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ACI Worldwide (DE:TSA)
FRANKFURT:TSA

ACI Worldwide (TSA) Price & Analysis

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TSA Stock Chart & Stats

€34.40
€0.60(1.22%)
At close: 4:00 PM EST
€34.40
€0.60(1.22%)

Bulls Say, Bears Say

Bulls Say
Earnings And ProfitabilityRevenue and profitability exceeded expectations due to strong growth in the billers business and expanding recurring payment software revenue, reflecting improved operating leverage.
Forward GuidanceManagement issued forward guidance above analyst expectations, signaling increased confidence in sustained revenue and adjusted profit expansion.
Product Adoption And Addressable MarketConnetic adoption accelerated with a signed contract and a major UK bank win, and the new ACI Connetic product's launch under a software-as-a-service model expands the company's addressable market.
Bears Say
Revenue Concentration And Booking VolatilityReliance on large license deals creates lumpy bookings and revenues, heightening near-term earnings volatility and forecasting risk.
Risk-reward ProfileVariability in license sales implies that upside may be constrained while downside risks remain pronounced, supporting a neutral to cautious investor stance.
Valuation Upside LimitationModest valuation relative to sector multiples and business variability limits upside potential for the stock under typical market re-ratings.

ACI Worldwide News

TSA FAQ

What was ACI Worldwide’s price range in the past 12 months?
ACI Worldwide lowest stock price was €32.40 and its highest was €52.50 in the past 12 months.
    What is ACI Worldwide’s market cap?
    ACI Worldwide’s market cap is €3.71B.
      When is ACI Worldwide’s upcoming earnings report date?
      ACI Worldwide’s upcoming earnings report date is Apr 30, 2026 which is in 56 days.
        How were ACI Worldwide’s earnings last quarter?
        ACI Worldwide released its earnings results on Feb 26, 2026. The company reported €0.533 earnings per share for the quarter, missing the consensus estimate of €0.688 by -€0.155.
          Is ACI Worldwide overvalued?
          According to Wall Street analysts ACI Worldwide’s price is currently Undervalued. Get more investment ideas with TipRanks Premium
            Does ACI Worldwide pay dividends?
            ACI Worldwide does not currently pay dividends.
            What is ACI Worldwide’s EPS estimate?
            ACI Worldwide’s EPS estimate is 0.25.
              How many shares outstanding does ACI Worldwide have?
              ACI Worldwide has 101,719,980 shares outstanding.
                What happened to ACI Worldwide’s price movement after its last earnings report?
                ACI Worldwide reported an EPS of €0.533 in its last earnings report, missing expectations of €0.688. Following the earnings report the stock price went up 6.061%.
                  Which hedge fund is a major shareholder of ACI Worldwide?
                  Currently, no hedge funds are holding shares in DE:TSA
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    ACI Worldwide

                    ACI Worldwide, Inc., a software company, develops, markets, installs, and supports a range of software products and solutions for facilitating digital payments to banks, merchants, and billers worldwide. The company offers ACI Acquiring, a merchant management system to deliver digital innovation, improve fraud prevention, and reduce interchange fees; ACI Issuing, a digital payments issuing solution; and ACI Enterprise Payments Platform that provides payment processing and orchestration capabilities for digital payments. It also provides ACI Low Value Real-Time Payments, a platform for processing real-time payments; and ACI High Value Real-Time Payments, a payments engine that offers multi-bank, multi-currency, 24x7 payment processing, and SWIFT messaging. In addition, the company offers ACI Omni Commerce, a scalable, omni-channel payment processing platform; ACI Secure eCommerce solution; ACI Fraud Management, a real-time approach to fraud management; ACI Digital Business Banking, a cloud-based digital banking platform; and ACI Speedpay, an integrated suite of digital billing, payment, disbursement, and communication services. The company offers electronic bill presentment and payment services to consumer finance, insurance, healthcare, higher education, utility, government, and mortgage sectors; implementation services, including product installations and configurations, and custom software modifications; and business and technical consultancy, on-site support, product education, and testing services, as well as distributes or acts as a sales agent for software developed by third parties. It markets its products under the ACI Worldwide brand. The company was formerly known as Transaction Systems Architects, Inc. and changed its name to ACI Worldwide, Inc. in July 2007. The company was founded in 1975 and is based in Coral Gables, Florida.

                    ACI Worldwide (TSA) Earnings & Revenues

                    TSA Company Deck

                    TSA Earnings Call

                    Q4 2026
                    0:00 / 0:00
                    Earnings Call Sentiment|Positive
                    The call was broadly positive: the company reported strong top-line growth (10% revenue increase), expanded margins (adjusted EBITDA up 9% and margin at 42%), durable recurring revenue and a healthy balance sheet enabled sizable share repurchases. Segment performance was solid (Payment Software and Biller both grew, with SaaS adoption accelerating) and management articulated a clear AI-first strategy and growing Connetic pipeline. The primary negatives were a decline in new license & services bookings (timing-driven), a modest drop in operating cash flow due to working capital timing, long sales/implementation cycles (impacting revenue phasing), and the fact that some investments in Connetic and Speedpay One could slightly compress near-term margin expansion. Overall the positive operational and financial trends materially outweigh the limited near-term execution and timing headwinds.View all DE:TSA earnings summaries

                    TSA Stock 12 Month Forecast

                    Average Price Target

                    €55.00
                    ▲(59.89% Upside)
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<span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 14,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 3, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":54,"date":1740787200000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 10,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 3, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":50.5,"date":1743465600000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            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14,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 2, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":38.8,"date":1751328000000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 18,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 2, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":36.8,"date":1754006400000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 16,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 3, \t&nbsp;</span>\n      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