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Findi (AU:FND)
ASX:FND
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Findi (FND) Price & Analysis

33 Followers

FND Stock Chart & Stats

AU$1.07
-AU$0.34(-8.85%)
At close: 4:00 PM EST
AU$1.07
-AU$0.34(-8.85%)

Bulls Say, Bears Say

Bulls Say
Networked Cash Access BusinessFindi’s deployed ATM and merchant/agent network is a structural asset that generates recurring transaction volumes and sticky client relationships. Over months this distribution backbone supports steady fee income, scale benefits on processing costs, and barriers to entry for new competitors.
Strong Underlying EBITDA MarginA reported ~51% EBITDA margin signals meaningful operating leverage in core operations; if the company stabilizes revenue and controls variable costs, high EBITDA provides a durable cushion to absorb shocks and supports faster path to net profitability once fixed costs are covered.
Diversified Transaction Revenue StreamsMultiple transaction-based revenue lines (interchange, merchant/agent fees, service contracts) reduce single-channel dependence. This structural diversification helps sustain cashflows across cycles and gives management levers to shift focus toward higher-margin transaction types over the medium term.
Bears Say
High Financial LeverageA debt/equity ratio above 2x materially raises interest costs and refinancing risk, limiting strategic flexibility. Over the next several months high leverage increases vulnerability to adverse revenue or cash-flow swings and constrains the company’s ability to invest in network growth or absorb operating setbacks.
Severe Free Cash Flow DeteriorationNearly collapsed free cash flow and weak conversion of profit to cash point to structural liquidity and working-capital stress. Persistent cash shortfalls can force dilutive financing or cutbacks to maintenance capex, undermining the long-term health of the ATM/agent network and service reliability.
Margin Erosion And Negative Net MarginSimultaneous revenue decline and sharp gross-margin compression indicate pricing pressure or rising unit costs. A negative net margin shows the business currently destroys shareholder value; unless structural cost or pricing issues are resolved, profitability is unlikely to recover sustainably.

Findi News

FND FAQ

What was Findi’s price range in the past 12 months?
Findi lowest share price was AU$0.66 and its highest was AU$5.23 in the past 12 months.
    What is Findi’s market cap?
    Findi’s market cap is AU$72.98M.
      When is Findi’s upcoming earnings report date?
      Findi’s upcoming earnings report date is May 28, 2026 which is in 18 days.
        How were Findi’s earnings last quarter?
        Findi released its earnings results on Nov 28, 2025. The company reported -AU$0.378 earnings per share for the quarter, missing the consensus estimate of -AU$0.223 by -AU$0.155.
          Is Findi overvalued?
          According to Wall Street analysts Findi’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Findi pay dividends?
            Findi pays a Notavailable dividend of AU$1.87 which represents an annual dividend yield of N/A. See more information on Findi dividends here
              What is Findi’s EPS estimate?
              Findi’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Findi have?
              Findi has 99,969,120 shares outstanding.
                What happened to Findi’s price movement after its last earnings report?
                Findi reported an EPS of -AU$0.378 in its last earnings report, missing expectations of -AU$0.223. Following the earnings report the stock price went up 3.333%.
                  Which hedge fund is a major shareholder of Findi?
                  Currently, no hedge funds are holding shares in AU:FND
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Findi

                    Findi Limited, through its subsidiaries, provides Fintech and ATM managed services. The company offers solutions in the fintech digital payment, e commerce, cyber security, crypto, analytics, web 3.0, and cloud services. It also, through its interest in TSI India, provides e-surveillance; end-to-end ATM managed services to various banks in India; power management; and payment solutions for utilities, telcos, and insurance companies in India. The company was formerly known as Vortiv Limited. Findi Limited was incorporated in 1992 and is based in Melbourne, Australia.

                    Findi (FND) Earnings & Revenues

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