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CHYM Stock Chart & Stats
$24.12
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Market closed
$24.12
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Day’s Range― - ―
52-Week Range$15.88 - $38.67
Previous CloseN/A
VolumeN/A
Average Volume (3M)5.47M
Market Cap
$8.51B
Enterprise Value$6.61K
Total Cash (Recent Filing)$1.01B
Total Debt (Recent Filing)$132.74M
Price to Earnings (P/E)―
Beta1.63
Next Earnings
Aug 05, 2026EPS Estimate
>-0.01Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-2.62
Shares Outstanding348,886,840
10 Day Avg. Volume4,792,955
30 Day Avg. Volume5,473,914
Financial Highlights & Ratios
PEG Ratio>-0.01
Price to Book (P/B)6.80
Price to Sales (P/S)4.36
P/FCF Ratio289.82
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda>-0.01
Forecast
1Y Price Target
$30.67Price Target Upside27.14% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering10
EPS Forecast (FY)0.32
Revenue Forecast (FY)$2.68B
Bulls Say, Bears Say
Bulls Say
Revenue Growth & High Gross MarginsSustained top-line growth paired with very high gross margins implies attractive unit economics and scalability. Durable revenue expansion across years supports reinvestment, product buildout and competitive positioning, making long‑run margin recovery and operating leverage more achievable.
Strong Member Growth & Product AdoptionRapid member growth and deepening product engagement create durable network and cross‑sell advantages. High LTV:CAC, cohort ARPAM expansion and rising Chime Card adoption imply sustainable monetization and retention that should underpin revenue per user over the medium term.
Modest Leverage & Improving Cash GenerationLow debt levels and positive free cash flow provide balance‑sheet flexibility to fund growth, buybacks, or absorb investment volatility. Although cash flow dipped in 2025, sustained positive OCF/FCF reflects improving cash conversion that supports medium‑term strategic initiatives.
Bears Say
Very Weak Return On EquityA deeply negative ROE indicates current capital is not being converted into shareholder returns, undermining long‑term capital efficiency. Even with equity growth, such persistent poor ROE constrains value creation and pressures future allocation choices or the need for corrective actions.
Earnings Quality & Profitability VolatilityA large one‑year earnings collapse despite strong revenue growth signals volatile profitability and potential one‑off or structural cost issues. This undermines predictability of GAAP earnings, complicates capital allocation and raises execution risk for sustaining profitability improvements.
Chime Prime Early-Stage & Margin PressureLaunching Prime creates strategic upside but carries structural execution risk: undisclosed CAC/LTV and upfront sales/support spending compress margins. If Prime's economics or enterprise channel traction underperform, it could delay durable margin expansion and require sustained subsidy.
CHYM FAQ
What was Chime Financial, Inc. Class A’s price range in the past 12 months?
Chime Financial, Inc. Class A lowest stock price was $15.88 and its highest was $38.67 in the past 12 months.
What is Chime Financial, Inc. Class A’s market cap?
Chime Financial, Inc. Class A’s market cap is $8.51B.
When is Chime Financial, Inc. Class A’s upcoming earnings report date?
Chime Financial, Inc. Class A’s upcoming earnings report date is Aug 05, 2026 which is in 16 days.
How were Chime Financial, Inc. Class A’s earnings last quarter?
Chime Financial, Inc. Class A released its earnings results on May 06, 2026. The company reported $0.13 earnings per share for the quarter, beating the consensus estimate of $0.034 by $0.096.
Is Chime Financial, Inc. Class A overvalued?
According to Wall Street analysts Chime Financial, Inc. Class A’s price is currently Undervalued.
Does Chime Financial, Inc. Class A pay dividends?
Chime Financial, Inc. Class A does not currently pay dividends.
What is Chime Financial, Inc. Class A’s EPS estimate?
Chime Financial, Inc. Class A’s EPS estimate is >-0.01.
How many shares outstanding does Chime Financial, Inc. Class A have?
Chime Financial, Inc. Class A has 348,886,840 shares outstanding.
What happened to Chime Financial, Inc. Class A’s price movement after its last earnings report?
Chime Financial, Inc. Class A reported an EPS of $0.13 in its last earnings report, beating expectations of $0.034. Following the earnings report the stock price went down -12.517%.
Which hedge fund is a major shareholder of Chime Financial, Inc. Class A?
Currently, no hedge funds are holding shares in CHYM
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Chime Financial, Inc. Class A Stock Smart Score
Underperform
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Analyst Consensus
Strong Buy
Average Price Target:
$30.67 (27.14% Upside)
$30.67 (27.14% Upside)
Blogger Sentiment
Bullish
CHYM Sentiment 80%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 4.4M Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $106.5K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Neutral
Last 7 Days <0.1%
Last 30 Days ▼ 0.2%
Last 30 Days ▼ 0.2%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-29.13%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
35.82%
Trailing 12-Months
Company Description
Chime Financial, Inc. Class A
Chime functions as a digital-first financial technology company, delivering a range of banking services that come without typical fees. These offerings, which encompass checking and savings accounts, early access to paychecks, and overdraft protection, are provided in collaboration with banks that are insured by the FDIC. Chime largely targets consumers whose annual income is under $100,000, with its primary revenue stream originating from interchange fees.
CHYM Stock 12 Month Forecast
Average Price Target
$30.67
▲(27.14% Upside)
Technical Analysis
Ownership Overview
13.25% Insiders
9.89% Mutual Funds
0.10% Other Institutional Investors
69.59% Public Companies and
Individual Investors











