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Arrow Financial (AROW)
NASDAQ:AROW
Total Valuation
Arrow Financial has a market cap or net worth of $416.38M. The enterprise value is $679.68M.
Market Cap$416.38M
Enterprise Value$679.68M
Share Statistics
Arrow Financial has 16,675,339 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding16,675,339
Owned by Insiders2.58%
Owned by Institutions15.25%
Financial Efficiency
Arrow Financial’s return on equity (ROE) is 0.07 and return on invested capital (ROIC) is 6.21%.
Return on Equity (ROE)0.07
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)6.21%
Return on Capital Employed (ROCE)0.08
Revenue Per Employee384.60K
Profits Per Employee51.22K
Employee Count580
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Arrow Financial is 16.18. Arrow Financial’s PEG ratio is -33.75.
PE Ratio16.18
PS Ratio0.00
PB Ratio1.87
Price to Fair Value1.20
Price to FCF15.62
Price to Operating Cash Flow12.85
PEG Ratio-33.75
Income Statement
In the last 12 months, Arrow Financial had revenue of 223.07M and earned 29.71M in profits. Earnings per share was 1.77.
Revenue223.07M
Gross Profit134.63M
Operating Income37.36M
Pretax Income37.36M
Net Income29.71M
EBITDA42.72M
Earnings Per Share (EPS)1.77
Cash Flow
In the last 12 months, operating cash flow was 34.19M and capital expenditures -5.72M, giving a free cash flow of 28.47M billion.
Operating Cash Flow34.19M
Free Cash Flow28.47M
Free Cash Flow per Share1.71
Dividends & Yields
Arrow Financial pays an annual dividend of $0.28, resulting in a dividend yield of 4.49%
Dividend Per Share$0.28
Dividend Yield4.49%
Payout Ratio58.42%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.73
52-Week Price Change4.70%
50-Day Moving Average25.27
200-Day Moving Average27.32
Relative Strength Index (RSI)41.37
Average Volume (3m)41.93K
Important Dates
Arrow Financial upcoming earnings date is Jul 29, 2025, TBA Not Confirmed.
Last Earnings DateMay 1, 2025
Next Earnings DateJul 29, 2025
Ex-Dividend DateMay 13, 2025
Financial Position
Arrow Financial as a current ratio of 0.16, with Debt / Equity ratio of 61.40%
Current Ratio0.16
Quick Ratio0.16
Debt to Market Cap0.06
Net Debt to EBITDA-2.83
Interest Coverage Ratio0.45
Taxes
In the past 12 months, Arrow Financial has paid 7.65M in taxes.
Income Tax7.65M
Effective Tax Rate0.20
Enterprise Valuation
Arrow Financial EV to EBITDA ratio is 8.42, with an EV/FCF ratio of 12.46.
EV to Sales1.61
EV to EBITDA8.42
EV to Free Cash Flow12.46
EV to Operating Cash Flow10.43
Balance Sheet
Arrow Financial has $747.19M in cash and marketable securities with $33.58M in debt, giving a net cash position of -$713.61M billion.
Cash & Marketable Securities$747.19M
Total Debt$33.58M
Net Cash-$713.61M
Net Cash Per Share-$42.79
Tangible Book Value Per Share$22.41
Margins
Gross margin is 100.00%, with operating margin of 16.75%, and net profit margin of 13.32%.
Gross Margin100.00%
Operating Margin16.75%
Pretax Margin16.75%
Net Profit Margin13.32%
EBITDA Margin19.15%
EBIT Margin16.75%
Analyst Forecast
The average price target for Arrow Financial is $28.00, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$28.00
Price Target Upside12.31% Upside
Analyst ConsensusHold
Analyst Count1
Revenue Growth Forecast11.46%
EPS Growth Forecast-1.07%