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Zurich Insurance (DE:ZFI1)
OTHER OTC:ZFI1
ZFI1 Stock Chart & Stats
€29.60
-€0.20(-0.69%)
At close: 4:00 PM EST
€29.60
-€0.20(-0.69%)
Day’s Range― - ―
52-Week Range€28.00 - €33.00
Previous CloseN/A
Volume0.00
Average Volume (3M)55.00
Market Cap
€88.39B
Enterprise Value€114.10B
Total Cash (Recent Filing)€7.09B
Total Debt (Recent Filing)€18.66B
Price to Earnings (P/E)15.9
Beta0.51
Next Earnings
Aug 06, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.01
Shares Outstanding3,068,933,300
10 Day Avg. Volume139
30 Day Avg. Volume55
Financial Highlights & Ratios
PEG Ratio0.85
Price to Book (P/B)3.80
Price to Sales (P/S)1.23
P/FCF Ratio4.87
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)2.06
Revenue Forecast (FY)€57.62B
Bulls Say, Bears Say
Bulls Say
Major Free Cash Flow Step-upA material FCF increase to ~22.3B in 2025 and close tracking of net income indicate durable cash generation. This strengthens capacity for dividends, buybacks, reinvestment and organic growth funding, reducing reliance on external financing and supporting capital allocation flexibility.
Improving Profitability And MarginsSustained margin improvement over multiple years signals better underwriting discipline, pricing and operational efficiency. Higher EBIT and net margins enhance earnings quality and provide buffer against underwriting cycles, supporting durable profitability and internal capital generation.
Diversified Fee-rich Business Mix And DistributionA multi-line model with fee-based Farmers income plus P&C and Life diversification reduces reliance on any single revenue source. Fee income from Farmers is inherently more stable, while broad distribution (agents, bancassurance, direct) supports durable market access and revenue resilience over time.
Bears Say
Rising Leverage TrendAn uptick in debt-to-equity to ~0.65 increases sensitivity to underwriting losses and investment shocks. Higher leverage can constrain capital management, amplify solvency and regulatory stress in adverse scenarios, and limit strategic flexibility during multi-year insurance cycles.
Revenue Volatility Across YearsMaterial year-to-year swings in revenue reduce predictability of earnings and complicate long-term planning. Persistent volatility can reflect sensitivity to premium cycles, lapse behavior or large-loss experience, making earnings and capital forecasting less reliable for multi-quarter strategic decisions.
Structural Exposure To Catastrophes And Underwriting SwingsAs a multi-line insurer, Zurich remains structurally exposed to climate-driven catastrophe frequency and large claim episodes. Even with reinsurance, recurring large-loss risk can erode underwriting margins, strain capital, and produce volatile reserve development over multi-month horizons.
Zurich Insurance Group AG News
ZFI1 FAQ
What was Zurich Insurance’s price range in the past 12 months?
Zurich Insurance lowest stock price was €28.00 and its highest was €33.00 in the past 12 months.
What is Zurich Insurance’s market cap?
Zurich Insurance’s market cap is €88.39B.
When is Zurich Insurance’s upcoming earnings report date?
Zurich Insurance’s upcoming earnings report date is Aug 06, 2026 which is in 137 days.
How were Zurich Insurance’s earnings last quarter?
Zurich Insurance released its earnings results on Feb 19, 2026. The company reported €1.006 earnings per share for the quarter, beating the consensus estimate of €0.927 by €0.079.
Is Zurich Insurance overvalued?
According to Wall Street analysts Zurich Insurance’s price is currently Overvalued.
Does Zurich Insurance pay dividends?
Zurich Insurance does not currently pay dividends.
What is Zurich Insurance’s EPS estimate?
Zurich Insurance’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Zurich Insurance have?
Zurich Insurance has 3,068,933,300 shares outstanding.
What happened to Zurich Insurance’s price movement after its last earnings report?
Zurich Insurance reported an EPS of €1.006 in its last earnings report, beating expectations of €0.927. Following the earnings report the stock price went up 1.316%.
Which hedge fund is a major shareholder of Zurich Insurance?
Currently, no hedge funds are holding shares in DE:ZFI1
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Zurich Insurance Group AG Stock Smart Score
Neutral
1
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5
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8
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10
Analyst Consensus
Hold
Average Price Target:
― (―)
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Blogger Sentiment
Bullish
DE:ZFI1 Sentiment 100%
Sector Average ―
Sector Average ―
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
17.61%
12-Months-Change
Fundamentals
Return on Equity
31.81%
Trailing 12-Months
Asset Growth
13.16%
Trailing 12-Months
Company Description
Zurich Insurance
Zurich Insurance Group AG, together with its subsidiaries, provides insurance products and related services in Europe, the Middle East, Africa, North America, Latin America, and the Asia Pacific. The company operates through Property & Casualty Regions, Life Regions, Farmers, Group Functions and Operations, and Non-Core Businesses segments. It offers car, home, travel, general liability, life and critical illness, worker injury, and other insurance products; and saving and investment, and pension and retirement planning products. The company also provides property, casualty, management or professional liability, trade credit, political risk, marine, cyber risk, and financial institution insurance products. In addition, it offers employee benefit insurance products; reinsurance services; and non-claims and ancillary services to the farmers' exchanges. It serves individuals, small businesses, and mid-sized and large companies, as well as multinational corporations. The company sells its products through agents, brokers, and bank distribution channels. Zurich Insurance Group AG was founded in 1872 and is based in Zurich, Switzerland.
ZFI1 Company Deck
ZFI1 Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
Zurich's earnings call highlighted strong overall performance with record profits and growth across segments, demonstrating financial resilience. However, challenges were noted in the liability market and certain areas of expense management, alongside some regional sales pressures.View all DE:ZFI1 earnings summariesZFI1 Stock 12 Month Forecast
Average Price Target
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Options Prices
Currently, No data available
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