Swissquote Group Holding Ltd. (SQN) AI Stock Analysis

• Market Cap: CHF7.94B
• Dividend Yield: 1.12%
• Average Volume (3M): 44.61K
• Price to Earnings (P/E): 26.0
• Beta (1Y): 0.85
• Revenue Growth: 18.76%
• EPS Growth: 20.08%
• Country: CH
• Employees: 1,095
• Sector: Financial
• Sector Strength: 70
• Industry: Financial - Capital Markets
• EPS (TTM): 10.46
• Shares Outstanding: 15,328,170
• 10 Day Avg. Volume: 52,524
• 30 Day Avg. Volume: 44,608
• PEG Ratio: 0.51
• Price to Book (P/B): 4.59
• Price to Sales (P/S): 7.82
• P/FCF Ratio: 2.65
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: CHF548.25
• Price Target Upside: 2.29% Upside
• Rating Consensus: Hold
• Number of Analyst Covering: 4

• Rating: 75 Outperform
• Price Target: CHF598.00 ▲(11.57% Upside)

Swissquote Group Holding Ltd. achieves an overall score of 75.35, driven by strong financial performance and positive technical trends. Despite robust market momentum, the stock's overbought condition and valuation concerns weigh on the score. Investors should be cautious of potential volatility due to high liabilities and overvaluation signals.

Swissquote Group Holding Ltd. Business Overview & Revenue Model

Company Description

Swissquote Group Holding Ltd, through its subsidiaries, provides a range of online financial services in Switzerland, rest of Europe, the Middle East, and the Asia Pacific. The company operates in two segments, Securities Trading and Leveraged Forex. It operates an online bank that accepts multi-currency deposits/withdrawals that include crypto assets. The company provides securities trading services, including custody services by means of tools to trade in real time a large palette of asset classes and access a set of investment, decision making, risk monitoring, and margin lending services to private investors, independent asset managers and professional investors, investment funds and other institutional clients, and third-party financial institutions. It also offers access to over-the-counter trading of leveraged foreign exchange and contract-for-differences to private investors, money managers, third-party financial institutions, and investment funds and other institutional clients. In addition, the company provides Lombard and margin loans; and robo-advisory, multicurrency credit card, crypto, online leasing, e-mortgage services. The company was incorporated in 1999 and is headquartered in Gland, Switzerland.

How the Company Makes Money

Swissquote Group Holding Ltd. generates revenue primarily through its online trading platform, which allows clients to trade a variety of financial instruments such as stocks, bonds, options, futures, and foreign exchange. The company earns money from transaction fees and commissions associated with these trades. Additionally, Swissquote earns interest income from its banking services, which include savings accounts and lending products. The company also offers wealth management services, where it charges management fees for advising and managing portfolios. Strategic partnerships with financial institutions and technology providers enhance Swissquote's service offerings and contribute to its revenue growth, alongside the development of proprietary trading tools and platforms that attract a broad client base.

Swissquote Group Holding Ltd. Financial Statement Overview

Summary

Swissquote Group Holding Ltd. demonstrates solid financial health with strong revenue growth and robust profitability indicators. The company maintains a strong equity position with low debt-to-equity ratio, which highlights financial stability. However, a negative EBITDA margin and high liabilities relative to assets require close monitoring.

Income Statement

Swissquote Group Holding Ltd. shows strong revenue growth, with a significant increase from the previous year, indicating robust market demand. The gross profit margin is impressive, suggesting efficient cost management. However, a negative EBITDA margin for the latest period may indicate underlying operational challenges.

Balance Sheet

The company maintains a strong equity position with a consistently low debt-to-equity ratio, highlighting financial stability and low leverage risk. The return on equity is commendable, reflecting effective use of equity capital. However, the high total liabilities relative to assets could pose potential risks if growth slows.

Cash Flow

Swissquote's cash flow statements reflect strong operational cash generation, with a high free cash flow, indicating good liquidity. The significant free cash flow growth rate points to efficient capital management. However, the high operating cash flow to net income ratio suggests potential volatility in cash activities.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	771.42M	664.33M	552.29M	408.15M	531.30M	383.30M
Gross Profit	326.11M	622.28M	492.88M	327.74M	440.51M	312.26M
EBITDA	408.16M	-3.77M	298.41M	225.85M	256.23M	134.72M
Net Income	307.81M	294.17M	217.63M	157.39M	193.11M	91.02M
Balance Sheet
Total Assets	14.41B	13.29B	9.96B	10.22B	9.05B	7.43B
Cash, Cash Equivalents and Short-Term Investments	5.86B	7.88B	4.55B	6.12B	5.83B	4.51B
Total Debt	368.06M	10.90M	320.53M	13.49M	262.94M	261.94M
Total Liabilities	13.21B	12.16B	9.06B	9.48B	8.44B	6.99B
Stockholders Equity	1.20B	1.13B	898.55M	741.13M	615.46M	440.18M
Cash Flow
Free Cash Flow	797.02M	1.96B	239.61M	440.03M	240.09M	162.96M
Operating Cash Flow	864.78M	2.02B	292.70M	491.76M	268.11M	193.65M
Investing Cash Flow	-2.59B	-870.33M	-498.09M	-741.47M	-543.13M	-427.36M
Financing Cash Flow	2.46B	-71.36M	-64.29M	-48.60M	1.39B	743.36M

Swissquote Group Holding Ltd. Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 536.00
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For CH:SQN, the sentiment is Positive. The current price of 536 is above the 20-day moving average (MA) of 525.67, above the 50-day MA of 528.83, and above the 200-day MA of 432.21, indicating a bullish trend. The MACD of 1.82 indicates Negative momentum. The RSI at 55.96 is Neutral, neither overbought nor oversold. The STOCH value of 51.96 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for CH:SQN.

Swissquote Group Holding Ltd. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
SQN	75 Outperform	CHF7.94B	26.00		1.12%	18.76%	20.08%
CFT	75 Outperform	2.17B	16.90	23.93%	2.45%	9.07%	18.07%
CMBN	70 Outperform	2.65B	14.73	0.00%	4.72%	3.32%	11.19%
EFGN	64 Neutral	4.89B	13.41	0.00%	3.70%	-0.27%	21.41%
VONN	64 Neutral	3.37B	13.47	11.93%	4.96%	3.80%	15.49%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%

Swissquote Group Holding Ltd. Corporate Events

Swissquote Acquires Full Stake in Yuh to Strengthen Market Position

Swissquote has acquired the remaining 50% stake in the digital finance app Yuh from PostFinance, solidifying its position in the Swiss financial market. This acquisition allows Swissquote to integrate Yuh’s offerings into its own, enhancing its market perception and expanding its support to over one million accounts, while PostFinance refocuses on its core competencies.

The most recent analyst rating on (CH:SQN) stock is a Buy with a CHF400.00 price target. To see the full list of analyst forecasts on Swissquote Group Holding Ltd. stock, see the CH:SQN Stock Forecast page.

Swissquote Shareholders Approve All Motions at 2025 General Meeting

At the 2025 General Meeting, Swissquote shareholders approved all board proposals, including a CHF 6.00 dividend, new board member Hans-Rudolf Köng, and the re-election of existing members. The meeting also endorsed the 2024 Sustainability Report and amended the Articles of Association for capital renewal. The company celebrated a record-breaking 2024 in terms of operating income and profit, reflecting strong stakeholder confidence and employee dedication.