NIB Holdings Ltd (DE:3GU)
FRANKFURT:3GU
3GU Stock Chart & Stats
€3.70
€0.00(0.00%)
At close: 4:00 PM EST
€3.70
€0.00(0.00%)
Day’s Range― - ―
52-Week Range€3.38 - €4.48
Previous CloseN/A
Volume0.00
Average Volume (3M)4.00
Market Cap
€1.84B
Enterprise Value€3.22B
Total Cash (Recent Filing)€172.80M
Total Debt (Recent Filing)€303.30M
Price to Earnings (P/E)10.1
Beta0.45
Next Earnings
Aug 17, 2026EPS Estimate
0.12Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.10
Shares Outstanding487,953,520
10 Day Avg. Volume11
30 Day Avg. Volume4
Financial Highlights & Ratios
PEG Ratio2.18
Price to Book (P/B)3.10
Price to Sales (P/S)0.96
P/FCF Ratio30.70
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€4.43Price Target Upside19.67% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering6
EPS Forecast (FY)0.26
Revenue Forecast (FY)€2.29B
Bulls Say, Bears Say
Bulls Say
Strong Revenue GrowthA 51.5% revenue increase shows durable premium and product uptake, expanding the recurring premium base. Sustained top-line growth improves scale economics, funds investment in distribution and services, and strengthens the business over the next 2-6 months.
Prudent Leverage And High ROELow leverage (D/E 0.28) combined with ~18% ROE signals conservative capital structure and efficient use of equity. This enhances ability to absorb claims volatility, meet regulatory capital needs, and finance growth or payouts without stressing the balance sheet.
Healthy Operating MarginsHigh gross margins and healthy EBIT/EBITDA margins reflect effective cost and underwriting control. Strong operating profitability provides a persistent buffer for underwriting cycles and funds investments in health services that can sustain competitive advantage.
Bears Say
Decline In Free Cash Flow GrowthA 30.3% drop in free cash flow growth indicates weakening cash generation versus earnings. Lower FCF growth can limit reinvestment capacity, dividend reliability and the ability to build reserves, reducing financial flexibility through near-term industry shocks.
Modest Net Profit MarginA 5.6% net margin leaves limited room to absorb claim cost inflation or adverse investment returns. Despite healthy operating margins, the modest bottom-line buffer increases sensitivity to underwriting volatility and compresses retained earnings for growth.
Geographic ConcentrationPrimary exposure to Australia and New Zealand concentrates regulatory, demographic and cost risks regionally. Limited geographic diversification means policy changes, local healthcare inflation, or demand shifts in ANZ could materially affect premiums and claims experience.
NIB Holdings Ltd News
3GU FAQ
What was NIB Holdings Ltd’s price range in the past 12 months?
NIB Holdings Ltd lowest stock price was €3.38 and its highest was €4.48 in the past 12 months.
What is NIB Holdings Ltd’s market cap?
NIB Holdings Ltd’s market cap is €1.84B.
When is NIB Holdings Ltd’s upcoming earnings report date?
NIB Holdings Ltd’s upcoming earnings report date is Aug 17, 2026 which is in 143 days.
How were NIB Holdings Ltd’s earnings last quarter?
NIB Holdings Ltd released its earnings results on Feb 22, 2026. The company reported €0.101 earnings per share for the quarter, missing the consensus estimate of €0.124 by -€0.023.
Is NIB Holdings Ltd overvalued?
According to Wall Street analysts NIB Holdings Ltd’s price is currently Undervalued.
Does NIB Holdings Ltd pay dividends?
NIB Holdings Ltd does not currently pay dividends.
What is NIB Holdings Ltd’s EPS estimate?
NIB Holdings Ltd’s EPS estimate is 0.12.
How many shares outstanding does NIB Holdings Ltd have?
NIB Holdings Ltd has 487,953,520 shares outstanding.
What happened to NIB Holdings Ltd’s price movement after its last earnings report?
NIB Holdings Ltd reported an EPS of €0.101 in its last earnings report, missing expectations of €0.124. Following the earnings report the stock price went same N/A.
Which hedge fund is a major shareholder of NIB Holdings Ltd?
Currently, no hedge funds are holding shares in DE:3GU
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
NIB Holdings Ltd Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
€4.43 (19.67% Upside)
€4.43 (19.67% Upside)
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
8.29%
12-Months-Change
Fundamentals
Return on Equity
18.07%
Trailing 12-Months
Asset Growth
-4.44%
Trailing 12-Months
Company Description
NIB Holdings Ltd
nib holdings limited, together with its subsidiaries, underwrites and distributes private health insurance to residents, international students, and visitors in Australia and New Zealand. The company operates through Australian Residents Health Insurance, New Zealand Insurance, International (Inbound) Health Insurance, and nib Travel segments. It offers health insurance products, including singles, couples, single parent, and family health insurance; and travel insurance products. nib holdings limited was founded in 1952 and is headquartered in Newcastle, Australia.
3GU Stock 12 Month Forecast
Average Price Target
€4.43
▲(19.67% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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