ENB Financial Corp (ENBP)
OTHER OTC:ENBP
ENBP Stock Chart & Stats
$23.48
$0.00(0.00%)
At close: 4:00 PM EST
$23.48
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$15.85 - $25.50
Previous CloseN/A
Volume4.10K
Average Volume (3M)987.00
Market Cap
$140.33M
Enterprise Value$261.69M
Total Cash (Recent Filing)$586.10M
Total Debt (Recent Filing)$127.84M
Price to Earnings (P/E)6.2
Beta0.12
Next Earnings
Apr 20, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield3.19%
Share Statistics
EPS (TTM)0.97
Shares Outstanding5,692,991
10 Day Avg. Volume572
30 Day Avg. Volume987
Financial Highlights & Ratios
PEG Ratio0.15
Price to Book (P/B)0.83
Price to Sales (P/S)1.54
P/FCF Ratio8.41
Enterprise Value/Market Cap1.86
Enterprise Value/Revenue2.38
Enterprise Value/Gross Profit3.30
Enterprise Value/Ebitda9.03
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Stronger Leverage PositionA materially lower debt-to-equity (~0.79 vs ~1.40) meaningfully increases balance-sheet flexibility, reducing funding and interest-rate vulnerability. This durable improvement boosts capacity for lending, cushions credit stress, and improves strategic optionality for dividends or targeted M&A over the medium term.
Improved Profitability And ROEMaterial margin expansion and a healthy ~13.4% ROE strengthen the bank's core earnings power and internal capital generation. Sustained profitability provides a buffer for credit losses, funds organic growth and shareholder returns, and underpins long-term franchise resilience even if top-line growth is uneven.
Acquisition Expands Footprint And ScaleThe Cecil Bancorp acquisition expands ENB's geographic footprint into northern/eastern Maryland and scales the franchise to ~$2.5B assets and 18 offices. Greater scale and deposit diversification can lower unit costs, improve deposit stability and cross-sell opportunities, supporting more durable revenue potential over months.
Bears Say
Sharp Revenue ContractionA ~26% revenue decline in 2025 undermines confidence in the sustainability of recent margin gains. If top-line weakness persists it can erode earnings quality, limit ability to sustain dividends or invest in growth, and suggests the earnings rebound may be driven by non-recurring items or cost timing.
Volatile Free Cash FlowA ~31% drop in free cash flow and inconsistent cash-conversion across years raise earnings-quality concerns. Volatile FCF limits internal funding for dividends, loan growth or debt reduction, increasing reliance on external financing and making capital planning and shareholder distributions less predictable over the medium term.
Integration And Execution RiskThe recent acquisition requires systems conversion and operational integration that can disrupt customer service, increase costs, and delay expected revenue or cost synergies. Given prior periods of higher leverage and cash volatility, execution setbacks could impair capital metrics and strain near-term earnings durability.
ENB Financial News
ENBP FAQ
What was ENB Financial Corp’s price range in the past 12 months?
ENB Financial Corp lowest stock price was $15.85 and its highest was $25.50 in the past 12 months.
What is ENB Financial Corp’s market cap?
ENB Financial Corp’s market cap is $140.33M.
When is ENB Financial Corp’s upcoming earnings report date?
ENB Financial Corp’s upcoming earnings report date is Apr 20, 2026 which is in 10 days.
How were ENB Financial Corp’s earnings last quarter?
ENB Financial Corp released its earnings results on Jan 21, 2026. The company reported $0.97 earnings per share for the quarter, beating the consensus estimate of N/A by $0.97.
Is ENB Financial Corp overvalued?
According to Wall Street analysts ENB Financial Corp’s price is currently Overvalued.
Does ENB Financial Corp pay dividends?
ENB Financial Corp pays a Quarterly dividend of $0.18 which represents an annual dividend yield of 3.19%. See more information on ENB Financial Corp dividends here
What is ENB Financial Corp’s EPS estimate?
ENB Financial Corp’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does ENB Financial Corp have?
ENB Financial Corp has 5,692,991 shares outstanding.
What happened to ENB Financial Corp’s price movement after its last earnings report?
ENB Financial Corp reported an EPS of $0.97 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.214%.
Which hedge fund is a major shareholder of ENB Financial Corp?
Currently, no hedge funds are holding shares in ENBP
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
ENB Financial Stock Smart Score
Neutral
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10
Technicals
SMA
Positive
20 days / 200 days
Momentum
6.33%
12-Months-Change
Fundamentals
Return on Equity
14.67%
Trailing 12-Months
Asset Growth
1.71%
Trailing 12-Months
Company Description
ENB Financial Corp
ENB Financial Corp operates as the bank holding company for Ephrata National Bank that provides various financial services to individuals and small-to-medium-sized businesses in Pennsylvania, the United States. The company's deposit products include non-interest bearing and interest-bearing demand deposits, NOW accounts, money market deposit accounts, savings accounts, and time deposits. Its loan portfolio comprises secured and unsecured commercial, real estate, and consumer loans. The company also provides direct deposit and direct payments of funds through electronic funds transfer. In addition, it offers ATM, telephone banking, debit and credit card, safe deposit box, remote deposit capture, and trust and investment advisory services, as well as internet banking services, such as bill pay and wire transfer. As of January 19, 2022, the company operated through 12 full-service locations in Lancaster County, southeastern Lebanon County, and southern Berks County, Pennsylvania. The company was founded in 1881 and is headquartered in Ephrata, Pennsylvania.
Technical Analysis
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Ownership Overview
Options Prices
Currently, No data available
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