The earnings call highlighted significant financial growth and strategic milestones, particularly in the U.S. market, while also noting upcoming regulatory challenges and operational cost increases.

Company Guidance

During the call, Zip provided detailed guidance on their financial performance and strategic priorities for FY '26. They reported a remarkable 147% growth in cash earnings, reaching $170.3 million, and a revenue margin of 8.3%, with the U.S. contributing 71% of TTV. The U.S. business achieved over 100% growth in cash earnings, exceeding USD 100 million for the first time, while the ANZ business returned to TTV growth, rising by 5.5% for the year. Zip plans to focus on enhancing customer engagement, product innovation, and operational excellence. They also aim to optimize their capital structure with a potential dual listing on NASDAQ and continue leveraging AI for business processes. The company anticipates revenue as a percentage of TTV to be around 8%, with cash net transaction margin between 3.8% and 4.2%, and operating margin between 16% and 19%. They project cash EBTDA as a percentage of TTV to be above the previous year's 1.3%.

Record Cash Earnings Growth

Zip reported its strongest financial performance with cash earnings growth of 147% to $170.3 million, supported by significant operating leverage.

Total Income Milestone

The company achieved over $1 billion in total income, marking a significant milestone in its financial journey.

U.S. Business Performance

The U.S. segment delivered an outstanding performance with cash earnings exceeding USD 100 million for the first time, and TTV and revenue increasing by 41.6% and 43.7%, respectively.

ANZ Business Return to Growth

The ANZ business returned to TTV growth with a 5.5% increase for the year and a 13.2% increase in the second half.

Strong Customer Engagement

Customer engagement strengthened with average spend and transactions per customer increasing across 6.3 million customers, with U.S. transaction frequency reaching double digits.

Improved Credit Performance

Net bad debt as a percentage of TTV improved by 14 basis points, reflecting strong credit performance across markets.

Potential Dual Listing

Zip is considering a dual listing on NASDAQ to support significant growth opportunities and growing investor interest in the U.S.

Zip Co Ltd. (AU:ZIP) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

AU:ZIP Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Oct 20, 2025	2026 (Q1)	- / -	-0.062	―	―	―
Aug 21, 2025	2025 (Q4)	0.03 / 0.04	-0.062	166.13% (+0.10)	―	―
Feb 24, 2025	2025 (Q2)	0.04 / 0.02	0.071	-74.65% (-0.05)	―	―
Oct 28, 2024	2025 (Q1)	- / -	-0.076	―	―	―
Aug 26, 2024	2024 (Q4)	0.06 / -0.06	-0.076	18.42% (+0.01)	―	―
Feb 26, 2024	2024 (Q2)	0.02 / 0.07	-0.157	145.22% (+0.23)	―	―
Oct 23, 2023	2024 (Q1)	- / -	-1.437	―	―	―
Aug 28, 2023	2023 (Q4)	-0.22 / -0.08	-1.437	94.71% (+1.36)	―	―
Feb 22, 2023	2023 (Q2)	-0.04 / -0.16	-0.376	58.24% (+0.22)	―	―
Oct 19, 2022	2023 (Q1)	- / -	-0.192	―	―	―

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

AU:ZIP Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Aug 21, 2025	AU$3.12	AU$3.75	+20.19%
Feb 24, 2025	AU$2.38	AU$2.71	+13.87%
Oct 28, 2024	AU$2.79	AU$3.12	+11.83%
Aug 26, 2024	AU$2.27	AU$2.09	-7.93%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Zip Co Ltd. (AU:ZIP) report earnings?

Zip Co Ltd. (AU:ZIP) is schdueled to report earning on Oct 20, 2025, TBA (Confirmed).

What is Zip Co Ltd. (AU:ZIP) earnings time?

Zip Co Ltd. (AU:ZIP) earnings time is at Oct 20, 2025, TBA (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is the P/E ratio of Zip Co Ltd. stock?

The P/E ratio of Zip Co Ltd. is N/A.

What is AU:ZIP EPS forecast?

Currently, no data Available

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