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ReadyTech Holdings Ltd. (AU:RDY)
ASX:RDY
Australian Market
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ReadyTech Holdings Ltd. (RDY) AI Stock Analysis

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AU:RDY

ReadyTech Holdings Ltd.

(Sydney:RDY)

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Neutral 61 (OpenAI - 5.2)
Rating:61Neutral
Price Target:
AU$1.50
▼(-39.02% Downside)
Action:Reiterated
Date:06/18/26
The score is primarily held back by weakened fundamentals—loss-making results (net margin -13.25%), negative ROE (-11.41%), and a sharp decline in free cash flow growth (-77.99%). Technicals are somewhat supportive with the stock trading above key short-to-mid moving averages and neutral momentum signals, but valuation is a major risk given the very high P/E (161.389) and no dividend yield provided.
Positive Factors
High gross margin
A sustained ~94% gross margin reflects a software-centric, low incremental-cost model that supports scalable revenue expansion. High gross margins provide durable headroom to fund R&D, support and sales, absorb pricing pressure, and improve operating leverage as subscription volumes grow.
Negative Factors
Negative net profitability
A sustained negative net margin means the business is not currently generating operating profits after expenses. Over the medium term this can deplete reserves, necessitate external funding, and limit the company’s ability to invest in growth initiatives unless margins recover through cost reduction or revenue mix improvement.
Read all positive and negative factors
Positive Factors
Negative Factors
High gross margin
A sustained ~94% gross margin reflects a software-centric, low incremental-cost model that supports scalable revenue expansion. High gross margins provide durable headroom to fund R&D, support and sales, absorb pricing pressure, and improve operating leverage as subscription volumes grow.
Read all positive factors

ReadyTech Holdings Ltd. (RDY) vs. iShares MSCI Australia ETF (EWA)

ReadyTech Holdings Ltd. Business Overview & Revenue Model

Company Description
ReadyTech Holdings Limited (RDY.AX) is an Australian provider of SaaS (Software-as-a-Service) technology, serving diverse sectors including education and vocational pathways, workforce management, and government and judicial bodies. The Education ...
How the Company Makes Money
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ReadyTech Holdings Ltd. Financial Statement Overview

Summary
Revenue growth remains positive and gross margin is very strong (93.73%), but profitability deteriorated sharply (net margin -13.25%) and ROE turned negative (-11.41%). Cash generation weakened materially with free cash flow growth down -77.99%, indicating operational and conversion pressure despite a stable balance sheet and moderate leverage (debt-to-equity 0.43).
Income Statement
65
Positive
Balance Sheet
70
Positive
Cash Flow
60
Neutral
BreakdownTTMJun 2025Jun 2024Jun 2023Jun 2022Jun 2021
Income Statement
Total Revenue125.13M121.84M113.80M103.31M78.28M50.03M
Gross Profit21.55M114.19M41.92M18.31M17.55M11.79M
EBITDA34.54M14.93M32.31M26.63M26.75M14.70M
Net Income1.23M-16.14M5.46M4.97M8.79M2.15M
Balance Sheet
Total Assets246.30M250.38M261.43M259.28M185.97M169.59M
Cash, Cash Equivalents and Short-Term Investments12.35M19.70M21.87M20.62M9.20M11.99M
Total Debt62.48M60.48M47.06M52.11M37.34M33.57M
Total Liabilities107.53M108.88M110.22M131.03M87.80M94.49M
Stockholders Equity138.77M141.50M151.21M128.25M98.17M75.10M
Cash Flow
Free Cash Flow18.85M4.03M13.26M8.10M4.39M13.36M
Operating Cash Flow18.94M24.06M31.59M27.81M17.00M19.50M
Investing Cash Flow-28.16M-38.54M-23.67M-27.78M-21.29M-48.84M
Financing Cash Flow10.26M12.31M-6.67M11.39M1.49M32.12M

ReadyTech Holdings Ltd. Technical Analysis

Technical Analysis Sentiment
Neutral
Last Price2.46
Price Trends
50DMA
1.50
Positive
100DMA
1.39
Positive
200DMA
1.83
Negative
Market Momentum
MACD
0.03
Positive
RSI
53.60
Neutral
STOCH
53.41
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:RDY, the sentiment is Neutral. The current price of 2.46 is above the 20-day moving average (MA) of 1.60, above the 50-day MA of 1.50, and above the 200-day MA of 1.83, indicating a neutral trend. The MACD of 0.03 indicates Positive momentum. The RSI at 53.60 is Neutral, neither overbought nor oversold. The STOCH value of 53.41 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for AU:RDY.

ReadyTech Holdings Ltd. Peers Comparison

Overall Rating
UnderperformOutperform
Sector (61)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
71
Outperform
AU$11.98B79.093.68%27.32%-30.84%
68
Neutral
AU$9.98B70.2132.19%0.83%14.48%6.31%
65
Neutral
AU$661.64M22.8525.65%1.27%6.51%15.45%
61
Neutral
$37.18B12.37-10.20%1.83%8.50%-7.62%
61
Neutral
AU$198.32M160.000.87%6.58%
44
Neutral
AU$14.08M-3.46497.58%39.36%5.75%
* Technology Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
AU:RDY
ReadyTech Holdings Ltd.
1.60
-0.85
-34.69%
AU:TNE
Technology One Limited
29.45
-10.42
-26.13%
AU:XRO
Xero Limited
68.27
-107.84
-61.23%
AU:RCL
ReadCloud Ltd.
0.07
-0.03
-33.33%
AU:OCL
Objective Corporation Limited
6.82
-11.08
-61.90%
AU:OLL
OpenLearning Ltd.
0.02
>-0.01
-5.56%

ReadyTech Holdings Ltd. Corporate Events

Briarwood Exits Substantial Holding in ReadyTech After June Share Sales
Jun 8, 2026
Briarwood Capital Partners LP, a New York-based investment firm and former substantial shareholder in ReadyTech Holdings Limited, has significantly reduced its stake in the Australian software company. After previously accumulating 1,000,000 fully...
ReadyTech Board Rejects Takeover Approach from Total Specific Solutions
Jun 1, 2026
ReadyTech Holdings has confirmed it received an unsolicited, non-binding indicative takeover proposal from Total Specific Solutions to acquire all of its shares via a scheme of arrangement at $2.00 per share in cash, alongside a parallel off-marke...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Jun 18, 2026