BNCCORP (BNCC)

OTHER OTC:BNCC

BNCC

BNCCORP

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BNCCORP (BNCC) Price & Analysis

22 Followers

BNCC Stock Chart & Stats

$30.50

-$0.26(-0.86%)

At close: Jan 07 4:00 PM EST

$30.50

-$0.26(-0.86%)

Day’s Range― - ―

52-Week Range$26.95 - $37.50

Previous CloseN/A

Volume1.34K

Average Volume (3M)2.69K

Market Cap

$120.20M

Enterprise Value-$72.47M

Total Cash (Recent Filing)$211.45M

Total Debt (Recent Filing)$16.04M

Price to Earnings (P/E)13.4

Beta0.25

Next Earnings

May 06, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend YieldN/A

Share Statistics

EPS (TTM)0.62

Shares Outstanding3,477,000

10 Day Avg. Volume515

30 Day Avg. Volume2,687

Financial Highlights & Ratios

PEG Ratio1.20

Price to Book (P/B)1.11

Price to Sales (P/S)2.06

P/FCF Ratio9.43

Enterprise Value/Market Cap-0.60

Enterprise Value/Revenue-1.27

Enterprise Value/Gross Profit-1.89

Enterprise Value/Ebitda-6.34

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Conservative Balance SheetLow reported leverage (~0.15x debt/equity) supports resilience across economic cycles, preserves regulatory and funding flexibility, and enables the bank to absorb loan losses or fund targeted lending without needing immediate external capital—beneficial for durable stability.

Improving Cash GenerationPositive and growing operating and free cash flow, with FCF tracking roughly 95% of net income, indicates high earnings quality and internal funding ability. This bolsters capacity for lending, branch/digital investment, and modest capital returns without heavy external financing.

Revenue Rebound With Solid MarginsA recent revenue rebound combined with healthy net and EBIT margins suggests the core banking business (net interest margin plus fee income) remains profitable. Sustained margin levels support long-term earnings power and reinvestment capacity in a regional banking franchise.

Bears Say

Earnings And Revenue VolatilityMaterial year-to-year swings in revenue and profit reduce earnings predictability and complicate multi-period planning. For a regional bank, volatile top-line performance can force conservative capital retention, constrain dividend/payout policy, and raise lending growth uncertainty.

Historically Swingy Cash FlowsPast wide variability in operating and free cash flow undermines confidence in internal financing, making the franchise more reliant on deposit or wholesale funding in stress. This weakens planning for loan growth or strategic investments and raises liquidity-management risk.

Moderate Returns On EquityROE in the mid-to-high single digits signals modest capital efficiency versus higher-return peers. Sustained moderate returns limit the bank's ability to rapidly build equity internally, potentially slowing balance-sheet expansion and constraining long-term shareholder return potential.

BNCC FAQ

What was BNCCORP’s price range in the past 12 months?

BNCCORP lowest stock price was $26.95 and its highest was $37.50 in the past 12 months.

What is BNCCORP’s market cap?

BNCCORP’s market cap is $120.20M.

When is BNCCORP’s upcoming earnings report date?

BNCCORP’s upcoming earnings report date is May 06, 2026 which is in 21 days.

How were BNCCORP’s earnings last quarter?

BNCCORP released its earnings results on Feb 18, 2026. The company reported $0.618 earnings per share for the quarter, beating the consensus estimate of N/A by $0.618.

Is BNCCORP overvalued?

According to Wall Street analysts BNCCORP’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does BNCCORP pay dividends?

BNCCORP pays a Notavailable dividend of $4 which represents an annual dividend yield of N/A. See more information on BNCCORP dividends here

What is BNCCORP’s EPS estimate?

BNCCORP’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does BNCCORP have?

BNCCORP has 3,477,000 shares outstanding.

What happened to BNCCORP’s price movement after its last earnings report?

BNCCORP reported an EPS of $0.618 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.122%.

Which hedge fund is a major shareholder of BNCCORP?

Currently, no hedge funds are holding shares in BNCC

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

BNCCORP Stock Smart Score

Neutral

Blogger Sentiment

Neutral

BNCC Sentiment 100%
Sector Average ―

Technicals

Fundamentals

Return on Equity

8.60%

Trailing 12-Months

Asset Growth

13.79%

Trailing 12-Months

Top Smart Score Stocks >

Company Description

BNCCORP

BNCCORP, Inc. operates as the bank holding company for BNC National Bank that provides community banking, retail and mortgage banking, and wealth management services to businesses and consumers. The company offers commercial banking services, including business financing, commercial real estate lending, small business administration loans, business checking, cash management, corporate credit cards, and merchant services to small to middle-market businesses. It also provides retail and mortgage banking services, such as personal checking and savings products, personal loans, and card services; and residential loans through a consumer direct channel, as well as a retail channel. In addition, the company offers wealth management solutions, including 401(k) and other retirement plans, trust services, and personal wealth advisory services. It offers community banking and wealth management services through 11 locations in Arizona and North Dakota; and mortgage banking services through 9 locations in Arizona, North Dakota, Illinois, Kansas, and Michigan. The company was incorporated in 1987 and is headquartered in Bismarck, North Dakota.