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Banc of California Inc. (BANC)
NYSE:BANC
US Market
BANC
Banc of California
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Banc of California (BANC) Ratios

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Banc of California Ratios

BANC's free cash flow for Q4 2025 was $0.64. For the 2025 fiscal year, BANC's free cash flow was decreased by $ and operating cash flow was $0.24. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
 0.00 0.26 0.18 0.24 0.22
Quick Ratio
 0.00 0.26 0.18 0.24 0.22
Cash Ratio
 0.00 0.08 0.09 0.16 0.07
Solvency Ratio
 <0.01 <0.01 <0.01 -0.05 0.01
Operating Cash Flow Ratio
 0.00 <0.01 <0.01 <0.01 0.02
Short-Term Operating Cash Flow Coverage
 0.00 0.00 0.00 0.05 0.00
Net Current Asset Value
$ -30.96B$ -24.03B$ -25.11B$ -27.20B$ -29.92B
Leverage Ratios
Debt-to-Assets Ratio
 0.10 0.09 0.07 0.10 0.06
Debt-to-Equity Ratio
 0.99 0.85 0.67 1.13 0.67
Debt-to-Capital Ratio
 0.50 0.46 0.40 0.53 0.40
Long-Term Debt-to-Capital Ratio
 0.50 0.46 0.40 0.27 0.40
Financial Leverage Ratio
 9.77 9.83 9.58 11.36 10.44
Debt Service Coverage Ratio
 0.45 0.45 0.28 -0.47 1.96
Interest Coverage Ratio
 0.51 0.47 0.19 -1.81 2.14
Debt to Market Cap
 1.21 1.01 0.90 1.97 1.13
Interest Debt Per Share
 26.93 23.90 19.12 34.79 19.87
Net Debt to EBITDA
 8.36 1.78 -0.58 0.72 0.59
Profitability Margins
Gross Profit Margin
59.84%58.70%50.36%15.07%81.94%
EBIT Margin
19.19%17.98%9.01%-147.20%35.32%
EBITDA Margin
21.70%21.94%15.49%-141.12%41.39%
Operating Profit Margin
19.19%17.98%9.01%-147.20%35.32%
Pretax Profit Margin
18.50%17.29%9.01%-147.20%35.32%
Net Profit Margin
13.63%12.65%6.78%-126.42%26.36%
Continuous Operations Profit Margin
13.63%12.65%6.78%-126.42%26.36%
Net Income Per EBT
73.67%73.14%75.24%85.88%74.64%
EBT Per EBIT
96.41%96.16%100.00%100.00%100.00%
Return on Assets (ROA)
0.71%0.66%0.38%-4.93%1.03%
Return on Equity (ROE)
7.07%6.47%3.63%-56.01%10.72%
Return on Capital Employed (ROCE)
1.00%4.96%2.66%-40.10%7.91%
Return on Invested Capital (ROIC)
0.74%3.63%2.00%-23.35%5.90%
Return on Tangible Assets
0.72%0.66%0.38%-4.98%1.06%
Earnings Yield
8.42%7.64%4.87%-97.00%18.24%
Efficiency Ratios
Receivables Turnover
 0.00 0.00 13.05 8.69 6.50
Payables Turnover
 0.00 0.00 0.00 0.00 0.00
Inventory Turnover
 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
 12.40 12.34 3.41 2.41 2.75
Asset Turnover
 0.05 0.05 0.06 0.04 0.04
Working Capital Turnover Ratio
 -0.20 -0.08 -0.08 -0.06 -0.10
Cash Conversion Cycle
 0.00 0.00 27.97 41.98 56.12
Days of Sales Outstanding
 0.00 0.00 27.97 41.98 56.12
Days of Inventory Outstanding
 0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
 0.00 0.00 0.00 0.00 0.00
Operating Cycle
 0.00 0.00 27.97 41.98 56.12
Cash Flow Ratios
Operating Cash Flow Per Share
 1.64 1.64 0.46 0.93 4.81
Free Cash Flow Per Share
 1.51 1.51 0.38 0.83 3.99
CapEx Per Share
 0.13 0.13 0.08 0.10 0.83
Free Cash Flow to Operating Cash Flow
 0.92 0.92 0.83 0.89 0.83
Dividend Paid and CapEx Coverage Ratio
 2.05 2.05 0.64 1.31 2.70
Capital Expenditure Coverage Ratio
 12.27 12.27 5.93 8.92 5.81
Operating Cash Flow Coverage Ratio
 0.07 0.08 0.03 0.04 0.27
Operating Cash Flow to Sales Ratio
 0.14 0.14 0.04 0.09 0.44
Free Cash Flow Yield
8.06%7.83%2.47%6.16%25.02%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
 11.78 13.10 20.52 -1.03 5.48
Price-to-Sales (P/S) Ratio
 1.59 1.66 1.39 1.30 1.45
Price-to-Book (P/B) Ratio
 0.82 0.85 0.74 0.58 0.59
Price-to-Free Cash Flow (P/FCF) Ratio
 12.32 12.77 40.48 16.24 4.00
Price-to-Operating Cash Flow Ratio
 11.40 11.73 33.66 14.42 3.31
Price-to-Earnings Growth (PEG) Ratio
 0.11 0.10 -0.20 <0.01 -0.43
Price-to-Fair Value
 0.82 0.85 0.74 0.58 0.59
Enterprise Value Multiple
 15.70 9.33 8.40 -0.20 4.08
Enterprise Value
 6.21B 3.71B 2.44B 428.29M 2.71B
EV to EBITDA
 15.76 9.33 8.40 -0.20 4.08
EV to Sales
 3.42 2.05 1.30 0.29 1.69
EV to Free Cash Flow
 26.43 15.79 37.86 3.55 4.67
EV to Operating Cash Flow
 24.28 14.50 31.48 3.15 3.87
Tangible Book Value Per Share
 20.84 20.72 18.72 20.76 17.44
Shareholders’ Equity Per Share
 22.86 22.78 20.78 23.26 27.10
Tax and Other Ratios
Effective Tax Rate
 0.26 0.27 0.25 0.14 0.25
Revenue Per Share
 11.68 11.65 11.12 10.30 11.02
Net Income Per Share
 1.59 1.47 0.75 -13.03 2.91
Tax Burden
 0.74 0.73 0.75 0.86 0.75
Interest Burden
 0.96 0.96 1.00 1.00 1.00
Research & Development to Revenue
 0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
 0.31 0.31 0.22 0.31 0.27
Stock-Based Compensation to Revenue
 0.01 0.01 <0.01 0.02 0.02
Income Quality
 1.12 1.12 0.61 -0.07 1.66
Currency in USD