0.4%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Company Description
Figure Technology Solutions, Inc. Class A
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FIGR Company Deck
FIGR Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a strongly positive operating and financial quarter: robust top-line growth (adjusted net revenue +92%), rapid marketplace volume expansion (CLM +110% YoY, first month above $1B), improving profitability (adjusted EBITDA margin 50%), meaningful product and DeFi progress (Democratized Prime, YLDS, OPEN, Hastra expansion), strong liquidity (~$1.5B cash) and securitization execution (~$1.9B priced). Key near-term challenges relate to mix-driven take-rate dynamics, short-term margin impact from retained inventory to seed DeFi pools (~$2M interest expense, ~1.4% EBITDA drag), the need to onboard third-party borrowers and large partners (3–6 month ramps), and regulatory/adoption risks for some blockchain-specific initiatives. Overall, highlights substantially outweigh the lowlights, reflecting strong momentum but with identifiable timing and execution risks as the company scales its blockchain-native capital market ecosystem.View all FIGR earnings summariesFIGR Stock 12 Month Forecast
All Analysts
Top Analysts
Average Price Target
$52.00
▲(88.47% Upside)
Technical Analysis
1 Day
3 Days
1 Week
1 Month
Ownership Overview
19.81% Insiders
8.52% Mutual Funds
0.69% Other Institutional Investors
62.00% Public Companies and Individual Investors










