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FINEOS Corporation Holdings Plc Shs Chess Depositary Interests Repr 1 Sh
(Sydney:FCL)
FINEOS Corporation Holdings Plc Shs Chess Depositary Interests Repr 1 Sh (FCL) vs. iShares MSCI Australia ETF (EWA)
FINEOS Corporation Holdings Plc Shs Chess Depositary Interests Repr 1 Sh Business Overview & Revenue Model
FINEOS Corporation Holdings Plc Shs Chess Depositary Interests Repr 1 Sh Financial Statement Overview
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 101.53M | 133.22M | 122.24M | 125.04M | 127.25M | 108.34M |
| Gross Profit | 153.32M | 100.43M | 87.44M | 85.70M | 83.03M | 72.05M |
| EBITDA | -286.20K | 32.78M | -12.84M | 1.70M | 6.28M | 4.69M |
| Net Income | -3.58M | -5.80M | -13.79M | -21.42M | -26.00M | -12.49M |
Balance Sheet | ||||||
| Total Assets | 197.79M | 197.79M | 196.31M | 201.17M | 223.41M | 184.47M |
| Cash, Cash Equivalents and Short-Term Investments | 62.47M | 19.83M | 28.14M | 25.52M | 44.31M | 14.00M |
| Total Debt | 4.07M | 4.07M | 0.00 | 4.59M | 4.56M | 5.26M |
| Total Liabilities | 33.29M | 33.29M | 33.02M | 54.03M | 54.12M | 48.13M |
| Stockholders Equity | 275.02M | 164.50M | 163.28M | 147.14M | 169.29M | 136.34M |
Cash Flow | ||||||
| Free Cash Flow | 66.34M | 20.10M | -15.14M | -9.54M | -8.73M | -20.69M |
| Operating Cash Flow | 67.49M | 20.64M | -14.90M | 17.89M | 18.09M | 5.55M |
| Investing Cash Flow | -57.65M | -28.92M | -27.05M | -29.80M | -26.82M | -85.49M |
| Financing Cash Flow | 58.95K | -24.14K | 47.19M | 88.13K | 45.21M | 56.14M |
FINEOS Corporation Holdings Plc Shs Chess Depositary Interests Repr 1 Sh Peers Comparison
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
71 Outperform | AU$914.53M | 12.32 | 65.33% | 10.16% | 25.67% | 744.90% | |
61 Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% | |
55 Neutral | AU$754.91M | -253.41 | -1.11% | ― | ― | ― | |
55 Neutral | AU$1.10B | 389.06 | <0.01% | ― | -29.99% | -66.84% | |
54 Neutral | AU$312.62M | -18.75 | -11.03% | ― | 7.06% | -389.48% | |
43 Neutral | AU$577.28M | -61.61 | -3.19% | ― | 0.40% | -280.65% |
FINEOS Corporation Holdings Plc Shs Chess Depositary Interests Repr 1 Sh Corporate Events
FINEOS reported an unaudited quarterly update for the three months to 31 December 2025 showing continued revenue growth and efficiency gains that support its guidance for positive free cash flow for the full FY25. The Dublin-based insurtech ended the quarter with a strong cash balance of €27.8 million, up €8.0 million on the prior corresponding period but €4.8 million lower than the previous quarter due to normal seasonality in customer collections, which saw receipts fall to €24.2 million. FY25 revenue guidance remains at €138 million to €143 million on a constant currency basis, though management now expects the outcome to be at the lower end of the range after unfavourable foreign exchange movements. Operationally, FINEOS continues to rebalance headcount towards lower-cost regions and drive cloud and operational efficiencies, cutting staff costs 15% versus a year earlier and trimming administration and corporate expenses, while maintaining investment in R&D. The company signed two new smaller North American clients for its AdminSuite for Claims, keeps reporting a strong regional pipeline, and lifted product consulting utilisation to 88%, underscoring management’s confidence in the platform’s strategic role in employee benefits and its ambition for profitable growth in 2026 and beyond.
The most recent analyst rating on (AU:FCL) stock is a Hold with a A$3.00 price target. To see the full list of analyst forecasts on FINEOS Corporation Holdings Plc Shs Chess Depositary Interests Repr 1 Sh stock, see the AU:FCL Stock Forecast page.
FINEOS Corporation Holdings PLC has updated the remuneration terms for its CEO and Chairman, Michael Kelly, marking the first major change to his executive compensation since 2021 after a benchmarking review against comparable companies. Effective 1 January 2026, Kelly’s total fixed remuneration is set at €468,710, with short-term incentives and share allocations to be determined by the board in March 2026, a 12‑month notice and termination entitlement, and chair remuneration that includes a 5% bonus tied to key performance indicators, with all other contract terms described as standard for such an agreement.
The most recent analyst rating on (AU:FCL) stock is a Hold with a A$3.00 price target. To see the full list of analyst forecasts on FINEOS Corporation Holdings Plc Shs Chess Depositary Interests Repr 1 Sh stock, see the AU:FCL Stock Forecast page.
FINEOS Corporation Holdings plc has applied for the quotation of 639,000 additional CHESS Depositary Interests (CDIs) on the ASX, each representing a one-to-one interest in an underlying share, with an issue date of 31 December 2025. The new securities, arising from the exercise or conversion of existing options or other convertible instruments, will modestly increase the company’s freely tradable capital and may enhance liquidity for investors in its ASX-listed CDIs.
The most recent analyst rating on (AU:FCL) stock is a Hold with a A$3.00 price target. To see the full list of analyst forecasts on FINEOS Corporation Holdings Plc Shs Chess Depositary Interests Repr 1 Sh stock, see the AU:FCL Stock Forecast page.
FINEOS Corporation Holdings plc has announced the lapse of 277,080 FCLAA options, which were conditional rights to securities that ceased on 31 December 2025 after the specified conditions were not met or became incapable of being satisfied. The expiry of these options modestly reduces the company’s potential future share capital but does not directly affect its existing issued capital, suggesting a limited immediate impact on current shareholders while slightly simplifying the company’s capital structure.
The most recent analyst rating on (AU:FCL) stock is a Hold with a A$3.00 price target. To see the full list of analyst forecasts on FINEOS Corporation Holdings Plc Shs Chess Depositary Interests Repr 1 Sh stock, see the AU:FCL Stock Forecast page.
Fineos Corporation Holdings PLC has announced that director Anne O’Driscoll, who held interests in a total of 124,000 CHESS Depositary Interests (CDIs) both directly and via the AJEC Family Trust, has lodged a final director’s interest notice with the ASX. The filing indicates that O’Driscoll ceased to be a director effective 31 December 2025, formally documenting her direct and indirect CDI holdings and confirming there are no related contractual interests, providing governance transparency for investors and regulators regarding changes in the company’s board composition and associated securities interests.
The most recent analyst rating on (AU:FCL) stock is a Hold with a A$3.00 price target. To see the full list of analyst forecasts on FINEOS Corporation Holdings Plc Shs Chess Depositary Interests Repr 1 Sh stock, see the AU:FCL Stock Forecast page.
FINEOS Corporation Holdings PLC has announced the appointment of Stephen Devine as a director, effective December 3, 2025. The initial director’s interest notice indicates that Stephen Devine currently holds no relevant interests in securities or contracts with the company, suggesting a neutral impact on the company’s operations and stakeholder interests.
The most recent analyst rating on (AU:FCL) stock is a Buy with a A$3.48 price target. To see the full list of analyst forecasts on FINEOS Corporation Holdings Plc Shs Chess Depositary Interests Repr 1 Sh stock, see the AU:FCL Stock Forecast page.
FINEOS Corporation Holdings Plc has announced the quotation of 2,783,500 CHESS Depositary Interests on the Australian Securities Exchange (ASX), effective November 28, 2025. This move is part of the company’s strategy to enhance its market presence and provide liquidity options for its stakeholders, potentially impacting its operational capabilities and industry positioning.
The most recent analyst rating on (AU:FCL) stock is a Buy with a A$3.45 price target. To see the full list of analyst forecasts on FINEOS Corporation Holdings Plc Shs Chess Depositary Interests Repr 1 Sh stock, see the AU:FCL Stock Forecast page.
AMP Limited has announced that it is no longer a substantial holder in Fineos Corp Ltd, a company known for its software solutions in the insurance sector. This change in holding may impact Fineos Corp’s market perception and stakeholder interests, as AMP Limited’s divestment could signal a shift in investment strategy or confidence in the company’s future performance.
The most recent analyst rating on (AU:FCL) stock is a Buy with a A$3.45 price target. To see the full list of analyst forecasts on FINEOS Corporation Holdings Plc Shs Chess Depositary Interests Repr 1 Sh stock, see the AU:FCL Stock Forecast page.
FINEOS Corporation Holdings Plc has announced a new application for the quotation of securities on the Australian Securities Exchange (ASX). The announcement details the issuance of CHESS Depositary Interests, with a total of 1,325,000 securities to be quoted across various dates in October 2025. This move is likely aimed at enhancing the company’s liquidity and market presence, potentially impacting its stakeholders by increasing the availability of its securities for trading.
The most recent analyst rating on (AU:FCL) stock is a Buy with a A$3.45 price target. To see the full list of analyst forecasts on FINEOS Corporation Holdings Plc Shs Chess Depositary Interests Repr 1 Sh stock, see the AU:FCL Stock Forecast page.