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Perpetual Limited (AU:PPT)
ASX:PPT
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Perpetual Limited (PPT) AI Stock Analysis

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AU:PPT

Perpetual Limited

(Sydney:PPT)

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Neutral 50 (OpenAI - 5.2)
Rating:50Neutral
Price Target:
AU$15.50
â–¼(-5.89% Downside)
Action:Reiterated
Date:10/24/25
Perpetual Limited's overall stock score is driven by significant financial challenges, including declining revenues and increased leverage. Technical analysis shows mixed signals, with no clear trend direction. Valuation concerns are present due to a negative P/E ratio, although the high dividend yield may appeal to some investors. The absence of earnings call data and corporate events limits further insights.
Positive Factors
Recurring fee-based, diversified business model
Perpetual’s core businesses (asset management, private wealth and corporate trust) generate recurring fees tied to mandates and client relationships. This diversified fee base reduces reliance on a single revenue source, smoothing long-term cash flows and supporting predictable revenue even as markets cycle.
Negative Factors
Severe revenue decline
The reported ~-98% revenue decline represents a structural erosion of core fee income and scale. Such a collapse undermines margin sustainability, reduces economies of scale, and can force permanent cost base reductions or asset disposals. Restoring recurring revenue levels will likely require strategic repositioning and client retention wins.
Read all positive and negative factors
Positive Factors
Negative Factors
Recurring fee-based, diversified business model
Perpetual’s core businesses (asset management, private wealth and corporate trust) generate recurring fees tied to mandates and client relationships. This diversified fee base reduces reliance on a single revenue source, smoothing long-term cash flows and supporting predictable revenue even as markets cycle.
Read all positive factors

Perpetual Limited (PPT) vs. iShares MSCI Australia ETF (EWA)

Perpetual Limited Business Overview & Revenue Model

Company Description
Established in 1886, Perpetual Limited (PPT.AX) operates as a publicly traded investment management firm, delivering a comprehensive suite of financial solutions across Australia. Its core offerings encompass fund and portfolio management, financi...
How the Company Makes Money
Perpetual makes money mainly by charging fees for financial services delivered through its core operating segments: 1) Asset management (investment management fees): Perpetual earns recurring management fees by managing investment funds and portf...

Perpetual Limited Financial Statement Overview

Summary
Perpetual Limited faces significant financial challenges, with declining revenues and profitability impacting its income statement. The balance sheet shows increased leverage, raising concerns about financial stability. Cash flow metrics indicate stress, with declining free cash flow growth. Overall, the company needs to address operational inefficiencies and manage its leverage to improve its financial health.
Income Statement
45
Neutral
Balance Sheet
60
Neutral
Cash Flow
55
Neutral
BreakdownTTMJun 2025Jun 2024Jun 2023Jun 2022Jun 2021
Income Statement
Total Revenue1.39B23.10M1.30B995.60M773.50M623.30M
Gross Profit221.80M-47.90M1.14B878.80M711.40M310.10M
EBITDA268.10M140.30M281.60M217.10M199.20M162.71M
Net Income-16.30M-58.20M-472.20M59.00M101.20M74.87M
Balance Sheet
Total Assets3.35B3.42B3.40B3.94B1.75B1.62B
Cash, Cash Equivalents and Short-Term Investments589.80M343.20M221.30M427.10M361.70M311.00M
Total Debt1.06B1.13B833.70M825.30M330.70M249.20M
Total Liabilities1.74B1.77B1.66B1.57B820.70M709.80M
Stockholders Equity1.61B1.65B1.74B2.37B925.80M907.10M
Cash Flow
Free Cash Flow230.60M196.40M264.60M109.40M155.80M106.90M
Operating Cash Flow253.20M217.10M296.40M134.80M170.80M120.60M
Investing Cash Flow52.00M17.40M-97.90M-244.00M-69.20M-478.90M
Financing Cash Flow-245.10M-129.20M-229.30M221.60M-66.60M344.10M

Perpetual Limited Technical Analysis

Technical Analysis Sentiment
Positive
Last Price16.47
Price Trends
50DMA
16.44
Positive
100DMA
16.45
Positive
200DMA
17.36
Positive
Market Momentum
MACD
0.85
Negative
RSI
79.67
Negative
STOCH
94.50
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:PPT, the sentiment is Positive. The current price of 16.47 is below the 20-day moving average (MA) of 16.84, above the 50-day MA of 16.44, and below the 200-day MA of 17.36, indicating a bullish trend. The MACD of 0.85 indicates Negative momentum. The RSI at 79.67 is Negative, neither overbought nor oversold. The STOCH value of 94.50 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for AU:PPT.

Perpetual Limited Peers Comparison

Overall Rating
UnderperformOutperform
Sector (68)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
71
Outperform
AU$3.07B12.2614.31%5.99%-12.42%-36.36%
68
Neutral
$18.00B11.429.92%3.81%9.73%1.22%
61
Neutral
AU$4.04B30.6113.61%3.45%11.69%-15.05%
58
Neutral
AU$3.11B153.1358.96%23.72%215.38%-82.04%
50
Neutral
AU$2.22B-127.93-1.00%6.01%2.23%96.71%
44
Neutral
AU$4.05B31.103.56%1.65%-14.25%-25.71%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
AU:PPT
Perpetual Limited
19.28
-0.38
-1.91%
AU:AMP
AMP
1.67
0.24
17.17%
AU:MFG
Magellan Financial Group Ltd
9.93
1.04
11.64%
AU:L1G
Platinum Asset Management Ltd
1.23
0.66
115.79%
AU:PNI
Pinnacle Investment Management Group Limited
17.62
-2.82
-13.80%

Perpetual Limited Corporate Events

Perpetual rejects EQT-linked takeover approach as undervaluing company
Jul 1, 2026
Perpetual Limited has rejected an unsolicited, non-binding and highly conditional proposal from Windflower Pte Limited, an entity understood to be indirectly controlled by EQT AB, to acquire all its shares via a scheme of arrangement. The offer, w...
Perpetual Seeks Trading Halt Amid Potential Change-of-Control Bid
Jul 1, 2026
Perpetual Limited has requested a trading halt on its fully paid ordinary shares on the ASX, after receiving an approach related to a potential change of control transaction. The halt will remain in place until the company releases a further annou...
Perpetual Seeks ASX Quotation for New Employee Incentive Shares
Jun 29, 2026
Perpetual Limited has applied for quotation on the ASX of 40,000 new ordinary fully paid shares issued on June 25, 2026. The securities were created under an employee incentive scheme and will trade under the existing PPT code, expanding the compa...
Perpetual to Acquire Majority Stake in Interfi as Debt Levels Improve
Jun 4, 2026
Perpetual’s Corporate Trust division has agreed to acquire a 70% stake in Interfi Systems, a Victoria-based loan servicing technology provider to the non-bank lending sector with about $55 billion in assets under administration. The deal, fu...
Perpetual Lifts Stake in Vista Group to Over 6%
May 11, 2026
Perpetual Limited and its subsidiaries have increased their substantial holding in Vista Group International Limited, lifting their stake from about 5.1% to 6.1% of the company’s ordinary shares. The move reflects additional share acquisitio...
Perpetual exits substantial shareholder status in AMP
May 8, 2026
Perpetual Limited and its related bodies corporate have ceased to be a substantial shareholder in AMP Limited, according to a notice lodged under Australia’s Corporations Act. The change reflects a reduction in Perpetual’s relevant int...
Perpetual exits substantial holder position in Nine Entertainment
May 1, 2026
Perpetual Limited and its related bodies corporate have ceased to be a substantial holder in Nine Entertainment Co. Holdings, the Australian media group, as of 29 April 2026. The change, detailed in an ASIC Form 605 notice, indicates that Perpetua...
Perpetual Ceases to Be Substantial Shareholder in Downer EDI
Apr 28, 2026
Perpetual Limited and its related bodies corporate have notified Downer EDI Limited that they have ceased to be a substantial shareholder in the engineering and infrastructure company. The change was effective 24 April 2026, ending a substantial h...
Perpetual Exits Substantial Shareholder Position in Orora
Apr 16, 2026
Perpetual Limited has notified Orora Limited that it has ceased to be a substantial shareholder in the packaging company as of 14 April 2026. The change reflects a reduction in Perpetual’s relevant voting interests in Orora, signalling a rep...
Perpetual Sells Down Stake, Ceases to Be Major Holder in Reliance Worldwide
Apr 9, 2026
Perpetual Limited and its related entities have notified Reliance Worldwide Corporation that they have ceased to be a substantial holder in the plumbing products group as of 7 April 2026. The change reflects a reduction in Perpetual’s voting...
Perpetual to Quote New Shares Issued Under Dividend Plan
Apr 9, 2026
Perpetual Limited has applied for quotation on the ASX of 121,653 ordinary fully paid shares, to be issued under a dividend or distribution plan with an issue date of 7 April 2026. The additional securities marginally increase the company’s ...
Perpetual Director Increases Shareholding via Dividend Reinvestment
Apr 9, 2026
Perpetual Limited has disclosed a change in the shareholding of non-executive director Fiona Trafford-Walker, who increased her direct holding in the company through the latest dividend reinvestment plan. Following the allocation of 214 fully paid...
Perpetual Director Increases Indirect Shareholding via Dividend Reinvestment Plan
Apr 9, 2026
Perpetual Limited has reported a change in the indirect shareholding of director Paul Christopher Raymond Ruiz following the company’s latest dividend reinvestment plan. Through Beattie Branch Pty Ltd , where he is a director of the trustee,...
Perpetual Director Gregory Cooper Lifts Indirect Stake via Dividend Reinvestment
Apr 9, 2026
Perpetual Limited has disclosed a change in director Gregory John Andrew Cooper’s indirect interest in the company’s shares, lodged under ASX listing rule 3.19A.2. The notice states that Cooper holds his interest through BG Cooper Pty ...
Perpetual Ends Substantial Shareholding in Matrix Composites & Engineering
Apr 8, 2026
Perpetual Limited and its related entities have ceased to be substantial holders in Matrix Composites Engineering Limited as of 2 April 2026, according to a notice lodged under Section 671B of the Corporations Act. The change follows adjustments ...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Oct 24, 2025