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MoneyMe Ltd. (AU:MME)
ASX:MME
MME Stock Chart & Stats
AU$0.12
<AU$0.01(2.50%)
At close: 4:00 PM EST
AU$0.12
<AU$0.01(2.50%)
Day’s Range― - ―
52-Week RangeAU$0.09 - AU$0.22
Previous CloseN/A
Volume302.52K
Average Volume (3M)429.61K
Market Cap
AU$78.81M
Enterprise ValueAU$1.55B
Total Cash (Recent Filing)AU$54.09M
Total Debt (Recent Filing)AU$1.52B
Price to Earnings (P/E)―
Beta0.94
Next Earnings
Feb 19, 2026EPS Estimate
-0.02Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.04
Shares Outstanding812,457,000
10 Day Avg. Volume440,743
30 Day Avg. Volume429,606
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)1.04
Price to Sales (P/S)-22.22
P/FCF Ratio2.04
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Digital, Scalable Origination ModelMoneyMe's technology-enabled online and mobile origination plus third-party distribution creates a durable, scalable lending platform. Digital channels and partnerships can lower acquisition costs and enable volume growth and product distribution over months, supporting repeatable origination economics.
Positive Operating Cash ConversionDespite headline cash flow stress, the company's positive operating cash flow relative to net income and near-1 free cash flow conversion signal that core lending operations can generate cash. That structural cash conversion supports servicing the loan book and short-term liquidity management.
Underlying Operational Leverage (prior EBITDA Positive)A prior positive EBITDA margin indicates the business model can achieve operating profitability at scale. If revenue stabilizes and credit costs normalize, inherent operating leverage from digital distribution and fixed-cost absorption provides a credible path back to sustainable margins over several months.
Bears Say
Very High LeverageA debt-to-equity ratio of 12.38 creates structural funding and refinancing risk. High leverage elevates interest expense sensitivity, reduces financial flexibility to grow the loan book or absorb credit shocks, and increases the likelihood of capital measures if market conditions or earnings remain weak.
Severe Revenue DeclineA >100% reported revenue contraction erodes scale economics and undermines the unit economics of lending. Sustained revenue weakness compresses margins, limits capacity to cover fixed costs, and makes restoring profitable loan origination more difficult without significant structural changes or reinvestment.
Profitability And Free Cash Flow DeteriorationNegative EBIT and net income margins coupled with deeply negative free cash flow growth signal sustained profitability and liquidity stress. This structural deterioration increases reliance on external funding, may force balance sheet repairs, and constrains strategic investments for at least the medium term.
MoneyMe Ltd. News
MME FAQ
What was MoneyMe Ltd.’s price range in the past 12 months?
MoneyMe Ltd. lowest share price was AU$0.09 and its highest was AU$0.22 in the past 12 months.
What is MoneyMe Ltd.’s market cap?
MoneyMe Ltd.’s market cap is AU$78.81M.
When is MoneyMe Ltd.’s upcoming earnings report date?
MoneyMe Ltd.’s upcoming earnings report date is Feb 19, 2026 which is tomorrow.
How were MoneyMe Ltd.’s earnings last quarter?
MoneyMe Ltd. released its earnings results on Aug 27, 2025. The company reported -AU$0.035 earnings per share for the quarter, missing the consensus estimate of -AU$0.006 by -AU$0.029.
Is MoneyMe Ltd. overvalued?
According to Wall Street analysts MoneyMe Ltd.’s price is currently Overvalued.
Does MoneyMe Ltd. pay dividends?
MoneyMe Ltd. does not currently pay dividends.
What is MoneyMe Ltd.’s EPS estimate?
MoneyMe Ltd.’s EPS estimate is -0.02.
How many shares outstanding does MoneyMe Ltd. have?
MoneyMe Ltd. has 812,457,000 shares outstanding.
What happened to MoneyMe Ltd.’s price movement after its last earnings report?
MoneyMe Ltd. reported an EPS of -AU$0.035 in its last earnings report, missing expectations of -AU$0.006. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of MoneyMe Ltd.?
Currently, no hedge funds are holding shares in AU:MME
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
MoneyMe Ltd. Stock Smart Score
Underperform
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Blogger Sentiment
Bullish
AU:MME Sentiment 100%
Sector Average ―
Sector Average ―
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
0.00%
12-Months-Change
Fundamentals
Return on Equity
-42.59%
Trailing 12-Months
Asset Growth
21.22%
Trailing 12-Months
Company Description
MoneyMe Ltd.
MoneyMe Limited, a digital financial service company, provides consumer finance under the MONEYME and SocietyOne brands in Australia. It offers personal, cash, quick, express, and short-term loans, as well as cash advances; and line of credit and credit cards. The company was founded in 2013 and is based in Sydney, Australia.
Technical Analysis
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