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PNC Stock Chart & Stats
AU$0.61
-AU$0.02(-2.65%)
At close: 4:00 PM EST
AU$0.61
-AU$0.02(-2.65%)
Day’s Range― - ―
52-Week RangeAU$0.48 - AU$0.79
Previous CloseN/A
Volume18.86K
Average Volume (3M)143.63K
Market Cap
AU$101.76M
Enterprise ValueAU$281.28
Total Cash (Recent Filing)AU$7.90M
Total Debt (Recent Filing)AU$328.20M
Price to Earnings (P/E)4.4
Beta1.24
Next EarningsN/A
EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)N/A
Shares Outstanding160,721,340
10 Day Avg. Volume157,419
30 Day Avg. Volume143,634
Financial Highlights & Ratios
PEG Ratio0.02
Price to Book (P/B)1.29
Price to Sales (P/S)1.07
P/FCF Ratio0.00
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
AU$1.00Price Target Upside63.93% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Improved ProfitabilityA material jump in 2026 earnings and operating profits indicates the core collections economics can scale when recovery rates improve. Sustained profitability provides capacity to reinvest in portfolio purchases, support servicing operations and build reserves, strengthening long-term earnings power if collections remain robust.
Operating Cash Flow TurnaroundA large positive operating cash flow reversal signals improved cash conversion from portfolio collections versus prior years. Durable positive OCF reduces dependence on external financing for acquisitions, enhances liquidity for servicing costs and builds optionality to scale the business if the trend persists.
Asset-Light, Scalable Business ModelThe model of buying non-performing receivables at a discount and earning excess cash collections is inherently scalable and cash-generative at scale. It creates structural margin potential, recurring servicing fee opportunities and alignment with originators, supporting durable revenue streams if underwriting and collections remain disciplined.
Bears Say
High LeverageA capital structure with very high leverage limits financial flexibility and increases refinancing and interest-rate vulnerability. If collections weaken, heavy debt amplifies earnings and cash volatility, constrains portfolio purchasing capacity and reduces the balance-sheet cushion during downturns.
Volatile Multi-Year ResultsHistoric swings between losses, near-breakeven and strong years indicate underlying recovery rates and timing are inconsistent. This volatility makes forecasting earnings and setting portfolio prices harder, raising execution risk for long-term growth plans and capital allocation decisions.
Dependence On Deal Flow And FundingBusiness durability depends on steady access to quality NPLs and financing to buy them. Adverse changes in supply, pricing or credit market access compress growth and margins. Reliance on external funding and sourcing relationships increases structural exposure to market and underwriting cycles.
Pioneer Credit Ltd News
PNC FAQ
What was Pioneer Credit Ltd’s price range in the past 12 months?
Pioneer Credit Ltd lowest share price was AU$0.48 and its highest was AU$0.79 in the past 12 months.
What is Pioneer Credit Ltd’s market cap?
Pioneer Credit Ltd’s market cap is AU$101.76M.
When is Pioneer Credit Ltd’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were Pioneer Credit Ltd’s earnings last quarter?
Currently, no data Available
Is Pioneer Credit Ltd overvalued?
According to Wall Street analysts Pioneer Credit Ltd’s price is currently Undervalued.
Does Pioneer Credit Ltd pay dividends?
Pioneer Credit Ltd pays a Semiannually dividend of AU$0.066 which represents an annual dividend yield of N/A. See more information on Pioneer Credit Ltd dividends here
What is Pioneer Credit Ltd’s EPS estimate?
Pioneer Credit Ltd’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Pioneer Credit Ltd have?
Pioneer Credit Ltd has 160,721,340 shares outstanding.
What happened to Pioneer Credit Ltd’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of Pioneer Credit Ltd?
Currently, no hedge funds are holding shares in AU:PNC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Pioneer Credit Ltd Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
AU$1.00 (63.93% Upside)
AU$1.00 (63.93% Upside)
Blogger Sentiment
Bullish
AU:PNC Sentiment 100%
Sector Average 60%
Sector Average 60%
Insider Transactions
Bought Shares
Worth AU$572.1K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
2.41%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
6.96%
Trailing 12-Months
Company Description
Pioneer Credit Ltd
Pioneer Credit Limited, along with its subsidiary entities, provides financial services throughout Australia. A central part of its operations involves the acquisition and subsequent management of retail debt portfolios. This company was established in 2002 and maintains its primary corporate office in Perth, Australia.
PNC Stock 12 Month Forecast
Average Price Target
AU$1.00
▲(63.93% Upside)
Technical Analysis
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