AUB Group Limited (AU:AUB)
ASX:AUB
Top Page
AUB Group
(Sydney:AUB)
Select Model
Select Model
Rating:60Neutral
Price Target:
AU$25.00
â–˛(4.91% Upside)
Action:ReiteratedDate:12/02/25
The overall stock score of 60 reflects strong financial performance, particularly in profitability and cash flow management. However, technical analysis indicates bearish momentum, and valuation metrics suggest the stock is moderately priced. The absence of earnings call data and corporate events limits further insights.
Positive Factors
Strong free cash flow generation
AUB's very strong free cash flow growth and near-parity FCF-to-net-income indicate durable cash conversion. That supports sustainable dividends, debt servicing, and targeted acquisitions while providing resilience through insurance cycle swings and funding optionality for strategic investments.
Negative Factors
Negative reported revenue growth
A decline in top-line is a structural concern: sustained negative revenue growth can erode the base on which high margins and cash flows rest. If premium placements, renewals or volumes weaken further, absolute profits, reinvestment capacity and long-term growth will be constrained.
Read all positive and negative factors
Positive Factors
Negative Factors
Strong free cash flow generation
AUB's very strong free cash flow growth and near-parity FCF-to-net-income indicate durable cash conversion. That supports sustainable dividends, debt servicing, and targeted acquisitions while providing resilience through insurance cycle swings and funding optionality for strategic investments.
Read all positive factors
AUB Group (AUB) vs. iShares MSCI Australia ETF (EWA)
Market Cap
AU$3.11B
Dividend Yield2.95%
Average Volume (3M)275.17K
Price to Earnings (P/E)25.4
Beta (1Y)0.57
Revenue Growth10.98%
EPS Growth23.05%
CountryAU
Employees2,582
SectorFinancial
Sector Strength70
IndustryInsurance - Brokers
Share Statistics
EPS (TTM)0.78
Shares Outstanding130,640,520
10 Day Avg. Volume208,032
30 Day Avg. Volume275,174
Financial Highlights & Ratios
PEG Ratio0.99
Price to Book (P/B)2.44
Price to Sales (P/S)4.00
P/FCF Ratio10.83
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
AU$33.96Price Target Upside42.52% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering5
EPS Forecast (FY)1.84
Revenue Forecast (FY)AU$1.63B
AUB Group Business Overview & Revenue Model
Company Description
AUB Group Limited engages in the insurance broking and underwriting businesses in Australia and New Zealand. The company provides insurance broking and advisory services primarily to SME clients; distributes ancillary products; and designs, distri...
How the Company Makes Money
AUB primarily makes money by earning revenue tied to the placement and servicing of insurance policies through its broker network and underwriting agency operations. Key revenue streams include: (1) brokerage and distribution income: commissions a...
AUB Group Financial Statement Overview
Summary
Income Statement
75
Positive
Balance Sheet
70
Positive
Cash Flow
80
Positive
| Breakdown | TTM | Jun 2025 | Jun 2024 | Jun 2023 | Jun 2022 | Jun 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 1.17B | 1.03B | 1.05B | 740.01M | 336.86M | 315.86M |
| Gross Profit | 1.17B | 1.03B | 519.53M | 387.63M | 295.08M | 169.54M |
| EBITDA | 294.32M | 451.38M | 219.69M | 241.81M | 151.51M | 73.26M |
| Net Income | 188.95M | 180.06M | 137.07M | 65.25M | 80.84M | 70.62M |
Balance Sheet | ||||||
| Total Assets | 4.60B | 4.73B | 4.05B | 3.88B | 1.64B | 1.15B |
| Cash, Cash Equivalents and Short-Term Investments | 1.28B | 1.34B | 1.29B | 1.20B | 593.48M | 282.87M |
| Total Debt | 1.25B | 958.06M | 724.69M | 661.11M | 74.74M | 238.15M |
| Total Liabilities | 2.77B | 2.66B | 2.30B | 2.37B | 642.80M | 547.83M |
| Stockholders Equity | 1.54B | 1.69B | 1.51B | 1.28B | 854.49M | 478.75M |
Cash Flow | ||||||
| Free Cash Flow | 266.85M | 381.90M | 75.60M | 201.49M | 93.34M | 111.89M |
| Operating Cash Flow | 270.67M | 386.53M | 82.00M | 202.24M | 95.53M | 112.59M |
| Investing Cash Flow | -207.79M | -365.77M | -82.81M | -136.85M | 118.45M | 23.23M |
| Financing Cash Flow | -16.23M | 34.62M | 89.21M | 498.66M | 98.80M | -96.99M |
AUB Group Technical Analysis
Neutral
23.83
Price Trends
26.31
Negative
29.94
Negative
31.47
Negative
Market Momentum
-0.74
Negative
46.09
Neutral
49.48
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:AUB, the sentiment is Neutral. The current price of 23.83 is above the 20-day moving average (MA) of 23.61, below the 50-day MA of 26.31, and below the 200-day MA of 31.47, indicating a neutral trend. The MACD of -0.74 indicates Negative momentum. The RSI at 46.09 is Neutral, neither overbought nor oversold. The STOCH value of 49.48 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for AU:AUB.
AUB Group Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
72 Outperform | AU$3.02B | 10.09 | 18.07% | 4.17% | 5.90% | 7.22% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
63 Neutral | AU$4.60B | 11.48 | 15.06% | 3.70% | 9.16% | 43.16% | |
60 Neutral | AU$3.11B | 25.45 | 11.17% | 2.95% | 10.98% | 23.05% | |
60 Neutral | AU$5.49B | 4.78 | 11.51% | 3.10% | 11.78% | 47.53% | |
50 Neutral | AU$1.82B | 9.75 | -1.00% | 6.01% | 2.87% | 87.93% | |
49 Neutral | AU$6.47B | 32.82 | 15.22% | 0.57% | 24.44% | 68.80% |
* Financial Sector Average
AU:AUB
AUB Group
23.83
-5.14
-17.75%
AU:CGF
Challenger
7.92
2.14
37.10%
AU:NHF
NIB Holdings Ltd
6.29
-0.15
-2.30%
AU:PPT
Perpetual Limited
15.80
-3.01
-16.00%
AU:SDF
Steadfast Group Limited
4.15
-1.40
-25.17%
AU:HUB
HUB24 Limited
80.35
7.63
10.49%
AUB Group Corporate Events
AUB Group Finalises Majority Acquisition of UK Insurance Platform Prestige
Mar 9, 2026
AUB Group has completed the acquisition of 95.9% of PIHL Holdings Limited, known as Prestige, a diversified insurance broking and underwriting platform in the UK. The deal expands AUB’s international footprint and strengthens its presence in...
AUB director Melanie Laing lifts stake through share purchase plan
Mar 4, 2026
AUB Group has disclosed a change in director Melanie Susan Laing’s relevant interest in the company’s securities. Laing increased her indirect holding via Laing Simon Pty Limited by acquiring 1,270 ordinary fully paid shares for $29,99...
AUB Group CEO Emmett lifts stake via share purchase plan
Mar 4, 2026
AUB Group has disclosed a change in the shareholdings of its director, Michael Patrick Cheere Emmett, reflecting a modest increase in his indirect ownership of ordinary fully paid shares. The transaction, worth $29,997.40, was executed via partici...
AUB Director Peter Harmer Increases Stake via Share Purchase Plan
Mar 4, 2026
AUB Group has disclosed a change in the indirect shareholding of non-executive director Peter Geoffrey Harmer, who increased his beneficial interest in the company through a recent share purchase. Harmer acquired 1,270 ordinary fully paid shares v...
AUB Group Seeks ASX Quotation for 447,640 New Ordinary Shares
Mar 4, 2026
AUB Group Limited has applied for quotation on the ASX of 447,640 new ordinary fully paid shares, with an issue date of 5 March 2026. The new securities are being listed as part of previously announced transactions, modestly expanding the company&...
AUB Group lifts FY26 outlook on resilient first-half profit growth
Feb 24, 2026
AUB Group, a major ASX200 insurance broking and underwriting agency network, operates at scale across hundreds of locations and channels substantial premium volumes into local and foreign insurance markets. Its diversified structure and capital al...
AUB Group Declares Interim Dividend of 27 Cents per Share
Feb 23, 2026
AUB Group Limited has declared an ordinary dividend of AUD 0.27 per fully paid share, relating to the six‑month period ended 31 December 2025. The distribution will be paid on 2 April 2026, with shares trading ex‑dividend on 12 March a...
AUB Group Lifts Half-Year Profit and Revenue, Declares Higher Interim Dividend
Feb 23, 2026
AUB Group Limited, an ASX200-listed network of insurance brokers and underwriting agencies, operates from about 579 locations and serves roughly 1.2 million clients. The company arranges over $11 billion in premiums with local and foreign insurers...
AUB Group Sets Date and Investor Briefing for 1H26 Results
Feb 9, 2026
AUB Group Limited has scheduled the release of its first-half 2026 financial results for 24 February 2026, with CEO and Managing Director Mike Emmett and Interim CFO Nick Dryden set to present the outcome. The results will be detailed via a webcas...
AUB Group Opens Share Purchase Plan to Existing Shareholders
Feb 3, 2026
AUB Group has opened its previously announced Share Purchase Plan to eligible shareholders, releasing an offer booklet and setting a closing date of 5:00pm AEDT on 26 February 2026. The capital-raising initiative is designed to provide existing in...
AUB Director Tonianne Dwyer Acquires Initial Shareholding in On‑Market Trade
Feb 3, 2026
AUB Group Limited has disclosed that non-executive director Tonianne Dwyer has acquired 1,750 ordinary fully paid shares in the company via an on‑market trade on 3 February 2026, for a total consideration of $51,620.83. The purchase marks Dw...
AUB Group Issues $400m Institutional Placement Shares, Confirms Regulatory Compliance
Feb 2, 2026
AUB Group Limited has completed the issuance of 13,605,443 fully paid ordinary shares at AUD 29.40 per share to institutional investors under a fully underwritten institutional placement announced in late January 2026. The company confirmed that t...
AUB Group Sets Out Key Investor and Governance Dates for 2026
Jan 30, 2026
AUB Group has released its key investor dates for 2026, outlining the timetable for major financial disclosures and shareholder events. The company will present its half-year 2026 results on 24 February and its full-year 2026 results on 25 August,...
AUB Group Seeks ASX Quotation for 13.6 Million New Shares
Jan 30, 2026
AUB Group Limited has applied to the ASX for quotation of 13,605,443 new ordinary fully paid shares, with an issue date of 2 February 2026. The securities are being brought to market under a previously announced transaction, signalling a notable i...
AUB Group Raises AUD 400m to Fund Prestige Acquisition and UK Expansion
Jan 27, 2026
AUB Group has completed a fully subscribed institutional placement of approximately 13.6 million new shares at AUD 29.40 per share, raising AUD 400 million at a 7.9% discount to the last traded price. The placement, which drew strong demand from b...
AUB Group Raises AUD 400m to Fund Prestige Acquisition and UK Expansion
Jan 27, 2026
AUB Group has completed a fully subscribed institutional placement of approximately 13.6 million new shares at AUD 29.40 per share, raising AUD 400 million at a 7.9% discount to the last traded price. The placement, which drew strong demand from b...
AUB Group Plans Nearly 15 Million New Share Issue via Placement and Purchase Plan
Jan 27, 2026
AUB Group Limited has announced a proposed issue of up to 14,965,987 new ordinary fully paid shares, comprising a securities purchase plan of up to 1,360,544 shares and a separate placement or other type of issue of up to 13,605,443 shares. The sh...
AUB Group Releases Acquisition and Equity Raising Presentation
Jan 27, 2026
AUB Group has released an Acquisition and Equity Raising Presentation, signalling an upcoming transaction and associated capital raising activity aimed at supporting its growth strategy. While specific deal terms are not detailed in the announceme...
AUB Group to Acquire UK Broker Prestige in $432m Deal, Backed by Equity Raising and New Debt
Jan 27, 2026
AUB Group has agreed to acquire 95.9% of UK-based PIHL Holdings Limited, known as Prestige, for AUD 432 million, in a deal that will materially expand its UK retail insurance footprint and mark its entry into the UK MGA segment. Prestige, a divers...
AUB Group Requests Trading Halt Ahead of Capital Raising Announcement
Jan 26, 2026
AUB Group Limited has requested and been granted a trading halt in its ordinary shares on the ASX as it prepares to announce a proposed capital raising that will include an institutional placement and a share purchase plan. The halt, effective fro...
AUB Group Cancels Over 114,000 Lapsed Performance Share Rights
Jan 2, 2026
AUB Group Limited has notified the market of the cessation of 114,778 performance share rights, which lapsed on 31 December 2025 after the conditions attached to those rights were not met or became incapable of being satisfied. The lapse of these ...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.