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AVBH Stock Chart & Stats
$31.80
-$0.35(-1.62%)
At close: 4:00 PM EST
$31.80
-$0.35(-1.62%)
Day’s Range― - ―
52-Week Range$24.03 - $34.18
Previous CloseN/A
Volume1.20K
Average Volume (3M)42.69K
Market Cap
$349.02M
Enterprise Value$369.17
Total Cash (Recent Filing)$246.09M
Total Debt (Recent Filing)$22.00M
Price to Earnings (P/E)10.6
Beta0.50
Next Earnings
Oct 28, 2026EPS Estimate
0.88Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)3.00
Shares Outstanding10,975,371
10 Day Avg. Volume21,893
30 Day Avg. Volume42,693
Financial Highlights & Ratios
PEG Ratio0.65
Price to Book (P/B)0.71
Price to Sales (P/S)2.70
P/FCF Ratio0.00
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda>-0.01
Forecast
1Y Price Target
$38.00Price Target Upside19.50% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)3.41
Revenue Forecast (FY)$116.44M
Bulls Say, Bears Say
Bulls Say
Lower Leverage And Stronger Equity BaseMaterial deleveraging and a sizable equity base improve the bank’s capacity to absorb credit losses and fund growth. This strengthens financial resilience and provides greater flexibility than the more highly leveraged position seen in 2023.
Strong Loan, Deposit And Net Interest Income GrowthBroad-based balance-sheet expansion and stronger net interest income indicate continued customer and lending demand. Deposit growth supports funding capacity, while margin expansion can sustain earnings if credit performance remains controlled.
Experienced Leadership SuccessionAdding an executive with nearly three decades of regional and specialty banking experience strengthens leadership depth. A formal succession process can reduce key-person risk and support disciplined expansion of specialized lending franchises.
Bears Say
Operating Cash Flow And Free Cash Flow Fell To ZeroThe abrupt loss of reported cash generation weakens confidence in earnings quality and reduces funding flexibility. Although earlier periods showed strong cash conversion, the latest result creates uncertainty about the durability of internally generated capital.
Operating Profitability Weakened Despite Positive Net IncomeA divergence between positive net income and negative operating profitability makes underlying performance harder to predict. If driven by expense pressure or non-recurring items, it could limit the sustainability of reported margins and returns.
Higher Credit Costs And Non-performing LoansRising provisions and materially higher non-performing loans indicate increased credit risk, particularly after a partial construction-loan charge-off. Persistent deterioration could pressure earnings, capital generation and the benefits of current loan growth.
Avidbank Holdings News
AVBH FAQ
What was Avidbank Holdings Inc’s price range in the past 12 months?
Avidbank Holdings Inc lowest stock price was $24.02 and its highest was $34.17 in the past 12 months.
What is Avidbank Holdings Inc’s market cap?
Avidbank Holdings Inc’s market cap is $349.02M.
When is Avidbank Holdings Inc’s upcoming earnings report date?
Avidbank Holdings Inc’s upcoming earnings report date is Oct 28, 2026 which is in 62 days.
How were Avidbank Holdings Inc’s earnings last quarter?
Avidbank Holdings Inc released its earnings results on Jul 23, 2026. The company reported $0.76 earnings per share for the quarter, missing the consensus estimate of $0.828 by -$0.068.
Is Avidbank Holdings Inc overvalued?
According to Wall Street analysts Avidbank Holdings Inc’s price is currently Undervalued.
Does Avidbank Holdings Inc pay dividends?
Avidbank Holdings Inc does not currently pay dividends.
What is Avidbank Holdings Inc’s EPS estimate?
Avidbank Holdings Inc’s EPS estimate is 0.88.
How many shares outstanding does Avidbank Holdings Inc have?
Avidbank Holdings Inc has 10,975,371 shares outstanding.
What happened to Avidbank Holdings Inc’s price movement after its last earnings report?
Avidbank Holdings Inc reported an EPS of $0.76 in its last earnings report, missing expectations of $0.828. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of Avidbank Holdings Inc?
Currently, no hedge funds are holding shares in AVBH
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Avidbank Holdings Stock Smart Score
Neutral
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$38.00 (19.50% Upside)
$38.00 (19.50% Upside)
Blogger Sentiment
Neutral
AVBH Sentiment 50%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 82.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $331.4K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
29.34%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
11.22%
Trailing 12-Months
Company Description
Avidbank Holdings Inc
Avidbank Holdings, Inc. serves as the parent company for Avidbank, a financial institution that delivers a broad spectrum of products and services to small and mid-sized businesses, professionals, and individuals. Its primary service area spans the Santa Clara, San Mateo, and San Francisco counties. The bank offers a full suite of deposit accounts for both personal and business use, including checking, money market, savings accounts, and certificates of deposit. Its diverse lending options cater to personal needs, providing secured and unsecured credit lines, home equity lines of credit, and loans for home remodels or new construction, as well as general term loans. For corporate clients, Avidbank extends credit facilities such as working capital lines, equipment financing, acquisition funding, shareholder buyout loans, Employee Stock Ownership Plan (ESOP) loans, and loans for owner-occupied commercial real estate. Furthermore, it provides commercial real estate lending, encompassing both permanent and bridge financing solutions. Avidbank also specializes in construction financing, offering loans for land acquisition, pre-development, speculative single-family dwellings, owner-occupied single-family homes, condominiums, and subdivision developments. This segment also includes unsecured business lines, real estate bridge loans, and other real estate-secured credit facilities. Beyond conventional banking, the company furnishes specialized financial solutions, including structured finance, venture lending, asset-based lending, and sponsor finance. A comprehensive range of banking services is available, such as automated clearing house (ACH) payments and collections, bill pay, wire transfers, lockbox services, merchant services, remote deposit capture, ATM/debit cards, credit cards, business courier services, cash management, and notary services. Additionally, customers can access modern banking conveniences through online and mobile platforms. Founded in 2003, Avidbank Holdings, Inc. is headquartered in San Jose, California.
AVBH Company Deck
AVBH Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
The call presented meaningful positives — stronger profitability, healthy loan and deposit growth, margin expansion, improved efficiency, and solid capital metrics — while also acknowledging several near-term risks: material Q1 charge-offs, concentrated venture/SaaS exposure that requires active monitoring, deposit cost pressure that could compress margins, and rising personnel-related expenses as the bank invests to scale. Management reiterated growth targets and emphasized active credit oversight, particularly around venture/SaaS and select criticized real estate credits. Overall, the transcript reflects a cautiously optimistic tone: strong operational progress and capital strength tempered by identifiable credit and funding/liability risks that merit close attention.View all AVBH earnings summariesAVBH Stock 12 Month Forecast
Average Price Target
$38.00
▲(19.50% Upside)
Technical Analysis
First Bancorp
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Northeast Community Bancorp
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Waterstone Financial
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Citizens Financial Services
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John Marshall Bancorp
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Ownership Overview
16.89% Insiders
9.97% Mutual Funds
41.16% Other Institutional Investors
24.50% Public Companies and
Individual Investors