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Harmoney Corp Ltd
(Sydney:HMY)
Harmoney Corp Ltd (HMY) vs. iShares MSCI Australia ETF (EWA)
Harmoney Corp Ltd Business Overview & Revenue Model
Harmoney Corp Ltd Financial Statement Overview
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 132.25M | 131.83M | 133.05M | 106.62M | 77.26M | 35.65M |
| Gross Profit | 58.58M | 119.30M | 133.05M | 93.09M | 61.72M | 29.92M |
| EBITDA | 77.61M | 77.19M | 65.06M | 37.69M | 657.00K | -18.69M |
| Net Income | 5.52M | 5.52M | -13.19M | -7.58M | -18.91M | -26.96M |
Balance Sheet | ||||||
| Total Assets | 945.24M | 945.24M | 856.77M | 788.35M | 636.45M | 390.64M |
| Cash, Cash Equivalents and Short-Term Investments | 56.66M | 56.66M | 41.24M | 43.45M | 56.73M | 76.26M |
| Total Debt | 890.24M | 890.24M | 811.36M | 724.01M | 563.72M | 584.86M |
| Total Liabilities | 908.11M | 908.11M | 816.93M | 734.59M | 577.40M | 315.15M |
| Stockholders Equity | 37.13M | 37.13M | 39.84M | 53.76M | 59.05M | 75.49M |
Cash Flow | ||||||
| Free Cash Flow | 30.33M | 32.66M | 19.58M | 18.92M | -1.28M | -5.27M |
| Operating Cash Flow | 35.04M | 37.73M | 24.29M | 23.94M | 5.04M | -1.58M |
| Investing Cash Flow | -99.35M | -106.98M | -52.37M | -186.65M | -327.27M | -183.23M |
| Financing Cash Flow | 79.14M | 85.22M | 22.43M | 148.51M | 309.14M | 225.49M |
Harmoney Corp Ltd Technical Analysis
Harmoney Corp Ltd Peers Comparison
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
65 Neutral | AU$55.68M | 20.00 | 3.91% | 3.76% | -6.67% | 22.09% | |
58 Neutral | €97.81M | 17.38 | 15.56% | ― | 7.92% | ― | |
52 Neutral | AU$104.14M | 15.20 | 12.72% | ― | -0.51% | ― | |
42 Neutral | AU$47.85M | -6.54 | -19.44% | ― | -2.35% | 13.33% | |
42 Neutral | AU$89.11M | -1.32 | -42.59% | ― | -9.56% | -392.31% | |
38 Underperform | AU$34.60M | -9.58 | -26.29% | ― | 8.28% | 84.45% |
Harmoney Corp Ltd Corporate Events
Harmoney Corp Limited has announced its upcoming annual meeting of shareholders, which will be held online on December 17, 2025. The meeting will include addresses from the Chairman and CEO, and will cover resolutions such as the election of directors John Quirk and Monique Cairns, the authorization for the Board to set the auditor’s remuneration, and the approval of performance rights for CEO David Stevens under the Long Term Incentive Plan. These resolutions are significant for the company’s governance and strategic direction, impacting its leadership structure and executive incentives.
The most recent analyst rating on (AU:HMY) stock is a Buy with a A$1.34 price target. To see the full list of analyst forecasts on Harmoney Corp Ltd stock, see the AU:HMY Stock Forecast page.
Harmoney Corp Ltd has announced its financial results for the first quarter of 2026, highlighting a new secured auto loan product. This development is part of their strategy to enhance their capitalisation and funding capabilities, potentially strengthening their market position and offering new opportunities for stakeholders.
The most recent analyst rating on (AU:HMY) stock is a Hold with a A$1.00 price target. To see the full list of analyst forecasts on Harmoney Corp Ltd stock, see the AU:HMY Stock Forecast page.
Harmoney Corp Limited has reaffirmed its FY26 profit guidance of $12 million Cash NPAT, marking a significant 111% increase from FY25. The company reported strong loan book growth in both Australia and New Zealand, with a notable increase in net interest margin to 10.3%. The launch of a secured vehicle loan product, enabled by the Stellare® 2.0 platform, is expected to attract significant customer interest. Despite a slight rise in credit losses, the company’s cost-to-income ratio remains stable at 19%, supported by its automated platform. Harmoney’s strategic initiatives, including refinancing its corporate debt and expanding its educational marketing, are poised to strengthen its market position and offer growth opportunities.
The most recent analyst rating on (AU:HMY) stock is a Hold with a A$1.00 price target. To see the full list of analyst forecasts on Harmoney Corp Ltd stock, see the AU:HMY Stock Forecast page.
Harmoney Corp Limited announced an upcoming online investor presentation to discuss its first-quarter results for the period ending September 30, 2025. The presentation, hosted by CEO David Stevens and CFO Simon Ward, will provide insights into the company’s performance and include a Q&A session. This initiative is part of Harmoney’s efforts to engage with investors and stakeholders, reflecting its commitment to transparency and communication. The results and discussions could impact the company’s market positioning and stakeholder confidence, given its focus on leveraging technology for efficient lending operations.
The most recent analyst rating on (AU:HMY) stock is a Hold with a A$1.00 price target. To see the full list of analyst forecasts on Harmoney Corp Ltd stock, see the AU:HMY Stock Forecast page.
Harmoney Corp Limited has updated its Long Term Incentive Plan, initially adopted in 2020, to enhance employee engagement and align their interests with shareholders. The plan allows the board to allocate rights to employees, providing them with the opportunity to become shareholders and rewarding their contributions to the company’s performance. This initiative is aimed at attracting, motivating, and retaining employees by offering them a stake in the company’s success, thereby aligning their interests with those of the shareholders.
The most recent analyst rating on (AU:HMY) stock is a Hold with a A$1.00 price target. To see the full list of analyst forecasts on Harmoney Corp Ltd stock, see the AU:HMY Stock Forecast page.
Harmoney Corp Limited announced a change in the director’s interest involving David Stevens. The change involved the conversion of 1,058,542 performance rights into ordinary shares, increasing his total holdings to 2,929,007 ordinary shares. This transaction was conducted as part of the company’s Long Term Incentive Plan, reflecting strategic alignment with corporate governance practices.
The most recent analyst rating on (AU:HMY) stock is a Buy with a A$1.14 price target. To see the full list of analyst forecasts on Harmoney Corp Ltd stock, see the AU:HMY Stock Forecast page.
Harmoney Corp Limited has announced a change in the director’s interest notice concerning Neil Roberts. The change involves the conversion of 570,274 performance rights into ordinary shares, resulting in an increase in the number of ordinary shares held by the Neil Roberts Business Trust. This transaction is part of the company’s Long Term Incentive Plan Rules, reflecting a strategic move to align the director’s interests with the company’s performance and shareholder value.
The most recent analyst rating on (AU:HMY) stock is a Buy with a A$1.14 price target. To see the full list of analyst forecasts on Harmoney Corp Ltd stock, see the AU:HMY Stock Forecast page.
Harmoney Corp Ltd announced the provision of financial assistance under its employee share scheme, involving the transfer of 1,628,816 shares at a total cost of AU$1,303,052.80. This action benefits David Stevens, an executive director, and Neil Roberts, a non-executive director, aligning with the company’s Long Term Incentive Plan. This move reflects Harmoney’s commitment to rewarding its leadership and aligns with its strategic goals, potentially impacting its market positioning by reinforcing leadership stability.
The most recent analyst rating on (AU:HMY) stock is a Buy with a A$1.14 price target. To see the full list of analyst forecasts on Harmoney Corp Ltd stock, see the AU:HMY Stock Forecast page.
Harmoney Corp Limited has announced the issuance and conversion of unquoted equity securities, which involves the exercise of unquoted options or conversion of other unquoted convertible securities. This move is likely to impact the company’s capital structure and could influence its market positioning by potentially increasing its financial flexibility and shareholder value.
The most recent analyst rating on (AU:HMY) stock is a Buy with a A$1.14 price target. To see the full list of analyst forecasts on Harmoney Corp Ltd stock, see the AU:HMY Stock Forecast page.
Harmoney Corp Limited has announced an update regarding its ongoing on-market buy-back program. As of September 15, 2025, the company has bought back a total of 396,634 ordinary fully paid securities, with an additional 17,538 securities purchased on the previous day. This buy-back initiative is part of Harmoney’s strategy to manage its capital structure and potentially enhance shareholder value.
The most recent analyst rating on (AU:HMY) stock is a Buy with a A$1.14 price target. To see the full list of analyst forecasts on Harmoney Corp Ltd stock, see the AU:HMY Stock Forecast page.
Harmoney Corp Limited has announced an update regarding its ongoing share buy-back program, with a total of 10,000 ordinary fully paid securities bought back on the previous day, adding to the 361,634 securities already repurchased. This buy-back initiative is part of the company’s strategy to optimize its capital structure and potentially enhance shareholder value, reflecting its commitment to maintaining a robust financial position in the market.
The most recent analyst rating on (AU:HMY) stock is a Buy with a A$1.14 price target. To see the full list of analyst forecasts on Harmoney Corp Ltd stock, see the AU:HMY Stock Forecast page.
Harmoney Corp Limited has announced an update regarding its ongoing on-market buy-back program. The company reported that it bought back 20,000 ordinary fully paid securities on the previous day, adding to a total of 341,634 securities repurchased before that day. This buy-back initiative is part of the company’s strategy to manage its capital structure and potentially enhance shareholder value.
The most recent analyst rating on (AU:HMY) stock is a Buy with a A$1.14 price target. To see the full list of analyst forecasts on Harmoney Corp Ltd stock, see the AU:HMY Stock Forecast page.
Harmoney Corp Limited has announced a daily update regarding its ongoing on-market buy-back of ordinary fully paid securities, identified by the ASX code HMY. As of September 9, 2025, the company has bought back a total of 341,634 securities, with 20,000 acquired on the previous day. This buy-back initiative may impact the company’s market position by potentially increasing shareholder value and optimizing capital structure.
The most recent analyst rating on (AU:HMY) stock is a Buy with a A$1.14 price target. To see the full list of analyst forecasts on Harmoney Corp Ltd stock, see the AU:HMY Stock Forecast page.
Harmoney Corp Limited has announced an update regarding its ongoing on-market buy-back program. As of September 8, 2025, the company has repurchased a total of 321,634 ordinary fully paid securities, including 25,000 securities bought back on the previous day. This buy-back initiative is part of Harmoney’s strategy to manage its capital structure and potentially enhance shareholder value.
The most recent analyst rating on (AU:HMY) stock is a Buy with a A$1.14 price target. To see the full list of analyst forecasts on Harmoney Corp Ltd stock, see the AU:HMY Stock Forecast page.
Harmoney Corp Limited has announced an update regarding its ongoing on-market buy-back program, with a total of 12,500 ordinary fully paid securities bought back on the previous day, adding to the 260,914 securities already repurchased. This buy-back initiative is part of the company’s strategy to enhance shareholder value and optimize its capital structure, reflecting confidence in its financial position and future prospects.
The most recent analyst rating on (AU:HMY) stock is a Buy with a A$1.14 price target. To see the full list of analyst forecasts on Harmoney Corp Ltd stock, see the AU:HMY Stock Forecast page.
Harmoney Corp Limited has announced an update regarding its ongoing on-market buy-back program. The company reported that it bought back 32,500 ordinary fully paid securities on the previous day, adding to a total of 228,414 securities repurchased before that day. This buy-back initiative reflects the company’s strategy to manage its capital structure and potentially enhance shareholder value.
The most recent analyst rating on (AU:HMY) stock is a Buy with a A$1.14 price target. To see the full list of analyst forecasts on Harmoney Corp Ltd stock, see the AU:HMY Stock Forecast page.
Harmoney Corp Limited has announced an update regarding its ongoing on-market buy-back of ordinary fully paid securities. As of September 2, 2025, the company has repurchased a total of 220,914 securities, with an additional 7,500 securities bought back on the previous day. This buy-back initiative is part of the company’s strategy to manage its capital structure and potentially enhance shareholder value.
The most recent analyst rating on (AU:HMY) stock is a Buy with a A$1.14 price target. To see the full list of analyst forecasts on Harmoney Corp Ltd stock, see the AU:HMY Stock Forecast page.
Harmoney Corp Limited has reported a significant financial performance for the fiscal year ending June 30, 2025, with a Cash NPAT of $5.7 million, surpassing its upgraded guidance. The company has also increased its FY26 profit guidance by 20% to $12 million, driven by strong loan book growth and operational leverage from its Stellare® platform. Key highlights include a 24% Cash Return on Equity in Q4, a 9% increase in the loan book to $829 million, and improved net interest margins. The company plans to resume its share buyback program and expects to reduce corporate debt, indicating a robust financial outlook.
The most recent analyst rating on (AU:HMY) stock is a Hold with a A$0.50 price target. To see the full list of analyst forecasts on Harmoney Corp Ltd stock, see the AU:HMY Stock Forecast page.
Harmoney Corp Ltd has released its annual report for the fiscal year 2025, detailing its operational and financial performance. The report highlights the company’s focus on sustainability and its strategic initiatives aimed at enhancing shareholder value. It provides insights into the company’s efforts to strengthen its market position and outlines key achievements and challenges faced during the year.
The most recent analyst rating on (AU:HMY) stock is a Hold with a A$0.50 price target. To see the full list of analyst forecasts on Harmoney Corp Ltd stock, see the AU:HMY Stock Forecast page.
Harmoney Corp Limited reported a significant turnaround in its financial performance for the year ending June 30, 2025, with a net profit of $5.5 million compared to a loss of $13.2 million in the previous year. This improvement was driven by a 7.9% increase in revenue from ordinary activities, reaching $132.2 million. Despite the positive financial results, the company did not declare or pay any dividends for the period. The results indicate a strengthening position in the market, although the net tangible assets per ordinary share decreased from $0.21 to $0.10, suggesting potential challenges in asset valuation or capital structure.
The most recent analyst rating on (AU:HMY) stock is a Hold with a A$0.50 price target. To see the full list of analyst forecasts on Harmoney Corp Ltd stock, see the AU:HMY Stock Forecast page.
Harmoney Corp Limited has updated its Nomination and Remuneration Committee Charter, which was initially approved by the Board on October 30, 2020, with further updates on June 15, 2023, and August 20, 2025. The charter outlines the purpose, authority, and responsibilities of the committee, focusing on nomination and remuneration processes, including incentive schemes and equity-based remuneration. The update is significant for stakeholders as it reflects the company’s commitment to structured governance and transparency in its nomination and remuneration practices.
The most recent analyst rating on (AU:HMY) stock is a Hold with a A$0.50 price target. To see the full list of analyst forecasts on Harmoney Corp Ltd stock, see the AU:HMY Stock Forecast page.
Harmoney Corp Ltd has updated its Board Charter, outlining the roles and responsibilities of the board, including strategy oversight, risk management, and ethical decision-making. This update aims to enhance governance and ensure effective management, potentially strengthening Harmoney’s market position and stakeholder trust.
The most recent analyst rating on (AU:HMY) stock is a Hold with a A$0.50 price target. To see the full list of analyst forecasts on Harmoney Corp Ltd stock, see the AU:HMY Stock Forecast page.