Swissquote Group Holding Ltd. (SQN) AI Stock Analysis

• Market Cap: CHF7.02B
• Dividend Yield: 1.26%
• Average Volume (3M): 41.95K
• Price to Earnings (P/E): 23.0
• Beta (1Y): 0.76
• Revenue Growth: 18.76%
• EPS Growth: 20.08%
• Country: CH
• Employees: 1,095
• Sector: Financial
• Sector Strength: 70
• Industry: Financial - Capital Markets
• EPS (TTM): 10.46
• Shares Outstanding: 15,328,170
• 10 Day Avg. Volume: 41,428
• 30 Day Avg. Volume: 41,949
• PEG Ratio: 0.51
• Price to Book (P/B): 4.59
• Price to Sales (P/S): 7.82
• P/FCF Ratio: 2.65
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: Moderate Sell
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 62 Neutral
• Price Target: CHF483.00 ▲(1.68% Upside)

Swissquote Group Holding Ltd. has a strong financial foundation with solid revenue growth and profitability. However, technical indicators suggest bearish momentum, which could pose short-term risks. The valuation is moderate, providing some income through dividends but lacking a compelling entry point. Investors should weigh the strong financial performance against the current market trends.

Positive Factors

Revenue Growth

Consistent revenue growth indicates robust market demand and effective business strategies, enhancing long-term sustainability.

Cash Flow Generation

Strong cash flow generation supports liquidity and enables continued investment, ensuring financial flexibility and resilience.

Financial Stability

Low leverage risk and strong equity position underscore financial stability, providing a buffer against economic fluctuations.

Negative Factors

High Liabilities

High liabilities may strain resources and limit growth opportunities if revenue growth does not keep pace, impacting long-term stability.

Negative EBITDA Margin

Negative EBITDA margin suggests operational inefficiencies, which could hinder profitability and require strategic adjustments.

Cash Flow Volatility

Volatility in cash flow can affect liquidity management and financial planning, posing risks to consistent capital allocation.

Swissquote Group Holding Ltd. Business Overview & Revenue Model

Company Description

Swissquote Group Holding Ltd. (SQN) is a leading provider of online financial services based in Switzerland, specializing in banking, trading, and investment solutions. The company operates in various sectors including forex trading, stock trading, and cryptocurrency services, catering to both retail and institutional clients. Swissquote offers a comprehensive range of products, including online trading platforms, Robo-advisory services, and investment funds, positioning itself as a key player in the fintech space.

How the Company Makes Money

Swissquote generates revenue through multiple streams, primarily from transaction fees and commissions on trades executed on its platforms. The company charges fees for forex trading, stock trading, and other financial instruments, earning a significant portion of its income from active traders. Additionally, Swissquote earns interest income from deposits held in client accounts and through its banking operations. The company also benefits from asset management fees for clients using its Robo-advisory services and investment funds. Strategic partnerships with financial institutions and technology providers enhance its service offerings, contributing to its overall earnings.

Swissquote Group Holding Ltd. Financial Statement Overview

Summary

Swissquote Group Holding Ltd. demonstrates solid financial health with strong revenue growth and profitability indicators. The company exhibits financial stability with low leverage, though it should cautiously monitor liabilities. Cash flow generation is robust, supporting continued investment and debt servicing capabilities.

Income Statement

Swissquote Group Holding Ltd. shows strong revenue growth, with a significant increase from the previous year, indicating robust market demand. The gross profit margin is impressive, suggesting efficient cost management. However, a negative EBITDA margin for the latest period may indicate underlying operational challenges.

Balance Sheet

The company maintains a strong equity position with a consistently low debt-to-equity ratio, highlighting financial stability and low leverage risk. The return on equity is commendable, reflecting effective use of equity capital. However, the high total liabilities relative to assets could pose potential risks if growth slows.

Cash Flow

Swissquote's cash flow statements reflect strong operational cash generation, with a high free cash flow, indicating good liquidity. The significant free cash flow growth rate points to efficient capital management. However, the high operating cash flow to net income ratio suggests potential volatility in cash activities.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	771.42M	664.33M	552.29M	408.15M	531.30M	383.30M
Gross Profit	326.11M	622.28M	492.88M	327.74M	440.51M	312.26M
EBITDA	408.16M	-3.77M	298.41M	225.85M	256.23M	134.72M
Net Income	307.81M	294.17M	217.63M	157.39M	193.11M	91.02M
Balance Sheet
Total Assets	14.41B	13.29B	9.96B	10.22B	9.05B	7.43B
Cash, Cash Equivalents and Short-Term Investments	5.86B	7.88B	4.55B	6.12B	5.83B	4.51B
Total Debt	368.06M	10.90M	320.53M	13.49M	262.94M	261.94M
Total Liabilities	13.21B	12.16B	9.06B	9.48B	8.44B	6.99B
Stockholders Equity	1.20B	1.13B	898.55M	741.13M	615.46M	440.18M
Cash Flow
Free Cash Flow	797.02M	1.96B	239.61M	440.03M	240.09M	162.96M
Operating Cash Flow	864.78M	2.02B	292.70M	491.76M	268.11M	193.65M
Investing Cash Flow	-2.59B	-870.33M	-498.09M	-741.47M	-543.13M	-427.36M
Financing Cash Flow	2.46B	-71.36M	-64.29M	-48.60M	1.39B	743.36M

Swissquote Group Holding Ltd. Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 475.00
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For CH:SQN, the sentiment is Positive. The current price of 475 is above the 20-day moving average (MA) of 472.54, below the 50-day MA of 486.72, and above the 200-day MA of 469.87, indicating a neutral trend. The MACD of -3.98 indicates Negative momentum. The RSI at 48.75 is Neutral, neither overbought nor oversold. The STOCH value of 66.69 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for CH:SQN.

Swissquote Group Holding Ltd. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
CFT	76 Outperform	$2.25B	17.51	27.64%	2.36%	9.07%	18.07%
CMBN	70 Outperform	CHF2.77B	15.41	14.60%	4.48%	3.32%	11.19%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
VONN	66 Neutral	CHF3.52B	14.07	11.11%	4.73%	3.80%	15.49%
EFGN	64 Neutral	$5.54B	15.19	19.05%	3.25%	-0.27%	21.41%
SQN	62 Neutral	CHF7.02B	22.97	―	1.26%	18.76%	20.08%

Swissquote Group Holding Ltd. Corporate Events

Swissquote Announces Leadership Transition with New Chairman Proposal

Swissquote Group Holding Ltd. announced that Dr. Markus Dennler, the current Chairman of the Board, will not seek re-election at the upcoming Annual General Meeting, marking the end of his tenure which saw a significant increase in the company’s market capitalization. The Board plans to propose Mr. Hans-Rudolf Köng as the new Chairman, who brings extensive experience in banking and finance, ensuring a smooth transition and continued strategic growth for Swissquote.

Swissquote Appoints Jan De Schepper as Yuh’s New CEO

Swissquote has appointed Jan De Schepper as the new CEO of Yuh, following Markus Schwab’s departure in August 2025. De Schepper, who has been with Swissquote since 2015, will continue to serve on the Executive Board while leading Yuh, aiming to strengthen the integration and growth of Yuh within Swissquote’s operations.