NIB Holdings Ltd (DE:3GU)
FRANKFURT:3GU
3GU Stock Chart & Stats
€3.94
€0.00(0.00%)
At close: 4:00 PM EST
€3.94
€0.00(0.00%)
Day’s Range― - ―
52-Week Range€3.38 - €4.48
Previous CloseN/A
Volume0.00
Average Volume (3M)4.00
Market Cap
€1.94B
Enterprise Value€3.39B
Total Cash (Recent Filing)€172.80M
Total Debt (Recent Filing)€303.30M
Price to Earnings (P/E)15.5
Beta0.45
Next Earnings
Aug 24, 2026EPS Estimate
0.12Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.41
Shares Outstanding488,912,780
10 Day Avg. Volume11
30 Day Avg. Volume4
Financial Highlights & Ratios
PEG Ratio2.18
Price to Book (P/B)3.10
Price to Sales (P/S)0.96
P/FCF Ratio30.70
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€4.49Price Target Upside13.96% Upside
Rating ConsensusHold
Number of Analyst Covering4
EPS Forecast (FY)0.26
Revenue Forecast (FY)€2.29B
Bulls Say, Bears Say
Bulls Say
Strong Revenue GrowthA 51.5% revenue rise indicates durable top-line expansion driven by member acquisition and product uptake. Sustained revenue growth improves scale economics, supports underwriting margin recovery, and provides capacity to invest in member services and distribution over the next 2-6 months and beyond.
Prudent Balance Sheet & High ROELow leverage (D/E 0.28) and a ~18% ROE show conservative capital structure and efficient capital use. This financial strength increases resilience to claim volatility, funds strategic initiatives without excessive refinancing, and supports sustainable shareholder returns over time.
Recurring Premium Model Plus Health Services AdjacenciesA subscription-like premium base yields predictable, recurring cash flows while health-services and partnership revenues diversify income and create cross-sell synergies. This business model supports steady cash generation and longer-term member retention advantages.
Bears Say
Declining Free Cash Flow GrowthA 30.3% drop in FCF growth materially reduces internal funding for investments, dividends, or M&A without tapping external capital. If this trend persists it could constrain strategic flexibility and weaken the company’s ability to smooth earnings through underwriting cycles.
Relatively Modest Net Profit MarginA 5.6% net margin leaves limited buffer against rising claims, cost inflation, or pricing pressure. Even with strong gross and operating metrics, constrained net profitability reduces capacity to absorb adverse underwriting outcomes or fund growth initiatives without margin improvement.
Underwriting Sensitivity To Claims And PricingUnderwriting margin is core and remains exposed to claim frequency/severity and competitive/regulatory pricing constraints. Persistent adverse claims experience or inability to reprice products would directly erode earnings and is a structural operational risk for an insurer.
NIB Holdings Ltd News
3GU FAQ
What was NIB Holdings Ltd’s price range in the past 12 months?
NIB Holdings Ltd lowest stock price was €3.38 and its highest was €4.48 in the past 12 months.
What is NIB Holdings Ltd’s market cap?
NIB Holdings Ltd’s market cap is €1.94B.
When is NIB Holdings Ltd’s upcoming earnings report date?
NIB Holdings Ltd’s upcoming earnings report date is Aug 24, 2026 which is in 82 days.
How were NIB Holdings Ltd’s earnings last quarter?
NIB Holdings Ltd released its earnings results on Feb 22, 2026. The company reported €0.105 earnings per share for the quarter, missing the consensus estimate of €0.128 by -€0.023.
Is NIB Holdings Ltd overvalued?
According to Wall Street analysts NIB Holdings Ltd’s price is currently Undervalued.
Does NIB Holdings Ltd pay dividends?
NIB Holdings Ltd does not currently pay dividends.
What is NIB Holdings Ltd’s EPS estimate?
NIB Holdings Ltd’s EPS estimate is 0.12.
How many shares outstanding does NIB Holdings Ltd have?
NIB Holdings Ltd has 488,912,780 shares outstanding.
What happened to NIB Holdings Ltd’s price movement after its last earnings report?
NIB Holdings Ltd reported an EPS of €0.105 in its last earnings report, missing expectations of €0.128. Following the earnings report the stock price went same N/A.
Which hedge fund is a major shareholder of NIB Holdings Ltd?
Currently, no hedge funds are holding shares in DE:3GU
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
NIB Holdings Ltd Stock Smart Score
Neutral
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Analyst Consensus
Hold
Average Price Target:
€4.49 (13.96% Upside)
€4.49 (13.96% Upside)
Insider Transactions
Bought Shares
Worth €20.1K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
8.29%
12-Months-Change
Fundamentals
Return on Equity
18.07%
Trailing 12-Months
Asset Growth
-4.44%
Trailing 12-Months
Company Description
NIB Holdings Ltd
nib holdings limited, together with its subsidiaries, underwrites and distributes private health insurance to residents, international students, and visitors in Australia and New Zealand. The company operates through Australian Residents Health Insurance, New Zealand Insurance, International (Inbound) Health Insurance, and nib Travel segments. It offers health insurance products, including singles, couples, single parent, and family health insurance; and travel insurance products. nib holdings limited was founded in 1952 and is headquartered in Newcastle, Australia.
3GU Stock 12 Month Forecast
Average Price Target
€4.49
▲(13.96% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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