tiprankstipranks
Chime Financial, Inc. Class A (CHYM)
NASDAQ:CHYM
US Market

Chime Financial, Inc. Class A (CHYM) Stock Statistics & Valuation Metrics

497 Followers

Total Valuation

Chime Financial, Inc. Class A has a market cap or net worth of $7.16B. The enterprise value is $6.82B.
Market Cap$7.16B
Enterprise Value$6.82B

Share Statistics

Chime Financial, Inc. Class A has 351,967,530 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding351,967,530
Owned by Insiders13.81%
Owned by Institutions69.56%

Financial Efficiency

Chime Financial, Inc. Class A’s return on equity (ROE) is -0.72 and return on invested capital (ROIC) is -65.49%.
Return on Equity (ROE)-0.72
Return on Assets (ROA)-0.51
Return on Invested Capital (ROIC)-65.49%
Return on Capital Employed (ROCE)-0.66
Revenue Per Employee1.49M
Profits Per Employee-689.38K
Employee Count1,465
Asset Turnover1.11
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Chime Financial, Inc. Class A is ―. Chime Financial, Inc. Class A’s PEG ratio is -0.02.
PE Ratio
PS Ratio27.20
PB Ratio42.43
Price to Fair Value42.43
Price to FCF1.81K
Price to Operating Cash Flow132.67
PEG Ratio-0.02

Income Statement

In the last 12 months, Chime Financial, Inc. Class A had revenue of 2.19B and earned -1.01B in profits. Earnings per share was -2.66.
Revenue2.19B
Gross Profit1.88B
Operating Income-1.04B
Pretax Income-1.01B
Net Income-1.01B
EBITDA-979.11M
Earnings Per Share (EPS)-2.66

Cash Flow

In the last 12 months, operating cash flow was 52.78M and capital expenditures -20.67M, giving a free cash flow of 32.11M billion.
Operating Cash Flow52.78M
Free Cash Flow32.11M
Free Cash Flow per Share0.09

Dividends & Yields

Chime Financial, Inc. Class A pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share
Dividend Yield
Payout RatioN/A
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta1.70
52-Week Price Change-46.45%
50-Day Moving Average21.64
200-Day Moving Average
Relative Strength Index (RSI)39.48
Average Volume (3m)5.13M

Important Dates

Chime Financial, Inc. Class A upcoming earnings date is May 7, 2026, After Close (Confirmed).
Last Earnings DateFeb 5, 2026
Next Earnings DateMay 7, 2026
Ex-Dividend Date

Financial Position

Chime Financial, Inc. Class A as a current ratio of 4.53, with Debt / Equity ratio of 9.61%
Current Ratio4.53
Quick Ratio4.53
Debt to Market Cap0.00
Net Debt to EBITDA0.34
Interest Coverage Ratio0.00

Taxes

In the past 12 months, Chime Financial, Inc. Class A has paid 831.00K in taxes.
Income Tax831.00K
Effective Tax Rate>-0.01

Enterprise Valuation

Chime Financial, Inc. Class A EV to EBITDA ratio is -60.40, with an EV/FCF ratio of 1.80K.
EV to Sales27.04
EV to EBITDA-60.40
EV to Free Cash Flow1.80K
EV to Operating Cash Flow1.12K

Balance Sheet

Chime Financial, Inc. Class A has $1.05B in cash and marketable securities with $134.66M in debt, giving a net cash position of $919.41M billion.
Cash & Marketable Securities$1.05B
Total Debt$134.66M
Net Cash$919.41M
Net Cash Per Share$2.61
Tangible Book Value Per Share$0.58

Margins

Gross margin is 85.87%, with operating margin of -47.56%, and net profit margin of -46.18%.
Gross Margin85.87%
Operating Margin-47.56%
Pretax Margin-46.15%
Net Profit Margin-46.18%
EBITDA Margin-44.77%
EBIT Margin-46.15%

Analyst Forecast

The average price target for Chime Financial, Inc. Class A is $32.42, which is 11.43% higher than the current price. The consensus rating is Strong Buy
Price Target$32.42
Price Target Upside73.09% Upside
Analyst ConsensusStrong Buy
Analyst Count13
Revenue Growth Forecast30.32%
EPS Growth Forecast-1664.13%

Scores

Smart Score8
AI Score