The Andersons (ANDE) AI Stock Analysis

• Market Cap: $1.96B
• Dividend Yield: 1.44%
• Average Volume (3M): 334.80K
• Price to Earnings (P/E): 27.0
• Beta (1Y): 0.56
• Revenue Growth: 2.19%
• EPS Growth: -39.07%
• Country: US
• Employees: 2,224
• Sector: Consumer Defensive
• Sector Strength: 42
• Industry: Food Distribution
• EPS (TTM): 0.59
• Shares Outstanding: 33,839,123
• 10 Day Avg. Volume: 247,591
• 30 Day Avg. Volume: 334,798
• PEG Ratio: 1.04
• Price to Book (P/B): 1.01
• Price to Sales (P/S): 0.12
• P/FCF Ratio: 7.56
• Enterprise Value/Market Cap: 1.07
• Enterprise Value/Revenue: 0.18
• Enterprise Value/Gross Profit: 3.40
• Enterprise Value/Ebitda: 6.71
• 1Y Price Target: $65.00
• Price Target Upside: 36.81% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 1
• EPS Forecast (FY): 4.2
• Revenue Forecast (FY): $12.15B

• Rating: 71 Outperform
• Price Target: $57.00 ▲(19.97% Upside)

The Andersons' stock score reflects a balanced view of its strengths and challenges. The company's strong cash flow and strategic growth initiatives are significant positives, while profitability challenges and valuation concerns weigh on the score. The technical indicators suggest a positive trend, supporting the overall outlook.

Positive Factors

Strategic Growth Investments

Investments in production efficiency and facility expansions enhance capacity and capabilities, supporting long-term growth and competitiveness.

Strong Cash Flow

Robust cash flow supports operational flexibility and enables strategic investments, contributing to sustainable long-term growth.

Ambitious Growth Targets

Ambitious growth targets and strategic investments indicate strong long-term growth potential and commitment to enhancing shareholder value.

Negative Factors

Challenging Agribusiness Environment

Oversupplied grain markets and global trade uncertainty impact profitability, posing challenges to the agribusiness segment's long-term performance.

Higher Input Costs

Increased input costs in the renewables segment could pressure margins, affecting long-term profitability and competitiveness.

Gross Profit Decline

Declining gross profit due to higher input costs and challenging fundamentals may hinder the company's ability to sustain profitability.

The Andersons Business Overview & Revenue Model

Company Description

The Andersons, Inc., an agriculture company, operates in trade, renewables, and plant nutrient sectors in the United States and internationally. The company's Trade segment operates grain elevators; stores commodities; and provides grain marketing, risk management, and origination services to its customers and affiliated ethanol facilities. This segment also engages in the commodity merchandising business, as well as offers logistics for physical commodities, such as whole grains, grain products, feed ingredients, domestic fuel products, and other agricultural commodities. Its Renewables segment produces, purchases, and sells ethanol, and co-products, as well as offers facility operations, risk management, and ethanol and coproducts marketing services to the ethanol plants it invests in and operates. The company's Plant Nutrient segment manufactures, distributes, and retails agricultural and related plant nutrients, corncob-based products, and pelleted lime and gypsum products; and crop nutrients, crop protection chemicals, and seed products, as well as provides application and agronomic services to commercial and family farmers. It also offers warehousing, packaging, and manufacturing services to nutrient producers and other distributors; and manufactures and distributes various industrial products, such as nitrogen reagents for air pollution control systems that are used in coal-fired power plants, and water treatment and dust abatement products. In addition, this segment produces corncob-based products for laboratory animal bedding and private-label cat litter, as well as absorbents, blast cleaners, carriers, and polishers; professional lawn care products for golf course and turf care markets; fertilizer and weed and pest control products; pelleted lime, gypsum, and value add soil amendments; and specialty ag liquids, seed starters, zinc, and industrial liquids. The Andersons, Inc. was founded in 1947 and is based in Maumee, Ohio.

How the Company Makes Money

The Andersons generates revenue through various channels across its segments. In the Grain segment, the company profits from grain merchandising, storage fees, and handling services, leveraging its extensive network of elevators. The Plant Nutrient segment earns revenue by selling fertilizers and related agricultural products, often through partnerships with manufacturers and suppliers. The Rail segment contributes income through leasing railcars to agricultural and industrial customers, as well as providing repair services. Key factors contributing to The Andersons' earnings include its strategic locations in high agricultural production areas, established relationships with farmers and suppliers, and a focus on efficiency and innovation within its operations.

The Andersons Financial Statement Overview

Summary

The Andersons shows a mixed financial performance. The income statement indicates challenges with profitability and revenue consistency, but the balance sheet is stable with moderate leverage. The cash flow statement is strong, highlighting excellent cash generation and management. Overall, the company is on a recovery path with improving revenue and cash flow, though profitability needs improvement.

Income Statement

The Andersons shows a mixed performance in its income statement. The company has a modest gross profit margin of 5.99% TTM, indicating some pricing power and cost control. However, the net profit margin is low at 0.63% TTM, suggesting limited profitability after expenses. Revenue growth has been volatile, with a significant decline in recent years, but a notable recovery with a 49.2% increase TTM. The EBIT and EBITDA margins are relatively low, reflecting challenges in operational efficiency.

Balance Sheet

The balance sheet of The Andersons is relatively stable. The debt-to-equity ratio is 0.66 TTM, showing a balanced approach to leveraging debt. Return on equity is modest at 5.95% TTM, indicating average efficiency in generating profits from shareholders' equity. The equity ratio stands at 35.82% TTM, suggesting a solid equity base relative to total assets. Overall, the balance sheet reflects moderate financial health with manageable leverage.

Cash Flow

The cash flow statement reveals strong cash generation capabilities. The free cash flow growth rate is impressive at 771.64% TTM, indicating significant improvement in cash generation. The operating cash flow to net income ratio is 0.34 TTM, showing a healthy conversion of earnings into cash flow. The free cash flow to net income ratio is 0.52 TTM, reflecting efficient cash management. Overall, the cash flow position is robust, supporting operational and financial flexibility.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	11.60B	11.26B	14.75B	17.33B	12.61B	8.06B
Gross Profit	616.83M	687.31M	831.94M	670.63M	441.64M	402.76M
EBITDA	312.08M	359.75M	341.54M	386.30M	378.27M	195.42M
Net Income	73.37M	114.01M	101.19M	131.08M	103.99M	7.71M
Balance Sheet
Total Assets	3.30B	4.12B	3.86B	4.61B	4.57B	4.27B
Cash, Cash Equivalents and Short-Term Investments	86.79M	561.77M	643.85M	115.27M	216.44M	29.12M
Total Debt	775.51M	876.22M	665.29M	912.39M	1.17B	1.38B
Total Liabilities	2.07B	2.52B	2.34B	3.18B	3.26B	3.11B
Stockholders Equity	1.18B	1.37B	1.28B	1.20B	1.07B	961.89M
Cash Flow
Free Cash Flow	233.83M	182.32M	796.31M	147.38M	-132.85M	-179.32M
Operating Cash Flow	451.99M	331.51M	946.75M	287.12M	-51.05M	-74.43M
Investing Cash Flow	-624.78M	-163.07M	-153.88M	-52.90M	487.25M	-86.76M
Financing Cash Flow	-200.74M	-250.36M	-263.99M	-334.73M	-248.77M	136.30M

The Andersons Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 47.51
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Negative
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For ANDE, the sentiment is Positive. The current price of 47.51 is below the 20-day moving average (MA) of 54.24, below the 50-day MA of 52.03, and above the 200-day MA of 41.74, indicating a bullish trend. The MACD of 1.39 indicates Negative momentum. The RSI at 73.15 is Negative, neither overbought nor oversold. The STOCH value of 97.37 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for ANDE.

The Andersons Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
WILC	81 Outperform	$409.53M	15.44	15.15%	3.55%	9.33%	72.31%
AVO	72 Outperform	$896.23M	23.19	6.65%	―	12.68%	3.09%
ANDE	71 Outperform	$1.96B	27.02	5.85%	1.44%	2.19%	-39.07%
CVGW	71 Outperform	$403.13M	20.41	9.72%	3.70%	-5.33%	―
Sector *	62 Neutral	$20.33B	14.63	-3.31%	3.23%	1.93%	-12.26%
UNFI	52 Neutral	$2.11B	-21.13	-6.37%	―	1.45%	-5.49%

The Andersons Corporate Events

The Andersons Sets Ambitious 2028 Growth Target

On December 11, 2025, The Andersons, Inc. announced its growth target for 2028 during its Investor Day. The company aims for a run-rate earnings per share of $7.00 by the end of 2028, representing a 36% compounded annual growth rate. The strategic plan includes significant investments such as a $60 million upgrade to the Clymers, Indiana ethanol plant, and an expansion of the export terminal at the Port of Houston. These initiatives are expected to increase ethanol capacity and enhance export capabilities, respectively. The company also plans to leverage its acquisition of Skyland Grain to expand its geographic presence and merchandising capabilities. The Andersons is focused on maintaining efficient ethanol plants and maximizing tax credits, while continuing its tradition of returning capital to shareholders through dividends and share repurchases.

The most recent analyst rating on (ANDE) stock is a Buy with a $65.00 price target. To see the full list of analyst forecasts on The Andersons stock, see the ANDE Stock Forecast page.

The Andersons Highlights Growth at Investor Day

On December 9, 2025, The Andersons, Inc. held its 2025 Investor Day in New York City, highlighting its strategic focus on profitable growth and operational excellence. The event showcased the company’s commitment to leveraging its strong balance sheet and leadership expertise to drive long-term shareholder value, with a particular emphasis on expanding its presence in the North American ag and renewable fuels supply chains. The company aims to capitalize on industry tailwinds such as increased ethanol blending rates and biofuels policy support, positioning itself for continued growth and resilience.

The most recent analyst rating on (ANDE) stock is a Buy with a $53.00 price target. To see the full list of analyst forecasts on The Andersons stock, see the ANDE Stock Forecast page.