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Zip Co Ltd. (AU:ZIP)
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Zip Co Ltd. (ZIP) AI Stock Analysis

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AU

Zip Co Ltd.

(Sydney:ZIP)

Rating:71Outperform
Price Target:
AU$3.50
▲(23.67%Upside)
Zip Co Ltd. demonstrates strong technical momentum and positive earnings call sentiment, driving its overall attractiveness. Financial performance shows recovery, but high leverage and valuation concerns weigh on the score. The lack of dividends and high P/E ratio are notable risks. Continued operational improvements and debt reduction could enhance the company's outlook.
Positive Factors
Customer Satisfaction
Merchant survey shows high satisfaction rates among merchants in Australia.
Financial Performance
ZIP provided a trading update guiding for FY25 cash EBTDA to be at least A$160m compared to prior guidance of at least A$153m.
Market Share
ZIP has been gaining market share despite being a smaller player in the US.
Negative Factors
Brand Momentum
ZIP has been the weakest brand momentum of 10 BNPL brands surveyed.
Customer Growth
US customer growth estimates are too bullish, which we see potentially playing out at 1H26 results.
Valuation
ZIP is trading at a premium to peers and 1.7 s.d. above its own historical 1-yr fw EV/EBTDA multiple average.

Zip Co Ltd. (ZIP) vs. iShares MSCI Australia ETF (EWA)

Zip Co Ltd. Business Overview & Revenue Model

Company DescriptionZip Co Ltd. (ZIP) is a leading financial technology company that operates in the digital payments and buy-now-pay-later (BNPL) sectors. The company provides innovative financial products and services that allow consumers to make purchases online and in-store without having to pay the full amount upfront. Zip's core offerings include the Zip Pay and Zip Money products, which offer flexible repayment options and no interest on select purchases, targeting a growing market of consumers seeking alternative credit solutions.
How the Company Makes MoneyZip Co Ltd. makes money primarily through merchant fees, consumer fees, and interest income. Merchant fees are charged to retailers when consumers use Zip's payment services, providing retailers with increased sales opportunities by offering flexible payment options. Consumer fees include late fees and account establishment fees, which are applied under certain conditions. Additionally, Zip earns interest income from its Zip Money product, which offers consumers a line of credit with interest applied on balances not paid off within a specified interest-free period. The company's revenue is also supported by strategic partnerships with retailers and online platforms, enhancing its market reach and consumer adoption. Zip's revenue model leverages the growing trend of consumers seeking flexible payment solutions and the increasing acceptance of BNPL services by merchants worldwide.

Zip Co Ltd. Earnings Call Summary

Earnings Call Date:Feb 24, 2025
(Q2-2025)
|
% Change Since: 18.91%|
Next Earnings Date:Aug 22, 2025
Earnings Call Sentiment Positive
The earnings call conveyed a strong positive sentiment with record transaction volumes, significant revenue growth, improved credit performance, and strategic advancements in both the US and ANZ markets. Despite some challenges such as a reduction in statutory net profit due to prior period adjustments and an increase in provisions in Australia, the strategic initiatives and financial performance suggest a robust outlook.
Q2-2025 Updates
Positive Updates
Record Transaction Volumes
Zip Co Limited achieved AUD 6.2 billion in transaction volumes, up 24% year-on-year from over 45 million transactions, with significant contributions from the US market.
Strong Revenue Growth
Total income increased nearly 20% to AUD 514 million, driven by strong US volume and increased customer engagement.
Improved Credit Performance
Credit losses improved by 22 basis points from 1.6% of TTV, reflecting strong credit performance in both markets.
Significant US Growth
The US business saw TTV growth of 40.3% and cash earnings growth of 80%, with active customer growth up 6.2% year-on-year.
ANZ Business Recovery
ANZ business returned to growth with TTV returning to year-on-year growth in the second quarter, and Australian TTV for December up 10% year-on-year.
Operating Margin Improvement
Operating margin increased by 584 basis points to 13%, supported by disciplined investment in the cost base.
Carbon Neutral Status Achieved
Zip achieved carbon neutral status for the fourth consecutive year.
Negative Updates
Statutory Net Profit Reduction
Statutory net profit after tax was AUD 23 million, lower than the prior period due to one-off gains related to convertible bond restructuring.
Provision Increase in Australia
Provisions in Australia increased, attributed to a mix of modeled outcomes and macroeconomic overlays.
Company Guidance
During the HY 2025 results briefing, Zip Co Limited reported significant metrics indicating strong financial performance. The company achieved a record transaction volume of AUD 6.2 billion, marking a 24% year-on-year increase from over 45 million transactions. Total income rose nearly 20% to AUD 514 million, supported by a revenue margin of 8.2%. The US operations contributed significantly, representing 70% of the total transaction volume, with TTV growth of 40.3%. The group also reported an active customer base of 6.3 million, with the US seeing customer growth in both Q1 and Q2. Additionally, Zip Co added nearly 82,000 merchants to its platform. The group cash EBTDA reached AUD 67 million, a 117% increase, while credit losses improved by 22 basis points to 1.6% of TTV. The ANZ business returned to growth, with December TTV up 10% year-on-year. Zip Co reaffirmed its FY 2025 targets, projecting cash EBTDA of at least AUD 147 million for the year, and noted the continued momentum and significant growth opportunities in both the US and ANZ markets.

Zip Co Ltd. Financial Statement Overview

Summary
Zip Co Ltd. is on a recovery path with strong revenue and profit growth, improved cash flow, and a better equity position. The company has made significant strides in profitability and cash generation, though high leverage remains a concern. Continued focus on reducing debt and enhancing operational efficiencies could further strengthen its financial position.
Income Statement
70
Positive
Zip Co Ltd. has shown a strong recovery with significant revenue growth of 27% from 2023 to 2024 and improved net income from a loss of 383.74 million AUD to a profit of 3.66 million AUD. The gross profit margin stands at 66%, indicating efficient cost management. However, the EBIT margin of 52% reflects a substantial improvement, though EBITDA margin analysis isn't possible due to data constraints. Overall, the company demonstrates positive revenue trends and profitability recovery, yet there is room for improvement in operational efficiency.
Balance Sheet
60
Neutral
The debt-to-equity ratio is high, indicating significant leverage at 6.07. The return on equity has improved to 0.92%, reflecting a positive yet minimal return for shareholders. The equity ratio is at 12.52%, highlighting a stronger equity base compared to previous years. While there are improvements in equity and asset management, the high leverage poses a risk, requiring careful monitoring.
Cash Flow
75
Positive
Zip Co Ltd. has exhibited strong cash flow improvements with a positive free cash flow of 255.06 million AUD in 2024, a remarkable turnaround from the negative cash flow of the previous year. The operating cash flow to net income ratio is 74.54, indicating robust cash generation relative to net income. However, the free cash flow to net income ratio cannot be calculated due to data limitations. The company's cash flow position is stable and growing, reflecting improved operational efficiency and financial health.
BreakdownJun 2024Jun 2023Jun 2022Jun 2021Jun 2020
Income Statement
Total Revenue874.02M688.00M597.65M394.37M160.61M
Gross Profit580.69M336.80M354.19M166.93M93.53M
EBITDA394.26M-159.91M-97.83M-324.28M2.52M
Net Income3.66M-383.74M-1.11B-678.15M-19.94M
Balance Sheet
Total Assets3.18B3.43B3.42B3.33B1.33B
Cash, Cash Equivalents and Short-Term Investments357.52M283.11M303.56M331.71M34.22M
Total Debt2.42B3.05B2.88B2.25B1.09B
Total Liabilities2.78B3.31B3.10B2.32B1.13B
Stockholders Equity398.53M119.87M322.27M1.01B205.40M
Cash Flow
Free Cash Flow255.06M-249.59M-781.93M-901.31M-4.85M
Operating Cash Flow272.54M-225.03M-752.42M-887.91M14.63M
Investing Cash Flow12.03M-30.48M-97.07M-8.25M-522.30M
Financing Cash Flow-208.33M236.59M820.14M1.19B527.85M

Zip Co Ltd. Technical Analysis

Technical Analysis Sentiment
Neutral
Last Price2.83
Price Trends
50DMA
2.48
Positive
100DMA
2.15
Positive
200DMA
2.54
Positive
Market Momentum
MACD
0.10
Positive
RSI
52.73
Neutral
STOCH
38.71
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:ZIP, the sentiment is Neutral. The current price of 2.83 is below the 20-day moving average (MA) of 2.96, above the 50-day MA of 2.48, and above the 200-day MA of 2.54, indicating a neutral trend. The MACD of 0.10 indicates Positive momentum. The RSI at 52.73 is Neutral, neither overbought nor oversold. The STOCH value of 38.71 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for AU:ZIP.

Zip Co Ltd. Peers Comparison

Overall Rating
UnderperformOutperform
Sector (61)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
AUPLT
77
Outperform
AU$166.98M6.5671.90%22.94%
AUZIP
71
Outperform
AU$3.68B84.38-7.85%23.06%58.45%
61
Neutral
C$14.80B6.5222.27%5.47%30.07%-22.51%
AUHUM
58
Neutral
€300.39M9.157.81%4.10%16.13%
AUMME
53
Neutral
AU$116.01M7.17-13.74%-14.61%-325.81%
AULFS
48
Neutral
AU$1.20B55.052.49%2.61%11.26%
AUPNC
43
Neutral
AU$85.86M-16.83%-2.45%-639.57%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
AU:ZIP
Zip Co Ltd.
2.83
1.14
67.46%
AU:HUM
Humm Group Limited
0.63
0.18
41.40%
AU:PNC
Pioneer Credit Ltd
0.54
0.02
3.85%
AU:PLT
Plenti Group Ltd.
0.90
0.18
25.00%
AU:LFS
Latitude Group Holdings Ltd.
1.14
0.02
1.79%
AU:MME
MoneyMe Ltd.
0.14
0.07
100.00%

Zip Co Ltd. Corporate Events

Zip Co Ltd. Announces Cessation of Securities
Jul 10, 2025

Zip Co Ltd. has announced the cessation of certain securities, including employee options and performance rights, due to unmet conditions or other reasons. This update reflects changes in the company’s issued capital and may impact stakeholders by altering the company’s financial structure and employee incentive plans.

The most recent analyst rating on (AU:ZIP) stock is a Buy with a A$3.00 price target. To see the full list of analyst forecasts on Zip Co Ltd. stock, see the AU:ZIP Stock Forecast page.

Zip Co Ltd. Announces Cessation of Securities through Buy-Back
Jul 7, 2025

Zip Co Ltd. announced the cessation of 1,834,963 fully paid ordinary securities due to an on-market buy-back, effective from July 2, 2025. This move is part of the company’s capital management strategy, potentially impacting its share value and market perception positively by demonstrating financial strength and commitment to shareholder value.

The most recent analyst rating on (AU:ZIP) stock is a Buy with a A$3.00 price target. To see the full list of analyst forecasts on Zip Co Ltd. stock, see the AU:ZIP Stock Forecast page.

Zip Co Ltd. Issues Performance Rights to Employees
Jul 7, 2025

Zip Co Ltd. has announced the issuance of 990,950 performance rights under an employee incentive scheme, which are not intended to be quoted on the ASX. This move is part of the company’s strategy to incentivize employees and align their interests with corporate goals, potentially impacting its operational efficiency and market positioning.

The most recent analyst rating on (AU:ZIP) stock is a Buy with a A$3.00 price target. To see the full list of analyst forecasts on Zip Co Ltd. stock, see the AU:ZIP Stock Forecast page.

Zip Co Ltd. Updates on Share Buy-Back Progress
Jun 30, 2025

Zip Co Ltd. has announced an update on its ongoing share buy-back program, with a total of 14,541,326 securities bought back before the previous day and an additional 216,310 securities bought back on the previous day. This buy-back initiative is part of the company’s strategy to optimize its capital structure and potentially enhance shareholder value, reflecting its commitment to maintaining a strong market position and delivering value to its stakeholders.

The most recent analyst rating on (AU:ZIP) stock is a Buy with a A$3.00 price target. To see the full list of analyst forecasts on Zip Co Ltd. stock, see the AU:ZIP Stock Forecast page.

Zip Co Ltd. Announces Cessation of Securities Through Buy-Back
Jun 26, 2025

Zip Co Ltd. announced the cessation of 1,637,757 fully paid ordinary securities through an on-market buy-back, effective June 20, 2025. This move is part of the company’s capital management strategy, potentially impacting its market positioning and shareholder value by reducing the number of shares in circulation.

The most recent analyst rating on (AU:ZIP) stock is a Buy with a A$3.00 price target. To see the full list of analyst forecasts on Zip Co Ltd. stock, see the AU:ZIP Stock Forecast page.

Zip Co Ltd. Updates on Securities Buy-Back Progress
Jun 26, 2025

Zip Co Ltd. has announced an update regarding its ongoing buy-back program, with a total of 491,055 ordinary fully paid securities bought back on the previous day, adding to the cumulative total of 13,435,295 securities repurchased. This buy-back initiative is part of the company’s strategy to optimize its capital structure and potentially enhance shareholder value, reflecting a proactive approach in managing its equity and market presence.

The most recent analyst rating on (AU:ZIP) stock is a Buy with a A$3.00 price target. To see the full list of analyst forecasts on Zip Co Ltd. stock, see the AU:ZIP Stock Forecast page.

Zip Co Ltd. Updates on Market Buy-Back Program
Jun 25, 2025

Zip Co Ltd. has announced an update regarding its ongoing on-market buy-back program. As of June 26, 2025, the company has repurchased a total of 13,435,295 ordinary fully paid securities, with 295,000 bought back on the previous day. This buy-back initiative is part of Zip Co Ltd.’s strategy to manage its capital structure and potentially enhance shareholder value.

The most recent analyst rating on (AU:ZIP) stock is a Buy with a A$3.00 price target. To see the full list of analyst forecasts on Zip Co Ltd. stock, see the AU:ZIP Stock Forecast page.

Zip Co Ltd. Updates on Buy-Back Progress
Jun 22, 2025

Zip Co Ltd. has announced a daily update on its ongoing on-market buy-back program, reporting the purchase of 98,042 ordinary fully paid securities on the previous day, bringing the total number bought back to 12,922,673. This buy-back initiative is part of the company’s strategy to optimize its capital structure and potentially enhance shareholder value.

The most recent analyst rating on (AU:ZIP) stock is a Buy with a A$3.00 price target. To see the full list of analyst forecasts on Zip Co Ltd. stock, see the AU:ZIP Stock Forecast page.

Zip Co Ltd. Updates on Market Buy-Back Program
Jun 18, 2025

Zip Co Ltd. has announced an update regarding its ongoing on-market buy-back program, with a total of 12,824,380 securities bought back before the previous day and an additional 98,293 securities bought back on the previous day. This buy-back initiative is part of Zip Co’s strategy to manage its capital structure effectively, potentially enhancing shareholder value and reflecting confidence in the company’s future prospects.

The most recent analyst rating on (AU:ZIP) stock is a Buy with a A$3.00 price target. To see the full list of analyst forecasts on Zip Co Ltd. stock, see the AU:ZIP Stock Forecast page.

Zip Co Ltd. Updates on Share Buy-Back Progress
Jun 17, 2025

Zip Co Ltd. has announced an update regarding its ongoing share buy-back program. As of June 18, 2025, the company has repurchased a total of 12,824,380 ordinary fully paid securities, with 259,213 bought back on the previous day. This buy-back initiative is part of Zip Co Ltd.’s strategy to optimize its capital structure and potentially enhance shareholder value.

The most recent analyst rating on (AU:ZIP) stock is a Buy with a A$3.00 price target. To see the full list of analyst forecasts on Zip Co Ltd. stock, see the AU:ZIP Stock Forecast page.

Zip Co Limited Upgrades FY25 Guidance Amid Strong US Performance
Jun 10, 2025

Zip Co Limited has upgraded its FY25 guidance following strong performance, particularly in the US market, expecting to deliver cash EBTDA of at least $160 million. The company reported over 40% year-on-year growth in Total Transaction Value (TTV) in the US for May 2025, reflecting the resilience of its business model and strategic execution. Additionally, Zip has repurchased 12.3 million shares as part of its ongoing share buy-back program, indicating confidence in its financial stability and commitment to shareholder value.

The most recent analyst rating on (AU:ZIP) stock is a Buy with a A$3.00 price target. To see the full list of analyst forecasts on Zip Co Ltd. stock, see the AU:ZIP Stock Forecast page.

Zip Co Ltd. Updates on Share Buy-Back Progress
Jun 4, 2025

Zip Co Ltd. has announced an update on its ongoing share buy-back program, detailing the purchase of 145,467 ordinary fully paid securities on the previous day, adding to a total of 12,116,033 securities bought back to date. This buy-back initiative is part of the company’s strategy to manage its capital structure and potentially enhance shareholder value, reflecting a proactive approach to maintaining market confidence and optimizing financial performance.

The most recent analyst rating on (AU:ZIP) stock is a Hold with a A$1.95 price target. To see the full list of analyst forecasts on Zip Co Ltd. stock, see the AU:ZIP Stock Forecast page.

Zip Co Ltd. Announces Director’s Interest Change
Jun 4, 2025

Zip Co Ltd. announced a change in the director’s interest notice, specifically regarding Diane Smith-Gander, who acquired 26,981 Restricted Rights under the NED Equity Plan. This acquisition, valued at $60,000, was approved by shareholders at the company’s 2024 AGM. The change reflects Zip Co’s ongoing governance practices and commitment to aligning director interests with company performance, potentially impacting stakeholder confidence and market perception.

The most recent analyst rating on (AU:ZIP) stock is a Buy with a A$3.00 price target. To see the full list of analyst forecasts on Zip Co Ltd. stock, see the AU:ZIP Stock Forecast page.

Zip Co Ltd. Announces Director’s Interest Change
Jun 4, 2025

Zip Co Ltd. announced a change in the interest of its director, Meredith Scott, who acquired an additional 13,490 restricted rights under the NED Equity Plan, valued at $30,000. This change reflects the company’s ongoing commitment to aligning its leadership’s interests with its strategic goals, potentially impacting its governance and stakeholder confidence positively.

The most recent analyst rating on (AU:ZIP) stock is a Buy with a A$3.00 price target. To see the full list of analyst forecasts on Zip Co Ltd. stock, see the AU:ZIP Stock Forecast page.

Zip Co Ltd. Issues Unquoted Securities for Employee Incentive
Jun 3, 2025

Zip Co Ltd. announced the issuance of 40,471 unquoted securities under an employee incentive scheme, which are not intended to be quoted on the ASX. This move is part of the company’s strategy to incentivize employees and align their interests with the company’s growth objectives, potentially impacting its operational dynamics and stakeholder engagement.

The most recent analyst rating on (AU:ZIP) stock is a Buy with a A$3.00 price target. To see the full list of analyst forecasts on Zip Co Ltd. stock, see the AU:ZIP Stock Forecast page.

Zip Co Ltd. Announces Cessation of Securities via Buy-Back
Jun 3, 2025

Zip Co Ltd. announced the cessation of 11,284,916 ordinary fully paid securities due to an on-market buy-back, effective May 29, 2025. This move is part of the company’s capital management strategy, potentially impacting its share value and market positioning by reducing the number of shares in circulation.

The most recent analyst rating on (AU:ZIP) stock is a Buy with a A$3.00 price target. To see the full list of analyst forecasts on Zip Co Ltd. stock, see the AU:ZIP Stock Forecast page.

Zip Co Ltd. Updates on Buy-Back Progress
Jun 1, 2025

Zip Co Ltd. has announced an update regarding its ongoing buy-back initiative, revealing that a total of 831,117 ordinary fully paid securities were bought back on the previous day, adding to the cumulative total of 11,284,916 securities repurchased before that day. This buy-back program is part of Zip Co’s strategy to manage its capital structure and potentially enhance shareholder value, reflecting the company’s commitment to optimizing its financial operations and market positioning.

The most recent analyst rating on (AU:ZIP) stock is a Buy with a A$3.00 price target. To see the full list of analyst forecasts on Zip Co Ltd. stock, see the AU:ZIP Stock Forecast page.

Zip Co Ltd. Updates on Share Buy-Back Progress
May 27, 2025

Zip Co Ltd. has announced an update regarding its ongoing share buy-back program, reporting a total of 784,292 ordinary fully paid securities bought back on the previous day, contributing to a cumulative total of 10,500,624 securities repurchased. This buy-back initiative is part of the company’s strategy to optimize its capital structure and potentially enhance shareholder value by reducing the number of shares outstanding.

The most recent analyst rating on (AU:ZIP) stock is a Buy with a A$3.00 price target. To see the full list of analyst forecasts on Zip Co Ltd. stock, see the AU:ZIP Stock Forecast page.

Zip Co Ltd. Updates on Market Buy-Back Program
May 22, 2025

Zip Co Ltd. has announced a daily update on its ongoing on-market buy-back program, reporting the repurchase of 1,500,000 ordinary fully paid securities on the previous day, bringing the total number of securities bought back to 8,825,746. This buy-back initiative is part of the company’s strategy to optimize its capital structure and enhance shareholder value, reflecting confidence in its financial position and future prospects.

The most recent analyst rating on (AU:ZIP) stock is a Buy with a A$3.00 price target. To see the full list of analyst forecasts on Zip Co Ltd. stock, see the AU:ZIP Stock Forecast page.

Zip Co Ltd. Updates on Share Buy-Back Progress
May 21, 2025

Zip Co Ltd. has announced an update on its ongoing share buy-back program, revealing that a total of 8,797,577 securities have been bought back prior to the previous day, with an additional 28,169 securities bought back on the previous day. This buy-back initiative is part of Zip Co’s strategy to manage its capital structure and potentially enhance shareholder value, reflecting the company’s commitment to optimizing its financial operations and market positioning.

The most recent analyst rating on (AU:ZIP) stock is a Buy with a A$3.00 price target. To see the full list of analyst forecasts on Zip Co Ltd. stock, see the AU:ZIP Stock Forecast page.

Zip Co Ltd. Updates on Share Buy-Back Progress
May 20, 2025

Zip Co Ltd. has announced an update on its ongoing share buy-back program, revealing that a total of 1,114,979 ordinary fully paid securities were bought back on the previous day, adding to a cumulative total of 7,682,598 securities. This buy-back initiative is part of the company’s strategy to manage its capital structure and potentially enhance shareholder value, reflecting a proactive approach in its financial management.

The most recent analyst rating on (AU:ZIP) stock is a Buy with a A$3.00 price target. To see the full list of analyst forecasts on Zip Co Ltd. stock, see the AU:ZIP Stock Forecast page.

Zip Co Ltd. Updates on Buy-Back Program
May 19, 2025

Zip Co Ltd. has announced an update on its ongoing on-market buy-back program, revealing that a total of 1,251,289 ordinary fully paid securities were bought back on the previous day, adding to the 6,431,309 securities already repurchased. This buy-back initiative is part of the company’s strategy to manage its capital structure and potentially enhance shareholder value.

The most recent analyst rating on (AU:ZIP) stock is a Buy with a A$3.00 price target. To see the full list of analyst forecasts on Zip Co Ltd. stock, see the AU:ZIP Stock Forecast page.

Zip Co Ltd. Updates on Share Buy-Back Progress
May 18, 2025

Zip Co Ltd. has announced an update on its ongoing share buy-back program, revealing that a total of 499,906 ordinary fully paid securities were bought back on the previous day, bringing the total number to 5,931,403. This buy-back initiative is part of Zip Co’s strategy to optimize its capital structure and potentially enhance shareholder value by reducing the number of shares outstanding.

The most recent analyst rating on (AU:ZIP) stock is a Buy with a A$3.00 price target. To see the full list of analyst forecasts on Zip Co Ltd. stock, see the AU:ZIP Stock Forecast page.

Zip Co Limited Announces Director’s Share Acquisition
May 15, 2025

Zip Co Limited has announced a change in the director’s interest, specifically involving Andrew Stevens. The company disclosed that Stevens, through Alochan Pty Limited as trustee for Sharetrust, acquired 47,000 fully paid ordinary shares via an on-market trade, valued at $98,700. This transaction reflects a strategic move in the company’s governance and potentially impacts its market perception.

The most recent analyst rating on (AU:ZIP) stock is a Buy with a A$2.50 price target. To see the full list of analyst forecasts on Zip Co Ltd. stock, see the AU:ZIP Stock Forecast page.

Zip Co Ltd. Announces Change in Substantial Holder Interests
May 14, 2025

Zip Co Ltd. has announced a change in the interests of a substantial holder, with State Street Bank and Trust Company and its associates holding a significant number of voting securities. This change in voting power could impact the company’s governance and decision-making processes, potentially influencing its strategic direction and affecting stakeholders.

The most recent analyst rating on (AU:ZIP) stock is a Buy with a A$3.00 price target. To see the full list of analyst forecasts on Zip Co Ltd. stock, see the AU:ZIP Stock Forecast page.

Zip Co Ltd. Announces Change in Substantial Holder Interests
May 12, 2025

Zip Co Ltd. has announced a change in the interests of a substantial holder, specifically involving State Street Bank and Trust Company and its subsidiaries. The change reflects an increase in voting power from 5.72% to 7.67%, indicating a significant shift in the company’s shareholder dynamics. This adjustment in voting power could impact Zip Co Ltd.’s strategic decisions and influence its market positioning.

Zip Co Ltd. Announces Change in Substantial Holder Interests
May 7, 2025

Zip Co Ltd. has reported a change in the interests of a substantial holder, with State Street Bank and Trust Company and its subsidiaries being involved in various securities lending agreements. This announcement highlights the dynamic nature of shareholding and voting power within the company, which may influence its governance and decision-making processes.

Zip Co Limited Updates on April 2025 Performance at Macquarie Conference
May 6, 2025

Zip Co Limited presented an update on its trading conditions and performance for April 2025 at the Macquarie Group Conference. This presentation, led by Group CEO Cynthia Scott, highlights the company’s ongoing efforts to strengthen its market presence and operational efficiency. The announcement underscores Zip’s commitment to transparency and its strategic focus on enhancing customer and merchant experiences in its core markets.

Zip Co Ltd. Announces Change in Substantial Holder Interests
May 2, 2025

Zip Co Ltd. has announced a change in the interests of a substantial holder, reflecting alterations in voting power and relevant interests in the company’s securities. This update involves State Street Bank and Trust Company, among others, indicating a shift in the control over voting rights and securities disposal, which could impact the company’s governance and stakeholder dynamics.

Zip Co Ltd. Updates on Daily Buy-Back Program
May 1, 2025

Zip Co Ltd. has announced a daily update regarding its ongoing on-market buy-back program, with 669,531 ordinary fully paid securities bought back on the previous day. This buy-back initiative is part of the company’s strategy to manage its capital structure and potentially enhance shareholder value.

Zip Co Ltd. Updates on Share Buy-Back Program
Apr 30, 2025

Zip Co Ltd. has announced an update regarding its ongoing share buy-back program, reporting the acquisition of 2,019 ordinary fully paid securities on the previous day. This buy-back initiative is part of the company’s strategy to manage its capital structure and potentially enhance shareholder value.

Zip Co Ltd. Announces Change in Substantial Holder Interests
Apr 30, 2025

Zip Co Ltd. has announced a change in the interests of a substantial holder, with State Street Bank and Trust Company and its subsidiaries being key players in the voting securities of the company. This change in substantial holding indicates a shift in voting power and control over securities, which could impact the company’s governance and decision-making processes.

Zip Co Ltd. Announces Change in Substantial Holder Interests
Apr 29, 2025

Zip Co Ltd. has announced a change in the interests of a substantial holder, with State Street Corporation and its subsidiaries, including State Street Global Advisors and State Street Bank and Trust Company, having significant voting power in the company. This change in substantial holding indicates a shift in the control dynamics within Zip Co Ltd., potentially impacting its strategic decisions and stakeholder relationships.

Zip Co Ltd. Updates on Share Buy-Back Program
Apr 29, 2025

Zip Co Ltd. has announced an update on its ongoing share buy-back program, with a total of 700,347 ordinary fully paid securities bought back on the previous day. This move is part of their strategy to manage capital and potentially enhance shareholder value, reflecting the company’s commitment to optimizing its financial structure and market positioning.

State Street Adjusts Voting Power in Zip Co Ltd.
Apr 28, 2025

Zip Co Ltd. has announced a change in the interests of a substantial holder, with State Street Corporation and its subsidiaries adjusting their voting power in the company. This change reflects a shift in the voting shares and securities held by State Street Bank and Trust Company and its affiliates, impacting their influence over Zip Co Ltd.’s corporate decisions.

Zip Co Ltd. Announces Change in Substantial Holder Interests
Apr 21, 2025

Zip Co Ltd. has announced a change in the interests of its substantial holder, with State Street Bank and Trust Company and its subsidiaries holding significant voting power through various securities lending agreements. This change in holdings reflects a strategic adjustment in the company’s shareholder structure, potentially impacting its market positioning and influence over corporate decisions.

Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Jun 27, 2025