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ACI Worldwide (DE:TSA)
FRANKFURT:TSA
Earnings Data
Report Date
Apr 30, 2026Before Open (Confirmed)
Period Ending
2026 (Q1)Consensus EPS Forecast
0.24Last Year’s EPS
0.47Same Quarter Last Year
Strong Buy
Based on 5 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The call was broadly positive: the company reported strong top-line growth (10% revenue increase), expanded margins (adjusted EBITDA up 9% and margin at 42%), durable recurring revenue and a healthy balance sheet enabled sizable share repurchases. Segment performance was solid (Payment Software and Biller both grew, with SaaS adoption accelerating) and management articulated a clear AI-first strategy and growing Connetic pipeline. The primary negatives were a decline in new license & services bookings (timing-driven), a modest drop in operating cash flow due to working capital timing, long sales/implementation cycles (impacting revenue phasing), and the fact that some investments in Connetic and Speedpay One could slightly compress near-term margin expansion. Overall the positive operational and financial trends materially outweigh the limited near-term execution and timing headwinds.Company Guidance
Full-Year Revenue Growth
Total revenue of $1.76 billion for FY2025, up 10% year-over-year, marking a second consecutive year of double-digit revenue growth.
Adjusted EBITDA and Margin Expansion
Adjusted EBITDA increased 9% to $506 million for FY2025, with adjusted net EBITDA margin expanding to 42%, reflecting operating leverage in the software model.
Recurring Revenue Strength
Recurring revenue reached $1.21 billion for FY2025, up 11% year-over-year; Q4 recurring revenue was $304 million, up 13% year-over-year — underscoring a durable, high-quality revenue base.
Payment Software Segment Momentum
Payment Software revenue grew 9% to $942 million and segment adjusted EBITDA reported up 10% (reported figure $544 million). SaaS revenue growth: 15% in Q4 and 11% for the full year. Bookings and demand were broad-based across issuing & acquiring, real-time payments, fraud management and merchant solutions.
Biller Segment Performance
Biller revenue grew 13% to $818 million and segment adjusted EBITDA increased 7% to $141 million, driven by transaction growth, new biller logos and adoption of Speedpay One.
Strong Balance Sheet and Capital Returns
Cash on hand of $196 million at year-end, total debt $823 million resulting in a net debt leverage ratio of 1.2x (below target); returned $203 million to shareholders via repurchases of ~4.2 million shares (~4% of shares outstanding) with $456 million remaining on authorization.
Clear 2026 Guidance and Capital Allocation
2026 guidance: revenue growth 7%–9% (constant currency) to $1.88–$1.91 billion; adjusted EBITDA $530–$550 million; management expects to allocate ~50%–60% of operating cash flow to share repurchases while preserving capacity for disciplined M&A.
AI-First Strategy and Connetic Traction
Company is deploying generative AI for engineering productivity, operational efficiency and customer value (example: AI for exception handling). Connetic (cloud-native payments hub) showed accelerating pipeline, multiple signings in 2025 and continued product expansion (card functionality coming), with strong customer interest particularly among mid-tier banks.
DE:TSA Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
DE:TSA Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Feb 26, 2026 | €33.00 | €35.00 | +6.06% |
Nov 06, 2025 | €41.00 | €41.60 | +1.46% |
Aug 07, 2025 | €35.80 | €38.40 | +7.26% |
May 08, 2025 | €47.80 | €49.00 | +2.51% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does ACI Worldwide (DE:TSA) report earnings?
ACI Worldwide (DE:TSA) is schdueled to report earning on Apr 30, 2026, Before Open (Confirmed).
What is ACI Worldwide (DE:TSA) earnings time?
ACI Worldwide (DE:TSA) earnings time is at Apr 30, 2026, Before Open (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is the P/E ratio of ACI Worldwide stock?
The P/E ratio of ACI Worldwide is N/A.
What is DE:TSA EPS forecast?
DE:TSA EPS forecast for the fiscal quarter 2026 (Q1) is 0.24.