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Adler Group Sa (DE:ADJ)
:ADJ
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ADLER Group (ADJ) AI Stock Analysis

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DE:ADJ

ADLER Group

(ADJ)

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Neutral 42 (OpenAI - 5.2)
Rating:42Neutral
Price Target:
$0.14
Action:Reiterated
Date:06/28/26
The score is weighed down primarily by very weak financial performance (deep losses, extremely high leverage, and still-negative cash flow), with technicals also bearish due to the price trading below major moving averages. Valuation provides limited support because the company is loss-making (negative P/E) and no dividend yield is available.
Positive Factors
Revenue rebound
A strong TTM revenue rebound indicates improving top-line momentum and demand for the company’s residential offerings. Sustained revenue recovery over several quarters supports cash generation potential and provides a base to delever or reinvest, aiding structural recovery over months.
Negative Factors
Extreme leverage
Very high leverage sharply limits financial flexibility and heightens refinancing and solvency risk. With equity thin versus debt, adverse rate moves or funding market stress could force asset sales or dilutive capital raises, constraining long-term strategic options.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue rebound
A strong TTM revenue rebound indicates improving top-line momentum and demand for the company’s residential offerings. Sustained revenue recovery over several quarters supports cash generation potential and provides a base to delever or reinvest, aiding structural recovery over months.
Read all positive factors

ADLER Group (ADJ) vs. iShares MSCI Germany ETF (EWG)

ADLER Group Business Overview & Revenue Model

Company Description
Operating within Germany's property market, Adler Group S.A. focuses on residential real estate. Its activities are organized into two primary divisions: residential property management and the privatization of assets. The firm undertakes a compre...
How the Company Makes Money
ADLER Group primarily makes money through its residential real estate business. Key revenue streams typically include: (1) rental income from tenants in its residential portfolio, which generates recurring revenue; (2) proceeds from the sale of pr...

ADLER Group Earnings Call Summary

Earnings Call Date:Apr 01, 2026
(Q4-2025)
|
Next Earnings Date:Aug 27, 2026
Earnings Call Sentiment Positive
The call showed clear operational momentum in the Berlin yielding portfolio — steady disposals, successful partial deleveraging, positive like‑for‑like revaluations (+0.6% H2, +1% for 2025), solid rental growth (3.6% LFL), low vacancy (1.3%) and active liquidity/debt management (bond repaid, loan extended). However, the development business remains a drag (adjusted EBITDA negative, development valuations down -6.5% H2), the group still carries high absolute debt (EUR 3.7bn) and LTV increased to 76.3%, and there is ongoing financing and regulatory uncertainty. Overall, operational and strategic positives outweigh the challenges but key risks remain concentrated in the development segment and leverage profile.
Positive Updates
Progress on Asset Disposals and Proceeds Returned
Closed multiple development transactions (UpperNord Tower closed Dec '25, Quartier Kaiserlei closed Jan '26, Benrather Garten closed Mar '26; Holsten Quartier signed Oct '25 with first closing >80% of purchase price received). Proceeds used to reduce the first-lien new money facility and the company will return net proceeds of approximately EUR 125 million to investors and banks. Sold non-strategic Berlin assets for EUR 33 million and 6 condominium units for EUR 2 million. Disposal holdback basket remains almost fully filled at EUR 245 million.
Negative Updates
Development Segment Losses and Negative Revaluations
Development segment did not contribute positive earnings, leaving group adjusted EBITDA negative. Development assets saw a like‑for‑like valuation decline of -6.5% in H2 '25, reducing GAV by ~EUR 36 million versus Q3 '25.
Read all updates
Q4-2025 Updates
Negative
Progress on Asset Disposals and Proceeds Returned
Closed multiple development transactions (UpperNord Tower closed Dec '25, Quartier Kaiserlei closed Jan '26, Benrather Garten closed Mar '26; Holsten Quartier signed Oct '25 with first closing >80% of purchase price received). Proceeds used to reduce the first-lien new money facility and the company will return net proceeds of approximately EUR 125 million to investors and banks. Sold non-strategic Berlin assets for EUR 33 million and 6 condominium units for EUR 2 million. Disposal holdback basket remains almost fully filled at EUR 245 million.
Read all positive updates
Company Guidance
Guidance for 2026: Adler expects net rental income of EUR 124–129 million, underpinned by continued rental growth with management confident of like‑for‑like rental growth north of 3% at year‑end 2026 (after 3.6% in 2025), average rent of EUR 8.61/sqm/month (Dec‑25) and a very low vacancy of ~1.3%; group GAV was ~EUR 4.0 billion (yielding portfolio EUR 3.5bn, development ~EUR 0.5bn), LTV stood at 76.3%, total nominal interest‑bearing debt was EUR 3.7bn with a weighted average cost of debt of 7% and average debt maturity ~3.4 years (97% of debt maturing in 2028+), there are no bond maturities until 2028 providing strategic flexibility, and management will continue disposals (disposal holdback basket ~EUR 245m almost full; 49 remaining non‑Berlin units) to reduce the first‑lien facility and return net proceeds (Karl cited ~EUR 125m, Thorsten referenced ~EUR 110m) while addressing remaining 2026 bank maturities.

ADLER Group Financial Statement Overview

Summary
Financial profile remains highly stressed: despite a sharp TTM revenue rebound, profitability is still deeply negative (gross profit/EBITDA/EBIT negative; net margin ~-139%), leverage is extreme (~€4.16B debt vs ~€114M equity, ~33x), and operating/free cash flow are still slightly negative (though improved versus 2025).
Income Statement
14
Very Negative
Balance Sheet
9
Very Negative
Cash Flow
18
Very Negative
BreakdownMar 2026Mar 2025Mar 2024Mar 2023Mar 2022
Income Statement
Total Revenue316.96M392.19M445.08M734.47M1.14B
Gross Profit-115.44M69.29M2.19M734.68M11.77M
EBITDA-290.62M1.18B-1.65B-1.62B-1.04B
Net Income-486.62M873.60M-1.66B-1.56B-1.18B
Balance Sheet
Total Assets4.90B6.89B7.72B9.71B13.04B
Cash, Cash Equivalents and Short-Term Investments244.01M246.99M377.42M424.25M650.00M
Total Debt4.17B3.56B6.08B5.99B7.02B
Total Liabilities4.76B5.32B7.67B7.80B9.34B
Stockholders Equity124.61M1.33B-228.86M1.42B2.99B
Cash Flow
Free Cash Flow-124.78M-170.50M-125.91M-139.44M-280.19M
Operating Cash Flow-119.56M-168.51M-123.56M-138.22M-276.24M
Investing Cash Flow405.02M34.21M154.57M1.53B1.13B
Financing Cash Flow-392.26M30.10M-205.52M-1.37B-677.76M

ADLER Group Peers Comparison

Overall Rating
UnderperformOutperform
Sector (65)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
65
Neutral
$2.17B12.193.79%4.94%3.15%1.96%
65
Neutral
€111.54M8.908.47%4.02%-34.11%-42.27%
64
Neutral
€1.51B3.6311.65%0.72%89.13%
61
Neutral
€4.25B3.2215.43%4.45%2.65%408.35%
55
Neutral
€18.32B5.2513.06%5.08%-20.27%
49
Neutral
€6.19B20.795.16%-11.60%
42
Neutral
€22.67M-0.07-62.13%58.52%-142.49%
* Real Estate Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
DE:ADJ
ADLER Group
0.15
-0.08
-35.50%
DE:LEG
LEG Immobilien
55.25
-14.74
-21.06%
DE:VNA
Vonovia
21.59
-6.13
-22.12%
DE:GYC
Grand City Properties SA
9.03
-1.57
-14.80%
DE:O5G
CPI PROPERTY GROUP S.A.
0.74
-0.09
-10.84%
DE:FC9
FCR Immobilien AG
11.30
-0.13
-1.15%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Jun 28, 2026