Avidbank Holdings Inc (AVBH)
NASDAQ:AVBH
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AVBH Stock Chart & Stats
$29.89
-$0.35(-1.62%)
At close: 4:00 PM EST
$29.89
-$0.35(-1.62%)
Day’s Range― - ―
52-Week Range$19.75 - $31.61
Previous CloseN/A
Volume1.20K
Average Volume (3M)42.69K
Market Cap
$337.09M
Enterprise Value$334.29M
Total Cash (Recent Filing)$10.57M
Total Debt (Recent Filing)$77.00M
Price to Earnings (P/E)11.8
Beta0.54
Next Earnings
Jul 16, 2026EPS Estimate
0.83Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)3.05
Shares Outstanding10,955,167
10 Day Avg. Volume21,893
30 Day Avg. Volume42,693
Financial Highlights & Ratios
PEG Ratio0.66
Price to Book (P/B)0.71
Price to Sales (P/S)2.70
P/FCF Ratio0.00
Enterprise Value/Market Cap0.99
Enterprise Value/Revenue3.55
Enterprise Value/Gross Profit10.51
Enterprise Value/Ebitda-15.31
Forecast
1Y Price Target
$35.00Price Target Upside17.10% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering3
EPS Forecast (FY)3.45
Revenue Forecast (FY)$118.37M
Bulls Say, Bears Say
Bulls Say
Material Balance-sheet DeleveragingA marked reduction in leverage and a sizable equity base materially improve financial flexibility and loss-absorption capacity. Lower debt-to-equity reduces refinancing and liquidity strain risk, supporting durable capital ratios and the bank’s ability to execute growth or absorb shocks over the next 2–6 months.
Sustained Loan And Deposit GrowthConsistent double-digit loan and deposit growth demonstrates scalable commercial traction and franchise expansion. Persistent core funding growth supports net interest income, funding stability and balance-sheet scale that underpin sustainable revenue generation over the medium term.
High Profitability And Margin ProfileStrong recent profitability, elevated NIM and an improved efficiency ratio indicate effective margin capture and cost control. Sustained above-peer margins and disciplined expense management can consistently generate cash earnings and support capital returns and reinvestment over the coming quarters.
Bears Say
Sharp Cash-flow Deterioration In 2025A collapse to zero operating and free cash flow raises concern about cash-earnings sustainability and funding flexibility. Even with accounting net income, absent cash conversion constrains loan funding, share repurchases, and could force higher reliance on external funding or slower balance-sheet growth.
Earnings Quality And Operating VolatilityDivergence between operating performance and reported net income signals lower earnings quality and higher volatility. Reliance on one-offs or accounting-driven gains reduces predictability of core earnings, complicating capital planning and impairing investors' ability to forecast sustainable profitability.
Concentrated Venture/SaaS Credit ExposureMaterial exposure to early-stage venture/SaaS borrowers concentrates credit risk in a higher volatility segment. With ongoing monitoring and recent charge-offs, this concentration could lead to continued provisioning and loss volatility, pressuring capital and margins if market or fundraising conditions deteriorate.
Avidbank Holdings News
AVBH FAQ
What was Avidbank Holdings Inc’s price range in the past 12 months?
Avidbank Holdings Inc lowest stock price was $19.75 and its highest was $31.61 in the past 12 months.
What is Avidbank Holdings Inc’s market cap?
Avidbank Holdings Inc’s market cap is $337.09M.
When is Avidbank Holdings Inc’s upcoming earnings report date?
Avidbank Holdings Inc’s upcoming earnings report date is Jul 16, 2026 which is in 46 days.
How were Avidbank Holdings Inc’s earnings last quarter?
Avidbank Holdings Inc released its earnings results on Apr 27, 2026. The company reported $0.84 earnings per share for the quarter, beating the consensus estimate of $0.802 by $0.038.
Is Avidbank Holdings Inc overvalued?
According to Wall Street analysts Avidbank Holdings Inc’s price is currently Undervalued.
Does Avidbank Holdings Inc pay dividends?
Avidbank Holdings Inc does not currently pay dividends.
What is Avidbank Holdings Inc’s EPS estimate?
Avidbank Holdings Inc’s EPS estimate is 0.83.
How many shares outstanding does Avidbank Holdings Inc have?
Avidbank Holdings Inc has 10,955,167 shares outstanding.
What happened to Avidbank Holdings Inc’s price movement after its last earnings report?
Avidbank Holdings Inc reported an EPS of $0.84 in its last earnings report, beating expectations of $0.802. Following the earnings report the stock price went down -0.033%.
Which hedge fund is a major shareholder of Avidbank Holdings Inc?
Currently, no hedge funds are holding shares in AVBH
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Avidbank Holdings Stock Smart Score
Neutral
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10
Analyst Consensus
Strong Buy
Average Price Target:
$35.00 (17.10% Upside)
$35.00 (17.10% Upside)
Hedge Fund Trend
Increased
By 41.0K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $3.6M over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
29.34%
12-Months-Change
Fundamentals
Return on Equity
10.53%
Trailing 12-Months
Asset Growth
11.19%
Trailing 12-Months
Company Description
Avidbank Holdings Inc
Avidbank Holdings, Inc. operates as a bank holding company for Avidbank that provides financial products and services to small and middle-market businesses, professionals, and individuals in the Santa Clara, San Mateo, and San Francisco counties. It offers business and personal deposit products, such as checking, money market, and savings accounts; and certificates of deposit. The company also provides personal lending products include secured and unsecured lines of credit, home equity lines of credit, remodel and new home construction loans, and term loans; corporate banking comprises working capital lines of credit, equipment loans, acquisition financing, shareholder buyouts, ESOP loans, and owner-occupied real estate loans; and commercial real estate lending, such as permanent loans and bridge financing products. In addition, it offers construction lending products, including land acquisition loans, pre-development loans, construction spec SFD, owner-occupied SFD, condominiums, subdivision, unsecured business lines, real estate bridge loans, and RLOC real estate secured loans. Further, the company provides various financing solutions, such as structured finance, venture lending, asset-based lending, and sponsor finance. Additionally, it offers various services, such as automated clearing house payments and collections, bill pay, wire transfer, lockbox, merchant, remote deposit capture, ATM/debit cards, credit cards, business courier, cash management, and notary services. Furthermore, the company offers online and mobile banking services. Avidbank Holdings, Inc. was founded in 2003 and is headquartered in San Jose, California.
AVBH Company Deck
AVBH Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
The call presented meaningful positives — stronger profitability, healthy loan and deposit growth, margin expansion, improved efficiency, and solid capital metrics — while also acknowledging several near-term risks: material Q1 charge-offs, concentrated venture/SaaS exposure that requires active monitoring, deposit cost pressure that could compress margins, and rising personnel-related expenses as the bank invests to scale. Management reiterated growth targets and emphasized active credit oversight, particularly around venture/SaaS and select criticized real estate credits. Overall, the transcript reflects a cautiously optimistic tone: strong operational progress and capital strength tempered by identifiable credit and funding/liability risks that merit close attention.View all AVBH earnings summariesAVBH Stock 12 Month Forecast
Average Price Target
$35.00
▲(17.10% Upside)
Technical Analysis
First Bancorp
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Northeast Community Bancorp
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Waterstone Financial
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Citizens Financial Services
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John Marshall Bancorp
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Ownership Overview
27.10% Insiders
9.71% Mutual Funds
45.83% Other Institutional Investors
13.06% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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