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Camden National Corp. (CAC)
NASDAQ:CAC
US Market

Camden National (CAC) Ratios

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Camden National Ratios

CAC's free cash flow for Q3 2025 was $0.65. For the 2025 fiscal year, CAC's free cash flow was decreased by $ and operating cash flow was $0.29. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
1.77 0.15 0.14 4.57 5.65
Quick Ratio
1.77 0.15 0.14 4.57 5.65
Cash Ratio
0.17 0.04 0.02 0.49 0.72
Solvency Ratio
0.01 0.01 <0.01 0.01 0.01
Operating Cash Flow Ratio
0.15 0.01 0.01 0.69 0.47
Short-Term Operating Cash Flow Coverage
0.15 0.12 0.14 1.53 0.00
Net Current Asset Value
$ -5.25B$ -4.49B$ -4.49B$ -4.52B$ -3.23B
Leverage Ratios
Debt-to-Assets Ratio
0.08 0.09 0.09 0.02 0.05
Debt-to-Equity Ratio
0.84 1.03 1.07 0.25 0.47
Debt-to-Capital Ratio
0.46 0.51 0.52 0.20 0.32
Long-Term Debt-to-Capital Ratio
0.00 0.08 0.08 0.09 0.08
Financial Leverage Ratio
10.01 10.93 11.54 12.57 10.16
Debt Service Coverage Ratio
0.11 0.09 0.08 0.70 6.64
Interest Coverage Ratio
0.70 0.56 0.57 4.07 7.84
Debt to Market Cap
0.74 0.87 0.97 0.19 0.06
Interest Debt Per Share
41.53 45.41 42.84 9.43 17.91
Net Debt to EBITDA
5.29 4.76 7.44 0.46 0.39
Profitability Margins
Gross Profit Margin
62.78%59.41%62.35%100.00%100.00%
EBIT Margin
22.22%22.59%21.51%41.92%47.38%
EBITDA Margin
24.92%23.93%23.09%44.16%49.77%
Operating Profit Margin
22.22%22.59%21.51%55.57%47.38%
Pretax Profit Margin
21.41%22.59%21.51%41.92%47.38%
Net Profit Margin
17.74%18.29%17.33%33.43%37.74%
Continuous Operations Profit Margin
17.74%18.29%17.33%33.43%37.74%
Net Income Per EBT
82.84%80.97%80.58%79.74%79.66%
EBT Per EBIT
96.36%100.00%100.00%75.43%100.00%
Return on Assets (ROA)
0.93%0.91%0.76%1.08%1.25%
Return on Equity (ROE)
9.78%9.98%8.76%13.61%12.75%
Return on Capital Employed (ROCE)
1.28%9.75%9.98%1.85%1.67%
Return on Invested Capital (ROIC)
5.53%4.52%4.23%4.08%2.24%
Return on Tangible Assets
0.96%0.93%0.77%1.10%1.28%
Earnings Yield
8.30%8.51%7.92%10.06%9.62%
Efficiency Ratios
Receivables Turnover
0.00 0.00 0.00 0.00 0.00
Payables Turnover
0.00 0.00 1.02 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
0.00 7.82 7.14 5.10 4.84
Asset Turnover
0.05 0.05 0.04 0.03 0.03
Working Capital Turnover Ratio
1.07 -0.07 -0.06 0.19 0.15
Cash Conversion Cycle
0.00 0.00 -356.86 0.00 0.00
Days of Sales Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 356.86 0.00 0.00
Operating Cycle
0.00 0.00 0.00 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
5.13 4.18 4.64 7.18 9.58
Free Cash Flow Per Share
4.77 3.80 4.46 7.03 9.45
CapEx Per Share
0.35 0.38 0.18 0.15 0.12
Free Cash Flow to Operating Cash Flow
0.93 0.91 0.96 0.98 0.99
Dividend Paid and CapEx Coverage Ratio
2.58 2.02 2.49 4.09 6.22
Capital Expenditure Coverage Ratio
14.47 10.93 25.75 48.18 77.06
Operating Cash Flow Coverage Ratio
0.15 0.11 0.13 0.93 0.56
Operating Cash Flow to Sales Ratio
0.24 0.21 0.27 0.57 0.78
Free Cash Flow Yield
10.18%8.88%11.84%16.87%19.63%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
12.06 11.76 12.63 9.94 10.40
Price-to-Sales (P/S) Ratio
2.15 2.15 2.19 3.32 3.93
Price-to-Book (P/B) Ratio
1.13 1.17 1.11 1.35 1.33
Price-to-Free Cash Flow (P/FCF) Ratio
9.82 11.26 8.45 5.93 5.10
Price-to-Operating Cash Flow Ratio
9.10 10.23 8.12 5.80 5.03
Price-to-Earnings Growth (PEG) Ratio
1.29 0.54 -0.44 -1.04 0.62
Price-to-Fair Value
1.13 1.17 1.11 1.35 1.33
Enterprise Value Multiple
13.92 13.75 16.92 7.99 8.28
Enterprise Value
1.27B 953.10M 978.14M 648.14M 753.08M
EV to EBITDA
13.92 13.75 16.92 7.99 8.28
EV to Sales
3.47 3.29 3.91 3.53 4.12
EV to Free Cash Flow
15.85 17.22 15.07 6.29 5.35
EV to Operating Cash Flow
14.75 15.64 14.49 6.16 5.28
Tangible Book Value Per Share
41.38 29.91 27.43 24.24 29.82
Shareholders’ Equity Per Share
41.38 36.44 33.99 30.82 36.32
Tax and Other Ratios
Effective Tax Rate
0.17 0.19 0.19 0.20 0.20
Revenue Per Share
21.82 19.87 17.19 12.55 12.27
Net Income Per Share
3.87 3.64 2.98 4.20 4.63
Tax Burden
0.83 0.81 0.81 0.80 0.80
Interest Burden
0.96 1.00 1.00 1.00 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.16 0.22 0.24 0.34 0.33
Stock-Based Compensation to Revenue
<0.01 0.01 0.01 0.01 0.01
Income Quality
1.51 1.15 1.56 1.71 2.07
Currency in USD