Chime Financial, Inc. Class A (CHYM)
NASDAQ:CHYM
Want to see CHYM full AI Analyst Report?
Total Valuation
Chime Financial, Inc. Class A has a market cap or net worth of $6.69B. The enterprise value is $5.96B.
Market Cap$6.69B
Enterprise Value$5.96B
Share Statistics
Chime Financial, Inc. Class A has 348,886,840 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding348,886,840
Owned by Insiders13.53%
Owned by Institutions65.57%
Financial Efficiency
Chime Financial, Inc. Class A’s return on equity (ROE) is -0.72 and return on invested capital (ROIC) is -65.49%.
Return on Equity (ROE)-0.72
Return on Assets (ROA)-0.51
Return on Invested Capital (ROIC)-65.49%
Return on Capital Employed (ROCE)-0.66
Revenue Per Employee1.49M
Profits Per Employee-689.38K
Employee Count1,465
Asset Turnover1.11
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Chime Financial, Inc. Class A is 33.4. Chime Financial, Inc. Class A’s PEG ratio is -0.02.
PE Ratio33.4
PS Ratio27.20
PB Ratio42.43
Price to Fair Value42.43
Price to FCF1.81K
Price to Operating Cash Flow38.68
PEG Ratio-0.02
Income Statement
In the last 12 months, Chime Financial, Inc. Class A had revenue of 2.19B and earned -1.01B in profits. Earnings per share was -2.66.
Revenue2.19B
Gross Profit1.88B
Operating Income-1.04B
Pretax Income-1.01B
Net Income-1.01B
EBITDA-979.11M
Earnings Per Share (EPS)-2.66
Cash Flow
In the last 12 months, operating cash flow was 166.85M and capital expenditures -23.34M, giving a free cash flow of 143.52M billion.
Operating Cash Flow166.85M
Free Cash Flow143.52M
Free Cash Flow per Share0.41
Dividends & Yields
Chime Financial, Inc. Class A pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta2.08
52-Week Price Change-51.39%
50-Day Moving Average21.64
200-Day Moving Average―
Relative Strength Index (RSI)39.48
Average Volume (3m)4.80M
Important Dates
Chime Financial, Inc. Class A upcoming earnings date is Aug 6, 2026, After Close (Confirmed).
Last Earnings DateMay 6, 2026
Next Earnings DateAug 6, 2026
Ex-Dividend Date―
Financial Position
Chime Financial, Inc. Class A as a current ratio of 4.53, with Debt / Equity ratio of 8.37%
Current Ratio4.53
Quick Ratio4.53
Debt to Market Cap0.00
Net Debt to EBITDA0.34
Interest Coverage Ratio0.00
Taxes
In the past 12 months, Chime Financial, Inc. Class A has paid 831.00K in taxes.
Income Tax831.00K
Effective Tax Rate>-0.01
Enterprise Valuation
Chime Financial, Inc. Class A EV to EBITDA ratio is -60.40, with an EV/FCF ratio of 1.80K.
EV to Sales27.04
EV to EBITDA-60.40
EV to Free Cash Flow1.80K
EV to Operating Cash Flow1.12K
Balance Sheet
Chime Financial, Inc. Class A has $1.01B in cash and marketable securities with $120.61M in debt, giving a net cash position of $890.67M billion.
Cash & Marketable Securities$1.01B
Total Debt$120.61M
Net Cash$890.67M
Net Cash Per Share$2.55
Tangible Book Value Per Share$0.59
Margins
Gross margin is 87.84%, with operating margin of -47.56%, and net profit margin of -46.18%.
Gross Margin87.84%
Operating Margin-47.56%
Pretax Margin-46.15%
Net Profit Margin-46.18%
EBITDA Margin-44.77%
EBIT Margin-46.15%
Analyst Forecast
The average price target for Chime Financial, Inc. Class A is $30.23, which is 11.43% higher than the current price. The consensus rating is Strong Buy
Price Target$30.23
Price Target Upside25.34% Upside
Analyst ConsensusStrong Buy
Analyst Count16
Revenue Growth Forecast25.23%
EPS Growth Forecast-2189.23%