HUB24 Limited (HUB) AI Stock Analysis

• Market Cap: €8.26B
• Dividend Yield: 0.56%
• Average Volume (3M): 280.08K
• Price to Earnings (P/E): 104.6
• Beta (1Y): 1.78
• Revenue Growth: 24.44%
• EPS Growth: 68.80%
• Country: AU
• Employees: 882
• Sector: Financial
• Sector Strength: 70
• Industry: Financial - Data & Stock Exchanges
• EPS (TTM): 0.67
• Shares Outstanding: 81,712,820
• 10 Day Avg. Volume: 232,875
• 30 Day Avg. Volume: 280,076
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): N/A
• P/FCF Ratio: N/A
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: €102.11
• Price Target Upside: 0.80% Upside
• Rating Consensus: Hold
• Number of Analyst Covering: 15

• Rating: 53 Neutral
• Price Target: AU$104.00 ▲(2.67% Upside)

The overall stock score of 53 reflects significant concerns due to the drastic decline in revenue and high valuation metrics. While the company maintains financial stability and efficient cash flow management, the technical indicators suggest bearish momentum, and the high P/E ratio indicates overvaluation. These factors collectively contribute to a cautious outlook.

HUB24 Limited Business Overview & Revenue Model

Company Description

HUB24 Limited, a financial services company, provides integrated platform, technology, and data solutions to wealth industry in Australia. It operates in Platform and Tech Solutions segments. The company develops and operates HUB24 and Xplore Wealth that are investment and superannuation platforms; and portfolio administration and reporting services for financial advisers, stockbrokers, accountants and their clients, and direct consumers. It also provides accounting, portfolio management, legal documentation, corporate compliance, and self-managed superannuation fund administration solutions; and application and technology products for the financial services sector, as well as license and consulting services for data management, software, and infrastructure. In addition, HUB24 Limited offers retirement solutions. The company was formerly known as Investorfirst Ltd. and changed its name to HUB24 Limited in August 2013. HUB24 Limited was incorporated in 2007 and is headquartered in Sydney, Australia.

How the Company Makes Money

HUB24 Limited primarily makes money through its investment and superannuation platform services. The company generates revenue by charging fees to financial advisors and their clients for using its platform to manage investment portfolios and superannuation accounts. These fees can include administration fees, investment management fees, and transaction fees. Additionally, HUB24 may earn income through partnerships with financial institutions and fund managers, who utilize the platform to distribute their products and services. The scalability and efficiency of HUB24's technology solutions contribute significantly to its earnings, as they attract a growing number of advisors and clients seeking advanced portfolio management capabilities.

HUB24 Limited Financial Statement Overview

Summary

HUB24 Limited demonstrates strong financial stability with low leverage and efficient cash flow management. However, the drastic decline in revenue is a significant risk that needs to be addressed to ensure long-term profitability and growth.

Income Statement

The income statement shows a significant decline in revenue for the latest period, with a revenue growth rate of -98.58%. However, the company has maintained a strong gross profit margin in previous years, indicating efficient cost management. The net profit margin has been relatively stable, but the recent revenue drop is a major concern.

Balance Sheet

The balance sheet reflects a solid financial position with a low debt-to-equity ratio, indicating low leverage and financial stability. The return on equity has shown improvement over the years, suggesting effective use of equity to generate profits. The equity ratio is healthy, reinforcing the company's strong capital structure.

Cash Flow

Cash flow analysis reveals positive free cash flow growth, indicating good cash generation capabilities. The operating cash flow to net income ratio is strong, suggesting efficient conversion of income into cash. However, the recent revenue decline could impact future cash flows if not addressed.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	404.79M	5.19M	323.49M	278.63M	191.40M	108.81M
Gross Profit	3.30M	3.30M	255.38M	225.44M	149.64M	91.29M
EBITDA	146.53M	146.45M	92.47M	79.11M	40.09M	20.48M
Net Income	79.48M	79.48M	47.16M	38.17M	14.66M	9.77M
Balance Sheet
Total Assets	662.41M	662.41M	622.73M	620.39M	547.72M	229.02M
Cash, Cash Equivalents and Short-Term Investments	114.83M	114.83M	88.05M	72.75M	43.45M	63.46M
Total Debt	59.04M	59.04M	45.22M	40.17M	49.48M	19.25M
Total Liabilities	132.53M	132.53M	103.03M	109.98M	92.06M	47.95M
Stockholders Equity	529.89M	529.89M	519.70M	510.41M	455.66M	181.07M
Cash Flow
Free Cash Flow	143.66M	124.55M	64.13M	58.32M	24.81M	13.12M
Operating Cash Flow	149.00M	149.00M	88.25M	76.14M	37.41M	19.17M
Investing Cash Flow	-26.15M	-25.71M	-18.74M	-18.18M	-25.04M	-55.11M
Financing Cash Flow	-96.50M	-96.50M	-54.21M	-28.67M	-32.37M	65.59M

HUB24 Limited Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 101.30
• 50DMA: Negative
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:HUB, the sentiment is Negative. The current price of 101.3 is below the 20-day moving average (MA) of 104.22, below the 50-day MA of 104.40, and above the 200-day MA of 82.84, indicating a neutral trend. The MACD of -0.86 indicates Positive momentum. The RSI at 45.00 is Neutral, neither overbought nor oversold. The STOCH value of 42.18 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for AU:HUB.

HUB24 Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
GQG	81 Outperform	4.99B	7.07	0.00%	13.01%	25.96%	32.30%
PTM	66 Neutral	424.87M	63.84	0.00%	34.46%	-26.58%	-86.02%
PNI	60 Neutral	3.95B	29.41	14.64%	3.26%	37.42%	38.37%
NWL	59 Neutral	7.52B	65.04	58.51%	1.26%	28.29%	39.39%
HUB	53 Neutral	€8.26B	104.55	15.22%	0.56%	24.44%	68.80%
PPT	49 Neutral	2.19B	-37.00	-3.53%	5.99%	2.87%	87.93%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%

HUB24 Limited Corporate Events

HUB24 Limited Withdraws Substantial Holding in Dominion Income Trust 1

HUB24 Limited has announced that it has ceased to be a substantial holder in Dominion Income Trust 1 as of September 3, 2025. This change reflects a decrease in relevant interest in shares, which may impact HUB24’s investment strategy and influence within the trust, potentially affecting stakeholders and market perceptions.

The most recent analyst rating on (AU:HUB) stock is a Hold with a A$105.00 price target. To see the full list of analyst forecasts on HUB24 Limited stock, see the AU:HUB Stock Forecast page.

HUB24 Limited Announces 2026 Financial Calendar and AGM Details

HUB24 Limited has announced its financial calendar for 2026, detailing key dates for market updates, dividend payments, and the Annual General Meeting. The company will hold its 2025 Annual General Meeting on November 20, 2025, with director nominations closing on October 2, 2025. This schedule outlines HUB24’s commitment to transparency and provides stakeholders with important information for planning and engagement.

The most recent analyst rating on (AU:HUB) stock is a Hold with a A$109.00 price target. To see the full list of analyst forecasts on HUB24 Limited stock, see the AU:HUB Stock Forecast page.

HUB24 Director Adjusts Shareholding Portfolio

HUB24 Limited has announced a change in the director’s interest notice, specifically regarding Anthony McDonald. The notice reveals that McDonald disposed of a total of 4,570 fully paid ordinary shares over several days in August 2025 through on-market trades. This change in shareholding reflects a strategic adjustment in McDonald’s investment portfolio, potentially impacting stakeholder perceptions and the company’s stock market performance.

The most recent analyst rating on (AU:HUB) stock is a Hold with a A$109.00 price target. To see the full list of analyst forecasts on HUB24 Limited stock, see the AU:HUB Stock Forecast page.

HUB24 Limited Announces Director’s Change in Securities Holdings

HUB24 Limited announced a change in the director’s interest, specifically regarding Andrew Alcock’s securities. The notice detailed the exercise of performance rights and the sale of fully paid ordinary shares (FPO), impacting Alcock’s holdings. These changes reflect strategic financial decisions within the company’s governance, potentially influencing stakeholder perceptions and the company’s market positioning.

The most recent analyst rating on (AU:HUB) stock is a Hold with a A$109.00 price target. To see the full list of analyst forecasts on HUB24 Limited stock, see the AU:HUB Stock Forecast page.

HUB24 Director Adjusts Shareholding in Strategic Move

HUB24 Limited announced a change in the director’s interest, specifically involving Mr. Paul Rogan, who disposed of a total of 10,000 shares over two days in August 2025. This transaction, conducted as an on-market trade, reflects a strategic adjustment in the director’s holdings, potentially impacting stakeholder perceptions and market dynamics.

The most recent analyst rating on (AU:HUB) stock is a Hold with a A$109.00 price target. To see the full list of analyst forecasts on HUB24 Limited stock, see the AU:HUB Stock Forecast page.

HUB24 Limited Announces Unquoted Equity Securities Issuance

HUB24 Limited announced the issuance, conversion, or payment up of unquoted equity securities, reflecting ongoing corporate activities related to its capital structure. This move is indicative of the company’s strategic financial management, potentially impacting its market positioning and offering implications for stakeholders regarding future growth and investment opportunities.

The most recent analyst rating on (AU:HUB) stock is a Hold with a A$109.00 price target. To see the full list of analyst forecasts on HUB24 Limited stock, see the AU:HUB Stock Forecast page.

HUB24 Limited Announces Quotation of New Securities on ASX

HUB24 Limited has announced the quotation of 540,000 fully paid ordinary securities on the Australian Securities Exchange (ASX) as of August 26, 2025. This move is part of the company’s strategy to enhance its capital structure, potentially improving liquidity and market presence, which could have positive implications for stakeholders and strengthen its position in the financial services sector.

The most recent analyst rating on (AU:HUB) stock is a Hold with a A$109.00 price target. To see the full list of analyst forecasts on HUB24 Limited stock, see the AU:HUB Stock Forecast page.