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Harmoney Corp Ltd (AU:HMY)
ASX:HMY
HMY Stock Chart & Stats
AU$0.88
AU$0.00(0.00%)
At close: 4:00 PM EST
AU$0.88
AU$0.00(0.00%)
Day’s Range― - ―
52-Week RangeAU$0.41 - AU$1.00
Previous CloseN/A
Volume13.14K
Average Volume (3M)84.84K
Market Cap
AU$91.05M
Enterprise ValueAU$925.15M
Total Cash (Recent Filing)AU$56.66M
Total Debt (Recent Filing)AU$890.24M
Price to Earnings (P/E)16.3
Beta0.64
Next Earnings
Feb 19, 2026EPS Estimate
0.04Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.03
Shares Outstanding104,056,720
10 Day Avg. Volume44,511
30 Day Avg. Volume84,840
Financial Highlights & Ratios
PEG Ratio-0.08
Price to Book (P/B)1.59
Price to Sales (P/S)0.45
P/FCF Ratio1.80
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
High Revenue GrowthSustained 63.5% revenue growth reflects accelerating loan originations and platform adoption. Over the next 2-6 months this durable top-line momentum should support scale economies, increased servicing revenue and a stronger competitive position in digital consumer lending.
Strong Operating MarginsVery high gross and operating margins indicate a scalable, low-variable-cost digital lending model. This structural efficiency allows profits to rise faster than revenue, funding reinvestment and cushioning operational shocks, which supports durable profitability over months ahead.
Robust Cash GenerationStrong free cash flow growth and high operating-cash-to-income conversion show reliable cash conversion from operations. This durable cash generation improves capacity to deleverage, invest in product capability and sustain operations through credit cycles without frequent external funding.
Bears Say
High LeverageA debt-to-equity ratio near 24x reflects significant leverage that can amplify losses and raise refinancing risk. Over the medium term this constrains strategic flexibility, increases interest expense sensitivity and makes capital management a persistent governance and risk focus.
Low Net Profit MarginA low 4.2% net margin despite strong revenues suggests limited bottom-line conversion, likely from financing costs or provisions. Persistently thin net margins reduce retained earnings for growth, heighten sensitivity to credit costs and limit resilience to adverse rate or credit shifts.
Thin Equity BaseAn equity ratio under 4% indicates a very thin capital buffer and heavy debt reliance. This structural capital weakness reduces shock absorption in downturns, may restrict future lending capacity without new equity, and raises the urgency of improving capitalization over months ahead.
Harmoney Corp Ltd News
HMY FAQ
What was Harmoney Corp Ltd’s price range in the past 12 months?
Harmoney Corp Ltd lowest share price was AU$0.41 and its highest was AU$1.00 in the past 12 months.
What is Harmoney Corp Ltd’s market cap?
Harmoney Corp Ltd’s market cap is AU$91.05M.
When is Harmoney Corp Ltd’s upcoming earnings report date?
Harmoney Corp Ltd’s upcoming earnings report date is Feb 19, 2026 which is in 15 days.
How were Harmoney Corp Ltd’s earnings last quarter?
Harmoney Corp Ltd released its earnings results on Aug 20, 2025. The company reported AU$0.033 earnings per share for the quarter, beating the consensus estimate of AU$0.032 by AU$0.001.
Is Harmoney Corp Ltd overvalued?
According to Wall Street analysts Harmoney Corp Ltd’s price is currently Overvalued.
Does Harmoney Corp Ltd pay dividends?
Harmoney Corp Ltd does not currently pay dividends.
What is Harmoney Corp Ltd’s EPS estimate?
Harmoney Corp Ltd’s EPS estimate is 0.04.
How many shares outstanding does Harmoney Corp Ltd have?
Harmoney Corp Ltd has 104,056,720 shares outstanding.
What happened to Harmoney Corp Ltd’s price movement after its last earnings report?
Harmoney Corp Ltd reported an EPS of AU$0.033 in its last earnings report, beating expectations of AU$0.032. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of Harmoney Corp Ltd?
Currently, no hedge funds are holding shares in AU:HMY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Harmoney Corp Ltd Stock Smart Score
Neutral
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Blogger Sentiment
Bullish
AU:HMY Sentiment 100%
Sector Average 70%
Sector Average 70%
Insider Transactions
Bought Shares
Worth €12.4K over
the Last 3 Months
the Last 3 Months
Fundamentals
Return on Equity
15.56%
Trailing 12-Months
Asset Growth
0.26%
Trailing 12-Months
Company Description
Harmoney Corp Ltd
Harmoney Corp Limited provides online unsecured personal loans in Australia and New Zealand. The company's personal loans are used for various purposes, including debt consolidation, home improvement, wedding, car, holiday, education, business, and medical expenses. It distributes its loan products through Stellare, a digital lending platform. The company was incorporated in 2014 and is headquartered in Newmarket, New Zealand.
Technical Analysis
Options Prices
Currently, No data available
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