Education
About Us
Working with TipRanks
Follow Us
Zurich Insurance (DE:ZFI1)
OTHER OTC:ZFI1
ZFI1 Stock Chart & Stats
€29.60
-€0.20(-0.69%)
At close: 4:00 PM EST
€29.60
-€0.20(-0.69%)
Day’s Range― - ―
52-Week Range€28.00 - €33.00
Previous CloseN/A
Volume0.00
Average Volume (3M)55.00
Market Cap
€88.59B
Enterprise Value€115.73B
Total Cash (Recent Filing)€7.09B
Total Debt (Recent Filing)€18.66B
Price to Earnings (P/E)16.1
Beta0.51
Next Earnings
Aug 06, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.00
Shares Outstanding2,927,115,000
10 Day Avg. Volume139
30 Day Avg. Volume55
Financial Highlights & Ratios
PEG Ratio0.85
Price to Book (P/B)3.80
Price to Sales (P/S)1.23
P/FCF Ratio4.87
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Cash GenerationZurich's free cash flow surge to ~22.3B in 2025, which tracks net income closely, represents durable internal funding. Strong FCF supports sustained dividends, buybacks, reinsurance capacity and investment in growth initiatives, enhancing strategic flexibility over multiple years.
Improving ProfitabilityConsistent margin expansion across operating and net metrics reflects improving underwriting results and operational leverage. Sustained higher margins increase core earnings power, support above-target ROE goals and provide a structural buffer against underwriting cycles over the medium term.
Capital Strength & ReturnsA 26.3% core ROE together with an SST ratio of 255% signals strong capital efficiency and solvency. Robust capital metrics underpin Zurich's ability to remit cash, pursue disciplined capital allocation and absorb losses, supporting multi-year return objectives and investor distributions.
Bears Say
Rising LeverageLeverage rising toward a ~0.65 debt-to-equity ratio reduces financial flexibility and heightens sensitivity to large underwriting losses or investment shocks. Elevated leverage can constrain capital actions, increase refinancing or rating risk, and limit cushion during adverse cycles over the medium term.
Revenue VolatilityWide multi-year revenue swings, despite the 2025 rebound, weaken predictability of premiums and earnings. This volatility complicates reserve setting, pricing and capital planning, making achievement of multi-year remittance and EPS growth targets more uncertain across underwriting and macro cycles.
Underwriting & Expense PressuresRising expense ratios and the need to invest in underwriting capability are structural headwinds that can erode margin gains. Combined with pockets of unprofitable liability business, ongoing expense and underwriting pressure require sustained discipline to protect long-term profitability and ROE targets.
Zurich Insurance Group AG News
ZFI1 FAQ
What was Zurich Insurance’s price range in the past 12 months?
Zurich Insurance lowest stock price was €28.00 and its highest was €33.00 in the past 12 months.
What is Zurich Insurance’s market cap?
Zurich Insurance’s market cap is €88.59B.
When is Zurich Insurance’s upcoming earnings report date?
Zurich Insurance’s upcoming earnings report date is Aug 06, 2026 which is in 165 days.
How were Zurich Insurance’s earnings last quarter?
Zurich Insurance released its earnings results on Feb 19, 2026. The company reported €0.995 earnings per share for the quarter, beating the consensus estimate of €0.917 by €0.078.
Is Zurich Insurance overvalued?
According to Wall Street analysts Zurich Insurance’s price is currently Overvalued.
Does Zurich Insurance pay dividends?
Zurich Insurance does not currently pay dividends.
What is Zurich Insurance’s EPS estimate?
Zurich Insurance’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Zurich Insurance have?
Zurich Insurance has 2,927,115,000 shares outstanding.
What happened to Zurich Insurance’s price movement after its last earnings report?
Zurich Insurance reported an EPS of €0.995 in its last earnings report, beating expectations of €0.917. Following the earnings report the stock price went up 1.316%.
Which hedge fund is a major shareholder of Zurich Insurance?
Currently, no hedge funds are holding shares in DE:ZFI1
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Zurich Insurance Group AG Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
17.61%
12-Months-Change
Fundamentals
Return on Equity
24.12%
Trailing 12-Months
Asset Growth
9.69%
Trailing 12-Months
Company Description
Zurich Insurance
Zurich Insurance Group AG, together with its subsidiaries, provides insurance products and related services in Europe, the Middle East, Africa, North America, Latin America, and the Asia Pacific. The company operates through Property & Casualty Regions, Life Regions, Farmers, Group Functions and Operations, and Non-Core Businesses segments. It offers car, home, travel, general liability, life and critical illness, worker injury, and other insurance products; and saving and investment, and pension and retirement planning products. The company also provides property, casualty, management or professional liability, trade credit, political risk, marine, cyber risk, and financial institution insurance products. In addition, it offers employee benefit insurance products; reinsurance services; and non-claims and ancillary services to the farmers' exchanges. It serves individuals, small businesses, and mid-sized and large companies, as well as multinational corporations. The company sells its products through agents, brokers, and bank distribution channels. Zurich Insurance Group AG was founded in 1872 and is based in Zurich, Switzerland.
ZFI1 Company Deck
ZFI1 Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
Zurich's earnings call highlighted strong overall performance with record profits and growth across segments, demonstrating financial resilience. However, challenges were noted in the liability market and certain areas of expense management, alongside some regional sales pressures.View all DE:ZFI1 earnings summariesTechnical Analysis
Aegon
―
American International Group
―
Arch Capital Group
―
Hartford Insurance
―
Principal Financial
―
Options Prices
Currently, No data available
---