Chime Financial, Inc. Class A (CHYM)
NASDAQ:CHYM
CHYM Stock Chart & Stats
$19.61
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Market closed
$19.61
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Day’s Range― - ―
52-Week Range$16.17 - $44.94
Previous CloseN/A
VolumeN/A
Average Volume (3M)4.66M
Market Cap
$7.53B
Enterprise Value$7.84B
Total Cash (Recent Filing)$1.05B
Total Debt (Recent Filing)$134.66M
Price to Earnings (P/E)―
Beta1.88
Next Earnings
May 07, 2026EPS Estimate
0.03Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.12
Shares Outstanding351,967,530
10 Day Avg. Volume2,860,014
30 Day Avg. Volume4,658,177
Financial Highlights & Ratios
PEG Ratio-0.02
Price to Book (P/B)42.43
Price to Sales (P/S)27.20
P/FCF Ratio1.81K
Enterprise Value/Market Cap1.04
Enterprise Value/Revenue3.59
Enterprise Value/Gross Profit4.18
Enterprise Value/Ebitda-8.01
Forecast
1Y Price Target
$31.62Price Target Upside61.24% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering14
EPS Forecast (FY)0.15
Revenue Forecast (FY)$2.66B
Bulls Say, Bears Say
Bulls Say
MyPay Pricing And Enterprise DistributionExpansion of MyPay into enterprise channels combined with confirmed price increases should raise revenue per advance and enhance profitability as originations scale.
Product Expansion And Card AdoptionWider rollout of the Chime Card and new premium tiers is shifting customer spending toward higher-margin offerings, which could increase revenue per user as card usage grows.
Technology Platform EfficiencyConversion to the ChimeCore next-generation core platform should lower processing costs and accelerate product development, supporting faster feature rollout and margin improvement.
Bears Say
Consumer Demand And Monetization GapPersistent pressure on lower-income consumers and a per-user monetization gap versus older cohorts may slow growth in transaction volumes and revenue per customer.
Credit Exposure And Loan QualityA growing share of revenue from credit products raises exposure to loan quality risk, meaning deterioration in credit performance could significantly weaken earnings.
Operating Expense PressureHigher-than-expected operating expenses could pressure near-term profitability and limit the company’s ability to convert revenue growth into stronger earnings.
Chime Financial, Inc. Class A News
CHYM FAQ
What was Chime Financial, Inc. Class A’s price range in the past 12 months?
Chime Financial, Inc. Class A lowest stock price was $16.17 and its highest was $44.94 in the past 12 months.
What is Chime Financial, Inc. Class A’s market cap?
Chime Financial, Inc. Class A’s market cap is $7.53B.
When is Chime Financial, Inc. Class A’s upcoming earnings report date?
Chime Financial, Inc. Class A’s upcoming earnings report date is May 07, 2026 which is in 23 days.
How were Chime Financial, Inc. Class A’s earnings last quarter?
Chime Financial, Inc. Class A released its earnings results on Feb 05, 2026. The company reported -$0.12 earnings per share for the quarter, beating the consensus estimate of -$0.178 by $0.058.
Is Chime Financial, Inc. Class A overvalued?
According to Wall Street analysts Chime Financial, Inc. Class A’s price is currently Undervalued.
Does Chime Financial, Inc. Class A pay dividends?
Chime Financial, Inc. Class A does not currently pay dividends.
What is Chime Financial, Inc. Class A’s EPS estimate?
Chime Financial, Inc. Class A’s EPS estimate is 0.03.
How many shares outstanding does Chime Financial, Inc. Class A have?
Chime Financial, Inc. Class A has 351,967,530 shares outstanding.
What happened to Chime Financial, Inc. Class A’s price movement after its last earnings report?
Chime Financial, Inc. Class A reported an EPS of -$0.12 in its last earnings report, beating expectations of -$0.178. Following the earnings report the stock price went up 4.863%.
Which hedge fund is a major shareholder of Chime Financial, Inc. Class A?
Currently, no hedge funds are holding shares in CHYM
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Chime Financial, Inc. Class A Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$31.62 (61.24% Upside)
$31.62 (61.24% Upside)
Blogger Sentiment
Bullish
CHYM Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 1.1M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▲ 0.1%
Last 30 Days ▼ 3.6%
Last 30 Days ▼ 3.6%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Fundamentals
Return on Equity
-76.87%
Trailing 12-Months
Asset Growth
34.47%
Trailing 12-Months
Company Description
Chime Financial, Inc. Class A
Chime is a mobile-first fintech platform offering fee-free banking services—such as checking, savings, early paycheck access, and overdraft protection—via partnerships with FDIC-insured banks. It focuses on serving consumers earning under $100K/year and earns mainly through interchange fees.
CHYM Stock 12 Month Forecast
Average Price Target
$31.62
▲(61.24% Upside)
Technical Analysis
Ownership Overview
13.81% Insiders
3.36% Mutual Funds
69.56% Other Institutional Investors
12.60% Public Companies and Individual Investors