Education
About Us
Working with TipRanks
Follow Us
Chime Financial, Inc. Class A (CHYM)
NASDAQ:CHYM
CHYM Stock Chart & Stats
$22.13
--
Market closed
$22.13
--
Day’s Range― - ―
52-Week Range$16.17 - $44.94
Previous CloseN/A
VolumeN/A
Average Volume (3M)3.21M
Market Cap
$8.29B
Enterprise Value$7.95B
Total Cash (Recent Filing)$1.05B
Total Debt (Recent Filing)$123.28M
Price to Earnings (P/E)―
Beta1.52
Next Earnings
May 07, 2026EPS Estimate
0.02Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.12
Shares Outstanding342,395,700
10 Day Avg. Volume3,975,128
30 Day Avg. Volume3,214,406
Financial Highlights & Ratios
PEG Ratio>-0.01
Price to Book (P/B)42.43
Price to Sales (P/S)27.20
P/FCF Ratio1.81K
Enterprise Value/Market Cap0.96
Enterprise Value/Revenue3.63
Enterprise Value/Gross Profit4.23
Enterprise Value/Ebitda-8.12
Forecast
1Y Price Target
$31.50Price Target Upside42.34% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering13
EPS Forecast (FY)0.14
Revenue Forecast (FY)$2.64B
Bulls Say, Bears Say
Bulls Say
Card Adoption And PricingAnalyst expects rapid Chime Card adoption and a confirmed MyPay price increase to raise revenue per transaction and improve profitability.
Core Platform EfficiencyAnalyst notes migration to a next generation core platform should lower processing costs and accelerate product rollout, supporting margin expansion.
Product Monetization ExpansionAnalyst highlights rollout of instant loans, premium membership tiers, and brokerage offerings as paths to increase revenue per user and deepen customer value.
Bears Say
Cohort Monetization GapAnalyst observes that per user revenue for newer member cohorts remains well below tenured cohorts, indicating a monetization gap as customers mature.
Consumer And Macro SensitivityAnalyst cautions that pressure on lower income consumers and broader macro uncertainty could limit spending and slow new user growth.
Operating Expense PressureAnalyst notes higher than expected operating expenses could pressure the company’s profitability.
Chime Financial, Inc. Class A News
CHYM FAQ
What was Chime Financial, Inc. Class A’s price range in the past 12 months?
Chime Financial, Inc. Class A lowest stock price was $16.17 and its highest was $44.94 in the past 12 months.
What is Chime Financial, Inc. Class A’s market cap?
Chime Financial, Inc. Class A’s market cap is $8.29B.
When is Chime Financial, Inc. Class A’s upcoming earnings report date?
Chime Financial, Inc. Class A’s upcoming earnings report date is May 07, 2026 which is in 65 days.
How were Chime Financial, Inc. Class A’s earnings last quarter?
Chime Financial, Inc. Class A released its earnings results on Feb 05, 2026. The company reported -$0.12 earnings per share for the quarter, beating the consensus estimate of -$0.178 by $0.058.
Is Chime Financial, Inc. Class A overvalued?
According to Wall Street analysts Chime Financial, Inc. Class A’s price is currently Undervalued.
Does Chime Financial, Inc. Class A pay dividends?
Chime Financial, Inc. Class A does not currently pay dividends.
What is Chime Financial, Inc. Class A’s EPS estimate?
Chime Financial, Inc. Class A’s EPS estimate is 0.02.
How many shares outstanding does Chime Financial, Inc. Class A have?
Chime Financial, Inc. Class A has 342,395,700 shares outstanding.
What happened to Chime Financial, Inc. Class A’s price movement after its last earnings report?
Chime Financial, Inc. Class A reported an EPS of -$0.12 in its last earnings report, beating expectations of -$0.178. Following the earnings report the stock price went up 4.863%.
Which hedge fund is a major shareholder of Chime Financial, Inc. Class A?
Currently, no hedge funds are holding shares in CHYM
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Chime Financial, Inc. Class A Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$31.50 (42.34% Upside)
$31.50 (42.34% Upside)
Blogger Sentiment
Bullish
CHYM Sentiment 100%
Sector Average 70%
Sector Average 70%
Hedge Fund Trend
Increased
By 1.1M Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $5.0M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 0.7%
Last 30 Days ▼ 5.5%
Last 30 Days ▼ 5.5%
News Sentiment
Very Bullish
Bullish news 89%
Bearish news 11%
Bearish news 11%
Fundamentals
Return on Equity
-86.64%
Trailing 12-Months
Asset Growth
34.47%
Trailing 12-Months
Company Description
Chime Financial, Inc. Class A
Chime is a mobile-first fintech platform offering fee-free banking services—such as checking, savings, early paycheck access, and overdraft protection—via partnerships with FDIC-insured banks. It focuses on serving consumers earning under $100K/year and earns mainly through interchange fees.
CHYM Company Deck
CHYM Earnings Call
Q3 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The call communicated strong execution: robust revenue growth (31% FY), meaningful margin expansion (12ppt YoY in Q4), product-led monetization (Chime Card, MyPay, Instant Loans), completion of a major ChimeCore migration with substantial cost advantages, large net new active member additions and high engagement. Management provided confident 2026 guidance with continued operating leverage and GAAP profitability expected for the balance of the year. Near-term uncertainties include seasonality/tax timing, MyPay repricing effects, the credit profile of scaling Instant Loans, and the multi-quarter ramp of the enterprise channel and planned marketing investments. Overall, positive momentum and structural advantages outweigh these manageable near-term risks.View all CHYM earnings summariesCHYM Stock 12 Month Forecast
Average Price Target
$31.50
▲(42.34% Upside)
Technical Analysis
Ownership Overview
13.67% Insiders
3.44% Mutual Funds
69.56% Other Institutional Investors
12.71% Public Companies and Individual Investors