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BNCCORP (BNCC) Price & Analysis

22 Followers

BNCC Stock Chart & Stats

$30.50

-$0.26(-0.86%)

At close: Jan 07 4:00 PM EST

$30.50

-$0.26(-0.86%)

Day’s Range― - ―

52-Week Range$27.90 - $38.00

Previous CloseN/A

Volume1.34K

Average Volume (3M)2.69K

Market Cap

$123.18M

Enterprise Value-$43.09M

Total Cash (Recent Filing)$290.79M

Total Debt (Recent Filing)$16.12M

Price to Earnings (P/E)13.8

Beta0.19

Next Earnings

Aug 05, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend YieldN/A

Share Statistics

EPS (TTM)2.59

Shares Outstanding3,477,000

10 Day Avg. Volume515

30 Day Avg. Volume2,687

Financial Highlights & Ratios

PEG Ratio1.20

Price to Book (P/B)1.11

Price to Sales (P/S)2.06

P/FCF Ratio9.43

Enterprise Value/Market Cap-0.35

Enterprise Value/Revenue-0.73

Enterprise Value/Gross Profit-1.09

Enterprise Value/Ebitda-3.22

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Conservative Balance SheetVery low leverage and rising equity provide durable loss-absorption and funding flexibility for a regional bank. This reduces regulatory and liquidity risk, supports lending capacity and limits reliance on volatile wholesale funding over the next several quarters.

Stabilizing, Profitable Core OperationsSustained margins and improving net income indicate core business stability across retail and commercial lending. Durable margin levels support internal reinvestment, credit provisioning and the ability to compete regionally without immediate capital raises.

Supportive Cash GenerationNear one-to-one conversion of earnings to free cash flow gives management flexibility to fund operations, maintain branches, and handle loan loss volatility. While past years were uneven, current cash conversion supports medium-term operational plans and capital allocation.

Bears Say

Volatile Earnings And Cash FlowHistoric swings in operating cash flow and earnings reduce predictability of internal funding and capital planning. This variability complicates provisioning, dividend policy, and strategic investments, raising execution risk across a 2–6 month horizon and beyond.

Moderate Returns On EquityROE near mid-single digits limits the bank's ability to generate strong shareholder returns or rapidly rebuild capital through retained earnings. Modest returns constrain strategic flexibility and make growth more dependent on cautious balance-sheet expansion.

Acquisition And Integration RiskA definitive sale is a structural change that ends BNCC's standalone strategy. Integration and regulatory approval risk could disrupt customer relationships, local deposit funding and execution of projected synergies, creating medium-term uncertainty for franchise value.

BNCC FAQ

What was BNCCORP’s price range in the past 12 months?

BNCCORP lowest stock price was $27.90 and its highest was $38.00 in the past 12 months.

What is BNCCORP’s market cap?

BNCCORP’s market cap is $123.18M.

When is BNCCORP’s upcoming earnings report date?

BNCCORP’s upcoming earnings report date is Aug 05, 2026 which is in 25 days.

How were BNCCORP’s earnings last quarter?

BNCCORP released its earnings results on May 15, 2026. The company reported $0.611 earnings per share for the quarter, beating the consensus estimate of N/A by $0.611.

Is BNCCORP overvalued?

According to Wall Street analysts BNCCORP’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does BNCCORP pay dividends?

BNCCORP pays a Notavailable dividend of $4 which represents an annual dividend yield of N/A. See more information on BNCCORP dividends here

What is BNCCORP’s EPS estimate?

BNCCORP’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does BNCCORP have?

BNCCORP has 3,477,000 shares outstanding.

What happened to BNCCORP’s price movement after its last earnings report?

BNCCORP reported an EPS of $0.611 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -1.604%.

Which hedge fund is a major shareholder of BNCCORP?

Currently, no hedge funds are holding shares in BNCC

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

BNCCORP Stock Smart Score

Neutral

Blogger Sentiment

Neutral

BNCC Sentiment 100%
Sector Average 67%

Technicals

Fundamentals

Return on Equity

8.75%

Trailing 12-Months

Asset Growth

9.96%

Trailing 12-Months

Top Smart Score Stocks >

Company Description

BNCCORP

BNCCORP, Inc. functions as the holding company for BNC National Bank, providing a diverse range of financial services. These services cater to both commercial entities and individual consumers, encompassing community banking, retail and mortgage solutions, and comprehensive wealth management. Specifically for small to mid-market businesses, the company extends various commercial banking offerings. These include essential business financing, specialized commercial real estate and Small Business Administration (SBA) loans, robust business checking and cash management solutions, corporate credit cards, and vital merchant services. For individual clients, BNC National Bank delivers personal banking products such as checking and savings accounts, personal loans, and card services. Its mortgage banking arm facilitates residential lending through both direct-to-consumer and traditional retail channels. Additionally, its wealth management division provides tailored solutions, including administration of 401(k) and other retirement plans, comprehensive trust services, and personalized financial advisory for wealth growth and preservation. The company maintains a physical presence for its community banking and wealth management operations across 11 locations in Arizona and North Dakota. Its mortgage banking services demonstrate a broader footprint, operating from 9 locations spanning Arizona, North Dakota, Illinois, Kansas, and Michigan. Established in 1987, BNCCORP, Inc. is headquartered in Bismarck, North Dakota.