Breakdown | TTM | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
---|---|---|---|---|---|---|
Income Statement | ||||||
Total Revenue | 226.74M | 223.07M | 162.56M | 160.55M | 147.92M | 144.55M |
Gross Profit | 135.11M | 134.63M | 130.57M | 144.44M | 142.45M | 122.54M |
EBITDA | 40.98M | 42.72M | 44.24M | 70.46M | 72.23M | 58.73M |
Net Income | 28.36M | 29.71M | 30.07M | 48.80M | 49.86M | 40.83M |
Balance Sheet | ||||||
Total Assets | 4.45B | 4.31B | 4.17B | 3.97B | 4.03B | 3.69B |
Cash, Cash Equivalents and Short-Term Investments | 747.19M | 617.66M | 640.30M | 638.15M | 1.02B | 746.28M |
Total Debt | 33.58M | 33.60M | 71.57M | 106.92M | 70.17M | 87.70M |
Total Liabilities | 4.04B | 3.91B | 3.79B | 3.62B | 3.66B | 3.35B |
Stockholders Equity | 404.41M | 400.90M | 379.77M | 353.54M | 371.19M | 334.39M |
Cash Flow | ||||||
Free Cash Flow | 28.47M | 28.87M | 13.50M | 45.46M | 61.07M | 37.18M |
Operating Cash Flow | 34.19M | 34.47M | 20.58M | 59.71M | 68.21M | 42.31M |
Investing Cash Flow | -46.17M | -88.95M | -82.65M | -393.06M | -274.60M | -187.32M |
Financing Cash Flow | 30.96M | 66.49M | 139.95M | -59.69M | 283.10M | 455.77M |
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
---|---|---|---|---|---|---|---|
76 Outperform | $552.01M | 11.14 | 9.27% | 2.89% | 15.26% | 160.27% | |
75 Outperform | $456.57M | 16.14 | 7.25% | 4.00% | 11.46% | -1.07% | |
67 Neutral | $459.79M | 15.10 | 7.44% | 3.04% | 22.16% | -15.57% | |
66 Neutral | $532.54M | 36.99 | 4.21% | ― | 60.34% | -62.91% | |
65 Neutral | $579.35M | 18.89 | 6.27% | 3.68% | 40.06% | 145.33% | |
58 Neutral | $521.64M | 19.43 | 4.44% | 2.93% | 6.65% | 67.14% | |
58 Neutral | HK$90.77B | 5.06 | -3.21% | 5.22% | 7.36% | -55.21% |
Arrow Financial Corporation announced that David D. Kaiser, the former Senior Executive Vice President and Chief Credit Officer, retired from all his positions with the company and its subsidiaries as of June 30, 2025. Following his retirement, Kaiser entered into a six-month Professional Services Agreement with Arrow Financial starting July 1, 2025, where he will provide services as directed by the CEO, with compensation of $2,500 per month plus expenses, and the agreement can be terminated by either party with 30 days’ notice.
The most recent analyst rating on (AROW) stock is a Hold with a $32.00 price target. To see the full list of analyst forecasts on Arrow Financial stock, see the AROW Stock Forecast page.
Arrow Financial Corporation is set to engage in virtual investor meetings on June 17 and 18, 2025, where they will present a Mid-2Q Update to current and potential investors. The company has shown strong net interest margin expansion through May 2025, with further growth expected, although at a moderated pace without additional rate cuts. The company’s disciplined pricing strategy has positively impacted core deposit rates, and they anticipate low single-digit loan growth for the fiscal year 2025. Additionally, Arrow Financial has been active in stock repurchases and maintains a strategic focus on mergers and acquisitions in branches, banks, wealth management, and insurance sectors.
The most recent analyst rating on (AROW) stock is a Hold with a $32.00 price target. To see the full list of analyst forecasts on Arrow Financial stock, see the AROW Stock Forecast page.
Arrow Financial Corporation held its 2025 Annual Meeting of Shareholders on June 4, 2025, where key decisions were made regarding the company’s governance and financial oversight. Shareholders elected new directors for various terms, approved the 2024 executive compensation, and ratified Crowe LLP as the independent auditor for the fiscal year ending December 31, 2025, with a quorum representing 77.06% of outstanding shares.
The most recent analyst rating on (AROW) stock is a Hold with a $32.00 price target. To see the full list of analyst forecasts on Arrow Financial stock, see the AROW Stock Forecast page.
Arrow Financial Corporation held its annual meeting on June 4, 2025, where it presented its financial performance and strategic initiatives to shareholders. The company reported solid financial results for 2024, including loan growth and an expanded net interest margin, despite challenges such as unification expenses and repositioning of the securities portfolio. In the first quarter of 2025, Arrow Financial achieved record net interest income and improved return on average assets, while continuing to focus on growth through strategic share repurchases and strengthening its management team.
The most recent analyst rating on (AROW) stock is a Hold with a $32.00 price target. To see the full list of analyst forecasts on Arrow Financial stock, see the AROW Stock Forecast page.
Arrow Financial Corporation reported a net income of $6.3 million for the first quarter of 2025, an increase from $4.5 million in the previous quarter, with earnings per share rising to $0.38. The company declared a quarterly cash dividend of $0.28 per share and authorized a $5 million increase in its share repurchase program. Despite a $3.75 million reserve related to a commercial real estate loan, Arrow’s core profitability improved, supported by strong margin expansion and loan growth. The company is progressing with its strategic initiatives, including expanding its Corporate Banking Team and finalizing the unification of its banking subsidiaries.
Arrow Financial Corporation announced the retirement of David D. Kaiser, Chief Credit Officer, effective June 30, 2025. Mr. Kaiser, who has been instrumental in building Arrow’s strong credit culture, will have his responsibilities reassigned to experienced executives within the company, ensuring continuity in its credit and lending operations.