Recurring Platform Revenue ModelHUB24’s core platform earns recurring fees tied to funds under administration and service activity, creating predictable, subscription-like revenue. This business model scales with FUA, supports margin leverage on fixed costs, and provides durable cash flow as advisers and clients remain on the platform.
Strong Balance Sheet / Low LeverageThe balance sheet shows low leverage and a healthy equity ratio, giving HUB24 financial flexibility to fund growth, absorb market shocks, and invest in product development. Sustained low debt reduces refinancing risk and supports long-term operational stability and strategic optionality.
Positive Free Cash Flow GenerationConsistent free cash flow growth and a strong conversion of income to operating cash provide internal funding for platform investment, client onboarding, and potential shareholder returns. Reliable cash generation supports sustained operations even if revenue growth slows temporarily.