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Affirm Holdings, Inc. (DE:78P)
NASDAQ:78P
78P Stock Chart & Stats
€73.80
€0.00(0.00%)
At close: 4:00 PM EST
€73.80
€0.00(0.00%)
Day’s Range― - ―
52-Week Range€73.80 - €75.00
Previous CloseN/A
Volume720.00
Average Volume (3M)720.00
Market Cap
€16.72B
Enterprise Value€16.18B
Total Cash (Recent Filing)€2.25B
Total Debt (Recent Filing)€1.13B
Price to Earnings (P/E)105.0
BetaN/A
Next Earnings
May 07, 2026EPS Estimate
0.15Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.31
Shares Outstanding292,409,880
10 Day Avg. Volume720
30 Day Avg. Volume720
Financial Highlights & Ratios
PEG Ratio-3.90
Price to Book (P/B)7.27
Price to Sales (P/S)6.92
P/FCF Ratio37.10
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€73.50Price Target Upside-0.40% Downside
Rating ConsensusStrong Buy
Number of Analyst Covering22
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
AI-driven Underwriting And Checkout OptimizationInternal AI tools that tailor financing offers are improving checkout conversion and customer retention, which could raise revenue per user and enhance loan economics.
Card Product AdoptionStrong adoption of the Affirm card and wallet integrations is widening multichannel distribution, increasing merchant-funded promotional conversions and supporting higher transaction volumes.
Partner Network ExpansionNew and expanded partnerships with major payment platforms and merchants broaden distribution channels and could accelerate consumer adoption across retail categories where Affirm is gaining share.
Bears Say
Loan Margin VolatilityLoan-related margins can fluctuate due to day-one provisioning timing and portfolio mix shifts, producing quarterly earnings variability that could unsettle investors.
Operating Expense PressureElevated spending on technology and data analytics has increased operating expenses and may constrain near-term profit margin improvement despite revenue growth.
Valuation And Guidance RiskTrimmed valuation multiples and lower price targets, together with guidance that disappointed elevated expectations, could keep investor sentiment muted and limit near-term upside.
Affirm Holdings News
78P FAQ
What was Affirm Holdings, Inc.’s price range in the past 12 months?
Affirm Holdings, Inc. lowest stock price was €73.80 and its highest was €75.00 in the past 12 months.
What is Affirm Holdings, Inc.’s market cap?
Affirm Holdings, Inc.’s market cap is €16.72B.
When is Affirm Holdings, Inc.’s upcoming earnings report date?
Affirm Holdings, Inc.’s upcoming earnings report date is May 07, 2026 which is in 83 days.
How were Affirm Holdings, Inc.’s earnings last quarter?
Affirm Holdings, Inc. released its earnings results on Feb 05, 2026. The company reported €0.312 earnings per share for the quarter, beating the consensus estimate of €0.225 by €0.087.
Is Affirm Holdings, Inc. overvalued?
According to Wall Street analysts Affirm Holdings, Inc.’s price is currently Overvalued.
Does Affirm Holdings, Inc. pay dividends?
Affirm Holdings, Inc. does not currently pay dividends.
What is Affirm Holdings, Inc.’s EPS estimate?
Affirm Holdings, Inc.’s EPS estimate is 0.15.
How many shares outstanding does Affirm Holdings, Inc. have?
Affirm Holdings, Inc. has 292,409,880 shares outstanding.
What happened to Affirm Holdings, Inc.’s price movement after its last earnings report?
Affirm Holdings, Inc. reported an EPS of €0.312 in its last earnings report, beating expectations of €0.225. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of Affirm Holdings, Inc.?
Currently, no hedge funds are holding shares in DE:78P
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Affirm Holdings Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
€73.50 (-0.40% Downside)
€73.50 (-0.40% Downside)
Blogger Sentiment
Bullish
DE:78P Sentiment 70%
Sector Average ―
Sector Average ―
News Sentiment
Very Bullish
Bullish news 99%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-22.95%
12-Months-Change
Fundamentals
Return on Equity
8.92%
Trailing 12-Months
Asset Growth
23.62%
Trailing 12-Months
Company Description
Affirm Holdings, Inc.
Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States and Canada. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its payments network and partnership with an originating bank, enables consumers to pay for a purchase over time with terms ranging from one to forty-eight months. As of June 30, 2021, the company had approximately 29,000 merchants integrated on its platform covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies. Its merchants represent a range of industries, including sporting goods and outdoors, furniture and homewares, travel, apparel, accessories, consumer electronics, and jewelry. The company was founded in 2012 and is headquartered in San Francisco, California.
78P Company Deck
78P Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented multiple strong operational and financial positives: robust Q2 GMV growth, very strong Affirm Card adoption and GMV gains, meaningful merchant diversification (large 'other' bucket and wallet partnerships), improved funding execution with lower ABS costs, and early but promising AI-driven product wins (Boost AI). Credit performance and consumer health were described as stable. Balancing these positives, management provided guidance signaling a near-term slowdown in GMV growth (30% Q3, 25% Q4), disclosed variability driven by a large merchant transition, and noted longer‑term uncertainty around a bank charter and continued regulatory complexity. On balance, the positive growth, product momentum, diversified merchant base, and strong capital markets execution outweighed the headwinds and uncertainty discussed.View all DE:78P earnings summaries78P Stock 12 Month Forecast
Average Price Target
€73.50
▼(-0.40% Downside)
Technical Analysis
Options Prices
Currently, No data available
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