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Discover Financial Services (DFS)
:DFS
DFS Stock Chart & Stats
Day’s Range― - ―
52-Week Range$119.31 - $205.76
Previous CloseN/A
Volume248.76K
Average Volume (3M)2.39M
Market Cap
$41.80B
Enterprise Value$59.85B
Total Cash (Recent Filing)$8.47B
Total Debt (Recent Filing)$16.25B
Price to Earnings (P/E)9.6
Beta1.42
Next Earnings
Apr 16, 2025EPS Estimate
3.35Last Dividend Ex-Date
Feb 20, 2025Dividend Yield1.65%
Share Statistics
EPS (TTM)15.57
Shares Outstanding251,605,300
10 Day Avg. Volume2,768,841
30 Day Avg. Volume2,390,097
Financial Highlights & Ratios
PEG Ratio0.21
Price to Book (P/B)N/A
Price to Sales (P/S)3.19
Price to Cash Flow (P/CF)5.20
P/FCF Ratio3.40
Enterprise Value/Market Cap1.43
Enterprise Value/RevenueN/A
Enterprise Value/Gross Profit3.34
Enterprise Value/Ebitda13.74
Forecast
1Y Price Target
$211.45Price Target Upside27.27% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering12
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Bulls Say, Bears Say
Bulls Say
Credit TrendsDiscover is performing better on credit trends compared to its peers due to strategic adjustments.
DelinquenciesDelinquencies were down 15 bps year-over-year, showing a positive trend expected to continue to revert to historical levels.
Loan GrowthLoan growth was better than the expected seasonal decline, suggesting resilience in Discover Financial Services' lending activities.
Bears Say
Net Charge-OffsFebruary's increase in net charge-offs was ahead of the expected seasonal move, signaling a need for careful monitoring.
PPNR And Operating ExpensesPPNR missed consensus by 9% primarily due to non-interest income missing consensus by 20% and operating expense missing by 8%.
Regulatory ChallengesDiscover faced regulatory investigations, which impacted its account growth strategy.
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Ownership Overview
0.23% Insiders
29.85% Mutual Funds
23.75% Other Institutional Investors
21.23% Public Companies and
Individual Investors
Risk Analysis
Main Risk Category
Finance & CorporateFinancial and accounting risks. Risks related to the execution of corporate activity and strategy
Website Traffic
Sorry, No Data AvailableThere is no website visitor data available for this stock.
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DFS FAQ
What was Discover Financial Services’s price range in the past 12 months?
Discover Financial Services lowest stock price was $119.31 and its highest was $205.76 in the past 12 months.
What is Discover Financial Services’s market cap?
Discover Financial Services’s market cap is $41.80B.
When is Discover Financial Services’s upcoming earnings report date?
Discover Financial Services’s upcoming earnings report date is Apr 16, 2025 which is in 19 days.
How were Discover Financial Services’s earnings last quarter?
Discover Financial Services released its earnings results on Jan 22, 2025. The company reported $5.11 earnings per share for the quarter, beating the consensus estimate of $3.608 by $1.502.
Is Discover Financial Services overvalued?
According to Wall Street analysts Discover Financial Services’s price is currently Undervalued.
Does Discover Financial Services pay dividends?
Discover Financial Services pays a Quarterly dividend of $0.699 which represents an annual dividend yield of 1.65%. See more information on Discover Financial Services dividends here
What is Discover Financial Services’s EPS estimate?
Discover Financial Services’s EPS estimate is 3.35.
How many shares outstanding does Discover Financial Services have?
Discover Financial Services has 251,605,300 shares outstanding.
What happened to Discover Financial Services’s price movement after its last earnings report?
Discover Financial Services reported an EPS of $5.11 in its last earnings report, beating expectations of $3.608. Following the earnings report the stock price went up 1.753%.
Which hedge fund is a major shareholder of Discover Financial Services?
Currently, no hedge funds are holding shares in DFS
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Discover Financial Services Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$211.45 (27.27% Upside)
$211.45 (27.27% Upside)
Blogger Sentiment
Bullish
DFS Sentiment 70%
Sector Average 66%
Sector Average 66%
Hedge Fund Trend
Decreased
By 915.6K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▼ 0.8%
Last 30 Days ▼ 2.8%
Last 30 Days ▼ 2.8%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
34.92%
12-Months-Change
Fundamentals
Return on Equity
24.68%
Trailing 12-Months
Asset Growth
-2.66%
Trailing 12-Months
Company Description
Discover Financial Services
Discover Financial Services (DFS) is a leading financial services company based in the United States, primarily known for its credit card offerings. The company operates in various sectors, including consumer banking, payment services, and loans. Discover provides a range of financial products and services, such as credit cards, personal loans, student loans, and deposit products, through its Discover Bank subsidiary. Additionally, Discover operates a global payments network, Discover Network, which includes partnerships with merchants and financial institutions worldwide.
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DFS Company Deck
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DFS Earnings Call
Q4 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call presented a strong performance for Discover Financial Services with significant net income growth and strategic gains from the student loan portfolio sale. Despite challenges such as a decline in card sales and increased operating expenses, the company showed resilience with improvements in credit performance and successful deposit growth. The focus on risk management and compliance improvements also underscores a positive trajectory towards the pending merger with Capital One.Read More>---
DFS Stock 12 Month Forecast
Average Price Target
$211.45
▲(27.27% Upside)
Technical Analysis
American Express
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Bank of America
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Capital One Financial
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Citigroup
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Synchrony Financial
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Best Analysts Covering DFS
1 Year
1 Year Success Rate
23/28 ratings generated profit
1 Year Average Return
+28.61%
reiterated a buy rating 11 days ago
Copying Sanjay Sakhrani's trades and holding each position for 1 Year would result in 82.14% of your transactions generating a profit, with an average return of +28.61% per trade.
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