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HUB24 Limited (AU:HUB)
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HUB24 Limited (HUB) AI Stock Analysis

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AU:HUB

HUB24 Limited

(Sydney:HUB)

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Neutral 63 (OpenAI - 4o)
Rating:63Neutral
Price Target:
AU$126.00
▲(9.37% Upside)
The overall stock score is primarily influenced by the company's strong financial stability and positive technical momentum. However, the high P/E ratio suggests potential overvaluation, and the significant revenue decline poses a risk to future performance. Investors should monitor the company's ability to reverse the revenue trend while maintaining its operational efficiencies.

HUB24 Limited (HUB) vs. iShares MSCI Australia ETF (EWA)

HUB24 Limited Business Overview & Revenue Model

Company DescriptionHUB24 Limited (HUB) is a financial services company based in Australia that operates in the wealth management sector. The company provides a range of investment and superannuation products, focusing on platforms that enable financial advisers and their clients to manage, track, and grow their investments efficiently. HUB24 offers a suite of services including managed portfolios, investment administration, and reporting solutions, catering primarily to financial advisers and their clients across the retail and institutional markets.
How the Company Makes MoneyHUB24 generates revenue primarily through platform fees charged to financial advisers and their clients for using its investment platforms. These fees are typically based on the value of the assets under administration (AUA) and can include administration fees, investment management fees, and transaction fees. Additionally, HUB24 earns income from the sale of managed investment products and through service agreements with various financial institutions. The company has established partnerships with a range of investment managers and product providers, which also contribute to its revenue streams by providing a broader array of investment options for its platform users. As the assets under administration grow, so too does the company’s revenue, making AUA a critical factor in its earnings model.

HUB24 Limited Financial Statement Overview

Summary
HUB24 Limited demonstrates strong financial stability with low leverage and efficient cash flow management. However, the drastic decline in revenue is a significant risk that needs to be addressed to ensure long-term profitability and growth.
Income Statement
55
Neutral
The income statement shows a significant decline in revenue for the latest period, with a revenue growth rate of -98.58%. However, the company has maintained a strong gross profit margin in previous years, indicating efficient cost management. The net profit margin has been relatively stable, but the recent revenue drop is a major concern.
Balance Sheet
70
Positive
The balance sheet reflects a solid financial position with a low debt-to-equity ratio, indicating low leverage and financial stability. The return on equity has shown improvement over the years, suggesting effective use of equity to generate profits. The equity ratio is healthy, reinforcing the company's strong capital structure.
Cash Flow
65
Positive
Cash flow analysis reveals positive free cash flow growth, indicating good cash generation capabilities. The operating cash flow to net income ratio is strong, suggesting efficient conversion of income into cash. However, the recent revenue decline could impact future cash flows if not addressed.
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue404.79M5.19M323.49M278.63M191.40M108.81M
Gross Profit3.30M3.30M255.38M225.44M149.64M91.29M
EBITDA146.53M146.45M92.47M79.11M40.09M20.48M
Net Income79.48M79.48M47.16M38.17M14.66M9.77M
Balance Sheet
Total Assets662.41M662.41M622.73M620.39M547.72M229.02M
Cash, Cash Equivalents and Short-Term Investments114.83M114.83M88.05M72.75M43.45M63.46M
Total Debt59.04M59.04M45.22M40.17M49.48M19.25M
Total Liabilities132.53M132.53M103.03M109.98M92.06M47.95M
Stockholders Equity529.89M529.89M519.70M510.41M455.66M181.07M
Cash Flow
Free Cash Flow143.66M124.55M64.13M58.32M24.81M13.12M
Operating Cash Flow149.00M149.00M88.25M76.14M37.41M19.17M
Investing Cash Flow-26.15M-25.71M-18.74M-18.18M-25.04M-55.11M
Financing Cash Flow-96.50M-96.50M-54.21M-28.67M-32.37M65.59M

HUB24 Limited Technical Analysis

Technical Analysis Sentiment
Positive
Last Price115.20
Price Trends
50DMA
105.05
Positive
100DMA
100.93
Positive
200DMA
87.85
Positive
Market Momentum
MACD
2.95
Negative
RSI
60.13
Neutral
STOCH
59.36
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:HUB, the sentiment is Positive. The current price of 115.2 is above the 20-day moving average (MA) of 106.72, above the 50-day MA of 105.05, and above the 200-day MA of 87.85, indicating a bullish trend. The MACD of 2.95 indicates Negative momentum. The RSI at 60.13 is Neutral, neither overbought nor oversold. The STOCH value of 59.36 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for AU:HUB.

HUB24 Limited Peers Comparison

Overall Rating
UnderperformOutperform
Sector (68)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
AU$4.76B6.66116.22%11.95%25.96%32.30%
AU$4.13B30.3319.56%2.96%37.42%38.37%
AU$7.93B67.3767.81%1.21%28.29%39.39%
$18.00B11.429.92%3.81%9.73%1.22%
€8.58B107.2215.22%0.49%24.44%68.80%
€2.21B-37.25-3.34%6.01%2.87%87.93%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
AU:HUB
HUB24 Limited
115.20
46.49
67.66%
AU:PPT
Perpetual Limited
19.13
-0.03
-0.13%
AU:PNI
Pinnacle Investment Management Group Limited
20.28
1.13
5.90%
AU:NWL
Netwealth Group Ltd.
31.30
4.18
15.41%
AU:GQG
GQG Partners, Inc. Shs Chess Depository Interests Repr 1 Sh
1.63
-0.77
-32.08%

HUB24 Limited Corporate Events

HUB24 Director Adjusts Shareholding with On-Market Sale
Oct 23, 2025

HUB24 Limited announced a change in the director’s interest, with Catherine Louise Kovacs selling 1,150 fully paid ordinary shares at an average price of $120 per share. This transaction reduces her holding to 2,600 shares, and it was conducted as an on-market trade, reflecting a personal adjustment in her investment portfolio.

The most recent analyst rating on (AU:HUB) stock is a Hold with a A$117.00 price target. To see the full list of analyst forecasts on HUB24 Limited stock, see the AU:HUB Stock Forecast page.

HUB24 Director Increases Stake Through Performance Rights Exercise
Oct 1, 2025

HUB24 Limited announced a change in the director’s interest notice, specifically regarding Andrew Alcock’s securities. On October 1, 2025, Alcock exercised 53,163 FY2023 Performance Rights, converting them into Fully Paid Ordinary Shares (FPO), increasing his total holdings to 920,080 FPO. This transaction reflects the company’s ongoing commitment to aligning management interests with shareholder value, potentially impacting investor confidence and market perception.

The most recent analyst rating on (AU:HUB) stock is a Hold with a A$100.00 price target. To see the full list of analyst forecasts on HUB24 Limited stock, see the AU:HUB Stock Forecast page.

HUB24 Limited Expands Market Presence with New Securities Quotation
Oct 1, 2025

HUB24 Limited has announced the quotation of 53,163 fully paid ordinary securities on the Australian Securities Exchange (ASX), effective from October 1, 2025. This move is part of the company’s strategy to enhance its market presence and provide additional value to its stakeholders by leveraging its robust platform and expanding its securities offerings.

The most recent analyst rating on (AU:HUB) stock is a Hold with a A$100.00 price target. To see the full list of analyst forecasts on HUB24 Limited stock, see the AU:HUB Stock Forecast page.

HUB24 Limited Withdraws Substantial Holding in Dominion Income Trust 1
Sep 5, 2025

HUB24 Limited has announced that it has ceased to be a substantial holder in Dominion Income Trust 1 as of September 3, 2025. This change reflects a decrease in relevant interest in shares, which may impact HUB24’s investment strategy and influence within the trust, potentially affecting stakeholders and market perceptions.

The most recent analyst rating on (AU:HUB) stock is a Hold with a A$105.00 price target. To see the full list of analyst forecasts on HUB24 Limited stock, see the AU:HUB Stock Forecast page.

HUB24 Limited Announces 2026 Financial Calendar and AGM Details
Sep 2, 2025

HUB24 Limited has announced its financial calendar for 2026, detailing key dates for market updates, dividend payments, and the Annual General Meeting. The company will hold its 2025 Annual General Meeting on November 20, 2025, with director nominations closing on October 2, 2025. This schedule outlines HUB24’s commitment to transparency and provides stakeholders with important information for planning and engagement.

The most recent analyst rating on (AU:HUB) stock is a Hold with a A$109.00 price target. To see the full list of analyst forecasts on HUB24 Limited stock, see the AU:HUB Stock Forecast page.

HUB24 Director Adjusts Shareholding Portfolio
Aug 27, 2025

HUB24 Limited has announced a change in the director’s interest notice, specifically regarding Anthony McDonald. The notice reveals that McDonald disposed of a total of 4,570 fully paid ordinary shares over several days in August 2025 through on-market trades. This change in shareholding reflects a strategic adjustment in McDonald’s investment portfolio, potentially impacting stakeholder perceptions and the company’s stock market performance.

The most recent analyst rating on (AU:HUB) stock is a Hold with a A$109.00 price target. To see the full list of analyst forecasts on HUB24 Limited stock, see the AU:HUB Stock Forecast page.

HUB24 Limited Announces Director’s Change in Securities Holdings
Aug 27, 2025

HUB24 Limited announced a change in the director’s interest, specifically regarding Andrew Alcock’s securities. The notice detailed the exercise of performance rights and the sale of fully paid ordinary shares (FPO), impacting Alcock’s holdings. These changes reflect strategic financial decisions within the company’s governance, potentially influencing stakeholder perceptions and the company’s market positioning.

The most recent analyst rating on (AU:HUB) stock is a Hold with a A$109.00 price target. To see the full list of analyst forecasts on HUB24 Limited stock, see the AU:HUB Stock Forecast page.

HUB24 Director Adjusts Shareholding in Strategic Move
Aug 27, 2025

HUB24 Limited announced a change in the director’s interest, specifically involving Mr. Paul Rogan, who disposed of a total of 10,000 shares over two days in August 2025. This transaction, conducted as an on-market trade, reflects a strategic adjustment in the director’s holdings, potentially impacting stakeholder perceptions and market dynamics.

The most recent analyst rating on (AU:HUB) stock is a Hold with a A$109.00 price target. To see the full list of analyst forecasts on HUB24 Limited stock, see the AU:HUB Stock Forecast page.

HUB24 Limited Announces Unquoted Equity Securities Issuance
Aug 27, 2025

HUB24 Limited announced the issuance, conversion, or payment up of unquoted equity securities, reflecting ongoing corporate activities related to its capital structure. This move is indicative of the company’s strategic financial management, potentially impacting its market positioning and offering implications for stakeholders regarding future growth and investment opportunities.

The most recent analyst rating on (AU:HUB) stock is a Hold with a A$109.00 price target. To see the full list of analyst forecasts on HUB24 Limited stock, see the AU:HUB Stock Forecast page.

HUB24 Limited Announces Quotation of New Securities on ASX
Aug 26, 2025

HUB24 Limited has announced the quotation of 540,000 fully paid ordinary securities on the Australian Securities Exchange (ASX) as of August 26, 2025. This move is part of the company’s strategy to enhance its capital structure, potentially improving liquidity and market presence, which could have positive implications for stakeholders and strengthen its position in the financial services sector.

The most recent analyst rating on (AU:HUB) stock is a Hold with a A$109.00 price target. To see the full list of analyst forecasts on HUB24 Limited stock, see the AU:HUB Stock Forecast page.

HUB24 Limited Unveils FY25 Sustainability Report, Strengthening ESG Commitment
Aug 18, 2025

HUB24 Limited has released its FY25 Sustainability Report, highlighting its commitment to sustainability through a comprehensive framework that addresses key areas such as customer engagement, diversity and inclusion, governance, cyber security, and environmental impact. The report outlines HUB24’s strategic focus on ESG priorities, demonstrating progress in digitization and innovation, and emphasizing the company’s role in contributing to social and environmental initiatives, which could enhance its market position and stakeholder trust.

The most recent analyst rating on (AU:HUB) stock is a Buy with a A$71.50 price target. To see the full list of analyst forecasts on HUB24 Limited stock, see the AU:HUB Stock Forecast page.

HUB24 Limited Releases 2025 Corporate Governance Statement
Aug 18, 2025

HUB24 Limited has released its corporate governance statement for the financial year ending June 30, 2025, which is available on their website. The statement outlines the company’s adherence to the ASX Corporate Governance Council’s principles and recommendations, emphasizing transparency and accountability. This announcement reinforces HUB24’s commitment to maintaining robust governance practices, potentially strengthening its position in the market and providing assurance to stakeholders about its management and oversight processes.

The most recent analyst rating on (AU:HUB) stock is a Buy with a A$71.50 price target. To see the full list of analyst forecasts on HUB24 Limited stock, see the AU:HUB Stock Forecast page.

HUB24 Limited Strengthens Governance Framework in 2025
Aug 18, 2025

HUB24 Limited has released its Corporate Governance Statement for 2025, emphasizing the importance of good governance in its business performance and sustainability. The company has strengthened its frameworks and controls over the past year, aligning with the ASX Corporate Governance Principles and Recommendations. This commitment is expected to enhance HUB24’s operational integrity and stakeholder trust, positioning it favorably within the financial services industry.

The most recent analyst rating on (AU:HUB) stock is a Buy with a A$71.50 price target. To see the full list of analyst forecasts on HUB24 Limited stock, see the AU:HUB Stock Forecast page.

HUB24 Reports Strong FY25 Financial Growth and Increased Dividends
Aug 18, 2025

HUB24 Limited has reported strong financial growth for FY25, with significant increases in total revenue, underlying EBITDA, and NPAT. The company has achieved a 24% rise in total revenue to $406.6 million and a 44% increase in underlying NPAT to $97.8 million. The strategic focus on enhancing customer value and delivering on objectives has resulted in a 47% increase in total dividends per share, reflecting the company’s commitment to its stakeholders and its robust market positioning.

The most recent analyst rating on (AU:HUB) stock is a Buy with a A$71.50 price target. To see the full list of analyst forecasts on HUB24 Limited stock, see the AU:HUB Stock Forecast page.

HUB24 Achieves Record Financial Growth in FY25
Aug 18, 2025

HUB24 Limited reported record financial results for FY25, with a 38% increase in Underlying Group EBITDA to $162.4 million and a 68% rise in Statutory NPAT to $79.5 million. The company achieved significant growth in its Platform and Tech Solutions segments, with total revenue reaching $406.6 million, driven by strong net inflows and market share gains. HUB24’s platform was recognized as Australia’s leading platform, and the company continues to enhance its offerings with new solutions and strategic alliances, positioning itself for future growth in the wealth industry.

The most recent analyst rating on (AU:HUB) stock is a Buy with a A$71.50 price target. To see the full list of analyst forecasts on HUB24 Limited stock, see the AU:HUB Stock Forecast page.

HUB24 Limited Declares AUD 0.32 Dividend for Shareholders
Aug 18, 2025

HUB24 Limited has announced a dividend distribution of AUD 0.32 per share for its ordinary fully paid shares, covering the six-month period ending June 30, 2025. The ex-dividend date is set for September 8, 2025, with a record date of September 9, 2025, and payment scheduled for October 14, 2025. This announcement underscores HUB24’s commitment to delivering shareholder value and reflects its stable financial performance over the reporting period.

The most recent analyst rating on (AU:HUB) stock is a Buy with a A$71.50 price target. To see the full list of analyst forecasts on HUB24 Limited stock, see the AU:HUB Stock Forecast page.

HUB24 Limited Reports Strong FY25 Growth and Strategic Advancements
Aug 18, 2025

HUB24 Limited reported strong growth for the fiscal year 2025, emphasizing its commitment to enhancing customer value and achieving strategic objectives. The company’s focus on empowering better financial futures highlights its dedication to improving its market position and delivering benefits to stakeholders.

The most recent analyst rating on (AU:HUB) stock is a Buy with a A$71.50 price target. To see the full list of analyst forecasts on HUB24 Limited stock, see the AU:HUB Stock Forecast page.

HUB24 Limited to Announce 2025 Full Year Results
Aug 4, 2025

HUB24 Limited announced it will release its 2025 full year results on 19 August 2025, with an analyst and investor briefing scheduled for the same day. The briefing will be streamed live, and presentation slides will be available online. This announcement is significant for stakeholders as it provides insights into the company’s financial performance and strategic direction, potentially impacting its market positioning and stakeholder interests.

The most recent analyst rating on (AU:HUB) stock is a Buy with a A$71.50 price target. To see the full list of analyst forecasts on HUB24 Limited stock, see the AU:HUB Stock Forecast page.

Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Oct 22, 2025