The Andersons (ANDE) AI Stock Analysis

• Market Cap: $1.59B
• Dividend Yield: 1.52%
• Average Volume (3M): 303.81K
• Price to Earnings (P/E): 19.8
• Beta (1Y): 0.67
• Revenue Growth: 2.19%
• EPS Growth: -39.07%
• Country: US
• Employees: 2,224
• Sector: Consumer Defensive
• Sector Strength: 42
• Industry: Food Distribution
• EPS (TTM): 0.59
• Shares Outstanding: 34,210,457
• 10 Day Avg. Volume: 280,259
• 30 Day Avg. Volume: 303,810
• PEG Ratio: 1.04
• Price to Book (P/B): 1.01
• Price to Sales (P/S): 0.12
• P/FCF Ratio: 7.56
• Enterprise Value/Market Cap: 0.00
• Enterprise Value/Revenue: 0.00
• Enterprise Value/Gross Profit: 0.00
• Enterprise Value/Ebitda: 0.00
• 1Y Price Target: $50.00
• Price Target Upside: 5.24% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 2
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 70 Outperform
• Price Target: $53.00 ▲(11.56% Upside)

The Andersons' stock score reflects a balanced outlook. The company's strong cash flow and technical momentum are significant positives, supporting operational flexibility and growth potential. However, challenges in profitability and increased expenses weigh on the score. The valuation is moderate, indicating balanced growth expectations.

Positive Factors

Renewables Segment Growth

The strong performance in the renewables segment indicates a successful strategic focus on sustainable energy, which is a growing industry trend. This positions the company well for long-term growth as demand for renewable energy continues to rise.

Strategic Growth Investments

Investments in production efficiency and renewable feedstocks are likely to enhance competitive advantages and operational efficiency, supporting sustainable growth and market positioning in the renewable energy sector.

Strong Cash Flow and Balance Sheet

A strong cash flow and balance sheet provide financial flexibility for future investments and growth initiatives, ensuring the company can capitalize on strategic opportunities and manage economic fluctuations effectively.

Negative Factors

Challenging Agribusiness Environment

The significant decline in agribusiness income highlights challenges in the segment due to oversupplied markets and trade uncertainties, which could affect long-term profitability and market positioning.

Higher Input Costs

Increased input costs in the renewables segment could pressure margins and profitability, potentially limiting the financial benefits from the segment's growth and affecting overall company performance.

Increased Expenses

Rising expenses due to acquisitions and integrations may strain profitability and cash flow, requiring careful management to ensure these investments translate into long-term value and operational efficiency.

The Andersons Business Overview & Revenue Model

Company Description

The Andersons, Inc. (ANDE) is a diversified company primarily engaged in the agriculture sector, providing a range of products and services across various segments including grain, plant nutrient, and retail. The company operates through several divisions, including grain handling and marketing, plant nutrient sales, and retail operations that cater to farmers and agricultural producers. The Andersons also have a growing presence in the renewable energy sector, focusing on biofuels and other sustainable energy solutions.

How the Company Makes Money

The Andersons generates revenue through multiple key streams. The Grain segment earns money by purchasing, storing, and selling grain, benefiting from fluctuations in grain prices and providing marketing services to farmers. The Plant Nutrient segment sells fertilizers and related products, capitalizing on the demand for agricultural inputs. The Retail segment operates garden centers and farm supply stores, contributing to sales through consumer and agricultural product offerings. Additionally, the company’s biofuel operations create revenue from the production and sale of renewable energy products. Strategic partnerships with agricultural producers, suppliers, and customers enhance their market reach and operational efficiency, further bolstering revenue generation.

The Andersons Financial Statement Overview

Summary

The Andersons shows a mixed financial performance. The income statement indicates challenges with profitability and revenue consistency, but the balance sheet is stable with moderate leverage. The cash flow statement is strong, highlighting excellent cash generation and management. Overall, the company is on a recovery path with improving revenue and cash flow, though profitability needs improvement.

Income Statement

The Andersons shows a mixed performance in its income statement. The company has a modest gross profit margin of 5.99% TTM, indicating some pricing power and cost control. However, the net profit margin is low at 0.63% TTM, suggesting limited profitability after expenses. Revenue growth has been volatile, with a significant decline in recent years, but a notable recovery with a 49.2% increase TTM. The EBIT and EBITDA margins are relatively low, reflecting challenges in operational efficiency.

Balance Sheet

The balance sheet of The Andersons is relatively stable. The debt-to-equity ratio is 0.66 TTM, showing a balanced approach to leveraging debt. Return on equity is modest at 5.95% TTM, indicating average efficiency in generating profits from shareholders' equity. The equity ratio stands at 35.82% TTM, suggesting a solid equity base relative to total assets. Overall, the balance sheet reflects moderate financial health with manageable leverage.

Cash Flow

The cash flow statement reveals strong cash generation capabilities. The free cash flow growth rate is impressive at 771.64% TTM, indicating significant improvement in cash generation. The operating cash flow to net income ratio is 0.34 TTM, showing a healthy conversion of earnings into cash flow. The free cash flow to net income ratio is 0.52 TTM, reflecting efficient cash management. Overall, the cash flow position is robust, supporting operational and financial flexibility.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	11.60B	11.26B	14.75B	17.33B	12.61B	8.06B
Gross Profit	616.83M	687.31M	831.94M	670.63M	441.64M	402.76M
EBITDA	312.08M	359.75M	341.54M	386.30M	378.27M	195.42M
Net Income	73.37M	114.01M	101.19M	131.08M	103.99M	7.71M
Balance Sheet
Total Assets	3.30B	4.12B	3.86B	4.61B	4.57B	4.27B
Cash, Cash Equivalents and Short-Term Investments	86.79M	561.77M	643.85M	115.27M	216.44M	29.12M
Total Debt	775.51M	876.22M	665.29M	912.39M	1.17B	1.38B
Total Liabilities	2.07B	2.52B	2.34B	3.18B	3.26B	3.11B
Stockholders Equity	1.18B	1.37B	1.28B	1.20B	1.07B	961.89M
Cash Flow
Free Cash Flow	233.83M	182.32M	796.31M	147.38M	-132.85M	-179.32M
Operating Cash Flow	451.99M	331.51M	946.75M	287.12M	-51.05M	-74.43M
Investing Cash Flow	-624.78M	-163.07M	-153.88M	-52.90M	487.25M	-86.76M
Financing Cash Flow	-200.74M	-250.36M	-263.99M	-334.73M	-248.77M	136.30M

The Andersons Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 47.51
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For ANDE, the sentiment is Positive. The current price of 47.51 is below the 20-day moving average (MA) of 47.71, above the 50-day MA of 43.39, and above the 200-day MA of 39.57, indicating a bullish trend. The MACD of 2.01 indicates Negative momentum. The RSI at 65.79 is Neutral, neither overbought nor oversold. The STOCH value of 85.85 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for ANDE.

The Andersons Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
WILC	80 Outperform	$307.49M	11.63	15.58%	4.55%	12.41%	137.89%
ANDE	70 Outperform	$1.59B	19.77	5.85%	1.52%	2.19%	-39.07%
AVO	66 Neutral	$896.86M	23.15	7.12%	―	25.34%	66.91%
Sector *	62 Neutral	$20.33B	14.63	-3.31%	3.23%	1.93%	-12.26%
SPTN	58 Neutral	―	―	―	―	1.54%	-134.75%
CVGW	55 Neutral	$396.88M	25.36	6.58%	3.61%	-5.33%	―
UNFI	52 Neutral	$2.43B	―	-7.39%	―	2.60%	-3.23%

The Andersons Corporate Events

The Andersons Reports Strong Q3 2025 Results

The Andersons, Inc. is a North American company operating in the agribusiness and renewables sectors, known for its commitment to extraordinary customer service and community support. In its latest earnings report for the third quarter of 2025, The Andersons reported a net income of $20 million, or $0.59 per diluted share, with an adjusted net income of $29 million, or $0.84 per diluted share. The company achieved an adjusted EBITDA of $78 million, highlighting strong performance in its renewables segment, which reported a pretax income of $43 million, bolstered by efficient operations and tax credits.

The Andersons’ Earnings Call: Mixed Outlook with Growth Potential

The Andersons’ recent earnings call presented a mixed sentiment, reflecting both optimism and caution. The company showcased strong performance in its renewables segment and highlighted strategic investments in facility expansions, signaling potential growth. However, challenges in the agribusiness sector, increased expenses, and rising input costs pose significant hurdles. Despite these challenges, The Andersons’ robust balance sheet and cash flow provide a solid foundation for future growth.

The Andersons Elects Steven Oakland to Board

On August 21, 2025, The Andersons, Inc. announced the election of Steven Oakland to its board of directors. Mr. Oakland, who is the chairman, CEO, and president of TreeHouse Foods, brings nearly 40 years of food and beverage industry experience, including leadership roles at The J.M. Smucker Company. His appointment is expected to bolster The Andersons’ strategic growth initiatives.

The most recent analyst rating on (ANDE) stock is a Hold with a $42.00 price target. To see the full list of analyst forecasts on The Andersons stock, see the ANDE Stock Forecast page.

The Andersons’ Earnings Call: Strategic Moves Amid Challenges

The Andersons’ recent earnings call revealed a mixed performance, highlighting strategic advancements in the ethanol and renewables sectors alongside a robust cash position. However, the company faces significant challenges, including declines in net income, EPS, and EBITDA, as well as increased expenses and difficulties within its Agribusiness segment, suggesting a cautious outlook moving forward.

The Andersons, Inc. Reports Q2 Results and Strategic Acquisition

The Andersons, Inc. is a North American agriculture company operating in the agribusiness and renewables sectors, known for its commitment to extraordinary customer service and community support.