Education
About Us
Working with TipRanks
Follow Us
Chime Financial, Inc. Class A (CHYM)
NASDAQ:CHYM
CHYM Stock Chart & Stats
$25.42
--
Market closed
$25.42
--
Day’s Range― - ―
52-Week Range$16.17 - $44.94
Previous CloseN/A
VolumeN/A
Average Volume (3M)2.61M
Market Cap
$9.52B
Enterprise Value$9.21B
Total Cash (Recent Filing)$1.08B
Total Debt (Recent Filing)$137.76M
Price to Earnings (P/E)―
Beta1.31
Next Earnings
Feb 05, 2026EPS Estimate
-0.18Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.15
Shares Outstanding342,395,700
10 Day Avg. Volume2,378,427
30 Day Avg. Volume2,614,568
Financial Highlights & Ratios
PEG Ratio6.09
Price to Book (P/B)14.09
Price to Sales (P/S)8.08
P/FCF Ratio272.27
Enterprise Value/Market Cap0.97
Enterprise Value/Revenue5.79
Enterprise Value/Gross Profit6.61
Enterprise Value/Ebitda-9.56
Forecast
1Y Price Target
$32.25Price Target Upside26.87% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering13
EPS Forecast (FY)>-0.01
Revenue Forecast (FY)$2.61B
Bulls Say, Bears Say
Bulls Say
Membership Growth And Unit EconomicsSustained member growth combined with lower customer acquisition costs and high attach rates for new card offerings should shorten the break-even period per user and drive ARPAM expansion.
Product Adoption And MonetizationAnalyst expects rising MyPay originations and increased transaction volume to boost platform revenue and enhance operating leverage.
Take-rate ExpansionHigher take rates from the Chime Card and confirmed price increases on MyPay are expected to raise revenue per transaction and materially improve margins.
Bears Say
Customer Acquisition StrategyA broadened customer acquisition strategy may raise acquisition costs and pressure margins if new channels prove less efficient.
Growth Slowdown RiskSlowing growth momentum could make a near-term market re-rating difficult and keep share performance under pressure.
Valuation And GAAP Margin UncertaintyAbsence of a clear GAAP margin inflection may limit valuation support and leave the stock vulnerable until profitability is sustained on GAAP metrics.
Chime Financial, Inc. Class A News
CHYM FAQ
What was Chime Financial, Inc. Class A’s price range in the past 12 months?
Chime Financial, Inc. Class A lowest stock price was $16.17 and its highest was $44.94 in the past 12 months.
What is Chime Financial, Inc. Class A’s market cap?
Chime Financial, Inc. Class A’s market cap is $9.52B.
When is Chime Financial, Inc. Class A’s upcoming earnings report date?
Chime Financial, Inc. Class A’s upcoming earnings report date is Feb 05, 2026 which is in 3 days.
How were Chime Financial, Inc. Class A’s earnings last quarter?
Chime Financial, Inc. Class A released its earnings results on Nov 05, 2025. The company reported -$0.15 earnings per share for the quarter, beating the consensus estimate of -$0.243 by $0.093.
Is Chime Financial, Inc. Class A overvalued?
According to Wall Street analysts Chime Financial, Inc. Class A’s price is currently Undervalued.
Does Chime Financial, Inc. Class A pay dividends?
Chime Financial, Inc. Class A does not currently pay dividends.
What is Chime Financial, Inc. Class A’s EPS estimate?
Chime Financial, Inc. Class A’s EPS estimate is -0.18.
How many shares outstanding does Chime Financial, Inc. Class A have?
Chime Financial, Inc. Class A has 342,395,700 shares outstanding.
What happened to Chime Financial, Inc. Class A’s price movement after its last earnings report?
Chime Financial, Inc. Class A reported an EPS of -$0.15 in its last earnings report, beating expectations of -$0.243. Following the earnings report the stock price went down -5.387%.
Which hedge fund is a major shareholder of Chime Financial, Inc. Class A?
Currently, no hedge funds are holding shares in CHYM
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Chime Financial, Inc. Class A Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$32.25 (26.87% Upside)
$32.25 (26.87% Upside)
Blogger Sentiment
Bullish
CHYM Sentiment 100%
Sector Average 70%
Sector Average 70%
Hedge Fund Trend
Increased
By 1.3M Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $5.0M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 0.9%
Last 30 Days ▼ 5.2%
Last 30 Days ▼ 5.2%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Company Description
Chime Financial, Inc. Class A
Chime is a mobile-first fintech platform offering fee-free banking services—such as checking, savings, early paycheck access, and overdraft protection—via partnerships with FDIC-insured banks. It focuses on serving consumers earning under $100K/year and earns mainly through interchange fees.
CHYM Company Deck
CHYM Earnings Call
Q3 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
Chime's earnings call reflected strong overall performance with significant membership growth, revenue increases, and successful new product launches. The completion of ChimeCore and strategic partnerships in enterprise channels further bolster future prospects. While there are some expected normalizations in ARPAM growth and a one-time termination expense, the highlights significantly outweigh these lowlights.View all CHYM earnings summariesCHYM Stock 12 Month Forecast
Average Price Target
$32.25
▲(26.87% Upside)
Technical Analysis
Ownership Overview
13.69% Insiders
3.37% Mutual Funds
0.37% Other Institutional Investors
81.97% Public Companies and Individual Investors