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Urbanise.com Ltd. (AU:UBN)
ASX:UBN
Australian Market

Urbanise.com (UBN) AI Stock Analysis

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AU:UBN

Urbanise.com

(Sydney:UBN)

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Underperform 40 (OpenAI - 5.2)
Rating:40Underperform
Price Target:
AU$0.59
▼(-18.19% Downside)
Action:DowngradedDate:10/31/25
Urbanise.com faces significant challenges in profitability and cash flow management, which heavily impact its financial performance score. Technical analysis indicates a lack of momentum, with potential oversold conditions. The valuation is unattractive due to negative earnings and no dividend yield. These factors collectively result in a low overall stock score.
Positive Factors
Low leverage / strong equity base
Extremely low debt provides durable financial flexibility, lowering interest burden and reducing refinancing risk. This strengthens the company’s ability to invest in product development or weather revenue volatility over the next several months without near-term leverage pressure.
Negative Factors
Ongoing unprofitability
Persisting negative EBIT and net margins signal structural profitability issues. Without margin recovery, losses will erode equity and limit reinvestment capacity; converting growth into sustainable profits is necessary for long-term viability and shareholder returns.
Read all positive and negative factors
Positive Factors
Negative Factors
Low leverage / strong equity base
Extremely low debt provides durable financial flexibility, lowering interest burden and reducing refinancing risk. This strengthens the company’s ability to invest in product development or weather revenue volatility over the next several months without near-term leverage pressure.
Read all positive factors

Urbanise.com (UBN) vs. iShares MSCI Australia ETF (EWA)

Urbanise.com Business Overview & Revenue Model

Company Description
Urbanise.com Limited, together with its subsidiaries, designs and develops cloud-based software platforms for the strata and facilities management industries in Australia, New Zealand, Asia, Europe, the Middle East, South Africa, and rest of Afric...
How the Company Makes Money
Urbanise.com primarily makes money by selling access to its software platforms as recurring subscriptions (software-as-a-service), typically charged on a periodic basis (e.g., monthly or annually) and often influenced by factors such as the number...

Urbanise.com Financial Statement Overview

Summary
Urbanise.com is experiencing growth in revenue but faces significant challenges in profitability and cash flow management. The low leverage is a positive aspect, providing some financial stability. However, the company needs to address its operational inefficiencies and improve its cash conversion to ensure long-term viability.
Income Statement
35
Negative
Balance Sheet
40
Negative
Cash Flow
30
Negative
BreakdownTTMJun 2025Jun 2024Jun 2023Jun 2022Jun 2021
Income Statement
Total Revenue14.10M13.13M12.60M12.85M12.67M11.49M
Gross Profit-695.63K1.60M12.37M-3.34M-3.61M-2.89M
EBITDA-3.21M-3.74M-2.13M-4.75M-4.20M-1.98M
Net Income-2.28M-3.59M-3.46M-5.66M-5.90M-3.85M
Balance Sheet
Total Assets22.69M25.58M14.01M16.78M15.94M20.77M
Cash, Cash Equivalents and Short-Term Investments12.55M16.02M1.90M4.25M3.97M7.82M
Total Debt241.88K99.47K404.99K751.52K623.58K915.57K
Total Liabilities9.31M12.05M8.83M8.73M6.40M6.46M
Stockholders Equity13.38M13.53M5.17M8.05M9.55M14.32M
Cash Flow
Free Cash Flow1.24M5.34M-2.08M-3.08M-3.84M-3.24M
Operating Cash Flow1.30M5.38M-2.08M-3.03M-2.81M-2.14M
Investing Cash Flow-10.07M-35.59K-7.28K-36.49K-1.03M-1.10M
Financing Cash Flow8.68M8.65M-241.88K3.31M0.006.54M

Urbanise.com Technical Analysis

Technical Analysis Sentiment
Negative
Last Price0.72
Price Trends
50DMA
0.68
Negative
100DMA
0.71
Negative
200DMA
0.75
Negative
Market Momentum
MACD
-0.02
Positive
RSI
26.26
Positive
STOCH
15.21
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:UBN, the sentiment is Negative. The current price of 0.72 is above the 20-day moving average (MA) of 0.65, above the 50-day MA of 0.68, and below the 200-day MA of 0.75, indicating a bearish trend. The MACD of -0.02 indicates Positive momentum. The RSI at 26.26 is Positive, neither overbought nor oversold. The STOCH value of 15.21 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for AU:UBN.

Urbanise.com Peers Comparison

Overall Rating
UnderperformOutperform
Sector (61)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
64
Neutral
AU$54.18M-10.267.40%5.97%-18.05%-51.45%
61
Neutral
$37.18B12.37-10.20%1.83%8.50%-7.62%
48
Neutral
AU$30.75M-173.03-2.31%2.98%93.55%
43
Neutral
AU$90.64M-12.17-105.39%-41.24%75.68%
42
Neutral
AU$79.33M-26.08429.85%44.80%7.69%
40
Underperform
AU$48.93M-37.50-16.92%4.16%-0.74%
* Technology Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
AU:UBN
Urbanise.com
0.62
0.06
10.71%
AU:IRI
Integrated Research Limited
0.30
-0.12
-28.57%
AU:IOD
IODM Ltd.
0.13
-0.05
-30.56%
AU:YOJ
Yojee Ltd.
0.26
0.08
50.00%
AU:RCL
ReadCloud Ltd.
0.08
-0.02
-22.00%
AU:VIG
Victor Group Holdings Ltd
0.04
-0.02
-31.67%

Urbanise.com Corporate Events

Urbanise lifts recurring revenue and narrows loss on NAB-driven growth
Feb 25, 2026
Urbanise.com reported half-year FY2026 revenue of $7.3 million, up 15% year on year, with licence revenue rising 10% to $6.5 million and professional fees boosted by its partnership with National Australia Bank. Annualised recurring revenue climbe...
Urbanise.com reports lapse of 1.04 million performance rights
Feb 10, 2026
Urbanise.com has notified the ASX of the cessation of 1,044,643 performance rights, recorded under security code UBNAB. The rights lapsed on 2 February 2026 because the conditions attached to these conditional rights were not met or became incapab...
Urbanise Lifts Quarterly Revenue as NAB-Backed DPIS Build Drives Cash Outflows
Jan 29, 2026
Urbanise.com reported unaudited Q2 FY2026 revenue of $3.7 million, up 22.2% on the prior corresponding period, driven mainly by licence fees of $3.2 million and a sharp increase in professional fees linked to its strategic partnership with Nationa...
Urbanise.com Seeks ASX Quotation for Additional Ordinary Shares
Jan 12, 2026
Urbanise.com has applied to the ASX for quotation of 41,190 new fully paid ordinary shares under its ticker UBN, following the conversion or exercise of existing options or other convertible securities. The relatively small issuance marginally inc...
Urbanise.com Reports Lapse of 460,886 Restricted Share Appreciation Rights
Jan 7, 2026
Urbanise.com has notified the market that 460,886 restricted share appreciation rights (SARs) under the security code UBNAD have lapsed as of 31 December 2025, after the performance or vesting conditions attached to those rights were not met or be...
Urbanise.com Issues 3.6 Million Unquoted Rights Under Employee Incentive Plan
Jan 7, 2026
Urbanise.com Limited has notified the Australian Securities Exchange of the issue of 3,635,000 restricted share appreciation rights under its employee incentive scheme, which are unquoted securities and will not be listed on the exchange. The awar...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Oct 31, 2025