Figure Technology Solutions, Inc. Class A (FIGR)
NASDAQ:FIGR
Want to see FIGR full AI Analyst Report?
FIGR Stock Chart & Stats
$36.67
--
Market closed
$36.67
--
Day’s Range― - ―
52-Week Range$25.01 - $78.00
Previous CloseN/A
VolumeN/A
Average Volume (3M)3.80M
Market Cap
$6.21B
Enterprise Value$5.22B
Total Cash (Recent Filing)$1.46B
Total Debt (Recent Filing)$232.40M
Price to Earnings (P/E)33.8
Beta1.85
Next Earnings
Nov 12, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.78
Shares Outstanding182,622,740
10 Day Avg. Volume3,505,997
30 Day Avg. Volume3,801,931
Financial Highlights & Ratios
PEG Ratio0.06
Price to Book (P/B)7.61
Price to Sales (P/S)20.44
P/FCF Ratio149.39
Enterprise Value/Market Cap0.84
Enterprise Value/Revenue8.42
Enterprise Value/Gross Profit9.36
Enterprise Value/Ebitda24.36
Forecast
1Y Price Target
$55.14Price Target Upside50.38% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering7
EPS Forecast (FY)1.01
Revenue Forecast (FY)$779.61M
Bulls Say, Bears Say
Bulls Say
Revenue And Profitability ImprovementFigure's 2025 step-up (revenue +78.7% and net margin ~26.4%) combined with very high gross margins (87–92%) demonstrates durable scalable economics. Sustained high gross margins support reinvestment in product, platform buildout, and margin resilience across cycles if growth execution continues.
De-risked Balance Sheet And LiquidityBalance sheet materially improved in 2025 with low leverage (D/E ~0.13) and expanded equity, giving durable financial flexibility. Strong liquidity and capital base reduce refinancing risk, support ongoing securitizations, product seeding (retained loans), and provide capacity for strategic investments or acquisitions.
Marketplace Scale & Capital Markets ExecutionRapid CLM scale and proven capital-markets execution (sizable securitizations and whole-loan sales) are structural advantages. They enable liquidity management, recurring fee economics, and partner network effects that support continued marketplace growth and lower marginal funding costs over time.
Bears Say
Inconsistent Cash GenerationOperating cash flow was negative in 2023–24 and only turned positive in 2025, showing inconsistent cash conversion versus reported earnings. This durability gap raises concerns about earnings quality, reliance on capital markets, and the firm's ability to self-fund growth and acquisitions during stressed cycles.
Acquisition Financing And Execution Risk (Kiavi)The Kiavi acquisition materially increases execution and financing complexity: significant cash consideration, a committed 364-day bridge up to $600M, and multiple regulatory and shareholder conditions. Integration, approval risk, and near-term funding needs could strain resources or delay expected strategic benefits.
Regulatory & Adoption Uncertainty For DeFi ProductsKey initiatives (wallet-based transfer agent records, DeFi pools, tokenization) require regulatory clarity and TradFi adoption. These are multi-year efforts; combined with third-party borrower bottlenecks and typical partner ramps (3–6 months), this creates structural timing and execution risk to realizing projected revenue streams.
Figure Technology Solutions, Inc. Class A News
FIGR FAQ
What was Figure Technology Solutions, Inc. Class A’s price range in the past 12 months?
Figure Technology Solutions, Inc. Class A lowest stock price was $25.01 and its highest was $78.00 in the past 12 months.
What is Figure Technology Solutions, Inc. Class A’s market cap?
Figure Technology Solutions, Inc. Class A’s market cap is $6.21B.
When is Figure Technology Solutions, Inc. Class A’s upcoming earnings report date?
Figure Technology Solutions, Inc. Class A’s upcoming earnings report date is Nov 12, 2026 which is in 151 days.
How were Figure Technology Solutions, Inc. Class A’s earnings last quarter?
Figure Technology Solutions, Inc. Class A released its earnings results on May 11, 2026. The company reported $0.18 earnings per share for the quarter, missing the consensus estimate of $0.186 by -$0.006.
Is Figure Technology Solutions, Inc. Class A overvalued?
According to Wall Street analysts Figure Technology Solutions, Inc. Class A’s price is currently Undervalued.
Does Figure Technology Solutions, Inc. Class A pay dividends?
Figure Technology Solutions, Inc. Class A does not currently pay dividends.
What is Figure Technology Solutions, Inc. Class A’s EPS estimate?
Figure Technology Solutions, Inc. Class A’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Figure Technology Solutions, Inc. Class A have?
Figure Technology Solutions, Inc. Class A has 182,622,740 shares outstanding.
What happened to Figure Technology Solutions, Inc. Class A’s price movement after its last earnings report?
Figure Technology Solutions, Inc. Class A reported an EPS of $0.18 in its last earnings report, missing expectations of $0.186. Following the earnings report the stock price went up 1.36%.
Which hedge fund is a major shareholder of Figure Technology Solutions, Inc. Class A?
Currently, no hedge funds are holding shares in FIGR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Figure Technology Solutions, Inc. Class A Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$55.14 (50.38% Upside)
$55.14 (50.38% Upside)
Blogger Sentiment
Bullish
FIGR Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 1.5M Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $7.3M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.4%
Last 30 Days ▼ 3.3%
Last 30 Days ▼ 3.3%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Company Description
Figure Technology Solutions, Inc. Class A
Figure Technology Solutions, Inc. specializes in creating and operating advanced blockchain-based platforms, primarily serving the consumer finance industry. The company provides a comprehensive suite of distributed ledger technology solutions designed to facilitate various marketplace activities, including lending, trading, and investing. Founded in 2018, Figure Technology Solutions is based in Reno, Nevada. The entity was formerly known as FT Intermediate, Inc., adopting its current name in August 2025.
FIGR Company Deck
FIGR Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a strongly positive operating and financial quarter: robust top-line growth (adjusted net revenue +92%), rapid marketplace volume expansion (CLM +110% YoY, first month above $1B), improving profitability (adjusted EBITDA margin 50%), meaningful product and DeFi progress (Democratized Prime, YLDS, OPEN, Hastra expansion), strong liquidity (~$1.5B cash) and securitization execution (~$1.9B priced). Key near-term challenges relate to mix-driven take-rate dynamics, short-term margin impact from retained inventory to seed DeFi pools (~$2M interest expense, ~1.4% EBITDA drag), the need to onboard third-party borrowers and large partners (3–6 month ramps), and regulatory/adoption risks for some blockchain-specific initiatives. Overall, highlights substantially outweigh the lowlights, reflecting strong momentum but with identifiable timing and execution risks as the company scales its blockchain-native capital market ecosystem.View all FIGR earnings summariesFIGR Stock 12 Month Forecast
Average Price Target
$55.14
▲(50.38% Upside)
Technical Analysis
Ownership Overview
19.89% Insiders
6.94% Mutual Funds
29.80% Other Institutional Investors
38.30% Public Companies and Individual Investors