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MoneyMe Ltd.
(Sydney:MME)
MoneyMe Ltd. (MME) vs. iShares MSCI Australia ETF (EWA)
MoneyMe Ltd. Business Overview & Revenue Model
MoneyMe Ltd. Financial Statement Overview
| Breakdown | TTM | Jun 2025 | Jun 2024 | Jun 2023 | Jun 2022 | Jun 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 105.48M | -5.75M | 214.15M | 238.88M | 143.07M | 57.07M |
| Gross Profit | 82.08M | -5.75M | 207.13M | 221.60M | 138.54M | 55.38M |
| EBITDA | 67.22M | 47.79M | 121.81M | 113.26M | -7.05M | 3.45M |
| Net Income | -49.66M | -66.61M | 22.73M | 12.29M | -50.36M | -7.93M |
Balance Sheet | ||||||
| Total Assets | 1.89B | 1.66B | 1.37B | 1.29B | 1.47B | 345.97M |
| Cash, Cash Equivalents and Short-Term Investments | 101.44M | 54.09M | 73.63M | 91.71M | 80.67M | 26.16M |
| Total Debt | 1.78B | 1.52B | 1.17B | 1.12B | 1.36B | 301.29M |
| Total Liabilities | 1.79B | 1.53B | 1.18B | 1.13B | 1.38B | 305.74M |
| Stockholders Equity | 104.10M | 122.89M | 189.89M | 166.06M | 91.28M | 40.24M |
Cash Flow | ||||||
| Free Cash Flow | 283.22M | 62.79M | -55.69M | 199.82M | 64.96M | 27.60M |
| Operating Cash Flow | 283.40M | 63.01M | -50.78M | 208.39M | 68.82M | 30.15M |
| Investing Cash Flow | -661.05M | -429.35M | -4.91M | -8.56M | -689.09M | -224.99M |
| Financing Cash Flow | 382.10M | 346.80M | 37.61M | -188.78M | 674.78M | 185.63M |
MoneyMe Ltd. Technical Analysis
MoneyMe Ltd. Peers Comparison
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
64 Neutral | AU$163.51M | 6.29 | 95.31% | ― | 19.38% | ― | |
58 Neutral | AU$87.93M | 3.91 | 15.56% | ― | 7.92% | ― | |
52 Neutral | AU$109.71M | 2.59 | 12.72% | ― | -0.51% | ― | |
43 Neutral | AU$81.26M | -1.10 | -42.59% | ― | -9.56% | -392.31% | |
43 Neutral | AU$42.21M | -2.58 | -19.44% | ― | -2.35% | 13.33% | |
40 Underperform | AU$15.30M | -3.94 | -26.29% | ― | 8.28% | 84.45% |
MoneyMe Ltd. Corporate Events
MoneyMe reported strong second-quarter trading for the period to 31 December 2025, with its loan book expanding 26% year-on-year to $1.75bn, quarterly gross revenue up 19% to $60m, and loan originations rising 18% to $275m. Credit performance improved materially, with net credit losses reduced to 2.9%, 90+ day arrears down to 96bps, a higher average borrower credit score, and a stable 61% of the book in secured assets, supporting a higher risk-adjusted net interest margin despite a slightly lower overall NIM. The group reinforced its funding base through a $455.4m Autopay asset-backed securities transaction and a new $300m credit card warehouse facility on improved terms, while advancing its product roadmap with the integration of the E6 card processing platform, a PayTo collections pilot, enhancements to Autopay credit decisioning, the launch of Autopay for private car sales, and progress toward launching new branded credit cards, including an exclusive Luxury Escapes partnership. These developments position MoneyMe for continued scale and more efficient, lower-risk growth, underpinning its competitive position in Australia’s digitally-led consumer lending market and offering potentially more resilient returns for funders and investors.
The most recent analyst rating on (AU:MME) stock is a Sell with a A$0.12 price target. To see the full list of analyst forecasts on MoneyMe Ltd. stock, see the AU:MME Stock Forecast page.
MoneyMe has signed a long-term agreement to become the exclusive issuer of Luxury Escapes-branded credit cards in Australia, marking a strategic push into the underserved co-branded card segment. Under the partnership, MoneyMe will handle end-to-end program management, including origination, servicing and funding, while Luxury Escapes, one of Australia’s largest travel brands with over 9 million members globally, will market the cards to its customer base; together they plan to launch in the first half of 2026 with a travel-focused rewards proposition that aims to deepen engagement with premium, experience-driven consumers and strengthen MoneyMe’s position as a leading digital challenger in credit.
The most recent analyst rating on (AU:MME) stock is a Hold with a A$0.12 price target. To see the full list of analyst forecasts on MoneyMe Ltd. stock, see the AU:MME Stock Forecast page.
MoneyMe Ltd has applied to the ASX for quotation of 1,092,622 new ordinary fully paid shares, following the issue of these securities on 9 January 2026. The additional shares, arising from the exercise or conversion of existing options or other convertible securities, will modestly increase the company’s free float and capital base, potentially enhancing liquidity for shareholders while slightly diluting existing holdings.
The most recent analyst rating on (AU:MME) stock is a Hold with a A$0.12 price target. To see the full list of analyst forecasts on MoneyMe Ltd. stock, see the AU:MME Stock Forecast page.
MoneyMe Limited has notified the market of the issue of 438,848 new ordinary fully paid shares following the exercise or conversion of previously unquoted securities, with an effective issue date of 7 October 2025. The additional shares modestly expand the company’s equity base and may slightly dilute existing shareholders, reflecting ongoing utilisation of equity-based instruments within its capital management and employee or incentive structures.
The most recent analyst rating on (AU:MME) stock is a Hold with a A$0.12 price target. To see the full list of analyst forecasts on MoneyMe Ltd. stock, see the AU:MME Stock Forecast page.
MoneyMe Limited has reported the cessation of a total of 8,278,091 performance rights on issue, comprising 1,982,764 rights cancelled by agreement with the holders and a further 6,295,327 rights that lapsed after the relevant conditions were not, or could no longer be, satisfied. The move effectively reduces the company’s pool of outstanding performance rights, which may have implications for dilution levels and indicates that certain performance or vesting hurdles tied to these securities were not met or were renegotiated, potentially reflecting shifts in remuneration structures or performance outcomes for senior executives and other right holders.
The most recent analyst rating on (AU:MME) stock is a Hold with a A$0.12 price target. To see the full list of analyst forecasts on MoneyMe Ltd. stock, see the AU:MME Stock Forecast page.
MoneyMe Limited has announced the application for the quotation of 716,213 new ordinary fully paid securities on the Australian Securities Exchange (ASX), following their issuance on December 17, 2025. This development suggests an effort to expand the company’s market presence and potentially increase liquidity and investor interest, positioning MoneyMe for growth while aligning its operations with industry expectations.
The most recent analyst rating on (AU:MME) stock is a Hold with a A$0.12 price target. To see the full list of analyst forecasts on MoneyMe Ltd. stock, see the AU:MME Stock Forecast page.
MONEYME has announced the establishment of a $300 million credit card warehouse financing facility, jointly supported by a global bank and a domestic credit fund, ahead of a new credit card launch anticipated for 2026. This facility provides significant advantages through lower pricing terms and expanded growth opportunities, positioning MONEYME to enhance its competitiveness and capture market share in Australia’s credit card sector.
The most recent analyst rating on (AU:MME) stock is a Hold with a A$0.12 price target. To see the full list of analyst forecasts on MoneyMe Ltd. stock, see the AU:MME Stock Forecast page.
MoneyMe Ltd. announced the application for the quotation of 543,250 ordinary fully paid securities on the Australian Securities Exchange (ASX), following the exercise of options or conversion of other securities. This move is part of the company’s strategy to enhance its market presence and provide liquidity to its stakeholders, potentially impacting its financial standing and investor relations positively.
The most recent analyst rating on (AU:MME) stock is a Hold with a A$0.12 price target. To see the full list of analyst forecasts on MoneyMe Ltd. stock, see the AU:MME Stock Forecast page.
MONEYME has successfully executed a $455.4 million auto asset-backed securities transaction with the MME Autopay ABS 2025-1 Trust, marking its second public capital markets transaction for FY26. This deal, arranged by Deutsche Bank with joint lead managers JP Morgan and Westpac, reflects MONEYME’s growing loan book and strong portfolio performance. The transaction, which includes notes rated AAA by Fitch Ratings and S&P Global, is expected to improve capital efficiencies and reduce funding costs, reinforcing MONEYME’s position as a programmatic issuer in both personal and auto loan asset classes.
The most recent analyst rating on (AU:MME) stock is a Buy with a A$0.21 price target. To see the full list of analyst forecasts on MoneyMe Ltd. stock, see the AU:MME Stock Forecast page.
MoneyMe Ltd. held its 2025 Annual General Meeting where all resolutions, except for the withdrawn Resolution 3 regarding future securities under the Employee Equity Incentive Plan, were carried out successfully. The meeting saw the approval of the remuneration report and the re-election of Mr. Scott Emery as a director, while the proposal to renew proportional takeover provisions in the company’s constitution was not carried. These outcomes reflect the company’s ongoing governance and strategic decisions impacting its operational and market positioning.
The most recent analyst rating on (AU:MME) stock is a Buy with a A$0.21 price target. To see the full list of analyst forecasts on MoneyMe Ltd. stock, see the AU:MME Stock Forecast page.
MoneyMe Ltd. held its 2025 Annual General Meeting at the Paradox Hotel in Sydney, where the Chair and CEO addressed the attendees. The meeting, which confirmed a quorum, included discussions on the company’s current operations and strategic direction. This event is significant for stakeholders as it provides insights into MoneyMe’s future plans and its positioning within the financial services industry.
The most recent analyst rating on (AU:MME) stock is a Buy with a A$0.21 price target. To see the full list of analyst forecasts on MoneyMe Ltd. stock, see the AU:MME Stock Forecast page.
MONEYME Limited has announced the withdrawal of Resolution 3 from its upcoming Annual General Meeting agenda. This resolution pertained to the approval of future securities issuance under the Employee Equity Incentive Plan. The company has decided to utilize the approval from the 2024 AGM and the existing placement capacity under ASX Listing Rule 7.1 for issuing securities to employees, excluding the Managing Director and CEO, over the next 12 months. This decision reflects a strategic approach to managing its equity plans without seeking additional approval this year.
The most recent analyst rating on (AU:MME) stock is a Buy with a A$0.21 price target. To see the full list of analyst forecasts on MoneyMe Ltd. stock, see the AU:MME Stock Forecast page.