Education
About Us
Working with TipRanks
Follow Us
MoneyMe Ltd. (AU:MME)
ASX:MME
MME Stock Chart & Stats
AU$0.12
<AU$0.01(2.50%)
At close: 4:00 PM EST
AU$0.12
<AU$0.01(2.50%)
Day’s Range― - ―
52-Week RangeAU$0.09 - AU$0.17
Previous CloseN/A
Volume302.52K
Average Volume (3M)429.61K
Market Cap
AU$71.51M
Enterprise ValueAU$1.75B
Total Cash (Recent Filing)AU$101.44M
Total Debt (Recent Filing)AU$1.78B
Price to Earnings (P/E)―
Beta1.30
Next Earnings
Sep 01, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)<0.01
Shares Outstanding812,578,250
10 Day Avg. Volume440,743
30 Day Avg. Volume429,606
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)1.04
Price to Sales (P/S)-22.22
P/FCF Ratio2.04
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
AU$0.21Price Target Upside75.00% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)>-0.01
Revenue Forecast (FY)AU$230.03M
Bulls Say, Bears Say
Bulls Say
Digital & Partner DistributionA technology-first, online/mobile origination model combined with third-party distribution offers durable scalability and lower customer acquisition costs versus branch-based lenders. Embedded/partner channels can sustain originations and diversify customer sources over multiple quarters, supporting long-term growth if underwriting remains disciplined.
Cash Conversion EfficiencyPositive operating cash flow relative to net income and near-1 free cash flow conversion indicate the business can convert accounting earnings into cash. Over 2-6 months this supports debt servicing and reinvestment capacity, reducing reliance on external funding if origination volumes stabilize.
Diversified Loan Revenue StreamsMultiple revenue channels—interest margin on loans, origination/establishment fees, and partner servicing/referral income—provide structural revenue diversification. This mix can smooth volatility and support margins over time as the loan book grows and embedded partnerships scale, assuming credit performance holds.
Bears Say
Very High LeverageA debt-to-equity ratio ~12.4 signals material reliance on debt funding. This structurally increases refinancing and interest-rate risk, constrains strategic flexibility, and amplifies downturns in loan performance. Over months, leverage can force deleveraging or costly capital raises if cashflows weaken.
Declining Free Cash Flow TrendA steep drop in free cash flow growth erodes internal funding for loan growth, provisioning, or debt reduction. Persistently negative FCF trends over several quarters would necessitate external capital, increasing dilution or financing costs and compromising long-term operational resilience.
Revenue And Profitability DeteriorationSharp revenue decline alongside negative EBIT and net margins reflect structural pressure on pricing, demand, or credit reserves. Sustained top-line contraction and unprofitable operations undermine scale benefits and the ability to cover fixed costs, threatening business viability without corrective action.
MoneyMe Ltd. News
MME FAQ
What was MoneyMe Ltd.’s price range in the past 12 months?
MoneyMe Ltd. lowest share price was AU$0.09 and its highest was AU$0.17 in the past 12 months.
What is MoneyMe Ltd.’s market cap?
MoneyMe Ltd.’s market cap is AU$71.51M.
When is MoneyMe Ltd.’s upcoming earnings report date?
MoneyMe Ltd.’s upcoming earnings report date is Sep 01, 2026 which is in 170 days.
How were MoneyMe Ltd.’s earnings last quarter?
MoneyMe Ltd. released its earnings results on Feb 18, 2026. The company reported AU$0.006 earnings per share for the quarter, beating the consensus estimate of -AU$0.019 by AU$0.025.
Is MoneyMe Ltd. overvalued?
According to Wall Street analysts MoneyMe Ltd.’s price is currently Undervalued.
Does MoneyMe Ltd. pay dividends?
MoneyMe Ltd. does not currently pay dividends.
What is MoneyMe Ltd.’s EPS estimate?
MoneyMe Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does MoneyMe Ltd. have?
MoneyMe Ltd. has 812,578,250 shares outstanding.
What happened to MoneyMe Ltd.’s price movement after its last earnings report?
MoneyMe Ltd. reported an EPS of AU$0.006 in its last earnings report, beating expectations of -AU$0.019. Following the earnings report the stock price went down -4.762%.
Which hedge fund is a major shareholder of MoneyMe Ltd.?
Currently, no hedge funds are holding shares in AU:MME
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
MoneyMe Ltd. Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
AU$0.21 (75.00% Upside)
AU$0.21 (75.00% Upside)
Blogger Sentiment
Bullish
AU:MME Sentiment 100%
Sector Average ―
Sector Average ―
Insider Transactions
Bought Shares
Worth AU$153.1K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Negative
20 days / 200 days
Momentum
0.00%
12-Months-Change
Fundamentals
Return on Equity
-43.76%
Trailing 12-Months
Asset Growth
22.77%
Trailing 12-Months
Company Description
MoneyMe Ltd.
MoneyMe Limited, a digital financial service company, provides consumer finance under the MONEYME and SocietyOne brands in Australia. It offers personal, cash, quick, express, and short-term loans, as well as cash advances; and line of credit and credit cards. The company was founded in 2013 and is based in Sydney, Australia.
MME Stock 12 Month Forecast
Average Price Target
AU$0.21
▲(75.00% Upside)
Technical Analysis
Harmoney Corp Ltd
―
Wisr Ltd.
―
Butn Limited
―
Pioneer Credit Ltd
―
Plenti Group Ltd.
―