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NobleOak Life Ltd (AU:NOL)
ASX:NOL
Australian Market
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NobleOak Life Ltd (NOL) Price & Analysis

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NOL Stock Chart & Stats

AU$1.30
>-AU$0.01(-0.33%)
At close: 4:00 PM EST
AU$1.30
>-AU$0.01(-0.33%)

Bulls Say, Bears Say

Bulls Say
Conservative Balance Sheet / Very Low LeverageVery low leverage and a sizable equity base provide durable financial flexibility for an insurer. This supports capital adequacy through adverse claims cycles, enables measured capital deployment or reinsurance buying, and reduces refinancing risk over the next several quarters.
Strong Recent Operating And Free Cash FlowRobust free cash flow in 2025 demonstrates improved cash conversion and funds available for reinvestment, reserves or capital returns. Sustained cash generation strengthens solvency metrics and funds underwriting/marketing investments without immediate external financing.
Direct-to-consumer Distribution And Focused Product SuiteA primarily direct distribution model reduces intermediary commissions and gives control of customer economics. Scalable online/phone channels and a focused life-risk product set support margin sustainability and predictable recurring premium flows over the medium term.
Bears Say
Pronounced Revenue Volatility And Uneven ProfitabilityChoppy revenue and margin performance undermines forecasting and pricing credibility for an insurer. Persistent volatility complicates reserve and capital planning, making underwriting strategy and reinsurance decisions harder to optimize across business cycles.
Sharp Revenue Decline In 2025 (-52.8% YoY)A large year-over-year revenue drop of this magnitude signals structural or portfolio issues (lapses, pricing or product mix shifts). It reduces operating leverage and could pressure margins and reserve adequacy unless management reverses the drivers sustainably.
Historic Cash Flow Swings And Occasional Negative OCFPast negative operating cash flow indicates cash generation is not yet persistent. Such swings increase the risk that adverse claim years or growth investments force capital raises or tighter underwriting, limiting strategic flexibility over the medium term.

NobleOak Life Ltd News

NOL FAQ

What was NobleOak Life Ltd’s price range in the past 12 months?
NobleOak Life Ltd lowest share price was AU$1.13 and its highest was AU$1.61 in the past 12 months.
    What is NobleOak Life Ltd’s market cap?
    NobleOak Life Ltd’s market cap is AU$108.84M.
      When is NobleOak Life Ltd’s upcoming earnings report date?
      NobleOak Life Ltd’s upcoming earnings report date is Aug 28, 2026 which is in 33 days.
        How were NobleOak Life Ltd’s earnings last quarter?
        NobleOak Life Ltd released its earnings results on Feb 26, 2026. The company reported AU$0.101 earnings per share for the quarter, the consensus estimate of AU$0.101 by AU$0.
          Is NobleOak Life Ltd overvalued?
          According to Wall Street analysts NobleOak Life Ltd’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does NobleOak Life Ltd pay dividends?
            NobleOak Life Ltd does not currently pay dividends.
            What is NobleOak Life Ltd’s EPS estimate?
            NobleOak Life Ltd’s EPS estimate is 0.11.
              How many shares outstanding does NobleOak Life Ltd have?
              NobleOak Life Ltd has 93,028,660 shares outstanding.
                What happened to NobleOak Life Ltd’s price movement after its last earnings report?
                NobleOak Life Ltd reported an EPS of AU$0.101 in its last earnings report, expectations of AU$0.101. Following the earnings report the stock price went up 1.515%.
                  Which hedge fund is a major shareholder of NobleOak Life Ltd?
                  Currently, no hedge funds are holding shares in AU:NOL
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    NobleOak Life Ltd

                    NobleOak Life Limited engages in underwriting life insurance products in Australia. It offers life, income protection, total and permanent disability, death, trauma, business expenses, and self-managed super fund insurance plans. The company sells its insurance products through direct-to-market and strategic partner channels. The company was formerly known as United Ancient Order of Druids Friendly Society of NSW and changed its name to NobleOak Life Limited in 2011. NobleOak Life Limited was founded in 1861 and is headquartered in Sydney, Australia.

                    NobleOak Life Ltd (NOL) Earnings & Revenues

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