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Urbanise.com Ltd. (AU:UBN)
ASX:UBN
Australian Market

Urbanise.com (UBN) AI Stock Analysis

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AU:UBN

Urbanise.com

(Sydney:UBN)

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Underperform 40 (OpenAI - 4o)
Rating:40Underperform
Price Target:
AU$0.50
▼(-30.56% Downside)
Urbanise.com faces significant challenges in profitability and cash flow management, which heavily impact its financial performance score. Technical analysis indicates a lack of momentum, with potential oversold conditions. The valuation is unattractive due to negative earnings and no dividend yield. These factors collectively result in a low overall stock score.
Positive Factors
Revenue Growth
The company shows a positive revenue growth trend, which indicates expanding market reach and increasing adoption of its software solutions.
Low Leverage
Minimal leverage suggests financial stability, providing the company with flexibility to invest in growth opportunities without significant debt burden.
Market Position
Partnerships with key industry players enhance market reach and customer base, strengthening Urbanise's competitive position in the property management software sector.
Negative Factors
Profitability Challenges
Ongoing profitability issues, as indicated by negative margins, could hinder long-term growth and shareholder value creation if not addressed.
Cash Flow Management
Poor cash conversion and negative cash flow growth indicate potential liquidity challenges, which could limit the company's ability to fund operations and growth initiatives.
Operational Inefficiencies
Inefficiencies in operations can lead to increased costs and reduced profitability, impacting the company's ability to sustain growth and compete effectively.

Urbanise.com (UBN) vs. iShares MSCI Australia ETF (EWA)

Urbanise.com Business Overview & Revenue Model

Company DescriptionUrbanise.com Limited, together with its subsidiaries, designs and develops cloud-based software platforms for the strata and facilities management industries in Australia, New Zealand, Asia, Europe, the Middle East, South Africa, and rest of Africa. It engages in the development and commercialization of intellectual property associated software licensing and consulting services. The company's Strata platform manages apartment buildings, strata commercial towers, and housing communities; and Facilities platform manages infrastructure, buildings, and residential and commercial properties, as well as assets and workforce management. It serves FM service providers, education, utilities, health and aged care, government, property, NDIS, retail, and infrastructure industries. The company was incorporated in 2001 and is based in North Sydney, Australia.
How the Company Makes MoneyUrbanise generates revenue primarily through subscription fees for its software products. Clients typically pay a monthly or annual fee based on the number of users or properties managed through the platform. Additionally, the company may earn revenue from implementation services, training, and ongoing support packages that help clients maximize the use of their software. Significant partnerships with property management firms and real estate developers enhance Urbanise's market reach and customer base, contributing to its overall earnings.

Urbanise.com Financial Statement Overview

Summary
Urbanise.com is experiencing growth in revenue but faces significant challenges in profitability and cash flow management. The low leverage is a positive aspect, providing some financial stability. However, the company needs to address its operational inefficiencies and improve its cash conversion to ensure long-term viability.
Income Statement
Urbanise.com has shown a modest revenue growth rate of 3.87% in the latest year, indicating some positive momentum. However, the company is struggling with profitability, as evidenced by negative net profit margins and EBIT margins. The gross profit margin has significantly decreased from previous years, highlighting challenges in cost management or pricing strategy.
Balance Sheet
The company maintains a low debt-to-equity ratio of 0.007, suggesting minimal leverage and potential financial stability. However, the negative return on equity indicates that the company is not generating returns for shareholders, which is a concern for long-term sustainability. The equity ratio is relatively healthy, showing a strong equity base compared to total assets.
Cash Flow
Urbanise.com has improved its free cash flow position, but the negative free cash flow growth rate of -757.21% is alarming. The operating cash flow to net income ratio is below 1, indicating that the company is not efficiently converting its earnings into cash. This could pose liquidity challenges in the future.
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue13.13M13.13M12.60M12.85M12.67M11.49M
Gross Profit1.60M1.60M12.37M-3.34M-3.61M-2.89M
EBITDA-3.74M-3.74M-2.13M-4.75M-4.20M-1.98M
Net Income-3.59M-3.59M-3.46M-5.66M-5.90M-3.85M
Balance Sheet
Total Assets25.58M25.58M14.01M16.78M15.94M20.77M
Cash, Cash Equivalents and Short-Term Investments16.02M16.02M1.90M4.25M3.97M7.82M
Total Debt99.47K99.47K404.99K751.52K623.58K915.57K
Total Liabilities12.05M12.05M8.83M8.73M6.40M6.46M
Stockholders Equity13.53M13.53M5.17M8.05M9.55M14.32M
Cash Flow
Free Cash Flow5.34M5.34M-2.08M-3.08M-3.84M-3.24M
Operating Cash Flow5.38M5.38M-2.08M-3.03M-2.81M-2.14M
Investing Cash Flow-35.59K-35.59K-7.28K-36.49K-1.03M-1.10M
Financing Cash Flow8.65M8.65M-241.88K3.31M0.006.54M

Urbanise.com Technical Analysis

Technical Analysis Sentiment
Positive
Last Price0.72
Price Trends
50DMA
0.73
Positive
100DMA
0.74
Positive
200DMA
0.77
Negative
Market Momentum
MACD
>-0.01
Negative
RSI
65.85
Neutral
STOCH
20.00
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:UBN, the sentiment is Positive. The current price of 0.72 is below the 20-day moving average (MA) of 0.73, below the 50-day MA of 0.73, and below the 200-day MA of 0.77, indicating a neutral trend. The MACD of >-0.01 indicates Negative momentum. The RSI at 65.85 is Neutral, neither overbought nor oversold. The STOCH value of 20.00 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for AU:UBN.

Urbanise.com Peers Comparison

Overall Rating
UnderperformOutperform
Sector (61)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
66
Neutral
AU$59.60M4.3713.76%5.97%-18.05%-51.45%
61
Neutral
$37.18B12.37-10.20%1.83%8.50%-7.62%
48
Neutral
AU$30.75M-102.50-3.14%2.98%93.55%
45
Neutral
AU$88.85M-29.1744.80%7.69%
44
Neutral
AU$135.07M-18.60-140.76%-41.24%75.68%
40
Underperform
AU$56.82M-13.79-38.41%4.16%-0.74%
* Technology Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
AU:UBN
Urbanise.com
0.75
0.32
74.42%
AU:IRI
Integrated Research Limited
0.33
-0.07
-17.71%
AU:IOD
IODM Ltd.
0.14
>-0.01
-6.67%
AU:YOJ
Yojee Ltd.
0.39
0.26
196.15%
AU:RCL
ReadCloud Ltd.
0.11
0.03
41.03%
AU:VIG
Victor Group Holdings Ltd
0.04
-0.02
-29.31%

Urbanise.com Corporate Events

Urbanise.com Seeks ASX Quotation for Additional Ordinary Shares
Jan 12, 2026

Urbanise.com has applied to the ASX for quotation of 41,190 new fully paid ordinary shares under its ticker UBN, following the conversion or exercise of existing options or other convertible securities. The relatively small issuance marginally increases the company’s quoted capital base and reflects the ongoing process of bringing previously granted or convertible instruments onto the market, with limited immediate impact expected on existing shareholders or the company’s broader market positioning.

The most recent analyst rating on (AU:UBN) stock is a Sell with a A$0.50 price target. To see the full list of analyst forecasts on Urbanise.com stock, see the AU:UBN Stock Forecast page.

Urbanise.com Reports Lapse of 460,886 Restricted Share Appreciation Rights
Jan 7, 2026

Urbanise.com has notified the market that 460,886 restricted share appreciation rights (SARs) under the security code UBNAD have lapsed as of 31 December 2025, after the performance or vesting conditions attached to those rights were not met or became incapable of being satisfied. The cessation of these conditional equity instruments reduces the company’s potential future share dilution and signals that certain performance hurdles tied to these awards were not achieved, which may be viewed as a reset of incentive structures and could have implications for how management and staff are rewarded going forward.

The most recent analyst rating on (AU:UBN) stock is a Sell with a A$0.50 price target. To see the full list of analyst forecasts on Urbanise.com stock, see the AU:UBN Stock Forecast page.

Urbanise.com Issues 3.6 Million Unquoted Rights Under Employee Incentive Plan
Jan 7, 2026

Urbanise.com Limited has notified the Australian Securities Exchange of the issue of 3,635,000 restricted share appreciation rights under its employee incentive scheme, which are unquoted securities and will not be listed on the exchange. The award of these rights highlights the company’s ongoing use of equity-linked incentives to align employees with shareholder interests and may have a modest dilutive impact if and when such rights vest and convert, reflecting standard practice among ASX-listed technology and software providers.

The most recent analyst rating on (AU:UBN) stock is a Sell with a A$0.50 price target. To see the full list of analyst forecasts on Urbanise.com stock, see the AU:UBN Stock Forecast page.

Urbanise.com Announces Issuance of 10,577 Ordinary Fully Paid Securities
Dec 17, 2025

Urbanise.com announced the issuance of 10,577 ordinary fully paid securities with the ASX code UBN on December 18, 2025. This marks a strategic step in expanding their capital base and reinforcing their standing within the industry. The release of securities highlights the company’s efforts to enhance its operational scale and market presence, benefiting stakeholders through potential growth opportunities.

The most recent analyst rating on (AU:UBN) stock is a Sell with a A$0.50 price target. To see the full list of analyst forecasts on Urbanise.com stock, see the AU:UBN Stock Forecast page.

Urbanise Appoints New Auditor Amid Operational Refinement
Dec 17, 2025

Urbanise.com Limited has announced the appointment of BDO Audit Pty Ltd as its new auditor following a tender process for audit services. The effective resignation of its previous auditor, A D Danieli Audit Pty Ltd, approved by the Australian Securities and Investments Commission (ASIC), underscores operational refinement and the company’s adherence to corporate regulations. The formal resolution regarding the new auditor will be presented at the company’s forthcoming General Meeting.

The most recent analyst rating on (AU:UBN) stock is a Sell with a A$0.50 price target. To see the full list of analyst forecasts on Urbanise.com stock, see the AU:UBN Stock Forecast page.

Urbanise.com Announces Quotation of New Securities on ASX
Dec 9, 2025

Urbanise.com has announced the quotation of 52,711 ordinary fully paid securities on the Australian Securities Exchange (ASX) under the code UBN. This move is part of the company’s strategy to enhance its market presence and provide liquidity for its securities, potentially benefiting stakeholders by increasing the company’s visibility and access to capital markets.

The most recent analyst rating on (AU:UBN) stock is a Sell with a A$0.50 price target. To see the full list of analyst forecasts on Urbanise.com stock, see the AU:UBN Stock Forecast page.

Urbanise.com Announces Director’s Interest Change
Nov 21, 2025

Urbanise.com Limited announced a change in the director’s interest, with Simon Lee, a director of the company, having an indirect interest through the SL & RL Family Trust. The trust, where Mr. Lee is a joint trustee and beneficiary, acquired an additional 49,151 Performance Rights, increasing its holdings. This change reflects the allocation of Performance Rights following a resolution passed at the company’s Annual General Meeting, potentially impacting the company’s governance and shareholder value.

The most recent analyst rating on (AU:UBN) stock is a Sell with a A$0.50 price target. To see the full list of analyst forecasts on Urbanise.com stock, see the AU:UBN Stock Forecast page.

Urbanise.com Limited Announces Director’s Interest Change
Nov 21, 2025

Urbanise.com Limited announced a change in the director’s interest, specifically involving Darc Rasmussen, who has acquired 173,208 Performance Rights. This change was granted upon the passing of a resolution at the company’s Annual General Meeting. The update reflects ongoing adjustments in the company’s leadership and governance structure, potentially impacting its strategic direction and stakeholder interests.

The most recent analyst rating on (AU:UBN) stock is a Sell with a A$0.50 price target. To see the full list of analyst forecasts on Urbanise.com stock, see the AU:UBN Stock Forecast page.

Urbanise.com Director Acquires Additional Performance Rights
Nov 21, 2025

Urbanise.com Limited has announced a change in the interest of its director, James Douglas Hourn, who has acquired 86,604 Performance Rights, increasing his total holdings. This change was approved via a resolution at the company’s Annual General Meeting, reflecting a strategic move to align the director’s interests with the company’s performance, potentially impacting stakeholder confidence and the company’s market positioning.

The most recent analyst rating on (AU:UBN) stock is a Sell with a A$0.50 price target. To see the full list of analyst forecasts on Urbanise.com stock, see the AU:UBN Stock Forecast page.

Urbanise.com Limited Confirms AGM Resolutions
Nov 18, 2025

Urbanise.com Limited announced the results of its 2025 Annual General Meeting, confirming that all proposed resolutions were addressed. This outcome reflects the company’s ongoing commitment to transparency and governance, potentially strengthening its position in the market and reassuring stakeholders of its strategic direction.

The most recent analyst rating on (AU:UBN) stock is a Sell with a A$0.50 price target. To see the full list of analyst forecasts on Urbanise.com stock, see the AU:UBN Stock Forecast page.

Urbanise Partners with NAB to Revolutionize Strata Management
Nov 18, 2025

Urbanise.com Limited announced a correction to their AGM presentation, emphasizing their strategic partnership with the National Australia Bank (NAB). This partnership integrates NAB’s banking and payments infrastructure with Urbanise’s Strata platform, modernizing financial workflows and offering a new choice in banking for the strata management industry. The collaboration aims to disrupt the market by providing a seamless, secure, and efficient experience for strata managers and their customers, positioning Urbanise as a core digital infrastructure provider in Australia.

The most recent analyst rating on (AU:UBN) stock is a Sell with a A$0.50 price target. To see the full list of analyst forecasts on Urbanise.com stock, see the AU:UBN Stock Forecast page.

Urbanise Partners with NAB to Transform Strata Management Industry
Nov 18, 2025

Urbanise.com Limited has announced a significant partnership with the National Australia Bank (NAB), marking a strategic advancement in the strata management sector. This collaboration integrates NAB’s banking and payments infrastructure with Urbanise’s Strata platform, offering modernized financial workflows, enhanced compliance, and a secure customer experience. The partnership aims to disrupt the industry by providing a viable banking alternative, breaking the monopoly, and positioning Urbanise as a core digital infrastructure provider in Australia. The development of the Data and Payments Integration Services (DPIS) solution is underway, leveraging Urbanise’s experience with major banks to deliver a robust, scalable integration.

The most recent analyst rating on (AU:UBN) stock is a Sell with a A$0.50 price target. To see the full list of analyst forecasts on Urbanise.com stock, see the AU:UBN Stock Forecast page.

Urbanise.com Announces Quotation of New Securities on ASX
Nov 11, 2025

Urbanise.com has announced the quotation of 18,116 fully paid ordinary securities on the Australian Securities Exchange (ASX) under the code UBN. This move is part of the company’s strategy to enhance its market presence and provide more liquidity for its stakeholders, potentially impacting its operational capabilities and positioning within the industry.

The most recent analyst rating on (AU:UBN) stock is a Sell with a A$0.50 price target. To see the full list of analyst forecasts on Urbanise.com stock, see the AU:UBN Stock Forecast page.

Urbanise Reports Revenue Growth Amid Strategic Investments
Oct 30, 2025

Urbanise.com Limited reported a 12.4% increase in total revenue for Q1 FY2026, driven by its NAB Partnership and growth in both strata and facilities management sectors. The company is advancing its Data and Payments Integration Services (DPIS) with ongoing investments expected to result in negative cash flow for FY2026, but aims for positive cash flow by FY2027. Urbanise’s strategic focus includes expanding its customer base and enhancing product offerings, with significant contract wins and a robust pipeline in the MENA and ANZ regions.

The most recent analyst rating on (AU:UBN) stock is a Hold with a A$0.50 price target. To see the full list of analyst forecasts on Urbanise.com stock, see the AU:UBN Stock Forecast page.

Urbanise.com Limited Announces 2025 Annual General Meeting
Oct 15, 2025

Urbanise.com Limited has announced its Annual General Meeting (AGM) to be held on November 18, 2025, at The Fullerton Hotel in Sydney. The agenda includes an address by the Chairman and CEO, review of financial statements, and several resolutions such as the adoption of the Remuneration Report, re-election of Director Mr. Darc Rasmussen, approval of the Employee Incentive Plan, and the issuance of performance rights to Executive Director Mr. Simon Lee. These resolutions, particularly the incentive plan and performance rights, are aimed at aligning management interests with company performance, potentially impacting shareholder value and company operations.

The most recent analyst rating on (AU:UBN) stock is a Hold with a A$0.50 price target. To see the full list of analyst forecasts on Urbanise.com stock, see the AU:UBN Stock Forecast page.

Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Oct 31, 2025