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Zurich Insurance Group AG (DE:ZFI1)
FRANKFURT:ZFI1
Earnings Data
Report Date
Feb 05, 2026Before Open (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
0.9Last Year’s EPS
0.84Same Quarter Last Year
Moderate Buy
Based on 0 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call presented a strong performance by Zurich Insurance Group, with record business operating profit and core return on equity. The company demonstrated financial resilience and achieved significant growth in the Property & Casualty and Life segments. However, challenges remain in the liability market, higher expenses in P&C, and uncertainty around the German Life back book sale. Despite these issues, the overall sentiment is positive, driven by the notable achievements and strategic growth initiatives.Company Guidance -
Q4 2025
Record Business Operating Profit
Zurich Insurance Group reported a record business operating profit of USD 4.2 billion, up 6% year-on-year, with positive progression across all geographic and business segments.
Highest Core Return on Equity
The company's core return on equity reached an all-time high of 26.3%, representing a 15 percentage point increase, reflecting capital allocation optimization.
Strong Financial Resilience
Zurich demonstrated financial resilience with a Swiss Solvency Test (SST) ratio of 255% and high cash conversion, positioning the company for durable returns.
Property & Casualty Segment Achievements
The Property & Casualty segment achieved a record business operating profit of USD 2.4 billion, up 9% year-on-year, with a combined ratio improvement to 92.4%.
Life Segment Growth
Life segment business operating profit grew 4% year-on-year on an underlying basis, with gross written premiums up 14% and new business premiums up 20%.
Farmers Segment Success
Farmers delivered its strongest half year ever, with business operating profit up 4% to USD 1.2 billion, and reported a combined ratio of 90.5%.
DE:ZFI1 Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
DE:ZFI1 Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Aug 07, 2025 | €30.20 | €30.40 | +0.66% |
Feb 20, 2025 | €29.28 | €28.13 | -3.92% |
Aug 08, 2024 | €23.73 | €23.06 | -2.82% |
Feb 22, 2024 | €21.32 | €22.06 | +3.46% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Zurich Insurance Group AG (DE:ZFI1) report earnings?
Zurich Insurance Group AG (DE:ZFI1) is schdueled to report earning on Feb 05, 2026, Before Open (Confirmed).
What is Zurich Insurance Group AG (DE:ZFI1) earnings time?
Zurich Insurance Group AG (DE:ZFI1) earnings time is at Feb 05, 2026, Before Open (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is the P/E ratio of Zurich Insurance Group AG stock?
The P/E ratio of Zurich Insurance Group AG is N/A.
What is DE:ZFI1 EPS forecast?
DE:ZFI1 EPS forecast for the fiscal quarter 2025 (Q4) is 0.9.