Smartgroup Corporation Ltd (AU:SIQ)
ASX:SIQ
Want to see AU:SIQ full AI Analyst Report?
SIQ Stock Chart & Stats
AU$8.77
-AU$0.05(-0.63%)
At close: 4:00 PM EST
AU$8.77
-AU$0.05(-0.63%)
Day’s Range― - ―
52-Week RangeAU$7.10 - AU$12.15
Previous CloseN/A
Volume306.03K
Average Volume (3M)457.95K
Market Cap
AU$1.68B
Enterprise ValueAU$1.35B
Total Cash (Recent Filing)AU$312.70M
Total Debt (Recent Filing)AU$97.16M
Price to Earnings (P/E)19.8
Beta0.82
Next Earnings
Aug 20, 2026EPS Estimate
0.31Next Dividend Ex-DateN/A
Dividend Yield5.51%
Share Statistics
EPS (TTM)0.61
Shares Outstanding138,151,640
10 Day Avg. Volume530,152
30 Day Avg. Volume457,947
Financial Highlights & Ratios
PEG Ratio2.89
Price to Book (P/B)4.28
Price to Sales (P/S)3.60
P/FCF Ratio10.78
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
AU$11.01Price Target Upside25.50% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering6
EPS Forecast (FY)0.66
Revenue Forecast (FY)AU$351.33M
Bulls Say, Bears Say
Bulls Say
Strong Profitability And Steady Revenue GrowthSmartgroup demonstrates durable earnings quality: revenue growth and a sustained ~41% EBITDA margin with net margins in the mid‑20% range. Persistent high margins support long‑term cash generation, fund reinvestment and shareholder returns, and provide resilience against competitive pricing pressure.
Scale, Productivity And Client GrowthGrowing scale and rising productivity underpin structural cost advantages: larger active packages, lease volumes and a 16% lift in customers per operations FTE reduce unit costs. Combined with expanded partnerships, this supports sustainable margin expansion and long‑term operating leverage as volumes compound.
Conservative Leverage And Strong Cash ConversionA low net-debt position and 0.3x leverage with 122% cash conversion provide durable financial flexibility. This balance-sheet strength supports the company’s ability to fund technology investment, maintain dividends and pursue selective growth without immediate financing strain, preserving optionality over months.
Bears Say
Rising Leverage TrendLeverage has increased materially over recent years, reducing headroom. A higher debt-to-equity ratio limits flexibility to absorb cyclical shocks or pursue opportunistic M&A and increases refinancing and interest exposure if macro conditions tighten, making capital allocation more constrained.
Free Cash Flow VolatilitySignificant swings in free cash flow undermine predictability for dividends and discretionary investments. The ~42% FCF decline in 2025 shows FCF can diverge from operating profits due to working capital or investment timing, complicating capital allocation decisions over the medium term.
Policy-driven Demand Sensitivity (PHEVs)A material portion of novated leasing demand is sensitive to government incentives; the 31% fall in PHEV orders after the electric car discount ended shows structural exposure to policy cycles. Continued policy uncertainty can reduce volumes and margins for leasing products over months.
Smartgroup Corporation Ltd News
SIQ FAQ
What was Smartgroup Corporation Ltd’s price range in the past 12 months?
Smartgroup Corporation Ltd lowest share price was AU$7.10 and its highest was AU$12.15 in the past 12 months.
What is Smartgroup Corporation Ltd’s market cap?
Smartgroup Corporation Ltd’s market cap is AU$1.68B.
When is Smartgroup Corporation Ltd’s upcoming earnings report date?
Smartgroup Corporation Ltd’s upcoming earnings report date is Aug 20, 2026 which is in 70 days.
How were Smartgroup Corporation Ltd’s earnings last quarter?
Smartgroup Corporation Ltd released its earnings results on Feb 25, 2026. The company reported AU$0.311 earnings per share for the quarter, beating the consensus estimate of AU$0.307 by AU$0.004.
Is Smartgroup Corporation Ltd overvalued?
According to Wall Street analysts Smartgroup Corporation Ltd’s price is currently Undervalued.
Does Smartgroup Corporation Ltd pay dividends?
Smartgroup Corporation Ltd pays a Annually dividend of AU$0.335 which represents an annual dividend yield of 5.51%. See more information on Smartgroup Corporation Ltd dividends here
What is Smartgroup Corporation Ltd’s EPS estimate?
Smartgroup Corporation Ltd’s EPS estimate is 0.31.
How many shares outstanding does Smartgroup Corporation Ltd have?
Smartgroup Corporation Ltd has 138,151,640 shares outstanding.
What happened to Smartgroup Corporation Ltd’s price movement after its last earnings report?
Smartgroup Corporation Ltd reported an EPS of AU$0.311 in its last earnings report, beating expectations of AU$0.307. Following the earnings report the stock price went up 5.673%.
Which hedge fund is a major shareholder of Smartgroup Corporation Ltd?
Currently, no hedge funds are holding shares in AU:SIQ
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Smartgroup Corporation Ltd Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
AU$11.01 (25.50% Upside)
AU$11.01 (25.50% Upside)
Blogger Sentiment
Bullish
AU:SIQ Sentiment 100%
Sector Average ―
Sector Average ―
Insider Transactions
Sold Shares
Worth AU$13.0M over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
33.12%
12-Months-Change
Fundamentals
Return on Equity
29.68%
Trailing 12-Months
Asset Growth
17.77%
Trailing 12-Months
Company Description
Smartgroup Corporation Ltd
Smartgroup Corporation Ltd, an Australian company, specializes in delivering comprehensive employee management solutions. The firm's operations are divided into three primary segments: Outsourced Administration (OA), Vehicle Services (VS), and Software, Distribution, and Group Services (SDGS). The OA division provides clients with outsourced salary packaging, novated leasing, and payroll management. Its VS segment offers complete end-to-end fleet management services. Meanwhile, the SDGS segment develops salary packaging software, markets associated debit cards, and distributes vehicle insurance, alongside providing workforce management software tailored for the healthcare industry. Smartgroup caters to a diverse clientele, including not-for-profit organizations (serving community and charity workers), the education sector (assisting teachers and administrative staff), the health industry (supporting nurses and clinical personnel), government bodies, and various corporate enterprises. Established in 1999, Smartgroup Corporation Ltd is headquartered in Sydney, Australia.
SIQ Company Deck
SIQ Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call presents a broadly positive picture: strong top-line growth, meaningful EBITDA and NPATA expansion, robust cash generation, record customer and fleet metrics, and clear strategic progress (digital transformation, partnerships and operational efficiency). Most negative points are manageable and investment-driven — a planned ramp of technology and automation in 2026 that will weigh on near-term margins, a sharp decline in PHEV orders after a government incentive ended (with policy review uncertainty), and increased D&A and non-staff spending tied to growth and modernization. On balance, the company shows scalable growth, a conservative balance sheet, and constructive capital returns, making the overall tone optimistic despite short-term execution and policy risks.View all AU:SIQ earnings summariesSIQ Stock 12 Month Forecast
Average Price Target
AU$11.01
▲(25.50% Upside)
Technical Analysis
Options Prices
Currently, No data available
---