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Banco Santander-Chile (BSAC)
:BSAC
US Market
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Banco Santander Chile (BSAC) Ratios

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Banco Santander Chile Ratios

BSAC's free cash flow for Q1 2025 was $0.81. For the 2025 fiscal year, BSAC's free cash flow was decreased by $ and operating cash flow was $0.46. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.00 0.32 26.69 42.24 47.08
Quick Ratio
0.00 0.32 61.59 92.04 99.66
Cash Ratio
0.00 0.16 11.90 19.36 16.01
Solvency Ratio
0.02 0.01 0.01 0.02 0.01
Operating Cash Flow Ratio
0.00 0.04 -0.81 -2.16 -3.40
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
$ -60.54T$ -54.70T$ -51.64T$ -47.94T$ -40.63T
Leverage Ratios
Debt-to-Assets Ratio
0.15 0.17 0.15 0.27 0.26
Debt-to-Equity Ratio
2.29 2.38 2.18 4.02 4.06
Debt-to-Capital Ratio
0.70 0.70 0.69 0.80 0.80
Long-Term Debt-to-Capital Ratio
0.70 0.70 0.68 0.70 0.80
Financial Leverage Ratio
14.99 13.62 14.09 14.73 15.39
Debt Service Coverage Ratio
0.25 -0.03 0.37 0.88 0.97
Interest Coverage Ratio
0.36 0.20 0.35 0.96 1.08
Debt to Market Cap
0.97 1.52 <0.01 <0.01 <0.01
Interest Debt Per Share
62.98 83.49 69.52 98.28 81.37
Net Debt to EBITDA
12.73 0.00 5.21 10.15 14.22
Profitability Margins
Gross Profit Margin
95.03%129.39%100.00%100.00%100.00%
EBIT Margin
15.80%-9.73%40.42%47.26%31.97%
EBITDA Margin
18.84%0.00%46.32%52.63%37.33%
Operating Profit Margin
17.31%45.85%40.20%46.80%33.82%
Pretax Profit Margin
36.28%46.82%40.89%47.24%34.07%
Net Profit Margin
29.26%39.24%35.95%37.05%26.84%
Continuous Operations Profit Margin
29.49%40.21%36.64%37.51%27.09%
Net Income Per EBT
80.66%83.81%87.92%78.44%78.76%
EBT Per EBIT
209.59%102.11%101.72%100.94%100.74%
Return on Assets (ROA)
1.51%0.82%1.16%1.32%0.98%
Return on Equity (ROE)
22.29%11.10%16.32%19.44%15.13%
Return on Capital Employed (ROCE)
0.89%1.88%1.30%1.67%1.24%
Return on Invested Capital (ROIC)
0.72%1.31%3.47%3.78%2.89%
Return on Tangible Assets
1.51%0.82%1.16%1.32%0.98%
Earnings Yield
9.61%7.16%0.03%0.03%0.02%
Efficiency Ratios
Receivables Turnover
0.00 3.86 4.33 6.72 10.03
Payables Turnover
0.00 -0.88 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
0.00 4.19 5.93 6.07 5.25
Asset Turnover
0.05 0.02 0.03 0.04 0.04
Working Capital Turnover Ratio
0.77 -0.23 0.20 0.20 0.21
Cash Conversion Cycle
0.00 508.45 84.30 54.33 36.41
Days of Sales Outstanding
0.00 94.47 84.30 54.33 36.41
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 -413.98 0.00 0.00 0.00
Operating Cycle
0.00 94.47 84.30 54.33 36.41
Cash Flow Ratios
Operating Cash Flow Per Share
1.86 6.98 -1.90 -3.12 -4.35
Free Cash Flow Per Share
1.35 6.34 -2.51 -3.58 -4.81
CapEx Per Share
0.51 0.30 0.60 0.46 0.46
Free Cash Flow to Operating Cash Flow
0.73 0.91 1.32 1.15 1.10
Dividend Paid and CapEx Coverage Ratio
0.79 2.43 -0.62 -1.48 -1.97
Capital Expenditure Coverage Ratio
3.65 23.22 -3.17 -6.77 -9.56
Operating Cash Flow Coverage Ratio
0.03 0.11 -0.03 -0.03 -0.06
Operating Cash Flow to Sales Ratio
0.10 0.89 -0.16 -0.26 -0.40
Free Cash Flow Yield
2.42%0.04%-0.02%-0.03%-0.04%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
10.41 13.97 3.21K 3.10K 4.64K
Price-to-Sales (P/S) Ratio
3.05 5.48 1.15K 1.15K 1.24K
Price-to-Book (P/B) Ratio
2.36 1.55 523.77 602.95 701.61
Price-to-Free Cash Flow (P/FCF) Ratio
41.31 6.78 -5.38K -3.88K -2.80K
Price-to-Operating Cash Flow Ratio
29.99 6.15 -7.08K -4.45K -3.10K
Price-to-Earnings Growth (PEG) Ratio
0.57 -0.52 -531.30 49.58 -754.98
Price-to-Fair Value
2.36 1.55 523.77 602.95 701.61
Enterprise Value Multiple
28.89 0.00 2.50K 2.19K 3.35K
Enterprise Value
18.80T 10.00T> 10.00T> 10.00T> 10.00T>
EV to EBITDA
28.89 0.00 2.50K 2.19K 3.35K
EV to Sales
5.44 2.20K 1.16K 1.15K 1.25K
EV to Free Cash Flow
73.85 2.72K -5.39K -3.89K -2.82K
EV to Operating Cash Flow
53.61 2.47K -7.10K -4.47K -3.11K
Tangible Book Value Per Share
23.70 27.70 25.77 22.99 19.22
Shareholders’ Equity Per Share
23.70 27.69 25.76 22.99 19.21
Tax and Other Ratios
Effective Tax Rate
0.19 0.14 0.10 0.21 0.21
Revenue Per Share
18.33 7.84 11.70 12.07 10.83
Net Income Per Share
5.36 3.07 4.20 4.47 2.91
Tax Burden
0.81 0.84 0.88 0.78 0.79
Interest Burden
2.30 -4.81 1.01 1.00 1.07
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.22 0.47 0.33 0.30 0.32
Stock-Based Compensation to Revenue
0.00 0.00 >-0.01 >-0.01 >-0.01
Income Quality
0.46 2.22 -0.44 -0.69 -1.48
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