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Findi (AU:FND)
ASX:FND
FND Stock Chart & Stats
AU$1.07
-AU$0.34(-8.85%)
At close: 4:00 PM EST
AU$1.07
-AU$0.34(-8.85%)
Day’s Range― - ―
52-Week RangeAU$0.66 - AU$5.67
Previous CloseN/A
Volume313.43K
Average Volume (3M)228.41K
Market Cap
AU$52.68M
Enterprise ValueAU$212.01M
Total Cash (Recent Filing)AU$39.27M
Total Debt (Recent Filing)AU$164.52M
Price to Earnings (P/E)―
Beta0.46
Next Earnings
May 28, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.38
Shares Outstanding64,240,005
10 Day Avg. Volume442,254
30 Day Avg. Volume228,407
Financial Highlights & Ratios
PEG Ratio0.04
Price to Book (P/B)3.03
Price to Sales (P/S)3.20
P/FCF Ratio1.39K
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)-0.36
Revenue Forecast (FY)AU$101.22M
Bulls Say, Bears Say
Bulls Say
Underbanked Cash-access Business ModelFindi's focus on physical cash access and underbanked customers reflects a durable structural niche where digital penetration is limited. Physical ATM networks create local switching costs and recurring fee-based transactions, supporting a stable revenue base and defensible customer relationships over months.
High Underlying EBITDA MarginA 51% EBITDA margin indicates the core operating model is highly efficient at generating operating cash before non‑operating items. That level of operating profitability provides a runway to absorb investments or restructure non‑operating costs, aiding recovery to net profitability if cost or capital structure issues are addressed.
Equity Financing BufferAn equity ratio near 20% provides a tangible capital cushion versus an all‑debt financed structure. While not large, this equity base reduces immediate insolvency risk, supports balance sheet flexibility for incremental funding, and gives management room to execute operational fixes without immediate dilution.
Bears Say
Severe Free Cash Flow DeteriorationA near‑100% decline in free cash flow is a critical structural weakness: it limits the company's ability to fund operations, capex, or service debt from internal sources. Over 2–6 months this elevates refinancing risk, forces external financing, and constrains strategic investments or network upkeep.
High Leverage And Negative ReturnsA D/E above 2x combined with negative ROE signals capital structure stress and shareholder value destruction. Persistent high leverage raises interest expense sensitivity, restricts strategic flexibility, and makes new capital costly or dilutive, undermining recovery prospects without deleveraging.
Revenue Decline And Margin CompressionDeclining sales and a sharp drop in gross margin indicate weakening demand or rising unit costs. Combined with a negative net margin, this undermines sustainable profitability: even with strong EBITDA, deteriorating top-line and gross margins threaten long‑term cash generation and require structural fixes to pricing or cost base.
Findi News
FND FAQ
What was Findi’s price range in the past 12 months?
Findi lowest share price was AU$0.66 and its highest was AU$5.67 in the past 12 months.
What is Findi’s market cap?
Findi’s market cap is AU$52.68M.
When is Findi’s upcoming earnings report date?
Findi’s upcoming earnings report date is May 28, 2026 which is in 82 days.
How were Findi’s earnings last quarter?
Findi released its earnings results on Nov 28, 2025. The company reported -AU$0.378 earnings per share for the quarter, missing the consensus estimate of -AU$0.223 by -AU$0.155.
Is Findi overvalued?
According to Wall Street analysts Findi’s price is currently Overvalued.
Does Findi pay dividends?
Findi pays a Notavailable dividend of AU$1.87 which represents an annual dividend yield of N/A. See more information on Findi dividends here
What is Findi’s EPS estimate?
Findi’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Findi have?
Findi has 64,240,005 shares outstanding.
What happened to Findi’s price movement after its last earnings report?
Findi reported an EPS of -AU$0.378 in its last earnings report, missing expectations of -AU$0.223. Following the earnings report the stock price went up 3.333%.
Which hedge fund is a major shareholder of Findi?
Currently, no hedge funds are holding shares in AU:FND
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Findi Stock Smart Score
Underperform
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Blogger Sentiment
Bullish
AU:FND Sentiment 95%
Sector Average ―
Sector Average ―
News Sentiment
Bearish
Bullish news 20%
Bearish news 80%
Bearish news 80%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-58.18%
12-Months-Change
Fundamentals
Return on Equity
-74.16%
Trailing 12-Months
Asset Growth
55.73%
Trailing 12-Months
Company Description
Findi
Findi Limited, through its subsidiaries, provides Fintech and ATM managed services. The company offers solutions in the fintech digital payment, e commerce, cyber security, crypto, analytics, web 3.0, and cloud services. It also, through its interest in TSI India, provides e-surveillance; end-to-end ATM managed services to various banks in India; power management; and payment solutions for utilities, telcos, and insurance companies in India. The company was formerly known as Vortiv Limited. Findi Limited was incorporated in 1992 and is based in Melbourne, Australia.
Technical Analysis
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Options Prices
Currently, No data available
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