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TEMN Stock Chart & Stats
CHF78.85
-CHF0.35(-0.48%)
At close: 4:00 PM EST
CHF78.85
-CHF0.35(-0.48%)
Day’s Range― - ―
52-Week RangeCHF55.70 - CHF87.00
Previous CloseN/A
Volume29.91K
Average Volume (3M)191.87K
Market Cap
CHF4.38B
Enterprise ValueCHF6.38B
Total Cash (Recent Filing)CHF136.67M
Total Debt (Recent Filing)CHF783.97M
Price to Earnings (P/E)20.3
Beta0.37
Next Earnings
Jul 22, 2026Next Dividend Ex-DateN/A
Dividend Yield1.64%
Share Statistics
EPS (TTM)4.20
Shares Outstanding67,954,490
10 Day Avg. Volume137,839
30 Day Avg. Volume191,865
Financial Highlights & Ratios
PEG Ratio0.32
Price to Book (P/B)14.52
Price to Sales (P/S)6.07
P/FCF Ratio19.87
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
CHF87.86Price Target Upside11.42% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering7
EPS Forecast (FY)4.44
Revenue Forecast (FY)CHF1.17B
Bulls Say, Bears Say
Bulls Say
Strong Profitability And Cash GenerationTemenos generates very strong operating cash and free cash flow with exceptionally high margins. Robust FCF and FCF/earnings conversion support reinvestment, dividends and buybacks, enhancing financial resilience and funding strategic initiatives across multi-year product roadmaps.
High Recurring Revenue And ARR GrowthA growing ARR base and >90% product recurring mix materially increase revenue visibility and predictability. Durable subscription flows reduce reliance on one-time sales, support long-term cash forecasting, and make future margin expansion and FCF conversion more sustainable as cloud adoption rises.
Product Leadership And Commercial MomentumStrengthened go‑to‑market capacity, a U.S. innovation hub and Tier 1 customer wins deepen competitive positioning. Expanded sales and delivery capabilities support sustained deal flow, faster product localization, and higher win rates in strategic markets over the next 2–6 months and beyond.
Bears Say
Elevated Leverage And Weaker Equity CushionA more levered capital structure reduces financial flexibility and increases vulnerability to macro stress or FX/tax volatility. High gross debt relative to declining equity constrains optionality for large M&A, raises refinancing risk, and could pressure cash returns if operating performance softens.
Quantified BNPL Client Termination HeadwindA contract termination that management quantifies as a multi‑point hit to subscription and profitability is a structural loss of ARR. This reduces near‑term revenue visibility, highlights client concentration exposure, and forces management to replace lost recurring revenue to meet multi‑year targets.
Revenue Concentration And Renewal Timing RiskDependence on a set of large deals and clustered renewals creates chunkiness in bookings and revenue timing. That concentration elevates volatility around annual targets and increases the chance of single-contract outcomes materially affecting near‑term growth and ARR trajectory.
Temenos News
TEMN FAQ
What was Temenos’s price range in the past 12 months?
Temenos lowest stock price was CHF55.70 and its highest was CHF87.00 in the past 12 months.
What is Temenos’s market cap?
Temenos’s market cap is CHF4.38B.
When is Temenos’s upcoming earnings report date?
Temenos’s upcoming earnings report date is Jul 22, 2026 which is in 20 days.
How were Temenos’s earnings last quarter?
Temenos released its earnings results on Feb 24, 2026. The company reported CHF0.728 earnings per share for the quarter, beating the consensus estimate of CHF0.701 by CHF0.027.
Is Temenos overvalued?
According to Wall Street analysts Temenos’s price is currently Undervalued.
Does Temenos pay dividends?
Temenos pays a Annually dividend of CHF1.4 which represents an annual dividend yield of 1.64%. See more information on Temenos dividends here
What is Temenos’s EPS estimate?
Temenos’s EPS estimate is 1.
How many shares outstanding does Temenos have?
Temenos has 67,954,490 shares outstanding.
What happened to Temenos’s price movement after its last earnings report?
Temenos reported an EPS of CHF0.728 in its last earnings report, beating expectations of CHF0.701. Following the earnings report the stock price went up 13.395%.
Which hedge fund is a major shareholder of Temenos?
Currently, no hedge funds are holding shares in CH:TEMN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Temenos
Temenos AG, founded in 1993 and headquartered in Geneva, Switzerland, is a global provider specializing in the development, marketing, and sales of integrated software systems for banking and other financial institutions. The company's extensive portfolio empowers banks with advanced solutions across various operational facets. Its core offerings include Temenos Transact, a comprehensive banking solution that integrates essential software with robust data and analytics capabilities. For streamlined payment processing, Temenos Payments delivers real-time control, superior customer service, and effective cost and risk management. The company further supports digital transformation with Temenos Infinity, a dedicated digital banking product, and Temenos Quantum, a multi-experience development platform. Specialized solutions such as Temenos Multifonds address fund administration, while the Temenos SaaS offering provides flexible cloud-based support to banks across diverse sectors and geographies. Leveraging artificial intelligence, Temenos AI aims to create frictionless customer experiences and automate business processes. Critical compliance and security concerns are handled by Temenos Financial Crime Mitigation, designed to prevent regulatory fines, detect fraud, and reduce reputational risks, alongside Temenos Regulatory Compliance for managing risk and ensuring adherence to regulations. Additionally, Temenos Analytics provides powerful reporting, analytics, and business intelligence tools. Beyond its product suite, Temenos supports a broad spectrum of banking services, including retail, private, corporate, and Islamic banking, wealth management, financial inclusion, and mobile banking. The company also offers consultancy, training, and support services to its clients. Innovation is fostered through the Temenos Developer Community, which provides an open API catalog, standardized APIs, and online resources to accelerate development. The company, previously known as Temenos Group AG, officially changed its name to Temenos AG in May 2018.
TEMN Company Deck
TEMN Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized strong recurring revenue growth (ARR +13%), above‑market product revenue (+14%), robust profitability expansion (EBIT & EPS +20%), healthy free cash flow (+22%) and confirmed guidance/2028 targets. Key operational achievements include notable regional wins (Middle East & Africa), U.S. pipeline progress, AI product momentum and senior hires including a new CFO. Principal negatives were the one‑off BNPL termination headwind, a U.S. performance that is not yet translating into signed large deals, increased investment and R&D spend, and unchanged prudent guidance due to macro/geopolitical uncertainties. Overall, the positive financial and operational metrics and reconfirmed targets materially outweigh the manageable headwinds and uncertainties discussed.View all CH:TEMN earnings summariesTEMN Stock 12 Month Forecast
Average Price Target
CHF87.86
▲(11.42% Upside)
Technical Analysis
Options Prices
Currently, No data available
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