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Chime Financial, Inc. Class A (CHYM)
NASDAQ:CHYM
CHYM Stock Chart & Stats
$21.78
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Market closed
$21.78
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Day’s Range― - ―
52-Week Range$16.17 - $44.94
Previous CloseN/A
VolumeN/A
Average Volume (3M)2.90M
Market Cap
$8.16B
Enterprise Value$8.12B
Total Cash (Recent Filing)$1.08B
Total Debt (Recent Filing)$137.76M
Price to Earnings (P/E)―
Beta1.41
Next Earnings
May 07, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)N/A
Shares Outstanding342,395,700
10 Day Avg. Volume3,281,381
30 Day Avg. Volume2,903,273
Financial Highlights & Ratios
PEG Ratio6.09
Price to Book (P/B)14.09
Price to Sales (P/S)8.08
P/FCF Ratio272.27
Enterprise Value/Market Cap1.00
Enterprise Value/Revenue5.10
Enterprise Value/Gross Profit5.83
Enterprise Value/Ebitda-8.42
Forecast
1Y Price Target
$32.11Price Target Upside47.43% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering9
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Membership Growth And Unit EconomicsSustained member growth combined with lower customer acquisition costs and high attach rates for new card offerings should shorten the break-even period per user and drive ARPAM expansion.
Product Adoption And MonetizationAnalyst expects rising MyPay originations and increased transaction volume to boost platform revenue and enhance operating leverage.
Take-rate ExpansionHigher take rates from the Chime Card and confirmed price increases on MyPay are expected to raise revenue per transaction and materially improve margins.
Bears Say
Customer Acquisition StrategyA broadened customer acquisition strategy may raise acquisition costs and pressure margins if new channels prove less efficient.
Growth Slowdown RiskSlowing growth momentum could make a near-term market re-rating difficult and keep share performance under pressure.
Valuation And GAAP Margin UncertaintyAbsence of a clear GAAP margin inflection may limit valuation support and leave the stock vulnerable until profitability is sustained on GAAP metrics.
Chime Financial, Inc. Class A News
CHYM FAQ
What was Chime Financial, Inc. Class A’s price range in the past 12 months?
Chime Financial, Inc. Class A lowest stock price was $16.17 and its highest was $44.94 in the past 12 months.
What is Chime Financial, Inc. Class A’s market cap?
Chime Financial, Inc. Class A’s market cap is $8.16B.
When is Chime Financial, Inc. Class A’s upcoming earnings report date?
Chime Financial, Inc. Class A’s upcoming earnings report date is May 07, 2026 which is in 86 days.
How were Chime Financial, Inc. Class A’s earnings last quarter?
Currently, no data Available
Is Chime Financial, Inc. Class A overvalued?
According to Wall Street analysts Chime Financial, Inc. Class A’s price is currently Undervalued.
Does Chime Financial, Inc. Class A pay dividends?
Chime Financial, Inc. Class A does not currently pay dividends.
What is Chime Financial, Inc. Class A’s EPS estimate?
Chime Financial, Inc. Class A’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Chime Financial, Inc. Class A have?
Chime Financial, Inc. Class A has 342,395,700 shares outstanding.
What happened to Chime Financial, Inc. Class A’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of Chime Financial, Inc. Class A?
Currently, no hedge funds are holding shares in CHYM
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Chime Financial, Inc. Class A Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$32.11 (47.43% Upside)
$32.11 (47.43% Upside)
Blogger Sentiment
Bullish
CHYM Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 1.3M Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $5.0M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 2.1%
Last 30 Days ▼ 11.0%
Last 30 Days ▼ 11.0%
Company Description
Chime Financial, Inc. Class A
Chime is a mobile-first fintech platform offering fee-free banking services—such as checking, savings, early paycheck access, and overdraft protection—via partnerships with FDIC-insured banks. It focuses on serving consumers earning under $100K/year and earns mainly through interchange fees.
CHYM Company Deck
CHYM Earnings Call
Q3 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
Chime's earnings call reflected strong overall performance with significant membership growth, revenue increases, and successful new product launches. The completion of ChimeCore and strategic partnerships in enterprise channels further bolster future prospects. While there are some expected normalizations in ARPAM growth and a one-time termination expense, the highlights significantly outweigh these lowlights.View all CHYM earnings summariesCHYM Stock 12 Month Forecast
Average Price Target
$32.11
▲(47.43% Upside)
Technical Analysis
Ownership Overview
13.69% Insiders
3.37% Mutual Funds
0.37% Other Institutional Investors
81.97% Public Companies and Individual Investors