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Chime Financial, Inc. Class A (CHYM)
NASDAQ:CHYM
Total Valuation
Chime Financial, Inc. Class A has a market cap or net worth of $6.72B. The enterprise value is $6.59B.
Market Cap$6.72B
Enterprise Value$6.59B
Share Statistics
Chime Financial, Inc. Class A has 339,528,750 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding339,528,750
Owned by Insiders14.10%
Owned by Institutions0.06%
Financial Efficiency
Chime Financial, Inc. Class A’s return on equity (ROE) is -0.03 and return on invested capital (ROIC) is -6.20%.
Return on Equity (ROE)-0.03
Return on Assets (ROA)-0.02
Return on Invested Capital (ROIC)-6.20%
Return on Capital Employed (ROCE)-0.06
Revenue Per Employee1.14M
Profits Per Employee-17.30K
Employee Count1,465
Asset Turnover1.15
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Chime Financial, Inc. Class A is ―. Chime Financial, Inc. Class A’s PEG ratio is 6.09.
PE Ratio―
PS Ratio8.08
PB Ratio14.09
Price to Fair Value14.09
Price to FCF272.27
Price to Operating Cash Flow4.69K
PEG Ratio6.09
Income Statement
In the last 12 months, Chime Financial, Inc. Class A had revenue of 1.67B and earned -25.34M in profits. Earnings per share was -0.07.
Revenue1.67B
Gross Profit1.47B
Operating Income-62.20M
Pretax Income-22.73M
Net Income-25.34M
EBITDA-36.83M
Earnings Per Share (EPS)-0.07
Cash Flow
In the last 12 months, operating cash flow was 20.23M and capital expenditures -5.69M, giving a free cash flow of 14.54M billion.
Operating Cash Flow20.23M
Free Cash Flow14.54M
Free Cash Flow per Share0.04
Dividends & Yields
Chime Financial, Inc. Class A pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.82
52-Week Price Change-41.53%
50-Day Moving Average21.64
200-Day Moving Average―
Relative Strength Index (RSI)39.48
Average Volume (3m)3.33M
Important Dates
Chime Financial, Inc. Class A upcoming earnings date is Feb 5, 2026, After Close (Confirmed).
Last Earnings DateNov 5, 2025
Next Earnings DateFeb 5, 2026
Ex-Dividend Date―
Financial Position
Chime Financial, Inc. Class A as a current ratio of 3.43, with Debt / Equity ratio of 5.24%
Current Ratio3.43
Quick Ratio3.43
Debt to Market Cap<0.01
Net Debt to EBITDA6.55
Interest Coverage Ratio0.00
Taxes
In the past 12 months, Chime Financial, Inc. Class A has paid 2.61M in taxes.
Income Tax2.61M
Effective Tax Rate-0.11
Enterprise Valuation
Chime Financial, Inc. Class A EV to EBITDA ratio is -360.65, with an EV/FCF ratio of 267.41.
EV to Sales7.94
EV to EBITDA-360.65
EV to Free Cash Flow267.41
EV to Operating Cash Flow207.08
Balance Sheet
Chime Financial, Inc. Class A has $1.08B in cash and marketable securities with $125.84M in debt, giving a net cash position of $952.92M billion.
Cash & Marketable Securities$1.08B
Total Debt$125.84M
Net Cash$952.92M
Net Cash Per Share$2.81
Tangible Book Value Per Share$2.56
Margins
Gross margin is 87.42%, with operating margin of -3.72%, and net profit margin of -1.51%.
Gross Margin87.42%
Operating Margin-3.72%
Pretax Margin-1.36%
Net Profit Margin-1.51%
EBITDA Margin-2.20%
EBIT Margin-3.72%
Analyst Forecast
The average price target for Chime Financial, Inc. Class A is $32.64, which is 11.43% higher than the current price. The consensus rating is Strong Buy
Price Target$32.64
Price Target Upside60.47% Upside
Analyst ConsensusStrong Buy
Analyst Count12
Revenue Growth Forecast31.86%
EPS Growth Forecast-1664.13%