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Tyro Payments Ltd. (AU:TYR)
ASX:TYR
TYR Stock Chart & Stats
AU$0.78
<AU$0.01(0.60%)
At close: 4:00 PM EST
AU$0.78
<AU$0.01(0.60%)
Day’s Range― - ―
52-Week RangeAU$0.63 - AU$1.30
Previous CloseN/A
Volume1.77M
Average Volume (3M)2.52M
Market Cap
AU$408.89M
Enterprise ValueAU$375.27M
Total Cash (Recent Filing)AU$105.96M
Total Debt (Recent Filing)AU$49.66M
Price to Earnings (P/E)7.4
Beta1.44
Next Earnings
Aug 31, 2026EPS Estimate
0.01Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.03
Shares Outstanding531,027,340
10 Day Avg. Volume2,218,839
30 Day Avg. Volume2,520,333
Financial Highlights & Ratios
PEG Ratio-0.84
Price to Book (P/B)2.04
Price to Sales (P/S)0.98
P/FCF Ratio3.63
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
AU$1.24Price Target Upside58.97% Upside
Rating ConsensusHold
Number of Analyst Covering4
EPS Forecast (FY)0.05
Revenue Forecast (FY)AU$496.64M
Bulls Say, Bears Say
Bulls Say
Free Cash Flow GenerationTyro's very large FCF increase and high FCF-to-net-income ratio indicate durable cash conversion. Strong operating cash flow and liquidity provide capacity to fund product investment, M&A (e.g., Thriday), compliance costs and working capital without needing heavy external financing, supporting multi‑quarter execution.
Conservative Balance SheetA low leverage profile gives Tyro financial flexibility to withstand cyclical weakness and execute strategic initiatives. With limited debt burden the company can absorb the planned H2 cost step‑up, invest in growth verticals and maintain stability over the coming 2–6 months without material refinancing risk.
Scale And Strategic Growth PlatformsLarge merchant footprint and material TPV create durable network effects and cross‑sell optionality into banking, health and larger merchants. Combined with targeted M&A (Thriday) and banking momentum, scale supports margin expansion opportunities and a multi‑channel growth runway over the medium term.
Bears Say
Revenue Decline And Margin CompressionDeclining revenues alongside falling net margin suggest underlying pricing or volume pressures that could persist. Reduced profitability limits internal funding for growth and increases reliance on margin recovery or successful cross‑sell to banking and health verticals to restore sustainable earnings power.
Elevated ChurnSustained elevated churn erodes lifetime merchant value and raises CAC payback periods, pressuring TPV and fee revenue growth. Unless churn normalises, management must increase acquisition spend or reduce pricing, which would weigh on margins and the durability of recent profitability improvements.
Planned H2 Cost Step-up And External Volume RisksA material planned increase in operating expenses will compress margins in the near term and test the company's ability to convert gross profit into EBITDA. Coupled with specific volume risks (Bendigo -10%, GP policy impacts), this raises execution risk for meeting sustained margin targets absent stronger top‑line momentum.
Tyro Payments Ltd. News
TYR FAQ
What was Tyro Payments Ltd.’s price range in the past 12 months?
Tyro Payments Ltd. lowest share price was AU$0.63 and its highest was AU$1.29 in the past 12 months.
What is Tyro Payments Ltd.’s market cap?
Tyro Payments Ltd.’s market cap is AU$408.89M.
When is Tyro Payments Ltd.’s upcoming earnings report date?
Tyro Payments Ltd.’s upcoming earnings report date is Aug 31, 2026 which is in 170 days.
How were Tyro Payments Ltd.’s earnings last quarter?
Tyro Payments Ltd. released its earnings results on Feb 23, 2026. The company reported AU$0.033 earnings per share for the quarter, beating the consensus estimate of AU$0.023 by AU$0.01.
Is Tyro Payments Ltd. overvalued?
According to Wall Street analysts Tyro Payments Ltd.’s price is currently Undervalued.
Does Tyro Payments Ltd. pay dividends?
Tyro Payments Ltd. does not currently pay dividends.
What is Tyro Payments Ltd.’s EPS estimate?
Tyro Payments Ltd.’s EPS estimate is 0.01.
How many shares outstanding does Tyro Payments Ltd. have?
Tyro Payments Ltd. has 531,027,340 shares outstanding.
What happened to Tyro Payments Ltd.’s price movement after its last earnings report?
Tyro Payments Ltd. reported an EPS of AU$0.033 in its last earnings report, beating expectations of AU$0.023. Following the earnings report the stock price went up 2.674%.
Which hedge fund is a major shareholder of Tyro Payments Ltd.?
Currently, no hedge funds are holding shares in AU:TYR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Tyro Payments Ltd. Stock Smart Score
Neutral
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Analyst Consensus
Hold
Average Price Target:
AU$1.24 (58.97% Upside)
AU$1.24 (58.97% Upside)
Blogger Sentiment
Bullish
AU:TYR Sentiment 88%
Sector Average ―
Sector Average ―
Technicals
SMA
Positive
20 days / 200 days
Momentum
38.99%
12-Months-Change
Fundamentals
Return on Equity
8.20%
Trailing 12-Months
Asset Growth
21.29%
Trailing 12-Months
Company Description
Tyro Payments Ltd.
Tyro Payments Limited provides payment solutions to merchants in Australia. The company operates through Payments and Banking segments. It offers electronic funds transfer at point of sale (EFTPOS) solutions, business loans, and banking solutions. The company also acquires credit, debit, and EFTPOS cards; and offers Medicare and private health fund claiming and rebating services. In addition, it provides complementary banking solutions, including merchant cash advance, transaction account, and a term-deposit account. Further, the company offers Tyro Go, a mobile payment card reader; Tyro Connect that integrates apps and services with POS system designed for cafes, restaurants, QSRs, pubs, clubs, and bars; and Medipass, a digital health payment platform that links practitioners, funders, and patients. It primarily serves health, hospitality, services, corporate, accommodation, and retail industries. The company was incorporated in 2003 and is based in Sydney, Australia.
TYR Stock 12 Month Forecast
Average Price Target
AU$1.24
▲(58.97% Upside)
Technical Analysis
Options Prices
Currently, No data available
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