Temenos (CH:TEMN)
:TEMN
Earnings Data
Report Date
Apr 21, 2026TBA (Confirmed)
Period Ending
2026 (Q1)Consensus EPS Forecast
0.68Last Year’s EPS
0.64Same Quarter Last Year
Moderate Buy
Based on 7 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The call highlighted strong execution in the first year of the strategic plan with above-market product revenue growth (11%), solid ARR expansion (12% to $860m), improving profitability (EBIT +21%, EBIT margin +3ppt) and healthy cash generation (FCF +15% to $256m). Management announced confident 2026 guidance and raised 2028 targets, supported by commercial momentum (Tier 1 wins), sales capacity expansion (~60% increase in quota-carrying sales) and a defined AI strategy. Key near-term negatives include the termination of a BNPL client creating a quantifiable headwind into 2026, some Q4 non-operating costs (finance/tax/FX), and an expected moderation in premium maintenance growth over time. Overall, the positive operational and financial trends materially outweigh the contained headwinds and risks described.Company Guidance
Strong ARR Growth and Recurring Revenue Mix
ARR grew 12% year-on-year to $860 million, with ARR now representing over 90% of product revenue, providing high visibility on recurring revenue and future cash flows.
Product Revenue Growth Above Market
Product revenue (subscription, SaaS and maintenance) grew 11% on a constant currency basis in the first year of the strategic plan, outpacing market growth of 7%.
Subscription & SaaS and Total Revenue Expansion
Subscription and SaaS revenue grew 9% year-on-year (exceeding company targets). Total revenue grew 9% in the quarter and 10% for the full year.
Profitability and EPS Improvement
Non-IFRS EBIT grew 21% for the year and non-IFRS EPS grew 25% for the full year. EBIT margin improved by 3 percentage points to 34.7%.
Strong Free Cash Flow and Cash Generation
Free cash flow increased 15% year-on-year to $256 million, and the company generated $179 million of operating cash in the quarter. Leverage ended the year at 1.3x, within the 1.0–1.5x target range.
Capital Allocation and Shareholder Returns
Board proposed a dividend of CHF 1.40 for 2025 and launched a CHF 100 million share buyback program in December 2025 (CHF30m repurchased in the quarter). Reported net debt was $605 million at year-end.
Commercial Momentum and Strategic Wins
Strong demand across regions and client tiers with several Tier 1 wins, including a Tier 1 U.S. bank for composable core banking across multiple markets and a Japanese Tier 1 bank expanding Temenos platform to three new countries.
Operational Investment and Sales Expansion
Sales quota-carrying headcount increased ~60% to over 140 by year-end; U.S. sales headcount expanded to over 20 and a U.S. innovation hub was opened with 70 developers to support U.S. roadmap execution.
Product Leadership and Industry Recognition
Named a leader by IDC MarketScape for North American retail digital banking solutions; won Best Core Banking System at the 2025 Banking Tech Awards and recognition for customer experience in Asset & Wealth management.
Customer Success Demonstrating Platform Value
VPBank (Vietnam) migration to hybrid architecture with Temenos and AWS doubled daily volume with zero incidents, improved business processing speeds by 30%, and increased payment transaction volumes by 40%.
Clear AI Strategy and Early Adoption
Defined AI strategy across product, process and people, including rollout of Anthropic tools across the software development lifecycle and multiple AI products launched during the year.
2026 Guidance and Raised 2028 Targets
2026 guidance: circa 12% ARR growth, ~9% subscription & SaaS growth, ~9% EBIT growth, ~7% EPS growth and ~16% free cash flow growth. Raised 2028 targets to ARR > $1.23 billion, EBIT ~ $480 million and free cash flow ~ $410 million.
CH:TEMN Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
CH:TEMN Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Feb 24, 2026 | CHF64.20 | CHF72.80 | +13.40% |
Oct 28, 2025 | CHF63.55 | CHF62.20 | -2.12% |
Jul 22, 2025 | CHF59.20 | CHF59.00 | -0.34% |
Apr 22, 2025 | CHF60.72 | CHF56.36 | -7.18% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Temenos (CH:TEMN) report earnings?
Temenos (CH:TEMN) is schdueled to report earning on Apr 21, 2026, TBA (Confirmed).
What is Temenos (CH:TEMN) earnings time?
Temenos (CH:TEMN) earnings time is at Apr 21, 2026, TBA (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is the P/E ratio of Temenos stock?
The P/E ratio of Temenos is N/A.
What is CH:TEMN EPS forecast?
CH:TEMN EPS forecast for the fiscal quarter 2026 (Q1) is 0.68.