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Fair Isaac Corporation (FICO)
NYSE:FICO
FICO Stock Chart & Stats
$1409.36
$17.27(0.89%)
At close: 4:00 PM EST
$1409.36
$17.27(0.89%)
Day’s Range― - ―
52-Week Range$1,193.10 - $2,217.60
Previous CloseN/A
Volume70.24K
Average Volume (3M)326.10K
Market Cap
$33.43B
Enterprise Value$36.46B
Total Cash (Recent Filing)$162.03M
Total Debt (Recent Filing)$3.23B
Price to Earnings (P/E)52.2
Beta1.29
Next Earnings
May 06, 2026EPS Estimate
10.68Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)7.33
Shares Outstanding23,722,134
10 Day Avg. Volume257,730
30 Day Avg. Volume326,098
Financial Highlights & Ratios
PEG Ratio1.89
Price to Book (P/B)-20.78
Price to Sales (P/S)18.22
P/FCF Ratio47.12
Enterprise Value/Market Cap1.09
Enterprise Value/Revenue17.67
Enterprise Value/Gross Profit21.33
Enterprise Value/Ebitda36.24
Forecast
1Y Price Target
$2,103.70Price Target Upside49.27% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering10
EPS Forecast (FY)41.53
Revenue Forecast (FY)$2.49B
Bulls Say, Bears Say
Bulls Say
Direct Licensing ProgramExpansion of the Mortgage Direct Licensing program allows resellers to distribute scores directly, expanding pricing power and increasing potential revenue capture from reseller channels.
Share RepurchasesBoard-approved larger share repurchase authorization and accelerated buybacks signal confidence in the company's free cash flow and are expected to be accretive to earnings per share if executed.
Software Platform GrowthAcceleration in software subscriptions, sizable new platform wins, and planned launches of a next-generation fraud solution and direct lending platform create clear levers for recurring revenue and up-sell opportunities.
Bears Say
Competitive And Regulatory RisksPotential lender choice enabling alternative scoring adoption, combined with regulatory pressure and weaker consumer credit, could reduce demand for proprietary scoring services and compress pricing.
Guidance And Volume UncertaintyManagement's reaffirmation of conservative FY2026 guidance highlights remaining uncertainty around origination volumes and interest rates, leaving upside dependent on clearer market improvements.
Product Migration ImpactMigration to the new platform and phased retirement of legacy fraud products has driven declines in non-platform subscriptions, pressuring software revenue during the transition.
Fair Isaac News
FICO FAQ
What was Fair Isaac Corporation’s price range in the past 12 months?
Fair Isaac Corporation lowest stock price was $1193.10 and its highest was $2217.60 in the past 12 months.
What is Fair Isaac Corporation’s market cap?
Fair Isaac Corporation’s market cap is $33.43B.
When is Fair Isaac Corporation’s upcoming earnings report date?
Fair Isaac Corporation’s upcoming earnings report date is May 06, 2026 which is in 64 days.
How were Fair Isaac Corporation’s earnings last quarter?
Fair Isaac Corporation released its earnings results on Jan 28, 2026. The company reported $7.33 earnings per share for the quarter, beating the consensus estimate of $7.085 by $0.245.
Is Fair Isaac Corporation overvalued?
According to Wall Street analysts Fair Isaac Corporation’s price is currently Undervalued.
Does Fair Isaac Corporation pay dividends?
Fair Isaac Corporation pays a Quarterly dividend of $0.02 which represents an annual dividend yield of N/A. See more information on Fair Isaac Corporation dividends here
What is Fair Isaac Corporation’s EPS estimate?
Fair Isaac Corporation’s EPS estimate is 10.68.
How many shares outstanding does Fair Isaac Corporation have?
Fair Isaac Corporation has 23,722,134 shares outstanding.
What happened to Fair Isaac Corporation’s price movement after its last earnings report?
Fair Isaac Corporation reported an EPS of $7.33 in its last earnings report, beating expectations of $7.085. Following the earnings report the stock price went down -1.568%.
Which hedge fund is a major shareholder of Fair Isaac Corporation?
Currently, no hedge funds are holding shares in FICO
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Fair Isaac Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$2,103.70 (49.27% Upside)
$2,103.70 (49.27% Upside)
Blogger Sentiment
Bullish
FICO Sentiment 75%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 55.8K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $4.7M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Negative
Last 7 Days ▼ 0.5%
Last 30 Days ▼ 0.7%
Last 30 Days ▼ 0.7%
News Sentiment
Very Bullish
Bullish news 83%
Bearish news 17%
Bearish news 17%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-23.24%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
8.65%
Trailing 12-Months
Company Description
Fair Isaac Corporation
Fair Isaac Corporation develops analytic, software, and data management products and services that enable businesses to automate, enhance, and connect decisions in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Software segment offers pre-configured decision management solution designed for various business problems or processes, such as marketing, account origination, customer management, customer engagement, fraud detection, financial crimes compliance, collection, and marketing, as well as associated professional services. This segment also provides FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by customers to address a wide range of business use cases. The Scores segment provides business-to-business scoring solutions and services for consumers that give clients access to analytics to be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. Fair Isaac Corporation markets its products and services primarily through its direct sales organization and indirect channels, as well as online. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana.
FICO Company Deck
FICO Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a predominantly positive operational and financial picture: strong overall revenue growth (+16% YoY), significant outperformance in the Scores business (+29% YoY) and momentum in software bookings and platform ARR (record ACV, platform ARR +33% YoY). Profitability and margins expanded materially (non-GAAP operating margin +432 bps), free cash flow and buybacks were robust, and strategic product/partner progress (Direct Licensing expansion, Plaid partnership, Gartner recognition) supports future growth. Counterbalancing items include declines in non-platform revenues/ARR, modestly rising operating expenses, a substantial debt balance, regional revenue concentration, and uncertainty around timing for regulatory approvals and LLPA/grid changes. Overall, the positive growth, margin expansion, cash generation and platform traction outweigh the challenges and uncertainty discussed on the call.View all FICO earnings summariesFICO Revenue Breakdown
58.70% Scores
41.30% Software
FICO Stock 12 Month Forecast
Average Price Target
$2,103.70
▲(49.27% Upside)
Technical Analysis
Ownership Overview
2.67% Insiders
31.19% Mutual Funds
14.81% Other Institutional Investors
24.39% Public Companies and Individual Investors