Competitive AdvantagesChime's bank-first offering, radical cost-to-serve advantage, and proprietary vertically integrated technology stack comprise durable competitive advantages.
Customer SatisfactionChime's Net Promoter Scores (NPS) are double that of the largest US bank brands, indicating high customer satisfaction.
User GrowthChime's distinct offerings and new product rollouts, including MyPay, Chime+, and Instant Loans, are powering user growth.