Bravura Solutions Limited (BVS) AI Stock Analysis

• Market Cap: AU$1.49B
• Dividend Yield: 7.89%
• Average Volume (3M): 2.19M
• Price to Earnings (P/E): 20.1
• Beta (1Y): 1.59
• Revenue Growth: 25.67%
• EPS Growth: 744.90%
• Country: AU
• Employees: 1,085
• Sector: Technology
• Sector Strength: 88
• Industry: Software - Application
• EPS (TTM): 0.03
• Shares Outstanding: 448,300,000
• 10 Day Avg. Volume: 3,279,529
• 30 Day Avg. Volume: 2,188,997
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): N/A
• P/FCF Ratio: N/A
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: AU$2.53
• Price Target Upside: -23.80% Downside
• Rating Consensus: Hold
• Number of Analyst Covering: 6

• Rating: 70 Outperform
• Price Target: AU$2.50 ▼(-24.70% Downside)

Bravura Solutions Limited's overall stock score is driven by strong financial performance and attractive valuation metrics. The company's improved profitability and robust cash flow generation are significant strengths. However, mixed technical indicators and past revenue declines suggest caution. The high dividend yield adds appeal for income investors.

Bravura Solutions Limited Business Overview & Revenue Model

Company Description

Bravura Solutions Limited engages in the development, licensing, and maintenance of administration and management software applications for the wealth management and funds administration sectors in Australia, New Zealand, the United Kingdom, and internationally. The company operates through two segments, Wealth Management and Funds Administration. It offers Sonata, a wealth management solution for the administration of a range of wealth management products; Sonata Alta, a digital operating model, which provides clients control over their customer's data, operations, and end customer experiences; Bravura Digital that provides digital service; Garradin, a private wealth and portfolio administration solution for the administration of retail and wholesale wealth management, trusts and estates, SMSFs, managed accounts, fund accounting, and tax; and ePASS, an online portal that provides online services for superannuation members and employers. The company also provides Rufus enterprise solution that offers fund administration for transfer agencies; Rufus SaaS, a transfer agency solution that supports the global administration, servicing, and distribution of a range of investments; Babel solution, a financial messaging platform that connects to a range of financial product distributor platforms and the back-office functions of various markets using message media and formats; taWeb, a digital platform for transfer agents and fund managers; and financial planning solutions, such as AdviceOS and Digital Advice. In addition, it offers professional services, including consulting, data migration and services, software development, support, project management, and training services, as well as managed and cloud services. The company was formerly known as Bravura Solutions Holdings Pty Ltd and changed its name to Bravura Solutions Limited in October 2016. Bravura Solutions Limited was founded in 2004 and is headquartered in Sydney, Australia.

How the Company Makes Money

Bravura Solutions Limited generates revenue primarily through the sale of its proprietary software products and related services. The company's key revenue streams include software licensing, which provides clients with the right to use Bravura's solutions, and maintenance and support services, which offer ongoing technical assistance and updates. Additionally, Bravura offers consulting and professional services to assist clients with the implementation and customization of its software solutions. The company also benefits from long-term contractual agreements with financial institutions, securing recurring revenue through subscription-based models. Bravura's strategic partnerships with leading financial services firms and its ability to adapt to regulatory changes and technological advancements further contribute to its financial performance.

Bravura Solutions Limited Financial Statement Overview

Summary

Bravura Solutions Limited demonstrates a strong financial recovery with improved profitability and cash flow metrics. The income statement reflects enhanced operational efficiency and profitability, while the balance sheet shows low leverage and high return on equity. The cash flow statement highlights robust cash generation, supporting the company's financial health. However, past revenue declines and the absence of some balance sheet metrics warrant cautious optimism.

Income Statement

Bravura Solutions Limited has shown a strong recovery in its income statement metrics. The gross profit margin has significantly improved to 100% in the latest year, indicating efficient cost management. The net profit margin also increased to 28.95%, reflecting enhanced profitability. Revenue growth is modest at 1.77%, but the EBIT and EBITDA margins have improved to 36.30% and 42.13%, respectively, showing strong operational performance. However, the company experienced a revenue decline in previous years, which could pose a risk if not managed well.

Balance Sheet

The balance sheet of Bravura Solutions Limited shows a stable financial position with a low debt-to-equity ratio of 0.14, indicating low leverage. The return on equity is notably high at 79.32%, suggesting efficient use of equity to generate profits. However, the equity ratio is not explicitly provided, which limits a comprehensive assessment of asset financing. The company has managed to reduce its debt over the years, enhancing financial stability.

Cash Flow

Bravura Solutions Limited exhibits strong cash flow metrics with a significant free cash flow growth rate of 34.12% in the latest year, indicating robust cash generation capabilities. The operating cash flow to net income ratio is 1.42, and the free cash flow to net income ratio is 0.97, both reflecting healthy cash flow relative to earnings. The company has improved its cash flow position significantly compared to previous years, which supports its operational and financial flexibility.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	259.08M	256.42M	248.95M	248.20M	265.43M	242.34M
Gross Profit	71.97M	256.42M	38.98M	11.39M	59.23M	60.35M
EBITDA	49.28M	108.03M	29.05M	-252.86M	58.60M	62.46M
Net Income	74.23M	74.23M	8.78M	-280.71M	29.93M	34.56M
Balance Sheet
Total Assets	179.84M	179.84M	229.20M	258.39M	456.70M	465.88M
Cash, Cash Equivalents and Short-Term Investments	58.69M	58.69M	89.97M	75.75M	48.67M	73.57M
Total Debt	13.32M	13.32M	17.41M	27.79M	30.58M	36.76M
Total Liabilities	86.26M	86.26M	95.53M	132.48M	121.83M	136.09M
Stockholders Equity	93.58M	93.58M	133.67M	125.91M	334.88M	329.78M
Cash Flow
Free Cash Flow	99.92M	97.71M	23.42M	-25.87M	15.65M	21.64M
Operating Cash Flow	100.51M	100.58M	29.91M	-6.69M	41.82M	46.98M
Investing Cash Flow	-2.87M	-2.87M	-6.49M	-24.09M	-33.01M	-48.39M
Financing Cash Flow	-127.08M	-127.15M	-8.87M	57.43M	-32.38M	-25.09M

Bravura Solutions Limited Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 3.32
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Negative
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:BVS, the sentiment is Positive. The current price of 3.32 is above the 20-day moving average (MA) of 2.65, above the 50-day MA of 2.35, and above the 200-day MA of 2.20, indicating a bullish trend. The MACD of 0.30 indicates Negative momentum. The RSI at 81.56 is Negative, neither overbought nor oversold. The STOCH value of 94.30 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for AU:BVS.

Bravura Solutions Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
BVS	70 Outperform	AU$1.49B	20.11	65.33%	7.89%	25.67%	744.90%
Sector *	61 Neutral	$37.18B	12.37	-10.20%	1.83%	8.50%	-7.62%
IRE	58 Neutral	€1.60B	18.13	26.73%	2.43%	-4.10%	341.80%
NXL	57 Neutral	AU$1.01B	308.39	-3.19%	―	0.40%	-280.65%
RUL	53 Neutral	AU$1.05B	161.02	<0.01%	―	9.76%	-28.92%

Bravura Solutions Limited Corporate Events

Bravura Solutions Announces 2025 AGM Details

Bravura Solutions Limited has announced its upcoming Annual General Meeting (AGM) for shareholders in 2025. The notice informs shareholders about the availability of the company’s 2025 Annual Report on its website, emphasizing the company’s commitment to digital accessibility and shareholder engagement.

The most recent analyst rating on (AU:BVS) stock is a Hold with a A$2.10 price target. To see the full list of analyst forecasts on Bravura Solutions Limited stock, see the AU:BVS Stock Forecast page.

Bravura Solutions Announces 2025 AGM Date and Director Elections

Bravura Solutions Limited has announced that its 2025 Annual General Meeting will be held on October 15, 2025, with a key agenda item being the re-election and appointment of directors. This meeting is significant for stakeholders as it will influence the company’s governance and strategic direction.

The most recent analyst rating on (AU:BVS) stock is a Buy with a A$2.90 price target. To see the full list of analyst forecasts on Bravura Solutions Limited stock, see the AU:BVS Stock Forecast page.

Bravura Solutions Announces Cessation of Securities

Bravura Solutions Limited announced the cessation of 54,027 ordinary fully paid securities due to an on-market buy-back, effective August 13, 2025. This move is part of the company’s capital management strategy, potentially impacting its market positioning by optimizing capital structure and returning value to shareholders.

The most recent analyst rating on (AU:BVS) stock is a Sell with a A$2.15 price target. To see the full list of analyst forecasts on Bravura Solutions Limited stock, see the AU:BVS Stock Forecast page.