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Urbanise.com Ltd. (AU:UBN)
ASX:UBN
Australian Market

Urbanise.com (UBN) AI Stock Analysis

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AU:UBN

Urbanise.com

(Sydney:UBN)

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Underperform 40 (OpenAI - 4o)
Rating:40Underperform
Price Target:
AU$0.50
▼(-32.43% Downside)
Urbanise.com faces significant challenges in profitability and cash flow management, which heavily impact its financial performance score. Technical analysis indicates a lack of momentum, with potential oversold conditions. The valuation is unattractive due to negative earnings and no dividend yield. These factors collectively result in a low overall stock score.
Positive Factors
Revenue Growth
The company shows a positive revenue growth trend, which indicates expanding market reach and increasing adoption of its software solutions.
Low Leverage
Minimal leverage suggests financial stability, providing the company with flexibility to invest in growth opportunities without significant debt burden.
Market Position
Partnerships with key industry players enhance market reach and customer base, strengthening Urbanise's competitive position in the property management software sector.
Negative Factors
Profitability Challenges
Ongoing profitability issues, as indicated by negative margins, could hinder long-term growth and shareholder value creation if not addressed.
Cash Flow Management
Poor cash conversion and negative cash flow growth indicate potential liquidity challenges, which could limit the company's ability to fund operations and growth initiatives.
Operational Inefficiencies
Inefficiencies in operations can lead to increased costs and reduced profitability, impacting the company's ability to sustain growth and compete effectively.

Urbanise.com (UBN) vs. iShares MSCI Australia ETF (EWA)

Urbanise.com Business Overview & Revenue Model

Company DescriptionUrbanise.com Limited, together with its subsidiaries, designs and develops cloud-based software platforms for the strata and facilities management industries in Australia, New Zealand, Asia, Europe, the Middle East, South Africa, and rest of Africa. It engages in the development and commercialization of intellectual property associated software licensing and consulting services. The company's Strata platform manages apartment buildings, strata commercial towers, and housing communities; and Facilities platform manages infrastructure, buildings, and residential and commercial properties, as well as assets and workforce management. It serves FM service providers, education, utilities, health and aged care, government, property, NDIS, retail, and infrastructure industries. The company was incorporated in 2001 and is based in North Sydney, Australia.
How the Company Makes MoneyUrbanise generates revenue primarily through subscription fees for its software products. Clients typically pay a monthly or annual fee based on the number of users or properties managed through the platform. Additionally, the company may earn revenue from implementation services, training, and ongoing support packages that help clients maximize the use of their software. Significant partnerships with property management firms and real estate developers enhance Urbanise's market reach and customer base, contributing to its overall earnings.

Urbanise.com Financial Statement Overview

Summary
Urbanise.com is experiencing growth in revenue but faces significant challenges in profitability and cash flow management. The low leverage is a positive aspect, providing some financial stability. However, the company needs to address its operational inefficiencies and improve its cash conversion to ensure long-term viability.
Income Statement
35
Negative
Urbanise.com has shown a modest revenue growth rate of 3.87% in the latest year, indicating some positive momentum. However, the company is struggling with profitability, as evidenced by negative net profit margins and EBIT margins. The gross profit margin has significantly decreased from previous years, highlighting challenges in cost management or pricing strategy.
Balance Sheet
40
Negative
The company maintains a low debt-to-equity ratio of 0.007, suggesting minimal leverage and potential financial stability. However, the negative return on equity indicates that the company is not generating returns for shareholders, which is a concern for long-term sustainability. The equity ratio is relatively healthy, showing a strong equity base compared to total assets.
Cash Flow
30
Negative
Urbanise.com has improved its free cash flow position, but the negative free cash flow growth rate of -757.21% is alarming. The operating cash flow to net income ratio is below 1, indicating that the company is not efficiently converting its earnings into cash. This could pose liquidity challenges in the future.
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue13.13M13.13M12.60M12.85M12.67M11.49M
Gross Profit1.60M1.60M12.37M-3.34M-3.61M-2.89M
EBITDA-3.74M-3.74M-2.13M-4.75M-4.20M-1.98M
Net Income-3.59M-3.59M-3.46M-5.66M-5.90M-3.85M
Balance Sheet
Total Assets25.58M25.58M14.01M16.78M15.94M20.77M
Cash, Cash Equivalents and Short-Term Investments16.02M16.02M1.90M4.25M3.97M7.82M
Total Debt99.47K99.47K404.99K751.52K623.58K915.57K
Total Liabilities12.05M12.05M8.83M8.73M6.40M6.46M
Stockholders Equity13.53M13.53M5.17M8.05M9.55M14.32M
Cash Flow
Free Cash Flow5.34M5.34M-2.08M-3.08M-3.84M-3.24M
Operating Cash Flow5.38M5.38M-2.08M-3.03M-2.81M-2.14M
Investing Cash Flow-35.59K-35.59K-7.28K-36.49K-1.03M-1.10M
Financing Cash Flow8.65M8.65M-241.88K3.31M0.006.54M

Urbanise.com Technical Analysis

Technical Analysis Sentiment
Negative
Last Price0.74
Price Trends
50DMA
0.74
Negative
100DMA
0.74
Negative
200DMA
0.76
Negative
Market Momentum
MACD
>-0.01
Positive
RSI
40.38
Neutral
STOCH
6.67
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:UBN, the sentiment is Negative. The current price of 0.74 is above the 20-day moving average (MA) of 0.74, above the 50-day MA of 0.74, and below the 200-day MA of 0.76, indicating a bearish trend. The MACD of >-0.01 indicates Positive momentum. The RSI at 40.38 is Neutral, neither overbought nor oversold. The STOCH value of 6.67 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for AU:UBN.

Urbanise.com Peers Comparison

Overall Rating
UnderperformOutperform
Sector (61)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
66
Neutral
AU$61.40M4.5013.76%5.97%-18.05%-51.45%
61
Neutral
$37.18B12.37-10.20%1.83%8.50%-7.62%
56
Neutral
AU$30.75M-102.50-3.14%2.98%93.55%
48
Neutral
AU$135.69M-18.84-140.76%-41.24%75.68%
40
Underperform
AU$58.37M-13.24-38.41%4.16%-0.74%
33
Underperform
AU$85.68M-28.1344.80%7.69%
* Technology Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
AU:UBN
Urbanise.com
0.72
0.28
63.64%
AU:IRI
Integrated Research Limited
0.34
-0.08
-20.24%
AU:IOD
IODM Ltd.
0.14
-0.02
-12.50%
AU:YOJ
Yojee Ltd.
0.39
0.26
200.00%
AU:RCL
ReadCloud Ltd.
0.12
0.04
50.00%
AU:VIG
Victor Group Holdings Ltd
0.04
-0.02
-33.33%

Urbanise.com Corporate Events

Urbanise.com Announces Director’s Interest Change
Nov 21, 2025

Urbanise.com Limited announced a change in the director’s interest, with Simon Lee, a director of the company, having an indirect interest through the SL & RL Family Trust. The trust, where Mr. Lee is a joint trustee and beneficiary, acquired an additional 49,151 Performance Rights, increasing its holdings. This change reflects the allocation of Performance Rights following a resolution passed at the company’s Annual General Meeting, potentially impacting the company’s governance and shareholder value.

Urbanise.com Limited Announces Director’s Interest Change
Nov 21, 2025

Urbanise.com Limited announced a change in the director’s interest, specifically involving Darc Rasmussen, who has acquired 173,208 Performance Rights. This change was granted upon the passing of a resolution at the company’s Annual General Meeting. The update reflects ongoing adjustments in the company’s leadership and governance structure, potentially impacting its strategic direction and stakeholder interests.

Urbanise.com Director Acquires Additional Performance Rights
Nov 21, 2025

Urbanise.com Limited has announced a change in the interest of its director, James Douglas Hourn, who has acquired 86,604 Performance Rights, increasing his total holdings. This change was approved via a resolution at the company’s Annual General Meeting, reflecting a strategic move to align the director’s interests with the company’s performance, potentially impacting stakeholder confidence and the company’s market positioning.

Urbanise.com Limited Confirms AGM Resolutions
Nov 18, 2025

Urbanise.com Limited announced the results of its 2025 Annual General Meeting, confirming that all proposed resolutions were addressed. This outcome reflects the company’s ongoing commitment to transparency and governance, potentially strengthening its position in the market and reassuring stakeholders of its strategic direction.

Urbanise Partners with NAB to Revolutionize Strata Management
Nov 18, 2025

Urbanise.com Limited announced a correction to their AGM presentation, emphasizing their strategic partnership with the National Australia Bank (NAB). This partnership integrates NAB’s banking and payments infrastructure with Urbanise’s Strata platform, modernizing financial workflows and offering a new choice in banking for the strata management industry. The collaboration aims to disrupt the market by providing a seamless, secure, and efficient experience for strata managers and their customers, positioning Urbanise as a core digital infrastructure provider in Australia.

Urbanise Partners with NAB to Transform Strata Management Industry
Nov 18, 2025

Urbanise.com Limited has announced a significant partnership with the National Australia Bank (NAB), marking a strategic advancement in the strata management sector. This collaboration integrates NAB’s banking and payments infrastructure with Urbanise’s Strata platform, offering modernized financial workflows, enhanced compliance, and a secure customer experience. The partnership aims to disrupt the industry by providing a viable banking alternative, breaking the monopoly, and positioning Urbanise as a core digital infrastructure provider in Australia. The development of the Data and Payments Integration Services (DPIS) solution is underway, leveraging Urbanise’s experience with major banks to deliver a robust, scalable integration.

Urbanise.com Announces Quotation of New Securities on ASX
Nov 11, 2025

Urbanise.com has announced the quotation of 18,116 fully paid ordinary securities on the Australian Securities Exchange (ASX) under the code UBN. This move is part of the company’s strategy to enhance its market presence and provide more liquidity for its stakeholders, potentially impacting its operational capabilities and positioning within the industry.

Urbanise Reports Revenue Growth Amid Strategic Investments
Oct 30, 2025

Urbanise.com Limited reported a 12.4% increase in total revenue for Q1 FY2026, driven by its NAB Partnership and growth in both strata and facilities management sectors. The company is advancing its Data and Payments Integration Services (DPIS) with ongoing investments expected to result in negative cash flow for FY2026, but aims for positive cash flow by FY2027. Urbanise’s strategic focus includes expanding its customer base and enhancing product offerings, with significant contract wins and a robust pipeline in the MENA and ANZ regions.

Urbanise.com Limited Announces 2025 Annual General Meeting
Oct 15, 2025

Urbanise.com Limited has announced its Annual General Meeting (AGM) to be held on November 18, 2025, at The Fullerton Hotel in Sydney. The agenda includes an address by the Chairman and CEO, review of financial statements, and several resolutions such as the adoption of the Remuneration Report, re-election of Director Mr. Darc Rasmussen, approval of the Employee Incentive Plan, and the issuance of performance rights to Executive Director Mr. Simon Lee. These resolutions, particularly the incentive plan and performance rights, are aimed at aligning management interests with company performance, potentially impacting shareholder value and company operations.

Urbanise.com Announces Director’s Interest Change
Oct 8, 2025

Urbanise.com Limited has announced a change in the director’s interest, specifically involving Simon Lee and his associated family trust. The change involves the acquisition of 20,000 fully paid ordinary shares and the disposal of 20,000 performance rights, reflecting a strategic adjustment in the director’s investment portfolio. This adjustment, involving the vesting of performance rights and the issuance of ordinary shares, could impact the company’s stock dynamics and stakeholder perceptions.

Urbanise.com Announces New Securities Issuance on ASX
Oct 8, 2025

Urbanise.com has announced a new issuance of securities, with a total of 97,241 ordinary fully paid securities to be quoted on the Australian Securities Exchange (ASX) under the code UBN. This move is part of the company’s ongoing efforts to enhance its market presence and provide additional value to its stakeholders.

Urbanise.com Director Increases Shareholding
Sep 24, 2025

Urbanise.com Limited announced a change in the director’s interest, with Darc Rasmussen acquiring 6,755 fully paid ordinary shares through The Good Life Corporation Pty Ltd ATF the Good Life Fund. This acquisition, valued at $5,066.25, reflects an on-market purchase, increasing the total shares held by the fund to 295,505. Such changes in director’s interest can influence investor perceptions and indicate confidence in the company’s future performance.

Urbanise.com Schedules Annual General Meeting and Director Nominations
Sep 16, 2025

Urbanise.com Limited has announced that its Annual General Meeting will take place on November 18, 2025, at 11:00 am AEDT. The company has set a deadline for director nominations to be submitted by September 29, 2025. This meeting is a significant event for stakeholders as it provides an opportunity for shareholder engagement and potential changes in company leadership.

Urbanise.com Announces Director’s Interest Change
Sep 12, 2025

Urbanise.com Limited announced a change in the director’s interest, specifically involving Simon Lee and the SL & RL Family Trust. The change included the acquisition of 24,087 fully paid ordinary shares and the disposal of 145,890 performance rights. This adjustment reflects a strategic move in the company’s equity distribution, potentially impacting the company’s governance and stakeholder interests by aligning the director’s interests more closely with the company’s performance.

Urbanise.com Announces Quotation of New Securities on ASX
Sep 9, 2025

Urbanise.com has announced the quotation of 54,349 new ordinary fully paid securities on the Australian Securities Exchange (ASX) as of September 9, 2025. This move is part of the company’s strategy to enhance its financial flexibility and potentially expand its market presence, signaling a commitment to growth and increased shareholder value.

Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Oct 31, 2025