NobleOak Life Ltd (AU:NOL)
ASX:NOL
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NOL Stock Chart & Stats
AU$1.30
>-AU$0.01(-0.33%)
At close: 4:00 PM EST
AU$1.30
>-AU$0.01(-0.33%)
Day’s Range― - ―
52-Week RangeAU$1.15 - AU$1.66
Previous CloseN/A
Volume20.05K
Average Volume (3M)19.05K
Market Cap
AU$118.97M
Enterprise ValueAU$61.17M
Total Cash (Recent Filing)AU$66.22M
Total Debt (Recent Filing)AU$8.43M
Price to Earnings (P/E)5.2
Beta0.08
Next Earnings
Aug 28, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.10
Shares Outstanding92,943,520
10 Day Avg. Volume14,036
30 Day Avg. Volume19,047
Financial Highlights & Ratios
PEG Ratio-0.71
Price to Book (P/B)1.57
Price to Sales (P/S)1.13
P/FCF Ratio2.38
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
AU$2.85Price Target Upside119.23% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)0.21
Revenue Forecast (FY)AU$522.98M
Bulls Say, Bears Say
Bulls Say
Conservative Balance Sheet / Very Low LeverageVery low leverage and A$88.9M equity provide durable financial flexibility for an insurer: capacity to absorb claim shocks, meet regulatory capital needs, and underwrite growth without frequent external funding. This strengthens long-term solvency and strategic optionality.
Strong Recent Cash Generation And FCF GrowthSustained positive operating and free cash flow, with FCF growth of ~52% and FCF roughly matching net income, indicates robust cash conversion capacity. This supports reserve funding, distribution economics, and reinvestment without reliance on volatile financing.
Diversified Distribution Model (direct + Partners)A mixed direct-and-partner distribution network gives durable customer access and scalability: direct channels control margins, partner channels extend reach. This dual model helps diversify acquisition risk and supports steady premium flows over time.
Bears Say
Pronounced Revenue VolatilityLarge year-to-year revenue swings materially weaken predictability of premiums and earnings. For an insurer, volatile top-line inflows complicate pricing, reserve setting and capital planning, increasing the risk that underwriting and investment plans will be misaligned with cash needs.
Uneven Profitability And Declining ReturnsFalling ROE and sharp EPS decline signal inconsistent ability to convert premiums into durable shareholder returns. This undermines long-term return predictability, complicates capital allocation and may constrain reinvestment or distributions during weaker underwriting cycles.
Cash Conversion Variability Across YearsHistoric swings from negative to strongly positive cash flow indicate cash conversion risk. Such variability can force reliance on contingency financing in down years, strain reserves or slow strategic investments, reducing resilience across industry cycles.
NobleOak Life Ltd News
NOL FAQ
What was NobleOak Life Ltd’s price range in the past 12 months?
NobleOak Life Ltd lowest share price was AU$1.15 and its highest was AU$1.66 in the past 12 months.
What is NobleOak Life Ltd’s market cap?
NobleOak Life Ltd’s market cap is AU$118.97M.
When is NobleOak Life Ltd’s upcoming earnings report date?
NobleOak Life Ltd’s upcoming earnings report date is Aug 28, 2026 which is in 119 days.
How were NobleOak Life Ltd’s earnings last quarter?
NobleOak Life Ltd released its earnings results on Feb 26, 2026. The company reported AU$0.101 earnings per share for the quarter, the consensus estimate of AU$0.101 by AU$0.
Is NobleOak Life Ltd overvalued?
According to Wall Street analysts NobleOak Life Ltd’s price is currently Undervalued.
Does NobleOak Life Ltd pay dividends?
NobleOak Life Ltd does not currently pay dividends.
What is NobleOak Life Ltd’s EPS estimate?
NobleOak Life Ltd’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does NobleOak Life Ltd have?
NobleOak Life Ltd has 92,943,520 shares outstanding.
What happened to NobleOak Life Ltd’s price movement after its last earnings report?
NobleOak Life Ltd reported an EPS of AU$0.101 in its last earnings report, expectations of AU$0.101. Following the earnings report the stock price went up 1.515%.
Which hedge fund is a major shareholder of NobleOak Life Ltd?
Currently, no hedge funds are holding shares in AU:NOL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
NobleOak Life Ltd Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
AU$2.85 (119.23% Upside)
AU$2.85 (119.23% Upside)
Blogger Sentiment
Bullish
AU:NOL Sentiment 100%
Sector Average ―
Sector Average ―
Insider Transactions
Bought Shares
Worth AU$12.2K over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-11.25%
12-Months-Change
Fundamentals
Return on Equity
5.62%
Trailing 12-Months
Asset Growth
21.05%
Trailing 12-Months
Company Description
NobleOak Life Ltd
NobleOak Life Limited manufactures and distributes life insurance products in Australia. The company offers term death, total and permanent disability, trauma, and income protection and business expenses insurance products. It sells its products through direct-to-market and alliance partners, as well as strategic partner channels. The company was founded in 1861 and is headquartered in Sydney, Australia.
NOL Stock 12 Month Forecast
Average Price Target
AU$2.85
▲(119.23% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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