TF Bank AB (DE:6TF0)
FRANKFURT:6TF0
6TF0 Stock Chart & Stats
€14.60
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Market closed
€14.60
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Day’s Range― - ―
52-Week Range€9.25 - €16.94
Previous CloseN/A
VolumeN/A
Average Volume (3M)12.00
Market Cap
€986.01M
Enterprise Value€11.15B
Total Cash (Recent Filing)€17.58M
Total Debt (Recent Filing)€394.84M
Price to Earnings (P/E)14.0
Beta0.12
Next Earnings
Apr 14, 2026EPS Estimate
0.26Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.26
Shares Outstanding64,650,000
10 Day Avg. Volume28
30 Day Avg. Volume12
Financial Highlights & Ratios
PEG Ratio2.57
Price to Book (P/B)3.48
Price to Sales (P/S)2.85
P/FCF Ratio13.91
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)1.19
Revenue Forecast (FY)€329.84M
Bulls Say, Bears Say
Bulls Say
Sustained Revenue GrowthAn 18.1% YoY revenue increase in 2025 shows durable demand for TF Bank’s consumer lending and merchant financing. Persistent top-line growth supports scale economics in underwriting and operations, improving capacity to invest in digital distribution and absorb credit cost volatility over the medium term.
Conservative LeverageMarked reduction in leverage to a 0.12 debt-to-equity ratio signals a more conservative funding profile and stronger capital buffer. This structural improvement enhances financial flexibility, supports regulatory resilience, and allows the bank to sustain lending growth or absorb credit shocks without immediate capital strain.
Stable Deposit Funding & Partner DistributionFunding loans primarily via customer deposits and using merchant/partner channels for origination reduces reliance on wholesale markets. This promotes stable, lower-cost funding and scalable customer acquisition through digital and partner integrations, underpinning durable net interest income generation.
Bears Say
Margin CompressionDeclining net and EBIT margins over recent years reflect margin normalization and/or higher funding or credit costs. Sustained margin pressure erodes return on equity and limits internal capital generation, making it harder to fund growth, dividends, or provisioning without operational improvements.
Volatile Cash FlowLarge year-to-year swings in operating and free cash flow indicate instability in cash conversion and working capital dynamics. This volatility weakens the reliability of internally generated funds for lending growth or stress absorption and raises the importance of liquidity and contingency funding planning.
Weak Translation Of Revenue To ProfitFlat net income despite notable revenue growth suggests rising costs, increased credit impairments, or narrowing spreads. If revenue growth does not consistently convert to earnings, long-term ROE and capital accumulation suffer, constraining dividends, reinvestment, and resilience through credit cycles.
TF Bank AB News
6TF0 FAQ
What was TF Bank AB’s price range in the past 12 months?
TF Bank AB lowest stock price was €9.25 and its highest was €16.94 in the past 12 months.
What is TF Bank AB’s market cap?
TF Bank AB’s market cap is €986.01M.
When is TF Bank AB’s upcoming earnings report date?
TF Bank AB’s upcoming earnings report date is Apr 14, 2026 which is in 9 days.
How were TF Bank AB’s earnings last quarter?
TF Bank AB released its earnings results on Jan 20, 2026. The company reported €0.259 earnings per share for the quarter, beating the consensus estimate of €0.248 by €0.011.
Is TF Bank AB overvalued?
According to Wall Street analysts TF Bank AB’s price is currently Overvalued.
Does TF Bank AB pay dividends?
TF Bank AB does not currently pay dividends.
What is TF Bank AB’s EPS estimate?
TF Bank AB’s EPS estimate is 0.26.
How many shares outstanding does TF Bank AB have?
TF Bank AB has 64,650,000 shares outstanding.
What happened to TF Bank AB’s price movement after its last earnings report?
TF Bank AB reported an EPS of €0.259 in its last earnings report, beating expectations of €0.248. Following the earnings report the stock price went down -1.396%.
Which hedge fund is a major shareholder of TF Bank AB?
Currently, no hedge funds are holding shares in DE:6TF0
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
TF Bank AB
TF Bank AB (publ) provides consumer banking services and e-commerce solutions through a proprietary IT platform. The company operates in three segments: Consumer Lending, E-commerce Solutions, and Credit Cards. It provides savings accounts; unsecured consumer loans; and digital payment solutions, as well as credit cards. The company serves private individuals in Sweden, Finland, Norway, Denmark, Estonia, Latvia, Lithuania, Poland, Germany, and Austria. TF Bank AB (publ) was founded in 1987 and is headquartered in Borås, Sweden.
Technical Analysis
Options Prices
Currently, No data available
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