tiprankstipranks
Urbanise.com Ltd. (AU:UBN)
ASX:UBN
Australian Market

Urbanise.com (UBN) AI Stock Analysis

3 Followers

Top Page

AU:UBN

Urbanise.com

(Sydney:UBN)

Select Model
Select Model
Select Model
Underperform 40 (OpenAI - 5.2)
Rating:40Underperform
Price Target:
AU$0.61
▼(-15.56% Downside)
Action:DowngradedDate:10/31/25
Urbanise.com faces significant challenges in profitability and cash flow management, which heavily impact its financial performance score. Technical analysis indicates a lack of momentum, with potential oversold conditions. The valuation is unattractive due to negative earnings and no dividend yield. These factors collectively result in a low overall stock score.
Positive Factors
Recurring SaaS revenue model
A subscription-based SaaS model creates recurring, contractable revenue and higher customer lifetime value. This supports predictability, easier budgeting and potential margin expansion as fixed platform costs are leveraged, enabling durable cash flow improvement if adoption and retention remain solid.
Negative Factors
Negative and declining margins
Persistently negative operating and net margins indicate the business is not yet converting revenue into sustainable profits. Over several months this reduces retained earnings, limits reinvestment capacity, and increases the need for corrective actions on pricing, cost structure, or product mix to restore margin sustainability.
Read all positive and negative factors
Positive Factors
Negative Factors
Recurring SaaS revenue model
A subscription-based SaaS model creates recurring, contractable revenue and higher customer lifetime value. This supports predictability, easier budgeting and potential margin expansion as fixed platform costs are leveraged, enabling durable cash flow improvement if adoption and retention remain solid.
Read all positive factors

Urbanise.com (UBN) vs. iShares MSCI Australia ETF (EWA)

Urbanise.com Business Overview & Revenue Model

Company Description
Urbanise.com Limited, together with its subsidiaries, designs and develops cloud-based software platforms for the strata and facilities management industries in Australia, New Zealand, Asia, Europe, the Middle East, South Africa, and rest of Afric...
How the Company Makes Money
Urbanise.com primarily makes money by selling access to its software platforms as recurring subscriptions (software-as-a-service), typically charged on a periodic basis (e.g., monthly or annually) and often influenced by factors such as the number...

Urbanise.com Financial Statement Overview

Summary
Urbanise.com is experiencing growth in revenue but faces significant challenges in profitability and cash flow management. The low leverage is a positive aspect, providing some financial stability. However, the company needs to address its operational inefficiencies and improve its cash conversion to ensure long-term viability.
Income Statement
35
Negative
Balance Sheet
40
Negative
Cash Flow
30
Negative
BreakdownTTMJun 2025Jun 2024Jun 2023Jun 2022Jun 2021
Income Statement
Total Revenue14.10M13.13M12.60M12.85M12.67M11.49M
Gross Profit-695.63K1.60M12.37M-3.34M-3.61M-2.89M
EBITDA-3.21M-3.74M-2.13M-4.75M-4.20M-1.98M
Net Income-2.28M-3.59M-3.46M-5.66M-5.90M-3.85M
Balance Sheet
Total Assets22.69M25.58M14.01M16.78M15.94M20.77M
Cash, Cash Equivalents and Short-Term Investments12.55M16.02M1.90M4.25M3.97M7.82M
Total Debt241.88K99.47K404.99K751.52K623.58K915.57K
Total Liabilities9.31M12.05M8.83M8.73M6.40M6.46M
Stockholders Equity13.38M13.53M5.17M8.05M9.55M14.32M
Cash Flow
Free Cash Flow1.24M5.34M-2.08M-3.08M-3.84M-3.24M
Operating Cash Flow1.30M5.38M-2.08M-3.03M-2.81M-2.14M
Investing Cash Flow-10.07M-35.59K-7.28K-36.49K-1.03M-1.10M
Financing Cash Flow8.68M8.65M-241.88K3.31M0.006.54M

Urbanise.com Technical Analysis

Technical Analysis Sentiment
Neutral
Last Price0.72
Price Trends
50DMA
0.67
Negative
100DMA
0.70
Negative
200DMA
0.74
Negative
Market Momentum
MACD
-0.01
Negative
RSI
46.89
Neutral
STOCH
37.67
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:UBN, the sentiment is Neutral. The current price of 0.72 is above the 20-day moving average (MA) of 0.64, above the 50-day MA of 0.67, and below the 200-day MA of 0.74, indicating a neutral trend. The MACD of -0.01 indicates Negative momentum. The RSI at 46.89 is Neutral, neither overbought nor oversold. The STOCH value of 37.67 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for AU:UBN.

Urbanise.com Peers Comparison

Overall Rating
UnderperformOutperform
Sector (61)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
64
Neutral
AU$54.18M-10.267.40%5.97%-18.05%-51.45%
61
Neutral
$37.18B12.37-10.20%1.83%8.50%-7.62%
48
Neutral
AU$30.75M-173.03-2.31%2.98%93.55%
44
Neutral
AU$111.07M-26.08429.85%44.80%7.69%
43
Neutral
AU$97.75M-12.17-105.39%-41.24%75.68%
40
Underperform
AU$50.51M-37.50-16.92%4.16%-0.74%
* Technology Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
AU:UBN
Urbanise.com
0.64
-0.06
-8.57%
AU:IRI
Integrated Research Limited
0.30
-0.10
-24.24%
AU:IOD
IODM Ltd.
0.18
0.01
9.37%
AU:YOJ
Yojee Ltd.
0.28
0.10
57.14%
AU:RCL
ReadCloud Ltd.
0.07
-0.03
-30.00%
AU:VIG
Victor Group Holdings Ltd
0.04
-0.02
-32.79%

Urbanise.com Corporate Events

Urbanise lifts recurring revenue and narrows loss on NAB-driven growth
Feb 25, 2026
Urbanise.com reported half-year FY2026 revenue of $7.3 million, up 15% year on year, with licence revenue rising 10% to $6.5 million and professional fees boosted by its partnership with National Australia Bank. Annualised recurring revenue climbe...
Urbanise.com reports lapse of 1.04 million performance rights
Feb 10, 2026
Urbanise.com has notified the ASX of the cessation of 1,044,643 performance rights, recorded under security code UBNAB. The rights lapsed on 2 February 2026 because the conditions attached to these conditional rights were not met or became incapab...
Urbanise Lifts Quarterly Revenue as NAB-Backed DPIS Build Drives Cash Outflows
Jan 29, 2026
Urbanise.com reported unaudited Q2 FY2026 revenue of $3.7 million, up 22.2% on the prior corresponding period, driven mainly by licence fees of $3.2 million and a sharp increase in professional fees linked to its strategic partnership with Nationa...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Oct 31, 2025