Education
About Us
Working with TipRanks
Follow Us
ENB Financial Corp (ENBP)
OTHER OTC:ENBP
ENBP Stock Chart & Stats
$23.48
$0.00(0.00%)
At close: 4:00 PM EST
$23.48
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$15.50 - $25.50
Previous CloseN/A
Volume4.10K
Average Volume (3M)987.00
Market Cap
$140.19M
Enterprise Value$262.97M
Total Cash (Recent Filing)$598.42M
Total Debt (Recent Filing)$130.82M
Price to Earnings (P/E)6.2
Beta0.12
Next Earnings
Apr 20, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield3.19%
Share Statistics
EPS (TTM)0.97
Shares Outstanding5,698,959
10 Day Avg. Volume572
30 Day Avg. Volume987
Financial Highlights & Ratios
PEG Ratio0.27
Price to Book (P/B)0.74
Price to Sales (P/S)0.88
P/FCF Ratio8.88
Enterprise Value/Market Cap1.88
Enterprise Value/Revenue2.24
Enterprise Value/Gross Profit3.49
Enterprise Value/Ebitda9.77
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Strong Cash Generation And MarginsRobust free cash flow growth and high margins provide durable internal funding for operations, dividends, and strategic investments. Strong cash conversion reduces reliance on external financing, enabling steadier capital allocation through economic cycles and supporting long-term shareholder returns.
Improving Leverage And Solid ROEA lower debt-to-equity and healthy ROE indicate improving balance sheet discipline and efficient use of equity capital. This structural improvement increases financial flexibility for growth or stress periods, supports regulatory ratios, and underpins sustainable dividend policy and capital deployment.
Strategic Geographic And Scale ExpansionThe Cecil Bancorp acquisition materially expands ENB's deposit and loan base and diversifies its regional footprint. Greater scale and new markets create cross-sell opportunities, potential cost synergies, and a bigger franchise to support long-term organic growth and resilience versus relying solely on legacy markets.
Bears Say
Declining Revenue TrendSustained negative revenue growth undermines top-line scalability and increases reliance on margin improvements or non-core gains to sustain profits. Over time, shrinking revenue can strain growth investments, reduce pricing power, and magnify the impact of higher funding costs or integration missteps.
Acquisition Integration And Execution RiskIntegration of acquired branches, systems conversions, and cultural alignment are multi-quarter tasks that can dilute expected cost synergies and distract management. Poor execution risks deposit attrition, higher integration costs, and delayed earnings accretion, affecting medium-term franchise value.
Higher Fixed Funding Costs From Subordinated NotesIssuing higher-coupon subordinated debt raises the firm's long-term funding costs and interest obligations, which, combined with falling revenue, can pressure net income and cash flow. While it strengthens regulatory capital, the higher coupon permanently elevates fixed financing expense and reduces margin resilience.
ENB Financial News
ENBP FAQ
What was ENB Financial Corp’s price range in the past 12 months?
ENB Financial Corp lowest stock price was $15.50 and its highest was $25.50 in the past 12 months.
What is ENB Financial Corp’s market cap?
ENB Financial Corp’s market cap is $140.19M.
When is ENB Financial Corp’s upcoming earnings report date?
ENB Financial Corp’s upcoming earnings report date is Apr 20, 2026 which is in 44 days.
How were ENB Financial Corp’s earnings last quarter?
ENB Financial Corp released its earnings results on Jan 21, 2026. The company reported $0.97 earnings per share for the quarter, beating the consensus estimate of N/A by $0.97.
Is ENB Financial Corp overvalued?
According to Wall Street analysts ENB Financial Corp’s price is currently Overvalued.
Does ENB Financial Corp pay dividends?
ENB Financial Corp pays a Quarterly dividend of $0.18 which represents an annual dividend yield of 3.19%. See more information on ENB Financial Corp dividends here
What is ENB Financial Corp’s EPS estimate?
ENB Financial Corp’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does ENB Financial Corp have?
ENB Financial Corp has 5,698,959 shares outstanding.
What happened to ENB Financial Corp’s price movement after its last earnings report?
ENB Financial Corp reported an EPS of $0.97 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.214%.
Which hedge fund is a major shareholder of ENB Financial Corp?
Currently, no hedge funds are holding shares in ENBP
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
ENB Financial Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
6.33%
12-Months-Change
Fundamentals
Return on Equity
12.95%
Trailing 12-Months
Asset Growth
9.95%
Trailing 12-Months
Company Description
ENB Financial Corp
ENB Financial Corp operates as the bank holding company for Ephrata National Bank that provides various financial services to individuals and small-to-medium-sized businesses in Pennsylvania, the United States. The company's deposit products include non-interest bearing and interest-bearing demand deposits, NOW accounts, money market deposit accounts, savings accounts, and time deposits. Its loan portfolio comprises secured and unsecured commercial, real estate, and consumer loans. The company also provides direct deposit and direct payments of funds through electronic funds transfer. In addition, it offers ATM, telephone banking, debit and credit card, safe deposit box, remote deposit capture, and trust and investment advisory services, as well as internet banking services, such as bill pay and wire transfer. As of January 19, 2022, the company operated through 12 full-service locations in Lancaster County, southeastern Lebanon County, and southern Berks County, Pennsylvania. The company was founded in 1881 and is headquartered in Ephrata, Pennsylvania.
Technical Analysis
Magyar Bancorp
―
Union Bankshares
―
Sound Financial Bancorp
―
Bogota Financial
―
SR Bancorp, Inc.
―
Ownership Overview
Options Prices
Currently, No data available
---