Fair Isaac Corporation (FICO)
NYSE:FICO
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FICO Stock Chart & Stats
$1073.52
$17.27(0.89%)
At close: 4:00 PM EST
$1073.52
$17.27(0.89%)
Day’s Range― - ―
52-Week Range$870.01 - $2,217.60
Previous CloseN/A
Volume70.24K
Average Volume (3M)388.81K
Market Cap
$23.77B
Enterprise Value$28.19B
Total Cash (Recent Filing)$219.42M
Total Debt (Recent Filing)$3.66B
Price to Earnings (P/E)23.8
Beta1.35
Next Earnings
Aug 05, 2026EPS Estimate
11.61Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)12.50
Shares Outstanding23,190,907
10 Day Avg. Volume378,659
30 Day Avg. Volume388,807
Financial Highlights & Ratios
PEG Ratio1.89
Price to Book (P/B)-20.78
Price to Sales (P/S)18.22
P/FCF Ratio47.12
Enterprise Value/Market Cap1.19
Enterprise Value/Revenue12.50
Enterprise Value/Gross Profit14.85
Enterprise Value/Ebitda24.25
Forecast
1Y Price Target
$1,655.57Price Target Upside54.22% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering15
EPS Forecast (FY)41.34
Revenue Forecast (FY)$2.48B
Bulls Say, Bears Say
Bulls Say
Mortgage Direct Licensing And Reseller AdoptionMortgage Direct Licensing program with broad reseller sign-ups expands pricing power and distribution, enabling resellers to sell scores directly and increasing potential revenue capture.
Share RepurchasesBoard-approved larger share repurchase authorization and accelerated buybacks signal strong free cash flow and can be accretive to earnings per share as share count declines.
Software And Platform MomentumAcceleration in software subscription bookings, sizable new platform wins, and planned launches of the direct lending platform and next-generation fraud solution create scalable recurring-revenue growth opportunities.
Bears Say
Competitive Pressure From Alternative ScoringLender choice enabling adoption of alternative scoring models such as VantageScore could erode market share in credit scoring and weaken pricing power for proprietary scores.
Platform Migration And Legacy Product RetirementMigration to the new platform and phased retirement of legacy fraud products has driven declines in non-platform software subscriptions, putting near-term pressure on software revenue until new platform adoption scales.
Regulatory And Credit Cycle RisksRegulatory measures like card fee caps combined with weaker consumer credit conditions could compress revenue from card issuers and reduce demand for lending-related services.
Fair Isaac News
FICO FAQ
What was Fair Isaac Corporation’s price range in the past 12 months?
Fair Isaac Corporation lowest stock price was $870.01 and its highest was $2217.60 in the past 12 months.
What is Fair Isaac Corporation’s market cap?
Fair Isaac Corporation’s market cap is $23.77B.
When is Fair Isaac Corporation’s upcoming earnings report date?
Fair Isaac Corporation’s upcoming earnings report date is Aug 05, 2026 which is in 95 days.
How were Fair Isaac Corporation’s earnings last quarter?
Fair Isaac Corporation released its earnings results on Apr 28, 2026. The company reported $12.5 earnings per share for the quarter, beating the consensus estimate of $10.893 by $1.607.
Is Fair Isaac Corporation overvalued?
According to Wall Street analysts Fair Isaac Corporation’s price is currently Undervalued.
Does Fair Isaac Corporation pay dividends?
Fair Isaac Corporation pays a Quarterly dividend of $0.02 which represents an annual dividend yield of N/A. See more information on Fair Isaac Corporation dividends here
What is Fair Isaac Corporation’s EPS estimate?
Fair Isaac Corporation’s EPS estimate is 11.61.
How many shares outstanding does Fair Isaac Corporation have?
Fair Isaac Corporation has 23,190,907 shares outstanding.
What happened to Fair Isaac Corporation’s price movement after its last earnings report?
Fair Isaac Corporation reported an EPS of $12.5 in its last earnings report, beating expectations of $10.893. Following the earnings report the stock price went up 3.273%.
Which hedge fund is a major shareholder of Fair Isaac Corporation?
Currently, no hedge funds are holding shares in FICO
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Fair Isaac Stock Smart Score
Outperform
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10
Analyst Consensus
Strong Buy
Average Price Target:
$1,655.57 (54.22% Upside)
$1,655.57 (54.22% Upside)
Blogger Sentiment
Bullish
FICO Sentiment 85%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 55.8K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.1M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days <0.1%
Last 30 Days ▲ 4.3%
Last 30 Days ▲ 4.3%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-43.75%
12-Months-Change
Fundamentals
Return on Equity
-43.08%
Trailing 12-Months
Asset Growth
11.58%
Trailing 12-Months
Company Description
Fair Isaac Corporation
Fair Isaac Corporation develops analytic, software, and data management products and services that enable businesses to automate, enhance, and connect decisions in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Software segment offers pre-configured decision management solution designed for various business problems or processes, such as marketing, account origination, customer management, customer engagement, fraud detection, financial crimes compliance, collection, and marketing, as well as associated professional services. This segment also provides FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by customers to address a wide range of business use cases. The Scores segment provides business-to-business scoring solutions and services for consumers that give clients access to analytics to be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. Fair Isaac Corporation markets its products and services primarily through its direct sales organization and indirect channels, as well as online. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana.
FICO Company Deck
FICO Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call highlighted multiple clear strengths: robust revenue and earnings growth, raised full-year guidance, strong platform momentum (high ARR growth and very high platform NRR), exceptional free cash flow and record share repurchases, plus strategic product and pricing moves to accelerate adoption of FICO Score 10T. Offsetting items include declines in legacy/non-platform ARR and revenues, regulatory/competitive uncertainty tied to FHFA and VantageScore developments, modestly rising operating and interest expenses, and geographic revenue concentration. On balance, the positive operational and financial beats, platform traction, and upgraded guidance materially outweigh the challenges noted, though management maintains conservative volume assumptions and is monitoring regulatory timing.View all FICO earnings summariesFICO Revenue Breakdown
58.70% Scores
41.30% Software
FICO Stock 12 Month Forecast
Average Price Target
$1,655.57
▲(54.22% Upside)
Technical Analysis
Ownership Overview
2.69% Insiders
33.22% Mutual Funds
3.20% Other Institutional Investors
32.77% Public Companies and Individual Investors