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Chime Financial, Inc. Class A (CHYM)
NASDAQ:CHYM
US Market
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Chime Financial, Inc. Class A (CHYM) Stock Statistics & Valuation Metrics

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Total Valuation

Chime Financial, Inc. Class A has a market cap or net worth of $12.01B. The enterprise value is $7.06K.
Market Cap$12.01B
Enterprise Value$7.06K

Share Statistics

Chime Financial, Inc. Class A has 347,019,870 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding347,019,870
Owned by Insiders42.74%
Owned by Institutions25.72%

Financial Efficiency

Chime Financial, Inc. Class A’s return on equity (ROE) is -0.72 and return on invested capital (ROIC) is -65.49%.
Return on Equity (ROE)-0.72
Return on Assets (ROA)-0.51
Return on Invested Capital (ROIC)-65.49%
Return on Capital Employed (ROCE)-0.66
Revenue Per Employee1.44M
Profits Per Employee-664.87K
Employee Count1,519
Asset Turnover1.11
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Chime Financial, Inc. Class A is ―. Chime Financial, Inc. Class A’s PEG ratio is -0.00252.
PE Ratio
PS Ratio4.36
PB Ratio6.80
Price to Fair Value6.80
Price to FCF289.82
Price to Operating Cash Flow34.76
PEG Ratio-0.00252

Income Statement

In the last 12 months, Chime Financial, Inc. Class A had revenue of 2.19B and earned -1.01B in profits. Earnings per share was -2.67.
Revenue2.19B
Gross Profit1.88B
Operating Income-1.04B
Pretax Income-1.01B
Net Income-1.01B
EBITDA-979.11M
Earnings Per Share (EPS)-2.67

Cash Flow

In the last 12 months, operating cash flow was 346.13M and capital expenditures -27.21M, giving a free cash flow of 318.91M billion.
Operating Cash Flow346.13M
Free Cash Flow318.91M
Free Cash Flow per Share0.92

Dividends & Yields

Chime Financial, Inc. Class A pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share
Dividend Yield
Payout RatioN/A
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta2.11
52-Week Price Change5.33%
50-Day Moving Average21.64
200-Day Moving Average
Relative Strength Index (RSI)39.48
Average Volume (3m)5.66M

Important Dates

Chime Financial, Inc. Class A upcoming earnings date is Nov 11, 2026, After Close (Confirmed).
Last Earnings DateAug 5, 2026
Next Earnings DateNov 11, 2026
Ex-Dividend Date

Financial Position

Chime Financial, Inc. Class A as a current ratio of 4.53, with Debt / Equity ratio of 9.32%
Current Ratio4.53
Quick Ratio4.53
Debt to Market Cap0.00
Net Debt to EBITDA0.34
Interest Coverage Ratio0.00

Taxes

In the past 12 months, Chime Financial, Inc. Class A has paid 831.00K in taxes.
Income Tax831.00K
Effective Tax Rate>-0.01

Enterprise Valuation

Chime Financial, Inc. Class A EV to EBITDA ratio is -9.40, with an EV/FCF ratio of 279.74.
EV to Sales4.21
EV to EBITDA-9.40
EV to Free Cash Flow279.74
EV to Operating Cash Flow174.34

Balance Sheet

Chime Financial, Inc. Class A has $1.06B in cash and marketable securities with $130.88M in debt, giving a net cash position of $932.54M billion.
Cash & Marketable Securities$1.06B
Total Debt$130.88M
Net Cash$932.54M
Net Cash Per Share$2.69
Tangible Book Value Per Share$3.70

Margins

Gross margin is 87.26%, with operating margin of -47.56%, and net profit margin of -46.18%.
Gross Margin87.26%
Operating Margin-47.56%
Pretax Margin-46.15%
Net Profit Margin-46.18%
EBITDA Margin-44.77%
EBIT Margin-46.15%

Analyst Forecast

The average price target for Chime Financial, Inc. Class A is $32.77, which is 11.43% higher than the current price. The consensus rating is Strong Buy
Price Target$32.77
Price Target Upside58.38% Upside
Analyst ConsensusStrong Buy
Analyst Count14
Revenue Growth Forecast17.51%
EPS Growth Forecast98.06%

Scores

Smart Score5
AI Score