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Chime Financial, Inc. Class A (CHYM)
NASDAQ:CHYM
Total Valuation
Chime Financial, Inc. Class A has a market cap or net worth of $9.31B. The enterprise value is $11.78B.
Market Cap$9.31B
Enterprise Value$11.78B
Share Statistics
Chime Financial, Inc. Class A has 339,528,750 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding339,528,750
Owned by Insiders14.07%
Owned by Institutions53.79%
Financial Efficiency
Chime Financial, Inc. Class A’s return on equity (ROE) is -0.03 and return on invested capital (ROIC) is -6.20%.
Return on Equity (ROE)-0.03
Return on Assets (ROA)-0.02
Return on Invested Capital (ROIC)-6.20%
Return on Capital Employed (ROCE)-0.06
Revenue Per Employee1.14M
Profits Per Employee-17.30K
Employee Count1,465
Asset Turnover1.15
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Chime Financial, Inc. Class A is ―. Chime Financial, Inc. Class A’s PEG ratio is ―.
PE Ratio―
PS Ratio―
PB Ratio―
Price to Fair Value14.09
Price to FCF―
Price to Operating Cash Flow150.79
PEG Ratio―
Income Statement
In the last 12 months, Chime Financial, Inc. Class A had revenue of 1.67B and earned -25.34M in profits. Earnings per share was -0.07.
Revenue1.67B
Gross Profit1.47B
Operating Income-62.20M
Pretax Income-22.73M
Net Income-25.34M
EBITDA-36.83M
Earnings Per Share (EPS)-0.07
Cash Flow
In the last 12 months, operating cash flow was 1.61M and capital expenditures -10.02M, giving a free cash flow of -8.41M billion.
Operating Cash Flow1.61M
Free Cash Flow-8.41M
Free Cash Flow per Share-0.02
Dividends & Yields
Chime Financial, Inc. Class A pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta2.32
52-Week Price Change-33.75%
50-Day Moving Average28.51
200-Day Moving Average―
Relative Strength Index (RSI)37.07
Average Volume (3m)2.74M
Important Dates
Chime Financial, Inc. Class A upcoming earnings date is Nov 6, 2025, After Close (Confirmed).
Last Earnings DateAug 7, 2025
Next Earnings DateNov 6, 2025
Ex-Dividend Date―
Financial Position
Chime Financial, Inc. Class A as a current ratio of 3.43, with Debt / Equity ratio of 5.24%
Current Ratio3.43
Quick Ratio3.43
Debt to Market Cap<0.01
Net Debt to EBITDA6.55
Interest Coverage Ratio0.00
Taxes
In the past 12 months, Chime Financial, Inc. Class A has paid 2.61M in taxes.
Income Tax2.61M
Effective Tax Rate-0.11
Enterprise Valuation
Chime Financial, Inc. Class A EV to EBITDA ratio is -360.65, with an EV/FCF ratio of 267.41.
EV to Sales7.94
EV to EBITDA-360.65
EV to Free Cash Flow267.41
EV to Operating Cash Flow207.08
Balance Sheet
Chime Financial, Inc. Class A has $1.11B in cash and marketable securities with $74.77M in debt, giving a net cash position of $1.03B billion.
Cash & Marketable Securities$1.11B
Total Debt$74.77M
Net Cash$1.03B
Net Cash Per Share$3.04
Tangible Book Value Per Share$2.56
Margins
Gross margin is 87.22%, with operating margin of -3.72%, and net profit margin of -1.51%.
Gross Margin87.22%
Operating Margin-3.72%
Pretax Margin-1.36%
Net Profit Margin-1.51%
EBITDA Margin-2.20%
EBIT Margin-3.72%
Analyst Forecast
The average price target for Chime Financial, Inc. Class A is $37.40, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$37.40
Price Target Upside62.26% Upside
Analyst ConsensusModerate Buy
Analyst Count16
Revenue Growth Forecast32.86%
EPS Growth Forecast-829.88%