Realtech (RTC) AI Stock Analysis

• Market Cap: €5.39M
• Dividend Yield: N/A
• Average Volume (3M): 4.14K
• Price to Earnings (P/E): 31.9
• Beta (1Y): 0.82
• Revenue Growth: -3.63%
• EPS Growth: -30.20%
• Country: DE
• Employees: 69
• Sector: Technology
• Sector Strength: 92
• Industry: Information Technology Services
• EPS (TTM): 0.02
• Shares Outstanding: 5,385,652
• 10 Day Avg. Volume: 9,337
• 30 Day Avg. Volume: 4,137
• PEG Ratio: N/A
• Price to Book (P/B): 0.00
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 0.00
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: €1.00
• Price Target Upside: -2.91% Downside
• Rating Consensus: Hold
• Number of Analyst Covering: 1

• Rating: 60 Neutral
• Price Target: €1.00 ▼(-2.91% Downside)

Realtech is in a recovery phase with strong balance sheet fundamentals, but it faces challenges in revenue growth and cash flow stability. Technical analysis indicates a mixed market sentiment with a tendency towards bullishness. However, a high P/E ratio suggests potential overvaluation concerns.

Realtech Business Overview & Revenue Model

Company Description

Realtech (RTC) is a leading technology company specializing in the development and implementation of innovative software solutions for the real estate sector. The company provides a range of products and services aimed at streamlining property management, enhancing real estate transactions, and improving stakeholder communication through advanced digital platforms. Realtech's core offerings include property management software, transaction automation tools, and data analytics services tailored to the needs of real estate professionals and organizations.

How the Company Makes Money

Realtech (RTC) generates revenue primarily through a subscription-based model for its software solutions, where clients pay recurring fees to access its platforms and services. The company also earns money by providing premium features, custom integrations, and consultancy services, which are billed separately. Additionally, Realtech has strategic partnerships with real estate agencies and property management firms, which contribute to its earnings through co-branded initiatives and shared revenue agreements. These partnerships help expand Realtech's market reach and enhance its service offerings, further driving sales and customer retention.

Realtech Financial Statement Overview

Summary

Realtech's financial statements depict a company in a turnaround phase. The income statement shows signs of improvement with a return to profitability, but revenue growth remains a concern. The balance sheet is strong, characterized by low leverage and high equity ratios, supporting financial stability. Cash flow management shows a positive trend, though it exhibits some volatility.

Income Statement

Realtech's income statement reflects a mixed performance. The gross profit margin has been declining over the years, reflecting increasing cost pressures. The recent year saw a decline in total revenue by 3.63%, indicating challenges in revenue growth. The company achieved a positive net profit margin of 1.65% in 2024, recovering from losses in previous years. However, EBIT margin trends show volatility, suggesting fluctuating operating efficiencies. Overall, the income statement shows signs of improvement but remains unstable.

Balance Sheet

The balance sheet indicates a strong financial position with a high equity ratio of 79.75%, reflecting financial stability. The company maintains low debt levels, with a debt-to-equity ratio of 0.04, implying low financial risk. Return on equity improved to 2.54% in 2024, showing better utilization of equity. The company has a robust liquidity position with substantial cash and short-term investments, enhancing its ability to meet short-term obligations. The balance sheet demonstrates solid financial health with low leverage.

Cash Flow

Realtech's cash flow analysis reveals a positive trend with free cash flow improving significantly in 2024. The company generated a positive operating cash flow to net income ratio of 4.30, indicating efficient conversion of income into cash. Despite fluctuations in investing cash flows, the free cash flow to net income ratio of 3.78 indicates strong cash generation capability. However, the cash flow from operations showed considerable volatility over the years, pointing to potential instability in cash flow management.

Breakdown	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	10.18M	10.57M	10.06M	9.85M	9.27M
Gross Profit	1.91M	2.53M	5.11M	5.65M	5.13M
EBITDA	430.89K	623.73K	-3.46M	1.31M	-422.42K
Net Income	168.00K	240.56K	-3.89M	770.26K	-932.17K
Balance Sheet
Total Assets	8.29M	8.51M	8.60M	12.33M	12.02M
Cash, Cash Equivalents and Short-Term Investments	6.05M	5.84M	3.89M	6.11M	5.20M
Total Debt	236.37K	230.00K	118.64K	403.91K	696.69K
Total Liabilities	1.68M	2.09M	2.44M	2.33M	2.82M
Stockholders Equity	6.61M	6.43M	6.16M	10.00M	9.20M
Cash Flow
Free Cash Flow	634.31K	53.16K	501.32K	1.21M	-335.30K
Operating Cash Flow	721.51K	187.94K	526.62K	1.23M	-308.20K
Investing Cash Flow	-1.55M	-1.55M	-2.53M	-16.18K	-27.10K
Financing Cash Flow	-74.77K	-132.04K	-265.50K	-315.02K	-359.99K

Realtech Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 1.03
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For DE:RTC, the sentiment is Negative. The current price of 1.03 is below the 20-day moving average (MA) of 1.04, above the 50-day MA of 1.03, and below the 200-day MA of 1.07, indicating a bearish trend. The MACD of >-0.01 indicates Positive momentum. The RSI at 41.10 is Neutral, neither overbought nor oversold. The STOCH value of 12.22 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for DE:RTC.

Realtech Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
OBS	64 Neutral	€56.82M	14.09	12.59%	1.80%	-0.01%	47.45%
Sector *	60 Neutral	€6.80B	14.15	3.81%	2.08%	2.45%	-32.67%
RTC	60 Neutral	€5.39M	31.89	2.58%	―	-3.63%	-30.20%
QBY	55 Neutral	€112.12M	―	-4.32%	―	1.09%	69.89%
SYT	52 Neutral	€30.49M	―	-5.74%	4.19%	-13.96%	54.79%