Cass Information Systems Inc (CASS)
NASDAQ:CASS
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CASS Stock Chart & Stats
$41.71
-$0.06(-0.15%)
At close: 4:00 PM EST
$41.71
-$0.06(-0.15%)
Day’s Range― - ―
52-Week Range$36.07 - $52.45
Previous CloseN/A
Volume21.85K
Average Volume (3M)77.38K
Market Cap
$637.38M
Enterprise Value$527.87M
Total Cash (Recent Filing)$244.34M
Total Debt (Recent Filing)$145.00M
Price to Earnings (P/E)18.1
Beta0.63
Next Earnings
Jul 16, 2026EPS Estimate
0.71Next Dividend Ex-DateN/A
Dividend Yield2.98%
Share Statistics
EPS (TTM)2.68
Shares Outstanding12,871,149
10 Day Avg. Volume68,236
30 Day Avg. Volume77,381
Financial Highlights & Ratios
PEG Ratio0.18
Price to Book (P/B)2.25
Price to Sales (P/S)2.86
P/FCF Ratio17.23
Enterprise Value/Market Cap0.83
Enterprise Value/Revenue2.62
Enterprise Value/Gross Profit2.84
Enterprise Value/Ebitda10.89
Forecast
1Y Price Target
$51.00Price Target Upside22.27% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)3
Revenue Forecast (FY)$205.16M
Bulls Say, Bears Say
Bulls Say
Sustained ProfitabilityConsistently strong margins (net ~17%, EBIT ~19%) indicate durable operating leverage in payment and banking activities. High profitability provides internal capital for dividends, buybacks and selective reinvestment, and cushions the business against cyclical weakness in transaction volumes.
Bank Leadership & Risk CultureA deliberate succession that installs an experienced commercial-banking leader while emphasizing conservative credit and continuity reduces execution and credit risk. That stability supports consistent underwriting, preserves client relationships, and underpins the payments business that drives deposits and fees.
Improving Bank Metrics & Volume SupportRising net interest margin, sharply lower NPLs and growth in facility dollar volumes strengthen the bank’s earnings base and reduce credit drag. Together with automation and share repurchases supporting per-share metrics, these trends sustain cash generation and support shareholder distributions.
Bears Say
Stagnant-to-Declining RevenueRevenue has been flat-to-down, reflecting soft transaction volumes in core categories. Persistent top-line stagnation limits the scalability of strong margins and constrains long-term EPS growth absent material gains in client volumes, pricing, or new service expansion.
Weaker Cash ConversionDeclining free cash flow and operating cash flow trailing reported earnings point to weaker cash conversion. That reduces financial flexibility to fund dividends, buybacks or debt paydown and raises sensitivity to earnings volatility over the medium term.
Rising LeverageLeverage has increased meaningfully from historically minimal levels to about 0.60 debt/equity, reducing balance-sheet flexibility. Higher leverage raises refinancing and solvency risk if margins or cash flow weaken and limits headroom for strategic investments.
Cass Information Systems News
CASS FAQ
What was Cass Information Systems Inc’s price range in the past 12 months?
Cass Information Systems Inc lowest stock price was $36.07 and its highest was $52.45 in the past 12 months.
What is Cass Information Systems Inc’s market cap?
Cass Information Systems Inc’s market cap is $637.38M.
When is Cass Information Systems Inc’s upcoming earnings report date?
Cass Information Systems Inc’s upcoming earnings report date is Jul 16, 2026 which is in 26 days.
How were Cass Information Systems Inc’s earnings last quarter?
Cass Information Systems Inc released its earnings results on Apr 23, 2026. The company reported $0.66 earnings per share for the quarter, beating the consensus estimate of $0.63 by $0.03.
Is Cass Information Systems Inc overvalued?
According to Wall Street analysts Cass Information Systems Inc’s price is currently Undervalued.
Does Cass Information Systems Inc pay dividends?
Cass Information Systems Inc pays a Quarterly dividend of $0.32 which represents an annual dividend yield of 2.98%. See more information on Cass Information Systems Inc dividends here
What is Cass Information Systems Inc’s EPS estimate?
Cass Information Systems Inc’s EPS estimate is 0.71.
How many shares outstanding does Cass Information Systems Inc have?
Cass Information Systems Inc has 12,871,149 shares outstanding.
What happened to Cass Information Systems Inc’s price movement after its last earnings report?
Cass Information Systems Inc reported an EPS of $0.66 in its last earnings report, beating expectations of $0.63. Following the earnings report the stock price went down -3.157%.
Which hedge fund is a major shareholder of Cass Information Systems Inc?
Currently, no hedge funds are holding shares in CASS
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Cass Information Systems Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$51.00 (22.27% Upside)
$51.00 (22.27% Upside)
Blogger Sentiment
Bullish
CASS Sentiment 67%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 3.6K Shares
Last Quarter.
Last Quarter.
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
9.16%
12-Months-Change
Fundamentals
Return on Equity
14.44%
Trailing 12-Months
Asset Growth
9.29%
Trailing 12-Months
Company Description
Cass Information Systems Inc
Cass Information Systems, Inc. delivers specialized payment and data management services to a broad array of manufacturing, distribution, and retail businesses across the United States. The company's operations are divided into two main areas: Information Services and Banking Services. Through its Information Services segment, Cass provides essential back-office solutions, including the intricate rating, payment processing, and auditing of freight invoices, alongside the production of crucial accounting and transportation data. This division also expertly handles the payment and management of various facility expenses, such as utility bills for electricity, natural gas, and waste, as well as offering comprehensive telecommunications expense management. The Banking Services segment, powered by its subsidiary Cass Commercial Bank, offers a full range of financial products. These include standard checking, savings, and time deposit accounts, in addition to commercial, industrial, and real estate lending. Cash management services are also provided, primarily serving privately-owned businesses and religious organizations. Furthermore, Cass extends its offerings with a modern B2B payment platform, tailored for clients in search of a flexible financial technology partner. Established in 1906, Cass Information Systems, Inc. is headquartered in St. Louis, Missouri, where its main banking facility is located. The company also maintains an operating branch in Bridgeton, Missouri, and leased facilities in Fenton, Missouri, and Colorado Springs, Colorado. It adopted its current name in January 2001, having previously been known as Cass Commercial Corporation.
CASS Stock 12 Month Forecast
Average Price Target
$51.00
▲(22.27% Upside)
Technical Analysis
Ownership Overview
3.93% Insiders
18.25% Mutual Funds
17.63% Other Institutional Investors
45.29% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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