Avidbank Holdings Inc (AVBH)
NASDAQ:AVBH
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AVBH Stock Chart & Stats
$29.89
-$0.35(-1.62%)
At close: 4:00 PM EST
$29.89
-$0.35(-1.62%)
Day’s Range― - ―
52-Week Range$19.75 - $31.61
Previous CloseN/A
Volume1.20K
Average Volume (3M)42.69K
Market Cap
$327.67M
Enterprise Value$328.28M
Total Cash (Recent Filing)$10.87M
Total Debt (Recent Filing)$22.00M
Price to Earnings (P/E)8.4
Beta0.53
Next Earnings
Jul 16, 2026EPS Estimate
0.83Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)2.93
Shares Outstanding10,955,167
10 Day Avg. Volume21,893
30 Day Avg. Volume42,693
Financial Highlights & Ratios
PEG Ratio0.66
Price to Book (P/B)0.71
Price to Sales (P/S)2.70
P/FCF Ratio0.00
Enterprise Value/Market Cap1.00
Enterprise Value/Revenue4.42
Enterprise Value/Gross Profit12.72
Enterprise Value/Ebitda-9.58
Forecast
1Y Price Target
$35.00Price Target Upside17.10% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering3
EPS Forecast (FY)3.45
Revenue Forecast (FY)$118.37M
Bulls Say, Bears Say
Bulls Say
Stronger Capital & Lower LeverageMaterial deleveraging and a larger equity base improve solvency and shock absorption, lowering refinancing and liquidity risk. Sustained higher capital ratios give management flexibility for organic growth, targeted buybacks and credit loss absorption without impairing franchise investment over the medium term.
Consistent Loan And Deposit GrowthSustained low double-digit loan and deposit growth increases core earning assets and stable funding, supporting long-term net interest income. Scale gains broaden customer relationships, diversify fee streams, and improve operating leverage, enabling the bank to fund growth while spreading fixed costs across a larger base.
Improving Margins And ProfitabilityHigher NIM, rising net income and a sub-51% efficiency ratio indicate the franchise is converting balance-sheet growth into durable core earnings. Improved operating efficiency and margin expansion strengthen cash flow generation potential and support reinvestment, capital retention and shareholder actions over the medium term.
Bears Say
Sharp Cash-flow DeteriorationA collapse to zero reported operating and free cash flow undermines earnings quality and raises questions about sustainable cash generation. This weakens funding flexibility for lending, buybacks or organic investment and increases reliance on capital actions or volatile items to support reported net income.
Concentrated Venture/SaaS Credit ExposureConcentration in venture and early‑stage SaaS lending raises correlated credit risk if fundraises slow or startups reprioritize. Losses in this segment can be swift and impair capital and earnings, forcing higher provisions and tighter underwriting, making credit cycles more volatile for a regional bank.
Deposit Cost & Expense PressurePersistent elevated deposit costs and planned hiring raise funding and operating expenses, pressuring NIM and efficiency. If interest costs remain high, margin normalization could erode core profitability gains, requiring either repricing of assets or deeper efficiency improvements to sustain returns.
Avidbank Holdings News
AVBH FAQ
What was Avidbank Holdings Inc’s price range in the past 12 months?
Avidbank Holdings Inc lowest stock price was $19.75 and its highest was $31.61 in the past 12 months.
What is Avidbank Holdings Inc’s market cap?
Avidbank Holdings Inc’s market cap is $327.67M.
When is Avidbank Holdings Inc’s upcoming earnings report date?
Avidbank Holdings Inc’s upcoming earnings report date is Jul 16, 2026 which is in 68 days.
How were Avidbank Holdings Inc’s earnings last quarter?
Avidbank Holdings Inc released its earnings results on Apr 27, 2026. The company reported $0.84 earnings per share for the quarter, beating the consensus estimate of $0.802 by $0.038.
Is Avidbank Holdings Inc overvalued?
According to Wall Street analysts Avidbank Holdings Inc’s price is currently Undervalued.
Does Avidbank Holdings Inc pay dividends?
Avidbank Holdings Inc does not currently pay dividends.
What is Avidbank Holdings Inc’s EPS estimate?
Avidbank Holdings Inc’s EPS estimate is 0.83.
How many shares outstanding does Avidbank Holdings Inc have?
Avidbank Holdings Inc has 10,955,167 shares outstanding.
What happened to Avidbank Holdings Inc’s price movement after its last earnings report?
Avidbank Holdings Inc reported an EPS of $0.84 in its last earnings report, beating expectations of $0.802. Following the earnings report the stock price went down -0.033%.
Which hedge fund is a major shareholder of Avidbank Holdings Inc?
Currently, no hedge funds are holding shares in AVBH
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Avidbank Holdings Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$35.00 (17.10% Upside)
$35.00 (17.10% Upside)
Hedge Fund Trend
Increased
By 74.0K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $5.4M over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
29.34%
12-Months-Change
Fundamentals
Return on Equity
10.53%
Trailing 12-Months
Asset Growth
11.48%
Trailing 12-Months
Company Description
Avidbank Holdings Inc
Avidbank Holdings, Inc. operates as a bank holding company for Avidbank that provides financial products and services to small and middle-market businesses, professionals, and individuals in the Santa Clara, San Mateo, and San Francisco counties. It offers business and personal deposit products, such as checking, money market, and savings accounts; and certificates of deposit. The company also provides personal lending products include secured and unsecured lines of credit, home equity lines of credit, remodel and new home construction loans, and term loans; corporate banking comprises working capital lines of credit, equipment loans, acquisition financing, shareholder buyouts, ESOP loans, and owner-occupied real estate loans; and commercial real estate lending, such as permanent loans and bridge financing products. In addition, it offers construction lending products, including land acquisition loans, pre-development loans, construction spec SFD, owner-occupied SFD, condominiums, subdivision, unsecured business lines, real estate bridge loans, and RLOC real estate secured loans. Further, the company provides various financing solutions, such as structured finance, venture lending, asset-based lending, and sponsor finance. Additionally, it offers various services, such as automated clearing house payments and collections, bill pay, wire transfer, lockbox, merchant, remote deposit capture, ATM/debit cards, credit cards, business courier, cash management, and notary services. Furthermore, the company offers online and mobile banking services. Avidbank Holdings, Inc. was founded in 2003 and is headquartered in San Jose, California.
AVBH Company Deck
AVBH Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
The call presented meaningful positives — stronger profitability, healthy loan and deposit growth, margin expansion, improved efficiency, and solid capital metrics — while also acknowledging several near-term risks: material Q1 charge-offs, concentrated venture/SaaS exposure that requires active monitoring, deposit cost pressure that could compress margins, and rising personnel-related expenses as the bank invests to scale. Management reiterated growth targets and emphasized active credit oversight, particularly around venture/SaaS and select criticized real estate credits. Overall, the transcript reflects a cautiously optimistic tone: strong operational progress and capital strength tempered by identifiable credit and funding/liability risks that merit close attention.View all AVBH earnings summariesAVBH Stock 12 Month Forecast
Average Price Target
$35.00
▲(17.10% Upside)
Technical Analysis
First Bancorp
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Northeast Community Bancorp
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Waterstone Financial
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Citizens Financial Services
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John Marshall Bancorp
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Ownership Overview
17.36% Insiders
8.20% Mutual Funds
10.29% Other Institutional Investors
59.85% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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