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Discover Financial Services (DFS)
NYSE:DFS
Total Valuation
Discover Financial Services has a market cap or net worth of $50.34B. The enterprise value is $35.97B.
Market Cap$50.34B
Enterprise Value$35.97B
Share Statistics
Discover Financial Services has 313,468,000 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding313,468,000
Owned by Insiders0.18%
Owned by Institutions23.59%
Financial Efficiency
Discover Financial Services’s return on equity (ROE) is 0.25 and return on invested capital (ROIC) is 32.48%.
Return on Equity (ROE)0.25
Return on Assets (ROA)0.03
Return on Invested Capital (ROIC)32.48%
Return on Capital Employed (ROCE)0.44
Revenue Per Employee953.33K
Profits Per Employee215.95K
Employee Count21,000
Asset Turnover0.14
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Discover Financial Services is 9.59. Discover Financial Services’s PEG ratio is 0.50.
PE Ratio9.59
PS Ratio0.00
PB Ratio2.53
Price to Fair Value2.43
Price to FCF5.66
Price to Operating Cash Flow5.50
PEG Ratio0.50
Income Statement
In the last 12 months, Discover Financial Services had revenue of 20.02B and earned 4.54B in profits. Earnings per share was 17.71.
Revenue20.02B
Gross Profit17.91B
Operating Income17.68B
Pretax Income6.07B
Net Income4.54B
EBITDA0.00
Earnings Per Share (EPS)17.71
Cash Flow
In the last 12 months, operating cash flow was 8.71B and capital expenditures -197.00M, giving a free cash flow of 8.45B billion.
Operating Cash Flow8.71B
Free Cash Flow8.45B
Free Cash Flow per Share26.97
Dividends & Yields
Discover Financial Services pays an annual dividend of $2.796, resulting in a dividend yield of 1.4%
Dividend Per Share$2.796
Dividend Yield1.4%
Payout Ratio14.63%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.32
52-Week Price Change58.57%
50-Day Moving Average172.36
200-Day Moving Average164.63
Relative Strength Index (RSI)65.09
Average Volume (3m)3.23M
Important Dates
Discover Financial Services upcoming earnings date is Jul 16, 2025, TBA Not Confirmed.
Last Earnings DateApr 23, 2025
Next Earnings DateJul 16, 2025
Ex-Dividend DateFeb 20, 2025
Financial Position
Discover Financial Services as a current ratio of 0.15, with Debt / Equity ratio of 0.00%
Current Ratio0.15
Quick Ratio0.15
Debt to Market Cap0.37
Net Debt to EBITDA0.00
Interest Coverage Ratio3.09
Taxes
In the past 12 months, Discover Financial Services has paid 1.54B in taxes.
Income Tax1.54B
Effective Tax Rate0.25
Enterprise Valuation
Discover Financial Services EV to EBITDA ratio is 0.00, with an EV/FCF ratio of 6.28.
EV to Sales2.56
EV to EBITDA0.00
EV to Free Cash Flow6.28
EV to Operating Cash Flow6.08
Balance Sheet
Discover Financial Services has $26.64B in cash and marketable securities with $14.54B in debt, giving a net cash position of -$12.10B billion.
Cash & Marketable Securities$26.64B
Total Debt$14.54B
Net Cash-$12.10B
Net Cash Per Share-$38.61
Tangible Book Value Per Share$70.40
Margins
Gross margin is 87.77%, with operating margin of 88.29%, and net profit margin of 22.65%.
Gross Margin87.77%
Operating Margin88.29%
Pretax Margin30.34%
Net Profit Margin22.65%
EBITDA Margin0.00%
EBIT Margin-1.50%
Analyst Forecast
The average price target for Discover Financial Services is $184.43, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$184.43
Price Target Upside-7.81% Downside
Analyst ConsensusModerate Buy
Analyst Count9
Revenue Growth Forecast9.42%
EPS Growth Forecast128.55%