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CASS Stock Chart & Stats
$54.25
$0.54(1.00%)
At close: 4:00 PM EDT
$54.25
$0.54(1.00%)
Day’s Range― - ―
52-Week Range$36.07 - $59.63
Previous Close$54.79
Volume89.89K
Average Volume (3M)77.38K
Market Cap
$728.54M
Enterprise Value$526.36
Total Cash (Recent Filing)$228.47M
Total Debt (Recent Filing)$80.00M
Price to Earnings (P/E)19.9
Beta0.57
Next Earnings
Oct 15, 2026EPS Estimate
0.8Next Dividend Ex-DateN/A
Dividend Yield2.25%
Share Statistics
EPS (TTM)2.84
Shares Outstanding12,806,149
10 Day Avg. Volume68,236
30 Day Avg. Volume77,381
Financial Highlights & Ratios
PEG Ratio0.18
Price to Book (P/B)2.25
Price to Sales (P/S)2.86
P/FCF Ratio17.23
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$58.50Price Target Upside7.83% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)2.96
Revenue Forecast (FY)$204.70M
Bulls Say, Bears Say
Bulls Say
High Margins & Cash ConversionSustained high margins and free cash flow roughly equal to net income indicate durable earnings quality and strong cash conversion. That cash profile supports reinvestment, dividends and buybacks, provides a buffer in downturns, and underpins long-term financial flexibility.
Integrated Payments + Bank Funding ModelCass's combined information-services and commercial-bank model creates a structural advantage: client-held deposits from payment processing provide a sticky, low-cost funding source that boosts net interest income, increases switching costs, and supports cross-sell opportunities over the medium term.
Capital Returns And Improved NIMManagement's dividend declaration, buybacks and a reported 4.00% net interest margin reflect stronger core profitability and disciplined capital allocation. Combined with maintained asset quality, these are durable signals of capital strength and alignment with shareholders when sustained beyond a single quarter.
Bears Say
Revenue VolatilityTop-line inconsistency—yearly declines followed by rebounds—shows revenue is sensitive to transaction volumes and end-market cycles. That volatility complicates forecasting, makes margin maintenance reliant on cost discipline, and increases execution risk for multi-quarter growth plans.
Higher Leverage Vs Prior YearsLeverage has risen materially from a prior minimal-debt position, reducing financial optionality. While still moderate, higher debt increases exposure to interest-cost swings and heightens the need for consistent cash generation to support dividends and buybacks without impairing liquidity in stress scenarios.
Earnings Tied To Freight Pricing & RatesA portion of recent earnings strength comes from favorable freight pricing and higher interest rates—factors that can revert. Reliance on these external conditions makes core earnings susceptible to normalization, meaning sustained performance requires offsetting structural growth or product diversification.
Cass Information Systems News
CASS FAQ
What was Cass Information Systems Inc’s price range in the past 12 months?
Cass Information Systems Inc lowest stock price was $36.07 and its highest was $59.63 in the past 12 months.
What is Cass Information Systems Inc’s market cap?
Cass Information Systems Inc’s market cap is $728.54M.
When is Cass Information Systems Inc’s upcoming earnings report date?
Cass Information Systems Inc’s upcoming earnings report date is Oct 15, 2026 which is in 53 days.
How were Cass Information Systems Inc’s earnings last quarter?
Cass Information Systems Inc released its earnings results on Jul 23, 2026. The company reported $0.71 earnings per share for the quarter, missing the consensus estimate of $0.72 by -$0.01.
Is Cass Information Systems Inc overvalued?
According to Wall Street analysts Cass Information Systems Inc’s price is currently Undervalued.
Does Cass Information Systems Inc pay dividends?
Cass Information Systems Inc pays a Quarterly dividend of $0.32 which represents an annual dividend yield of 2.25%. See more information on Cass Information Systems Inc dividends here
What is Cass Information Systems Inc’s EPS estimate?
Cass Information Systems Inc’s EPS estimate is 0.8.
How many shares outstanding does Cass Information Systems Inc have?
Cass Information Systems Inc has 12,806,149 shares outstanding.
What happened to Cass Information Systems Inc’s price movement after its last earnings report?
Cass Information Systems Inc reported an EPS of $0.71 in its last earnings report, missing expectations of $0.72. Following the earnings report the stock price went up 2.761%.
Which hedge fund is a major shareholder of Cass Information Systems Inc?
Currently, no hedge funds are holding shares in CASS
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Cass Information Systems Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$58.50 (7.83% Upside)
$58.50 (7.83% Upside)
Blogger Sentiment
Bullish
CASS Sentiment 67%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 1.2K Shares
Last Quarter.
Last Quarter.
Technicals
SMA
Positive
20 days / 200 days
Momentum
9.16%
12-Months-Change
Fundamentals
Return on Equity
2.25%
Trailing 12-Months
Asset Growth
8.64%
Trailing 12-Months
Company Description
Cass Information Systems Inc
Cass Information Systems, Inc. delivers specialized payment and data management services to a broad array of manufacturing, distribution, and retail businesses across the United States. The company's operations are divided into two main areas: Information Services and Banking Services. Through its Information Services segment, Cass provides essential back-office solutions, including the intricate rating, payment processing, and auditing of freight invoices, alongside the production of crucial accounting and transportation data. This division also expertly handles the payment and management of various facility expenses, such as utility bills for electricity, natural gas, and waste, as well as offering comprehensive telecommunications expense management. The Banking Services segment, powered by its subsidiary Cass Commercial Bank, offers a full range of financial products. These include standard checking, savings, and time deposit accounts, in addition to commercial, industrial, and real estate lending. Cash management services are also provided, primarily serving privately-owned businesses and religious organizations. Furthermore, Cass extends its offerings with a modern B2B payment platform, tailored for clients in search of a flexible financial technology partner. Established in 1906, Cass Information Systems, Inc. is headquartered in St. Louis, Missouri, where its main banking facility is located. The company also maintains an operating branch in Bridgeton, Missouri, and leased facilities in Fenton, Missouri, and Colorado Springs, Colorado. It adopted its current name in January 2001, having previously been known as Cass Commercial Corporation.
CASS Stock 12 Month Forecast
Average Price Target
$58.50
▲(7.83% Upside)
Technical Analysis
Ownership Overview
3.95% Insiders
18.22% Mutual Funds
18.19% Other Institutional Investors
43.96% Public Companies and
Individual Investors







