NobleOak Life Ltd (AU:NOL)
ASX:NOL
NOL Stock Chart & Stats
AU$1.30
>-AU$0.01(-0.33%)
At close: 4:00 PM EST
AU$1.30
>-AU$0.01(-0.33%)
Day’s Range― - ―
52-Week RangeAU$1.15 - AU$1.66
Previous CloseN/A
Volume20.05K
Average Volume (3M)19.05K
Market Cap
AU$112.46M
Enterprise ValueAU$54.67M
Total Cash (Recent Filing)AU$66.22M
Total Debt (Recent Filing)AU$8.43M
Price to Earnings (P/E)5.2
Beta0.15
Next Earnings
Aug 28, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.10
Shares Outstanding92,943,520
10 Day Avg. Volume14,036
30 Day Avg. Volume19,047
Financial Highlights & Ratios
PEG Ratio-0.71
Price to Book (P/B)1.57
Price to Sales (P/S)1.13
P/FCF Ratio2.38
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
AU$2.85Price Target Upside119.23% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)0.21
Revenue Forecast (FY)AU$522.98M
Bulls Say, Bears Say
Bulls Say
Conservative Balance SheetVery low leverage (debt-to-equity ~0.05) and A$88.9M equity provide durable financial flexibility. This supports regulatory capital needs, underwriting volatility and discretionary investment in distribution or technology without forced external capital, lowering structural solvency and funding risk.
Strong Recent Cash GenerationRobust operating and free cash flow in 2025, with FCF closely tracking earnings and +51.9% FCF growth, indicates reliable cash conversion when conditions permit. Durable cash generation supports reserve funding, reinvestment in distribution, and consistent capital allocation even through mid-term underwriting cycles.
Multi-channel Distribution ModelA combined direct and partner distribution footprint diversifies acquisition routes and customer cohorts. Structurally this enables scalable growth, reduces single-channel concentration risk, and allows targeted economics by channel—supporting sustained premium generation and market reach over the medium term.
Bears Say
Highly Volatile RevenueLarge swings in top-line (‑52.8% YoY in 2025) reduce forecasting reliability and make underwriting, capital planning and expense leverage harder to manage. Persistent revenue volatility can raise regulatory/creditor scrutiny and increase the cost of capital, impairing durable strategic planning.
Uneven Profitability And ReturnsInconsistent margins and a declining ROE profile indicate earnings quality and return volatility. This unpredictability complicates reinvestment, dividend policy and long-term growth funding, and signals that underwriting outcomes and expense control have not yet produced stable, repeatable profitability.
Distribution Economics Pressure From PartnersReliance on partner channels carries structural commission and fee expense that compresses underwriting margins. Over the medium term, persistent share-of-premium distribution costs can erode profit per policy and require higher scale or pricing power to sustain target returns, limiting margin resilience.
NobleOak Life Ltd News
NOL FAQ
What was NobleOak Life Ltd’s price range in the past 12 months?
NobleOak Life Ltd lowest share price was AU$1.15 and its highest was AU$1.66 in the past 12 months.
What is NobleOak Life Ltd’s market cap?
NobleOak Life Ltd’s market cap is AU$112.46M.
When is NobleOak Life Ltd’s upcoming earnings report date?
NobleOak Life Ltd’s upcoming earnings report date is Aug 28, 2026 which is in 140 days.
How were NobleOak Life Ltd’s earnings last quarter?
NobleOak Life Ltd released its earnings results on Feb 26, 2026. The company reported AU$0.101 earnings per share for the quarter, the consensus estimate of AU$0.101 by AU$0.
Is NobleOak Life Ltd overvalued?
According to Wall Street analysts NobleOak Life Ltd’s price is currently Undervalued.
Does NobleOak Life Ltd pay dividends?
NobleOak Life Ltd does not currently pay dividends.
What is NobleOak Life Ltd’s EPS estimate?
NobleOak Life Ltd’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does NobleOak Life Ltd have?
NobleOak Life Ltd has 92,943,520 shares outstanding.
What happened to NobleOak Life Ltd’s price movement after its last earnings report?
NobleOak Life Ltd reported an EPS of AU$0.101 in its last earnings report, expectations of AU$0.101. Following the earnings report the stock price went up 1.515%.
Which hedge fund is a major shareholder of NobleOak Life Ltd?
Currently, no hedge funds are holding shares in AU:NOL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
NobleOak Life Ltd Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
AU$2.85 (119.23% Upside)
AU$2.85 (119.23% Upside)
Blogger Sentiment
Bullish
AU:NOL Sentiment 100%
Sector Average ―
Sector Average ―
Technicals
SMA
Negative
20 days / 200 days
Momentum
-11.25%
12-Months-Change
Fundamentals
Return on Equity
5.62%
Trailing 12-Months
Asset Growth
21.05%
Trailing 12-Months
Company Description
NobleOak Life Ltd
NobleOak Life Limited manufactures and distributes life insurance products in Australia. The company offers term death, total and permanent disability, trauma, and income protection and business expenses insurance products. It sells its products through direct-to-market and alliance partners, as well as strategic partner channels. The company was founded in 1861 and is headquartered in Sydney, Australia.
NOL Stock 12 Month Forecast
Average Price Target
AU$2.85
▲(119.23% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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