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HMY Stock Chart & Stats
AU$0.83
AU$0.00(0.00%)
At close: 4:00 PM EST
AU$0.83
AU$0.00(0.00%)
Day’s Range― - ―
52-Week RangeAU$0.63 - AU$1.00
Previous CloseN/A
Volume13.14K
Average Volume (3M)84.84K
Market Cap
AU$82.40M
Enterprise ValueAU$916.12
Total Cash (Recent Filing)AU$43.20M
Total Debt (Recent Filing)AU$877.95M
Price to Earnings (P/E)8.1
Beta1.11
Next Earnings
Feb 25, 2027EPS Estimate
0.13Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.10
Shares Outstanding103,006,120
10 Day Avg. Volume44,511
30 Day Avg. Volume84,840
Financial Highlights & Ratios
PEG Ratio0.10
Price to Book (P/B)1.75
Price to Sales (P/S)0.56
P/FCF Ratio2.26
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
AU$1.39Price Target Upside66.87% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)0.18
Revenue Forecast (FY)AU$135.05M
Bulls Say, Bears Say
Bulls Say
Improving ProfitabilityThe return to profitability and expanding net margins indicate improved operating economics. If sustained, stronger earnings can support capital rebuilding, reduce dependence on external funding, and improve resilience across the consumer-credit cycle.
Revenue GrowthRenewed revenue expansion suggests Harmoney is maintaining demand for its digital consumer-finance platform and origination capabilities. Continued growth would provide operating leverage and support broader improvement in earnings and cash generation.
Positive Free Cash FlowPositive cash generation over multiple recent years, including free-cash-flow growth in 2026, supports the quality of reported earnings. This gives the company internal resources to fund operations and gradually strengthen its balance sheet.
Bears Say
Very High LeverageA thin equity base relative to debt leaves Harmoney highly sensitive to credit losses, funding-cost increases, and refinancing pressure. This leverage limits financial flexibility and can amplify downside during a consumer-credit or liquidity downturn.
Earnings VolatilityThe prolonged loss-making period and significant year-to-year margin swings weaken confidence that recent profitability is fully durable. In consumer finance, earnings can remain exposed to borrower performance, funding conditions, and credit-cycle changes.
Inconsistent Cash-Flow QualityAlthough recent cash flow is positive, the earlier negative periods and volatile coverage metrics indicate uneven conversion and limited stability across the cycle. This complicates debt management and reduces certainty around internally funded growth.
Harmoney Corp Ltd News
HMY FAQ
What was Harmoney Corp Ltd’s price range in the past 12 months?
Harmoney Corp Ltd lowest share price was AU$0.63 and its highest was AU$1.00 in the past 12 months.
What is Harmoney Corp Ltd’s market cap?
Harmoney Corp Ltd’s market cap is AU$82.40M.
When is Harmoney Corp Ltd’s upcoming earnings report date?
Harmoney Corp Ltd’s upcoming earnings report date is Feb 25, 2027 which is in 186 days.
How were Harmoney Corp Ltd’s earnings last quarter?
Harmoney Corp Ltd released its earnings results on Aug 20, 2026. The company reported AU$0.041 earnings per share for the quarter, missing the consensus estimate of AU$0.07 by -AU$0.029.
Is Harmoney Corp Ltd overvalued?
According to Wall Street analysts Harmoney Corp Ltd’s price is currently Undervalued.
Does Harmoney Corp Ltd pay dividends?
Harmoney Corp Ltd does not currently pay dividends.
What is Harmoney Corp Ltd’s EPS estimate?
Harmoney Corp Ltd’s EPS estimate is 0.13.
How many shares outstanding does Harmoney Corp Ltd have?
Harmoney Corp Ltd has 103,006,120 shares outstanding.
What happened to Harmoney Corp Ltd’s price movement after its last earnings report?
Harmoney Corp Ltd reported an EPS of AU$0.041 in its last earnings report, missing expectations of AU$0.07. Following the earnings report the stock price went down -3.5%.
Which hedge fund is a major shareholder of Harmoney Corp Ltd?
Currently, no hedge funds are holding shares in AU:HMY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Harmoney Corp Ltd Stock Smart Score
Outperform
1
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10
Analyst Consensus
Moderate Buy
Average Price Target:
AU$1.39 (66.87% Upside)
AU$1.39 (66.87% Upside)
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
15.24%
Trailing 12-Months
Company Description
Harmoney Corp Ltd
Harmoney Corp Limited offers online, unsecured personal financing solutions to customers across Australia and New Zealand. These loans cater to a broad spectrum of needs, including debt consolidation, home renovations, wedding expenses, vehicle purchases, holiday funding, educational pursuits, business capital, and medical costs. The company delivers its financial products through Stellare, its proprietary digital lending platform. Established in 2014, Harmoney Corp Limited's main office is located in Newmarket, New Zealand.
HMY Stock 12 Month Forecast
Average Price Target
AU$1.39
▲(66.87% Upside)
Technical Analysis
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