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Arrow Financial (AROW)
NASDAQ:AROW
Total Valuation
Arrow Financial has a market cap or net worth of $547.20M. The enterprise value is $536.02M.
Market Cap$547.20M
Enterprise Value$536.02M
Share Statistics
Arrow Financial has 16,511,642 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding16,511,642
Owned by Insiders3.11%
Owned by Institutions13.97%
Financial Efficiency
Arrow Financial’s return on equity (ROE) is 0.10 and return on invested capital (ROIC) is -7.23%.
Return on Equity (ROE)0.10
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)-7.23%
Return on Capital Employed (ROCE)0.01
Revenue Per Employee418.24K
Profits Per Employee75.78K
Employee Count580
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Arrow Financial is 9.2. Arrow Financial’s PEG ratio is 0.24.
PE Ratio9.2
PS Ratio2.14
PB Ratio1.20
Price to Fair Value1.20
Price to FCF14.32
Price to Operating Cash Flow8.65
PEG Ratio0.24
Income Statement
In the last 12 months, Arrow Financial had revenue of 242.58M and earned 43.95M in profits. Earnings per share was 2.66.
Revenue242.58M
Gross Profit158.32M
Operating Income55.39M
Pretax Income55.39M
Net Income43.95M
EBITDA55.39M
Earnings Per Share (EPS)2.66
Cash Flow
In the last 12 months, operating cash flow was 61.74M and capital expenditures -8.56M, giving a free cash flow of 53.17M billion.
Operating Cash Flow61.74M
Free Cash Flow53.17M
Free Cash Flow per Share3.22
Dividends & Yields
Arrow Financial pays an annual dividend of $0.29, resulting in a dividend yield of 3.59%
Dividend Per Share$0.29
Dividend Yield3.59%
Payout Ratio50.22%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.85
52-Week Price Change30.64%
50-Day Moving Average33.31
200-Day Moving Average29.13
Relative Strength Index (RSI)41.32
Average Volume (3m)64.83K
Important Dates
Arrow Financial upcoming earnings date is Apr 28, 2026, TBA (Confirmed).
Last Earnings DateJan 29, 2026
Next Earnings DateApr 28, 2026
Ex-Dividend Date―
Financial Position
Arrow Financial as a current ratio of 0.04, with Debt / Equity ratio of 6.76%
Current Ratio0.04
Quick Ratio0.04
Debt to Market Cap0.05
Net Debt to EBITDA<0.01
Interest Coverage Ratio0.72
Taxes
In the past 12 months, Arrow Financial has paid 11.44M in taxes.
Income Tax11.44M
Effective Tax Rate0.21
Enterprise Valuation
Arrow Financial EV to EBITDA ratio is 9.36, with an EV/FCF ratio of 14.32.
EV to Sales2.14
EV to EBITDA9.36
EV to Free Cash Flow14.32
EV to Operating Cash Flow12.55
Balance Sheet
Arrow Financial has $29.13M in cash and marketable securities with $29.19M in debt, giving a net cash position of -$62.00K billion.
Cash & Marketable Securities$29.13M
Total Debt$29.19M
Net Cash-$62.00K
Net Cash Per Share>-$0.01
Tangible Book Value Per Share$24.62
Margins
Gross margin is 65.27%, with operating margin of 22.83%, and net profit margin of 18.12%.
Gross Margin65.27%
Operating Margin22.83%
Pretax Margin22.83%
Net Profit Margin18.12%
EBITDA Margin22.83%
EBIT Margin22.83%
Analyst Forecast
The average price target for Arrow Financial is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast6.86%
EPS Growth Forecast6.11%